Table No. 5.6 – State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation – March 2001

EASTERN REGION

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

AND ITS ASSOCIATES

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

1

2

3

4

5

6

I.

AGRICULTURE

45,370

175,72

132,53

44,917

211,98

182,71

1.

Direct Finance

44,583

169,19

129,53

44,585

197,85

170,91

2.

Indirect Finance

787

6,52

3,00

332

14,13

11,80

II.

INDUSTRY

16,613

1290,75

781,04

18,028

1304,68

1217,78

1.

Mining & Quarrying

22

112,32

104,93

54

15,03

12,35

2.

Food Manufacturing & Processing

443

347,57

292,72

961

104,73

85,22

(a)

Rice Mills, Flour & Dal Mills

358

301,52

257,38

774

61,81

48,99

(b)

Sugar

-

-

-

-

-

-

(c)

Edible Oils & Vanaspati

27

36,81

28,97

61

35,66

30,69

(d)

Tea Processing

3

32

22

3

19

18

(e)

Processing of Fruits & Vegetables

4

60

33

5

3,05

2,40

(f)

Others

51

8,33

5,82

118

4,01

2,96

3.

Beverage & Tobacco

11

16,11

16,85

7

63

47

4.

Textiles

39

5,10

3,70

160

27,84

23,97

(a)

Cotton Textiles

2

8

7

7

9,09

8,23

(b)

Jute Textiles

6

29

20

6

51

49

(c)

Handloom Textiles & Khadi

5

54

24

42

27

27

(d)

Other Textiles

26

4,20

3,19

105

17,97

14,98

5.

Paper, Paper Products & Printing

61

12,02

7,44

138

6,94

5,27

6.

Leather & Leather Products

3

43

31

21

49

44

7.

Rubber & Rubber Products

10

1,54

1,15

14

72

64

8.

Chemicals & Chemical Products

106

39,56

31,63

336

34,73

26,03

(a)

Heavy Industrial Chemicals

7

1,13

56

9

2,22

1,60

(b)

Fertilisers

8

11,22

10,33

4

40

29

(c)

Drugs & Pharmaceuticals

2

10

7

29

10,53

8,29

(d)

Non-Edible Oils

6

4,27

3,68

2

27

20

(e)

Other Chemicals & Chemical Products

83

22,84

16,99

292

21,31

15,65

9.

Petroleum, Coal Products & Nuclear Fuels

10

1,40

1,06

23

7,80

5,16

10.

Manufacture of Cement & Cement Products

19

10,77

6,48

46

15,44

8,73

11.

Basic Metals & Metal Products

289

590,41

189,99

481

961,69

936,93

(a)

Iron & Steel

119

138,02

93,45

202

931,04

911,80

(b)

Non-Ferrous Metals

4

370,13

25,99

11

3,43

2,10

(c)

Other Metal Products

166

82,26

70,55

268

27,22

23,03

12.

Engineering

98

18,35

11,44

246

13,97

12,55

(a)

Heavy Engineering

25

5,59

3,80

14

1,36

1,20

(b)

Light Engineering

30

1,28

1,05

142

8,55

7,36

(c)

Electrical Machinery & Goods

40

11,32

6,49

84

2,98

2,76

(d)

Electronic Machinery & Goods

3

16

10

6

1,08

1,23

13.

Vehicles, Vehicle Parts & Transport Equipments

5

1,16

16

86

2,28

1,84

14.

Other Industries

15,398

103,09

86,51

15,342

105,38

92,38

15.

Electricity, Gas & Water

46

7,57

4,74

13

2,52

1,69

(a)

Electricity Generation & Transmission

40

5,31

3,76

-

-

-

(b)

Non-Conventional Energy

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

6

2,26

98

13

2,52

1,69

16.

Construction

53

23,37

21,92

100

4,51

4,10

III.

TRANSPORT OPERATORS

1,488

18,48

11,24

1,669

20,95

18,02

IV.

PROFESSIONAL AND OTHER SERVICES

3,693

31,85

22,29

10,298

72,75

65,17

V.

PERSONAL LOANS

52,810

244,75

203,52

50,989

239,08

205,10

1.

Loans for Purchase of Consumer Durables

5,953

20,77

15,57

6,837

21,66

17,67

2.

Loans for Housing

9,192

97,16

85,34

11,746

86,45

77,93

3.

Rest of the Personal Loans

37,665

126,82

102,61

32,406

130,96

109,49

VI..

TRADE

16,408

184,49

137,15

22,041

274,51

220,31

1.

