Table No. 5.7 - State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March 2000

WESTERN REGION

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

8,15,949

2024,62

1716,25

4,29,182

1228,59

1032,85

1. Direct Finance

8,02,269

1788,90

1539,08

4,22,430

1091,85

924,20

2. Indirect Finance

13,680

235,72

177,17

6,752

136,74

108,64

II.

INDUSTRY

50,576

1445,37

1238,51

54,455

1425,08

1206,24

1. Mining & Quarrying

136

14,76

15,44

129

12,83

7,04

2. Food Manufacturing & Processing

1,575

214,33

190,85

1,580

206,89

174,22

(a) Rice Mills, Flour & Dal Mills

505

20,47

17,39

412

29,93

26,40

(b) Sugar

25

63,00

58,98

19

61,25

56,41

(c) Edible Oils & Vanaspati

171

58,04

48,31

397

50,39

43,68

(d) Tea Processing

-

-

-

3

54

11

(e) Processing of Fruits & Vegetables

66

3,90

3,40

53

10,19

5,12

(f) Others

808

68,92

62,76

696

54,61

42,51

3. Beverage & Tobacco

14

1,61

95

25

12,34

11,38

4. Textiles

393

84,37

83,84

696

170,62

138,84

(a) Cotton Textiles

205

66,45

54,18

299

57,82

42,78

(b) Jute Textiles

2

9

9

8

29

34

(c) Handloom Textiles & Khadi

11

70

62

33

83

73

(d) Other Textiles

175

17,14

28,95

356

111,68

95,00

5. Paper, Paper Products & Printing

359

81,90

38,03

823

90,14

79,39

6. Leather & Leather Products

67

4,97

3,83

181

3,36

2,94

7. Rubber & Rubber Products

123

25,53

24,65

171

9,38

6,59

8. Chemicals & Chemical Products

795

213,16

185,09

1,344

212,93

174,07

(a) Heavy Industrial Chemicals

56

41,15

32,69

96

26,00

22,80

(b) Fertilisers

9

5,96

4,75

11

3,80

3,43

(c) Drugs & Pharmaceuticals

125

31,85

29,10

259

54,29

45,44

(d) Non-Edible Oils

11

4,48

4,29

22

3,26

2,59

(e) Other Chemicals & Chemical Products

594

129,71

114,26

956

125,58

99,80

9. Petroleum, Coal Products & Nuclear Fuels

50

72,62

67,68

48

25,08

23,02

10. Manufacture of Cement & Cement Products

118

24,01

24,46

189

12,24

6,84

11. Basic Metals & Metal Products

834

203,33

190,28

1,142

125,13

104,38

(a) Iron & Steel

117

137,82

131,18

120

52,22

41,69

(b) Non-Ferrous Metals

21

14,70

13,45

13

9,57

14,50

(c) Other Metal Products

696

50,81

45,64

1,009

63,34

48,19

12. Engineering

949

180,42

160,56

1,082

123,10

100,24

(a) Heavy Engineering

232

40,74

36,73

172

33,77

28,83

(b) Light Engineering

408

30,44

26,94

530

37,92

33,24

(c) Electrical Machinery & Goods

276

73,98

63,35

321

25,39

14,44

(d) Electronic Machinery & Goods

33

35,26

33,54

59

26,01

23,73

13. Vehicles, Vehicle Parts & Transport Equipments

593

24,48

19,41

371

20,90

18,42

14. Other Industries

44,021

168,59

144,63

45,183

345,56

313,39

15. Electricity, Gas & Water

24

7,01

3,89

67

7,58

7,24

(a) Electricity Generation & Transmission

2

3,05

12

41

4,88

4,72

(b) Non-Conventional Energy

-

-

-

1

3

3

(c) Gas, Steam & Water Supply

22

3,96

3,77

25

2,67

2,50

16. Construction

525

124,26

84,95

1,424

47,01

38,24

III.

TRANSPORT OPERATORS

23,028

195,73

149,32

19,848

186,35

136,56

IV.

PROFESSIONAL AND OTHER SERVICES

59,819

155,23

123,04

40,033

225,11

173,40

V.

PERSONAL LOANS

2,11,277

600,00

528,03

2,33,875

919,68

794,69

1. Loans for Purchase of Consumer Durables

22,436

53,59

45,39

20,007

53,18

43,82

2. Loans for Housing

28,632

167,85

146,38

55,125

419,99

369,88

3. Rest of the Personal Loans

1,60,209

378,56

336,26

1,58,743

446,51

380,99

VI.

TRADE

1,85,720

872,08

786,56

1,33,550

652,25

549,71

1. Wholesale Trade

4,634

396,77

391,47

6,489

118,23

97,96

2. Retail Trade

1,81,086

475,31

395,10

1,27,061

534,02

451,76

VII.

FINANCE

870

13,06

12,93

560

41,56

18,34

VIII.

ALL OTHERS

46,404

239,63

220,80

48,926

340,40

309,72

TOTAL BANK CREDIT

13,93,643

5545,72

4775,45

9,60,429

5019,03

4221,50

OF WHICH: 1. Artisans & Village Industries

20,407

33,83

29,84

18,081

37,53

33,64

2. Other Small Scale Industries

21,071

250,43

215,99

24,848

350,42

282,35

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

81,446

566,20

487,02

29,724

1726,15

1513,37

1. Direct Finance

78,320

354,74

303,81

19,535

619,00

610,30

2. Indirect Finance

3,126

211,47

183,21

10,189

1107,15

903,07

II.

