State : Jammu & Kashmir - RBI - Reserve Bank of India
State : Jammu & Kashmir
Table No. 5.6 – State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation – March 2001 |
NORTHERN REGION |
|
|
|
(Amount in Rupees Lakh) |
||||||
STATE BANK OF INDIA |
NATIONALISED BANKS |
|||||||||
|
|
AND ITS ASSOCIATES |
|
|||||||
OCCUPATION |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||||
Accounts |
Limit |
Out- |
Accounts |
Limit |
Out- |
|||||
|
|
|
|
standing |
|
|
standing |
|||
|
|
1 |
2 |
3 |
4 |
5 |
6 |
|||
I. |
AGRICULTURE |
9,899 |
29,30 |
21,06 |
5,621 |
25,51 |
22,19 |
|||
1. |
Direct Finance |
9,750 |
27,19 |
19,83 |
5,541 |
23,93 |
20,13 |
|||
2. |
Indirect Finance |
149 |
2,11 |
1,23 |
80 |
1,58 |
2,06 |
|||
II. |
INDUSTRY |
5,428 |
81,84 |
64,00 |
5,402 |
244,62 |
245,42 |
|||
1. |
Mining & Quarrying |
9 |
58 |
29 |
3 |
68 |
2,74 |
|||
2. |
Food Manufacturing & Processing |
144 |
18,45 |
16,09 |
157 |
55,76 |
54,77 |
|||
(a) |
Rice Mills, Flour & Dal Mills |
71 |
9,62 |
8,65 |
84 |
15,19 |
13,75 |
|||
(b) |
Sugar |
- |
- |
- |
- |
- |
- |
|||
(c) |
Edible Oils & Vanaspati |
20 |
2,73 |
2,52 |
15 |
91 |
96 |
|||
(d) |
Tea Processing |
1 |
80 |
9 |
1 |
4 |
6 |
|||
(e) |
Processing of Fruits & Vegetables |
7 |
58 |
70 |
5 |
31,65 |
32,39 |
|||
(f) |
Others |
45 |
4,72 |
4,13 |
52 |
7,98 |
7,62 |
|||
3. |
Beverage & Tobacco |
3 |
25 |
24 |
3 |
19 |
13 |
|||
4. |
Textiles |
45 |
6,08 |
3,63 |
281 |
9,54 |
10,14 |
|||
(a) |
Cotton Textiles |
3 |
2,65 |
1,90 |
7 |
3,87 |
3,99 |
|||
(b) |
Jute Textiles |
- |
- |
- |
2 |
17 |
22 |
|||
(c) |
Handloom Textiles & Khadi |
2 |
14 |
12 |
11 |
1,09 |
91 |
|||
(d) |
Other Textiles |
40 |
3,29 |
1,61 |
261 |
4,41 |
5,02 |
|||
5. |
Paper, Paper Products & Printing |
16 |
2,00 |
2,03 |
88 |
2,74 |
2,58 |
|||
6. |
Leather & Leather Products |
4 |
22 |
22 |
36 |
42 |
43 |
|||
7. |
Rubber & Rubber Products |
7 |
65 |
41 |
19 |
97 |
94 |
|||
8. |
Chemicals & Chemical Products |
34 |
4,13 |
2,92 |
96 |
11,15 |
18,71 |
|||
(a) |
Heavy Industrial Chemicals |
- |
- |
- |
- |
- |
- |
|||
(b) |
Fertilisers |
- |
- |
- |
1 |
19 |
19 |
|||
(c) |
Drugs & Pharmaceuticals |
4 |
60 |
49 |
17 |
2,69 |
3,09 |
|||
(d) |
Non-Edible Oils |
1 |
5 |
5 |
1 |
5 |
3 |
|||
(e) |
Other Chemicals & Chemical Products |
29 |
3,48 |
2,38 |
77 |
8,22 |
15,40 |
|||
9. |
Petroleum, Coal Products & Nuclear Fuels |
4 |
16 |
12 |
2 |
12 |
5 |
|||
10. |
Manufacture of Cement & Cement Products |
6 |
28 |
17 |
33 |
4,12 |
3,25 |
|||
11. |
Basic Metals & Metal Products |
86 |
8,15 |
6,07 |
112 |
12,81 |
10,41 |
|||
(a) |
Iron & Steel |
7 |
1,64 |
1,22 |
33 |
10,04 |
8,16 |
|||
(b) |
Non-Ferrous Metals |
3 |
54 |
49 |
1 |
3 |
3 |
|||
(c) |
Other Metal Products |
76 |
5,97 |
4,36 |
78 |
2,75 |
2,23 |
|||
12. |