Wholesale Trade

3,064

99,19

72,85

1,424

88,50

71,00

2.

Retail Trade

13,344

85,30

64,30

20,617

186,01

149,30

VII.

FINANCE

9

4,12

3,80

177

6,73

5,81

VIII.

ALL OTHERS

7,567

200,67

163,62

9,893

109,52

88,03

TOTAL BANK CREDIT

1,43,958

2150,83

1455,18

1,58,012

2240,20

2002,93

OF WHICH:

1. Artisans & Village Industries

1,578

3,13

2,48

3,823

9,66

8,76

2. Other Small Scale Industries

6,940

196,49

143,53

7,330

163,42

130,64

EASTERN REGION

(Amount in Rupees Lakh)

FOREIGN BANKS

REGIONAL RURAL BANKS

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

7

8

9

10

11

12

I.

AGRICULTURE

-

-

-

1,21,035

165,89

129,39

1.

Direct Finance

-

-

-

1,18,462

159,66

124,05

2.

Indirect Finance

-

-

-

2,573

6,23

5,34

II.

INDUSTRY

2

1,23

3,22

25,102

32,30

26,99

1.

Mining & Quarrying

-

-

-

1

7

6

2.

Food Manufacturing & Processing

-

-

-

154

2,17

1,55

(a)

Rice Mills, Flour & Dal Mills

-

-

-

120

1,71

1,26

(b)

Sugar

-

-

-

-

-

-

(c)

Edible Oils & Vanaspati

-

-

-

2

4

-

(d)

Tea Processing

-

-

-

-

-

-

(e)

Processing of Fruits & Vegetables

-

-

-

-

-

-

(f)

Others

-

-

-

32

42

28

3.

Beverage & Tobacco

-

-

-

-

-

-

4.

Textiles

1

1,03

1,03

25

12

9

(a)

Cotton Textiles

-

-

-

1

1

1

(b)

Jute Textiles

-

-

-

-

-

-

(c)

Handloom Textiles & Khadi

-

-

-

-

-

-

(d)

Other Textiles

1

1,03

1,03

24

12

8

5.

Paper, Paper Products & Printing

-

-

-

2

2

1

6.

Leather & Leather Products

-

-

-

8

4

4

7.

Rubber & Rubber Products

-

-

-

2

2

2

8.

Chemicals & Chemical Products

-

-

-

8

5

4

(a)

Heavy Industrial Chemicals

-

-

-

-

-

-

(b)

Fertilisers

-

-

-

-

-

-

(c)

Drugs & Pharmaceuticals

-

-

-

5

3

2

(d)

Non-Edible Oils

-

-

-

-

-

-

(e)

Other Chemicals & Chemical Products

-

-

-

3

2

1

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

10.

Manufacture of Cement & Cement Products

-

-

-

3

4

4

11.

Basic Metals & Metal Products

-

-

-

17

10

11

(a)

Iron & Steel

-

-

-

-

-

-

(b)

Non-Ferrous Metals

-

-

-

-

-

-

(c)

Other Metal Products

-

-

-

17

10

11

12.

Engineering

-

-

-

60

92

83

(a)

Heavy Engineering

-

-

-

11

62

58

(b)

Light Engineering

-

-

-

43

26

21

(c)

Electrical Machinery & Goods

-

-

-

6

4

3

(d)

Electronic Machinery & Goods

-

-

-

-

-

-

13.

Vehicles, Vehicle Parts & Transport Equipments

-

-

-

92

1,16

80

14.

Other Industries

-

-

-

24,724

27,47

23,31

15.

Electricity, Gas & Water

-

-

-

1

3

3

(a)

Electricity Generation & Transmission

-

-

-

-

-

-

(b)

Non-Conventional Energy

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

-

-

-

1

3

3

16.

Construction

1

20

2,19

5

11

8

III.

TRANSPORT OPERATORS

-

-

-

3,348

11,42

7,05

IV.

PROFESSIONAL AND OTHER SERVICES

-

-

-

3,487

7,12

5,97

V.

PERSONAL LOANS

-

-

-

53,732

83,23

67,98

1.

Loans for Purchase of Consumer Durables

-

-

-

6,485

10,86

7,86

2.

Loans for Housing

-

-

-

3,335

14,68

13,08

3.

Rest of the Personal Loans

-

-

-

43,912

57,69

47,05

VI..

TRADE

-

-

-

33,641

43,73

34,06

1.

Wholesale Trade

-

-

-

1,579

1,62

1,30

2.

Retail Trade

-

-

-

32,062

42,11

32,75

VII.