INDUSTRY

82,467

5188,77

4033,70

2,32,973

77867,56

59716,86

1. Mining & Quarrying

122

24,74

19,63

242

1977,19

1353,24

2. Food Manufacturing & Processing

2,675

510,90

492,08

1,694

1662,72

1202,10

(a) Rice Mills, Flour & Dal Mills

679

129,72

111,81

169

116,49

84,81

(b) Sugar

15

112,60

114,64

43

154,86

129,06

(c) Edible Oils & Vanaspati

1,169

145,14

151,93

212

325,73

231,47

(d) Tea Processing

12

7,22

5,02

20

102,95

57,33

(e) Processing of Fruits & Vegetables

48

12,14

10,92

133

137,25

125,92

(f) Others

752

104,09

97,75

1,117

825,45

573,51

3. Beverage & Tobacco

79

32,31

26,91

228

277,19

223,77

4. Textiles

4,384

490,92

404,90

12,901

10327,62

7825,43

(a) Cotton Textiles

2,729

295,11

223,05

3,031

3729,15

2964,63

(b) Jute Textiles

5

1,10

73

32

5,73

4,78

(c) Handloom Textiles & Khadi

199

8,73

7,08

212

87,85

63,20

(d) Other Textiles

1,451

185,98

174,04

9,626

6504,89

4792,82

5. Paper, Paper Products & Printing

1,520

161,44

149,76

3,871

1247,57

957,87

6. Leather & Leather Products

296

15,88

12,95

719

238,30

132,14

7. Rubber & Rubber Products

435

71,85

56,85

1,140

663,12

503,92

8. Chemicals & Chemical Products

3,322

982,59

770,81

13,186

13125,95

8885,73

(a) Heavy Industrial Chemicals

387

159,36

108,05

1,240

2571,28

1869,90

(b) Fertilisers

32

42,52

38,18

206

1246,08

1046,36

(c) Drugs & Pharmaceuticals

573

147,72

115,81

3,632

3782,76

2299,55

(d) Non-Edible Oils

35

17,73

15,70

50

207,01

171,93

(e) Other Chemicals & Chemical Products

2,295

615,26

493,06

8,058

5318,83

3497,99

9. Petroleum, Coal Products & Nuclear Fuels

90

24,27

20,72

650

10074,47

8760,81

10. Manufacture of Cement & Cement Products

361

45,71

33,11

420

1534,11

1295,68

11. Basic Metals & Metal Products

3,642

972,34

635,12

7,630

7068,38

5747,60

(a) Iron & Steel

870

613,29

352,00

2,054

4998,72

4148,93

(b) Non-Ferrous Metals

94

39,11

30,95

564

678,31

596,73

(c) Other Metal Products

2,678

319,94

252,18

5,012

1391,36

1001,94

12. Engineering

3,919

832,13

643,41

12,646

9571,96

6845,89

(a) Heavy Engineering

456

255,33

198,97

1,803

3317,06

2324,99

(b) Light Engineering

1,573

188,33

148,99

5,711

1904,66

1432,36

(c) Electrical Machinery & Goods

1,551

216,98

160,92

3,603

2500,48

1822,87

(d) Electronic Machinery & Goods

339

171,49

134,54

1,529

1849,76

1265,67

13. Vehicles, Vehicle Parts & Transport Equipments

972

327,14

195,22

2,311

2726,30

1751,28

14. Other Industries

58,823

520,98

413,66

1,69,051

12703,40

10777,72

15. Electricity, Gas & Water

52

25,45

24,18

260

2351,03

1566,86

(a) Electricity Generation & Transmission

28

22,64

21,85

200

2156,15

1443,33

(b) Non-Conventional Energy

4

29

28

17

37,72

38,16

(c) Gas, Steam & Water Supply

20

2,51

2,05

43

157,16

85,37

16. Construction

1,775

150,11

134,38

6,024

2318,23

1886,84

III.

TRANSPORT OPERATORS

23,498

223,06

156,04

25,768

2514,19

1979,32

IV.

PROFESSIONAL AND OTHER SERVICES

35,520

366,62

288,15

37,169

3274,89

2285,64

V.

PERSONAL LOANS

2,33,412

1274,91

1096,38

12,06,562

7209,50

5670,93

1. Loans for Purchase of Consumer Durables

20,311

66,06

53,47

46,953

150,03

128,00

2. Loans for Housing

64,606

637,72

558,27

1,25,563

1833,36

1651,20

3. Rest of the Personal Loans

1,48,495

571,13

484,64

10,34,046

5226,10

3891,73

VI.

TRADE

90,208

995,58

807,61

1,22,529

24788,81

20351,81

1. Wholesale Trade

7,972

334,45

250,19

51,528

22252,33

18435,81

2. Retail Trade

82,236

661,13

557,42

71,001

2536,48

1916,00

VII.

FINANCE

1,437

110,64

97,87

8,375

16932,74

11130,46

VIII.

ALL OTHERS

48,245

656,87

579,33

1,49,410

7316,20

6014,45

TOTAL BANK CREDIT

5,96,233

9382,65

7546,11

18,12,510

141630,04

108662,85

OF WHICH: 1. Artisans & Village Industries

15,962

33,77

31,86

16,429

41,94

39,66

2. Other Small Scale Industries

40,208

1132,22

958,78

91,441

6288,32

5072,26