Engineering |
58 |
5,63 |
4,70 |
85 |
3,53 |
3,28 |
|||
(a) |
Heavy Engineering |
3 |
31 |
31 |
1 |
15 |
15 |
|||
(b) |
Light Engineering |
8 |
1,44 |
77 |
16 |
36 |
27 |
|||
(c) |
Electrical Machinery & Goods |
35 |
2,45 |
2,14 |
63 |
2,67 |
2,54 |
|||
(d) |
Electronic Machinery & Goods |
12 |
1,43 |
1,47 |
5 |
35 |
32 |
|||
13. |
Vehicles, Vehicle Parts & Transport Equipments |
10 |
41 |
22 |
151 |
11,64 |
10,40 |
|||
14. |
Other Industries |
4,995 |
34,55 |
26,58 |
4,020 |
27,49 |
24,44 |
|||
15. |
Electricity, Gas & Water |
4 |
16 |
14 |
2 |
100,04 |
100,01 |
|||
(a) |
Electricity Generation & Transmission |
3 |
12 |
10 |
1 |
100,00 |
100,00 |
|||
(b) |
Non-Conventional Energy |
1 |
4 |
4 |
- |
- |
- |
|||
(c) |
Gas, Steam & Water Supply |
- |
- |
- |
1 |
4 |
1 |
|||
16. |
Construction |
3 |
17 |
17 |
314 |
3,42 |
3,13 |
|||
III. |
TRANSPORT OPERATORS |
943 |
25,43 |
14,96 |
1,404 |
21,35 |
16,61 |
|||
IV. |
PROFESSIONAL AND OTHER SERVICES |
898 |
10,51 |
7,65 |
20,758 |
35,23 |
31,22 |
|||
V. |
PERSONAL LOANS |
22,689 |
112,54 |
94,44 |
24,627 |
129,38 |
111,07 |
|||
1. |
Loans for Purchase of Consumer Durables |
1,917 |
6,53 |
4,43 |
6,660 |
18,31 |
14,58 |
|||
2. |
Loans for Housing |
3,151 |
35,67 |
33,31 |
3,637 |
38,67 |
34,83 |
|||
3. |
Rest of the Personal Loans |
17,621 |
70,34 |
56,70 |
14,330 |
72,40 |
61,65 |
|||
VI.. |
TRADE |
3,944 |
48,74 |
38,69 |
6,799 |
86,50 |
82,50 |
|||
1. |
Wholesale Trade |
694 |
17,59 |
14,55 |
639 |
30,01 |
27,72 |
|||
2. |
Retail Trade |
3,250 |
31,15 |
24,14 |
6,160 |
56,50 |
54,78 |
|||
VII. |
FINANCE |
7 |
31 |
32 |
52 |
6,78 |
7,38 |
|||
VIII. |
ALL OTHERS |
2,341 |
36,46 |
33,43 |
6,258 |
432,49 |
226,56 |
|||
TOTAL BANK CREDIT |
46,149 |
345,13 |
274,55 |
70,921 |
981,88 |
742,94 |
||||
OF WHICH: |
1. Artisans & Village Industries |
534 |
1,57 |
1,24 |
1,009 |
4,78 |
4,14 |
|||
|
2. Other Small Scale Industries |
3,752 |
64,75 |
51,80 |
3,030 |
70,40 |
74,20 |
NORTHERN REGION |
|
|
|
(Amount in Rupees Lakh) |
||||||||
|
|
FOREIGN BANKS |
REGIONAL RURAL BANKS |
|||||||||
OCCUPATION |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||||||
Accounts |
Limit |
Out- |
Accounts |
Limit |
Out- |
|||||||
|
|
|
|
|
|
|
standing |
|
|
standing |
||
|
|
|
|
|
7 |
8 |
9 |
10 |
11 |
12 |
||
I. |
AGRICULTURE |
- |
- |
- |
27,122 |
43,03 |
35,38 |
|||||
1. |
Direct Finance |
- |
- |
- |
26,627 |
42,17 |
34,63 |
|||||
2. |
Indirect Finance |
- |
- |
- |
495 |
87 |
75 |
|||||
II. |
INDUSTRY |
1 |
17 |
17 |
3,820 |
3,95 |
3,39 |
|||||
1. |
Mining & Quarrying |
- |
- |
- |
- |
- |
- |
|||||
2. |
Food Manufacturing & Processing |
- |
- |
- |
24 |
25 |
22 |
|||||
(a) |
Rice Mills, Flour & Dal Mills |
- |
- |
- |
16 |
23 |
21 |
|||||
(b) |
Sugar |
- |
- |
- |
- |
- |
- |