FINANCE

-

-

-

9

10

9

VIII.

ALL OTHERS

-

-

-

3,145

3,47

2,55

TOTAL BANK CREDIT

2

1,23

3,22

2,43,499

347,26

274,09

OF WHICH:

1. Artisans & Village Industries

-

-

-

18,583

19,33

16,47

2. Other Small Scale Industries

-

-

-

2,536

5,05

4,04

EASTERN REGION

(Amount in Rupees Lakh)

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

13

14

15

16

17

18

I.

AGRICULTURE

5

7

5

2,11,327

553,66

444,68

1.

Direct Finance

5

7

5

2,07,635

526,77

424,54

2.

Indirect Finance

-

-

-

3,692

26,89

20,14

II.

INDUSTRY

120

3,47

3,19

59,865

2632,43

2032,22

1.

Mining & Quarrying

-

-

-

77

127,42

117,34

2.

Food Manufacturing & Processing

5

28

25

1,563

454,75

379,74

(a)

Rice Mills, Flour & Dal Mills

4

28

24

1,256

365,32

307,87

(b)

Sugar

-

-

-

-

-

-

(c)

Edible Oils & Vanaspati

-

-

-

90

72,51

59,67

(d)

Tea Processing

-

-

-

6

51

40

(e)

Processing of Fruits & Vegetables

-

-

-

9

3,64

2,73

(f)

Others

1

-

-

202

12,76

9,07

3.

Beverage & Tobacco

-

-

-

18

16,74

17,33

4.

Textiles

2

20

18

227

34,29

28,96

(a)

Cotton Textiles

1

16

15

11

9,33

8,46

(b)

Jute Textiles

-

-

-

12

80

69

(c)

Handloom Textiles & Khadi

-

-

-

47

81

51

(d)

Other Textiles

1

4

3

157

23,35

19,30

5.

Paper, Paper Products & Printing

5

13

11

206

19,11

12,82

6.

Leather & Leather Products

-

-

-

32

95

78

7.

Rubber & Rubber Products

-

-

-

26

2,27

1,81

8.

Chemicals & Chemical Products

7

15

18

457

74,48

57,88

(a)

Heavy Industrial Chemicals

-

-

-

16

3,34

2,16

(b)

Fertilisers

-

-

-

12

11,62

10,62

(c)

Drugs & Pharmaceuticals

1

5

5

37

10,72

8,43

(d)

Non-Edible Oils

-

-

-

8

4,54

3,89

(e)

Other Chemicals & Chemical Products

6

10

13

384

44,26

32,78

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

33

9,19

6,22

10.

Manufacture of Cement & Cement Products

-

-

-

68

26,24

15,25

11.

Basic Metals & Metal Products

4

11

8

791

1552,30

1127,10

(a)

Iron & Steel

2

8

5

323

1069,13

1005,30

(b)

Non-Ferrous Metals

-

-

-

15

373,56

28,10

(c)

Other Metal Products

2

3

3

453

109,61

93,71

12.

Engineering

2

16

9

406

33,39

24,92

(a)

Heavy Engineering

-

-

-

50

7,57

5,59

(b)

Light Engineering

-

-

-

215

10,10

8,63

(c)

Electrical Machinery & Goods

2

16

9

132

14,49

9,37

(d)

Electronic Machinery & Goods

-

-

-

9

1,23

1,33

13.

Vehicles, Vehicle Parts & Transport Equipments

-

-

-

183

4,60

2,80

14.

Other Industries

87

2,38

2,26

55,551

238,32

204,48

15.

Electricity, Gas & Water

-

-

-

60

10,13

6,46

(a)

Electricity Generation & Transmission

-

-

-

40

5,31

3,76

(b)

Non-Conventional Energy

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

-

-

-

20

4,81

2,70

16.

Construction

8

7

5

167

28,25

28,34

III.

TRANSPORT OPERATORS

11

27

15

6,516

51,12

36,46

IV.

PROFESSIONAL AND OTHER SERVICES

91

93

65

17,569

112,65

94,09

V.

PERSONAL LOANS

405

6,09

4,63

1,57,936

573,15

481,23

1.

Loans for Purchase of Consumer Durables

21

10

6

19,296

53,40

41,16

2.

Loans for Housing

50

71

64

24,323

199,02

177,00

3.

Rest of the Personal Loans

334

5,28

3,94

1,14,317

320,74

263,08

VI..

TRADE

120

4,88

4,45

72,210

507,61

395,96

1.

Wholesale Trade

30

2,80

2,48

6,097