Table No. 5.7 – State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation

March 2001

SOUTHERN REGION

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

20,57,732

3632,79

3387,99

8,89,477

1959,36

1744,07

1. Direct Finance

20,29,894

3407,54

3218,55

8,76,852

1754,07

1599,81

2. Indirect Finance

27,838

225,25

169,44

12,625

205,28

144,26

II.

INDUSTRY

71,278

1265,02

976,52

63,102

2527,67

1990,03

1. Mining & Quarrying

111

21,46

15,79

295

73,10

31,77

2. Food Manufacturing & Processing

1,982

284,16

230,75

4,042

819,68

581,26

(a) Rice Mills, Flour & Dal Mills

1,261

128,92

82,37

3,067

463,94

291,11

(b) Sugar

30

97,89

96,51

73

199,20

173,80

(c) Edible Oils & Vanaspati

125

25,95

23,81

216

83,14

63,67

(d) Tea Processing

2

18

10

3

13

10

(e) Processing of Fruits & Vegetables

14

3,60

3,48

9

3,22

2,96

(f) Others

550

27,62

24,48

674

70,04

49,61

3. Beverage & Tobacco

18

10,45

10,29

47

19,32

16,56

4. Textiles

503

61,64

48,43

1,708

224,19

192,85

(a) Cotton Textiles

133

41,18

31,62

266

69,75

69,19

(b) Jute Textiles

4

40

79

23

53,62

28,69

(c) Handloom Textiles & Khadi

62

1,41

98

818

3,41

2,89

(d) Other Textiles

304

18,65

15,04

601

97,40

92,07

5. Paper, Paper Products & Printing

102

35,45

15,07

599

53,24

40,22

6. Leather & Leather Products

18

2,59

1,90

71

3,26

3,27

7. Rubber & Rubber Products

23

3,40

2,73

43

3,77

2,46

8. Chemicals & Chemical Products

281

113,66

69,06

1,016

230,43

194,13

(a) Heavy Industrial Chemicals

24

12,38

9,58

70

28,59

26,33

(b) Fertilisers

9

3,07

2,24

11

8,15

7,99

(c) Drugs & Pharmaceuticals

57

44,56

25,10

237

95,99

78,50

(d) Non-Edible Oils

7

1,95

1,76

16

6,13

2,18

(e) Other Chemicals & Chemical Products

184

51,70

30,39

682

91,56

79,12

9. Petroleum, Coal Products & Nuclear Fuels

19

5,32

2,36

32

15,91

14,85

10. Manufacture of Cement & Cement Products

104

88,69

82,91

200

55,34

45,63

11. Basic Metals & Metal Products

229

164,86

140,01

707

379,44

344,53

(a) Iron & Steel

97

128,10

106,67

103

327,41

297,27

(b) Non-Ferrous Metals

26

7,63

7,66

15

10,21

8,91

(c) Other Metal Products

106

29,14

25,69

589

41,82

38,35

12. Engineering

605

182,31

135,46

1,092

278,76

244,87

(a) Heavy Engineering

79

29,77

21,24

163

98,40

94,28

(b) Light Engineering

218

9,67

8,52

450

59,22

48,70

(c) Electrical Machinery & Goods

246

120,03

83,34

359

87,76

78,85

(d) Electronic Machinery & Goods

62

22,84

22,36

120

33,38

23,04

13. Vehicles, Vehicle Parts & Transport Equipments

558

14,57

7,55

455

23,68

14,88

14. Other Industries

66,604

145,26

125,97

52,542

243,14

199,78

15. Electricity, Gas & Water

21

117,58

74,92

30

83,60

44,26

(a) Electricity Generation & Transmission

13

69,92

30,82

6

75,96

40,14

(b) Non-Conventional Energy

2

2,19

1,90

3

1,11

1,01

(c) Gas, Steam & Water Supply

6

45,47

42,19

21

6,52

3,11

16. Construction

100

13,63

13,31

223

20,82

18,72

III.

TRANSPORT OPERATORS

17,047

74,37

60,26

12,622

94,42

70,84

IV.

PROFESSIONAL AND OTHER SERVICES

56,684

133,22

103,12

41,233

239,90

198,68

V.

PERSONAL LOANS

4,44,745

1057,60

935,80

4,62,330

1685,21

1470,49

1. Loans for Purchase of Consumer Durables

34,931

59,05

48,12

39,038

83,90

69,42

2. Loans for Housing

33,234

241,09

215,20

57,417

595,33

523,20

3. Rest of the Personal Loans

3,76,580

757,46

672,48

3,65,875

1005,98

877,88

VI.

TRADE

1,99,942

1145,50

1068,73

1,60,277

1123,08

825,06

1. Wholesale Trade

9,901

792,95

774,18

11,800

426,72

292,03

2. Retail Trade

1,90,041

352,56

294,54

1,48,477

696,36

533,03

VII.

FINANCE

1,038

9,87

8,27

197

58,94

41,65

VIII.

ALL OTHERS

2,13,247

541,09

479,64

1,39,796

868,37

749,08

TOTAL BANK CREDIT

30,61,713

7859,48

7020,33

17,69,034

8556,93

7089,89

OF WHICH : 1. Artisans & Village Industries

37,888

62,53

55,23

18,014

53,30

48,74

2. Other Small Scale Industries

14,196

261,71

196,19

25,014

710,42

522,87

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

1,53,441

764,97

652,51

4,830

748,79

575,91

1. Direct Finance

1,45,977

591,18

507,62

3,798

363,16

327,22

2. Indirect Finance

7,464

173,79

144,89

1,032

385,63

248,70

II.