|||||
(c) |
Edible Oils & Vanaspati |
- |
- |
- |
2 |
1 |
- |
|||||
(d) |
Tea Processing |
- |
- |
- |
- |
- |
- |
|||||
(e) |
Processing of Fruits & Vegetables |
- |
- |
- |
- |
- |
- |
|||||
(f) |
Others |
- |
- |
- |
6 |
1 |
1 |
|||||
3. |
Beverage & Tobacco |
- |
- |
- |
- |
- |
- |
|||||
4. |
Textiles |
- |
- |
- |
5 |
4 |
3 |
|||||
(a) |
Cotton Textiles |
- |
- |
- |
2 |
1 |
1 |
|||||
(b) |
Jute Textiles |
- |
- |
- |
- |
- |
- |
|||||
(c) |
Handloom Textiles & Khadi |
- |
- |
- |
- |
- |
- |
|||||
(d) |
Other Textiles |
- |
- |
- |
3 |
3 |
2 |
|||||
5. |
Paper, Paper Products & Printing |
- |
- |
- |
- |
- |
- |
|||||
6. |
Leather & Leather Products |
- |
- |
- |
- |
- |
- |
|||||
7. |
Rubber & Rubber Products |
- |
- |
- |
2 |
1 |
1 |
|||||
8. |
Chemicals & Chemical Products |
- |
- |
- |
- |
- |
- |
|||||
(a) |
Heavy Industrial Chemicals |
- |
- |
- |
- |
- |
- |
|||||
(b) |
Fertilisers |
- |
- |
- |
- |
- |
- |
|||||
(c) |
Drugs & Pharmaceuticals |
- |
- |
- |
- |
- |
- |
|||||
(d) |
Non-Edible Oils |
- |
- |
- |
- |
- |
- |
|||||
(e) |
Other Chemicals & Chemical Products |
- |
- |
- |
- |
- |
- |
|||||
9. |
Petroleum, Coal Products & Nuclear Fuels |
- |
- |
- |
- |
- |
- |
|||||
10. |
Manufacture of Cement & Cement Products |
- |
- |
- |
- |
- |
- |
|||||
11. |
Basic Metals & Metal Products |
- |
- |
- |
6 |
6 |
6 |
|||||
(a) |
Iron & Steel |
- |
- |
- |
- |
- |
- |
|||||
(b) |
Non-Ferrous Metals |
- |
- |
- |
- |
- |
- |
|||||
(c) |
Other Metal Products |
- |
- |
- |
6 |
6 |
6 |
|||||
12. |
Engineering |
1 |
17 |
17 |
5 |
6 |
4 |
|||||
(a) |
Heavy Engineering |
- |
- |
- |
- |
- |
- |
|||||
(b) |
Light Engineering |
1 |
17 |
17 |
4 |
5 |
4 |
|||||
(c) |
Electrical Machinery & Goods |
- |
- |
- |
1 |
1 |
1 |
|||||
(d) |
Electronic Machinery & Goods |
- |
- |
- |
- |
- |
- |
|||||
13. |
Vehicles, Vehicle Parts & Transport Equipments |
- |
- |
- |
9 |
18 |
13 |
|||||
14. |
Other Industries |
- |
- |
- |
3,769 |
3,35 |
2,89 |
|||||
15. |
Electricity, Gas & Water |
- |
- |
- |
- |
- |
- |
|||||
(a) |
Electricity Generation & Transmission |
- |
- |
- |
- |
- |
- |
|||||
(b) |
Non-Conventional Energy |
- |
- |
- |
- |
- |
- |
|||||
(c) |
Gas, Steam & Water Supply |
- |
- |
- |
- |
- |
- |
|||||
16. |
Construction |
- |
- |
- |
- |
- |
- |
|||||
III. |
TRANSPORT OPERATORS |
- |
- |
- |
6,708 |
28,22 |
19,40 |
|||||
IV. |
PROFESSIONAL AND OTHER SERVICES |
- |
- |
- |
307 |
28 |
26 |
|||||
V. |
PERSONAL LOANS |
22 |
22 |
8 |
15,786 |
36,20 |
33,55 |
|||||
1. |
Loans for Purchase of Consumer Durables |
- |
- |
- |
1,671 |
3,26 |
2,53 |
|||||
2. |
Loans for Housing |
- |
- |
- |
2,187 |
10,61 |
9,73 |
|||||
3. |
Rest of the Personal Loans |
22 |
22 |
8 |
11,928 |
22,33 |
21,29 |
|||||
VI.. |
TRADE |
223 |
18 |
20 |
11,562 |
26,79 |
22,41 |
|||||
1. |
Wholesale Trade |
223 |
18 |
20 |
1,142 |
1,08 |
99 |
|||||
2. |
Retail Trade |
- |
- |
- |
10,420 |
25,71 |
21,42 |
|||||
VII. |
FINANCE |
- |
- |
- |
- |
- |
- |
|||||
VIII. |
ALL OTHERS |
- |
- |
- |
2,231 |
2,97 |
2,63 |
|||||
TOTAL BANK CREDIT |
246 |
57 |
45 |
67,536 |
141,44 |
117,00 |
||||||
OF WHICH: |
1. Artisans & Village Industries |
- |
- |
- |
3,572 |
3,00 |
2,60 |
|||||
|
2. Other Small Scale Industries |
- |
- |
- |
124 |
25 |
23 |
NORTHERN REGION |
|
|
|
(Amount in Rupees Lakh) |
|||||||||
OTHER SCHEDULED |
ALL SCHEDULED |
||||||||||||
|
|
|
|
|
COMMERCIAL BANKS |
COMMERCIAL BANKS |
|||||||
OCCUPATION |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
|||||||
Accounts |
Limit |
Out- |
Accounts |
Limit |
Out- |
||||||||
|
|
|
|
|
|
|
standing |
|
|
standing |
|||
|
|
|
|
|
13 |
14 |
15 |
16 |
17 |
18 |
|||
I. |
AGRICULTURE |
23,791 |
108,20 |
90,99 |
66,433 |
206,05 |
169,61 |
||||||
1. |
Direct Finance |
22,908 |
105,17 |
88,17 |
64,826 |
198,46 |
162,76 |
||||||
2. |
Indirect Finance |
883 |
3,03 |
2,82 |
1,607 |
7,59 |
6,85 |
||||||
II. |
INDUSTRY |
15,275 |
330,46 |
296,02 |
29,926 |
661,04 |
609,00 |
||||||
1. |
Mining & Quarrying |
17 |
4,70 |
7,14 |
29 |
5,96 |
10,17 |
||||||
2. |
Food Manufacturing & Processing |
490 |
49,08 |
43,16 |
815 |
123,55 |
114,25 |
||||||
(a) |
Rice Mills, Flour & Dal Mills |
143 |
32,41 |
27,85 |
314 |
57,45 |
50,46 |
||||||
(b) |
Sugar |
- |
- |
- |
- |
- |
- |
||||||
(c) |
Edible Oils & Vanaspati |
74 |
6,75 |
7,22 |
111 |
10,40 |
10,70 |
||||||
(d) |
Tea Processing |
- |
- |
- |
2 |
84 |
15 |
||||||
(e) |
Processing of Fruits & Vegetables |
4 |
60 |
41 |
16 |
32,83 |
33,50 |
||||||
(f) |
Others |
269 |
9,33 |
7,68 |
372 |
22,04 |
19,45 |
||||||
3. |
Beverage & Tobacco |
17 |
6,60 |
6,28 |
23 |
7,03 |
6,65 |
||||||
4. |
Textiles |
889 |
102,37 |
84,21 |
1,220 |
118,03 |
98,02 |
||||||
(a) |
Cotton Textiles |
25 |
69,56 |
53,71 |
37 |
76,09 |
59,61 |
||||||
(b) |
Jute Textiles |
- |
- |
- |
2 |
17 |
22 |
||||||
(c) |
Handloom Textiles & Khadi |
55 |
1,98 |
34 |
68 |
3,21 |
1,37 |
||||||
(d) |
Other Textiles |
809 |
30,83 |
30,17 |
1,113 |
38,57 |
36,82 |
||||||
5. |
Paper, Paper Products & Printing |
121 |
6,82 |
5,25 |
225 |
11,56 |
9,86 |
||||||
6. |
Leather & Leather Products |
119 |
4,00 |
3,92 |
159 |
4,64 |
4,57 |
||||||
7. |
Rubber & Rubber Products |
10 |
1,70 |
1,45 |
38 |
3,32 |
2,81 |
||||||
8. |
Chemicals & Chemical Products |
122 |
31,14 |
28,16 |
252 |
46,42 |
49,79 |
||||||
(a) |
Heavy Industrial Chemicals |
2 |
51 |
37 |
2 |
51 |
37 |
||||||
(b) |
Fertilisers |
- |
- |
- |
1 |
19 |
19 |
||||||
(c) |
Drugs & Pharmaceuticals |
34 |
4,97 |
4,23 |
55 |
8,25 |
7,80 |
||||||
(d) |
Non-Edible Oils |