INDUSTRY

58,043

3803,45

2981,34

77,746

8494,06

7006,64

1. Mining & Quarrying

207

102,11

80,95

127

135,56

122,25

2. Food Manufacturing & Processing

2,292

665,12

504,12

589

446,74

342,98

(a) Rice Mills, Flour & Dal Mills

1,469

261,89

173,82

129

28,48

19,62

(b) Sugar

35

101,36

100,58

34

101,78

107,58

(c) Edible Oils & Vanaspati

208

70,37

68,23

113

127,44

92,26

(d) Tea Processing

2

16

17

12

2,49

2,44

(e) Processing of Fruits & Vegetables

39

10,97

8,00

6

2,80

3,19

(f) Others

539

220,37

153,31

295

183,75

117,88

3. Beverage & Tobacco

235

496,21

329,41

60

80,61

65,11

4. Textiles

1,356

290,54

224,24

716

596,20

572,46

(a) Cotton Textiles

825

243,46

185,16

254

320,67

303,20

(b) Jute Textiles

11

17,85

17,07

23

1,53

1,61

(c) Handloom Textiles & Khadi

38

3,06

2,14

19

1,47

1,02

(d) Other Textiles

482

26,17

19,87

420

272,52

266,64

5. Paper, Paper Products & Printing

735

117,79

98,62

739

219,94

177,75

6. Leather & Leather Products

115

19,31

13,95

129

90,05

84,10

7. Rubber & Rubber Products

164

20,32

20,52

189

89,92

65,84

8. Chemicals & Chemical Products

1,135

316,02

242,49

1,992

2179,20

1813,07

(a) Heavy Industrial Chemicals

44

12,29

8,96

107

74,92

86,91

(b) Fertilisers

41

114,52

92,95

87

492,67

399,52

(c) Drugs & Pharmaceuticals

291

94,20

62,22

875

1288,08

1051,47

(d) Non-Edible Oils

35

22,39

18,46

17

15,88

18,40

(e) Other Chemicals & Chemical Products

724

72,62

59,90

906

307,65

256,78

9. Petroleum, Coal Products & Nuclear Fuels

36

32,13

23,58

56

70,56

50,07

10. Manufacture of Cement & Cement Products

227

48,82

36,62

209

420,22

392,37

11. Basic Metals & Metal Products

850

697,24

565,35

1,083

1152,32

932,83

(a) Iron & Steel

246

540,60

446,53

498

669,23

515,73

(b) Non-Ferrous Metals

35

11,28

11,04

85

77,10

94,59

(c) Other Metal Products

569

145,36

107,78

500

405,98

322,51

12. Engineering

1,518

204,32

146,98

2,927

859,51

617,42

(a) Heavy Engineering

132

58,46

52,27

124

138,21

114,57

(b) Light Engineering

621

49,99

33,87

576

279,74

208,43

(c) Electrical Machinery & Goods

627

63,92

34,74

1,931

262,31

139,26

(d) Electronic Machinery & Goods

138

31,95

26,11

296

179,25

155,16

13. Vehicles, Vehicle Parts & Transport Equipments

552

257,70

252,78

357

76,43

74,15

14. Other Industries

47,400

342,53

290,43

67,707

609,02

558,66

15. Electricity, Gas & Water

70

62,41

50,99

191

1108,74

858,63

(a) Electricity Generation & Transmission

41

57,64

48,07

153

1076,81

825,43

(b) Non-Conventional Energy

2

1,53

1,53

12

23,81

24,27

(c) Gas, Steam & Water Supply

27

3,24

1,39

26

8,13

8,92

16. Construction

1,151

130,89

100,31

675

359,04

278,97

III.

TRANSPORT OPERATORS

12,870

143,13

112,02

8,678

373,00

297,84

IV.

PROFESSIONAL AND OTHER SERVICES

35,750

489,59

352,60

14,772

1130,79

940,46

V.

PERSONAL LOANS

4,63,620

2181,69

1857,42

3,04,768

2006,94

1720,92

1. Loans for Purchase of Consumer Durables

45,635

116,49

92,42

28,418

84,02

65,36

2. Loans for Housing

91,064

892,52

778,95

46,716

756,93

676,67

3. Rest of the Personal Loans

3,26,921

1172,68

986,05

2,29,634

1165,99

978,89

VI.

TRADE

1,00,778

1796,65

1209,31

36,487

987,98

832,88

1. Wholesale Trade

10,174

752,77

500,01

4,678

488,28

387,99

2. Retail Trade

90,604

1043,88

709,30

31,809

499,70

444,90

VII.

FINANCE

436

96,66

79,20

429

207,52

189,75

VIII.

ALL OTHERS

1,12,897

1112,62

879,32

68,381

1941,36

1550,41

TOTAL BANK CREDIT

9,37,835

10388,76

8123,72

5,16,091

15890,42

13114,82

OF WHICH: 1. Artisans & Village Industries

11,216

31,61

24,85

4,001

18,78

18,10

2. Other Small Scale Industries

28,089

954,23

727,37

36,400

839,86

722,95