- |
- |
- |
2 |
10 |
8 |
||||||
(e) |
Other Chemicals & Chemical Products |
86 |
25,67 |
23,56 |
192 |
37,37 |
41,35 |
||||||
9. |
Petroleum, Coal Products & Nuclear Fuels |
- |
- |
- |
6 |
27 |
17 |
||||||
10. |
Manufacture of Cement & Cement Products |
80 |
10,37 |
9,91 |
119 |
14,76 |
13,34 |
||||||
11. |
Basic Metals & Metal Products |
289 |
16,80 |
18,12 |
493 |
37,82 |
34,65 |
||||||
(a) |
Iron & Steel |
33 |
8,71 |
9,44 |
73 |
20,39 |
18,81 |
||||||
(b) |
Non-Ferrous Metals |
6 |
27 |
35 |
10 |
83 |
87 |
||||||
(c) |
Other Metal Products |
250 |
7,82 |
8,33 |
410 |
16,60 |
14,97 |
||||||
12. |
Engineering |
180 |
6,72 |
5,24 |
329 |
16,11 |
13,43 |
||||||
(a) |
Heavy Engineering |
19 |
1,00 |
79 |
23 |
1,46 |
1,26 |
||||||
(b) |
Light Engineering |
22 |
62 |
38 |
51 |
2,64 |
1,63 |
||||||
(c) |
Electrical Machinery & Goods |
118 |
3,71 |
2,81 |
217 |
8,84 |
7,50 |
||||||
(d) |
Electronic Machinery & Goods |
21 |
1,39 |
1,26 |
38 |
3,16 |
3,05 |
||||||
13. |
Vehicles, Vehicle Parts & Transport Equipments |
415 |
15,37 |
15,40 |
585 |
27,60 |
26,15 |
||||||
14. |
Other Industries |
12,346 |
66,49 |
58,30 |
25,130 |
131,88 |
112,21 |
||||||
15. |
Electricity, Gas & Water |
10 |
82 |
55 |
16 |
101,02 |
100,69 |
||||||
(a) |
Electricity Generation & Transmission |
4 |
15 |
13 |
8 |
100,27 |
100,23 |
||||||
(b) |
Non-Conventional Energy |
- |
- |
- |
1 |
4 |
4 |
||||||
(c) |
Gas, Steam & Water Supply |
6 |
67 |
41 |
7 |
71 |
42 |
||||||
16. |
Construction |
170 |
7,48 |
8,95 |
487 |
11,07 |
12,25 |
||||||
III. |
TRANSPORT OPERATORS |
3,987 |
110,45 |
79,57 |
13,042 |
185,44 |
130,54 |
||||||
IV. |
PROFESSIONAL AND OTHER SERVICES |
5,329 |
1072,71 |
1163,61 |
27,292 |
1118,73 |
1202,74 |
||||||
V. |
PERSONAL LOANS |
87,795 |
346,17 |
297,18 |
1,50,919 |
624,50 |
536,32 |
||||||
1. |
Loans for Purchase of Consumer Durables |
19,664 |
67,89 |
52,21 |
29,912 |
95,99 |
73,75 |
||||||
2. |
Loans for Housing |
9,762 |
102,61 |
90,27 |
18,737 |
187,57 |
168,14 |
||||||
3. |
Rest of the Personal Loans |
58,369 |
175,66 |
154,70 |
1,02,270 |
340,95 |
294,43 |
||||||
VI.. |
TRADE |
19,241 |
246,59 |
210,14 |
41,769 |
408,80 |
353,94 |
||||||
1. |
Wholesale Trade |
2,406 |
77,07 |
67,85 |
5,104 |
125,93 |
111,31 |
||||||
2. |
Retail Trade |
16,835 |
169,51 |
142,30 |
36,665 |
282,87 |
242,63 |
||||||
VII. |
FINANCE |
43 |
6,40 |
7,14 |
102 |
13,49 |
14,85 |
||||||
VIII. |
ALLOTHERS |
4,964 |
40,17 |
33,60 |
15,794 |
512,09 |
296,22 |
||||||
TOTAL BANK CREDIT |
1,60,425 |
2261,14 |
2178,26 |
3,45,277 |
3730,15 |
3313,21 |
|||||||
OF WHICH: |
1. Artisans & Village Industries |
3,559 |
13,55 |
11,38 |
8,674 |
22,90 |
19,37 |
||||||
|
2. Other Small Scale Industries |
4,466 |
132,82 |
109,24 |
11,372 |
268,22 |
235,48 |