Table No. 5.7 – State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation

March 2001

Western Region

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

7,77,794

2081,09

1844,48

4,36,457

1258,36

1078,64

1. Direct Finance

7,68,338

1865,58

1667,58

4,27,721

1112,55

958,04

2. Indirect Finance

9,456

215,51

176,90

8,736

145,81

120,61

II.

INDUSTRY

47,133

1400,72

1143,05

42,017

1491,24

1224,12

1. Mining & Quarrying

126

22,31

22,59

121

7,88

6,58

2. Food Manufacturing & Processing

1,608

210,14

202,17

1,780

212,23

182,34

(a) Rice Mills, Flour & Dal Mills

588

23,88

19,54

432

34,16

28,48

(b) Sugar

26

67,78

75,99

15

65,07

61,70

(c) Edible Oils & Vanaspati

92

39,13

34,99

339

47,01

43,00

(d) Tea Processing

—

—

—

4

72

48

(e) Processing of Fruits & Vegetables

90

3,36

2,82

45

10,97

7,22

(f) Others

812

76,00

68,84

945

54,31

41,45

3. Beverage & Tobacco

13

93

87

48

16,54

10,60

4. Textiles

453

110,65

70,51

637

217,06

157,13

(a) Cotton Textiles

227

68,94

45,21

317

84,66

51,03

(b) Jute Textiles

4

64

63

7

31

34

(c) Handloom Textiles & Khadi

24

3,53

3,38

18

91

95

(d) Other Textiles

198

37,53

21,28

295

131,18

104,80

5. Paper, Paper Products & Printing

311

60,75

57,07

779

88,37

78,34

6. Leather & Leather Products

81

5,36

4,29

130

3,60

2,50

7. Rubber & Rubber Products

111

27,03

25,85

157

8,06

6,80

8. Chemicals & Chemical Products

842

241,80

192,05

1,331

230,23

187,38

(a) Heavy Industrial Chemicals

60

54,28

45,19

167

53,83

44,45

(b) Fertilisers

10

9,57

4,96

11

5,10

4,61

(c) Drugs & Pharmaceuticals

140

33,77

26,95

248

62,58

46,43

(d) Non-Edible Oils

4

31

28

21

2,59

2,33

(e) Other Chemicals & Chemical Products

628

143,88

114,67

884

106,12

89,56

9. Petroleum, Coal Products & Nuclear Fuels

47

33,89

12,56

73

25,33

26,73

10. Manufacture of Cement & Cement Products

134

36,27

35,23

124

15,86

14,74

11. Basic Metals & Metal Products

880

164,83

134,66

1,055

128,68

104,76

(a) Iron & Steel

138

98,93

74,06

136

60,64

47,48

(b) Non-Ferrous Metals

28

22,73

19,22

19

5,40

5,08

(c) Other Metal Products

714

43,16

41,38

900

62,65

52,19

12. Engineering

833

189,29

157,92

905

149,08

119,98

(a) Heavy Engineering

234

33,28

24,60

136

44,56

34,07

(b) Light Engineering

295

53,59

51,55

425

20,59

17,51

(c) Electrical Machinery & Goods

257

57,18

39,69

295

52,78

39,72

(d) Electronic Machinery & Goods

47

45,24

42,08

49

31,14

28,67

13. Vehicles, Vehicle Parts & Transport Equipments

574

56,02

27,29

324

20,78

16,61

14. Other Industries

40,702

180,92

153,47

33,161

240,96

195,41

15. Electricity, Gas & Water

19

4,15

3,95

41

62,89

62,23

(a) Electricity Generation & Transmission

5

29

29

21

3,75

3,49

(b) Non-Conventional Energy

—

—

—

4

56,87

56,87

(c) Gas, Steam & Water Supply

14

3,86

3,67

16

2,27

1,87

16. Construction

399

56,39

42,56

1,351

63,69

52,00

III.

TRANSPORT OPERATORS

14,537

127,85

102,41

8,536

90,00

67,37

IV.

PROFESSIONAL AND OTHER SERVICES

51,201

158,14

125,80

37,044

259,73

217,47

V.

PERSONAL LOANS

2,18,418

767,91

696,43

2,51,682

1130,50

1001,03

1. Loans for Purchase of Consumer Durables

26,254

66,87

59,97

23,322

68,26

57,78

2. Loans for Housing

29,141

240,09

218,17

60,841

531,01

474,02

3. Rest of the Personal Loans

1,63,023

460,96

418,29

1,67,519

531,23

469,24

VI.

TRADE

1,02,696

1746,29

1693,52

68,885

539,18

473,97

1. Wholesale Trade

3,665

1454,35

1441,26

5,502

200,26

176,87

2. Retail Trade

99,031

291,94

252,25

63,383

338,91

297,10

VII.

FINANCE

193

8,62

8,22

82

42,31

13,09

VIII.

ALL OTHERS

31,564

208,53

176,57

33,667

344,81

303,59

TOTAL BANK CREDIT

12,43,536

6499,15

5790,46

8,78,370

5156,12

4379,29

OF WHICH : 1. Artisans & Village Industries

16,594

37,49

33,40

9,939

31,74

27,37

2. Other Small Scale Industries

19,305

258,84

205,22

19,266

338,92

257,82

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

81,605

678,40

566,84

28,239

2543,63

1490,02

1. Direct Finance

76,452

441,12

357,59

25,800

574,71

447,99

2. Indirect Finance

5,153

237,28

209,25

2,439

1968,92

1042,04

II.

INDUSTRY

71,807

5460,92

4492,43

2,49,143

90137,26

61913,71

1. Mining & Quarrying

149

58,28

41,04

359

5348,04

3120,52

2. Food Manufacturing & Processing

2,444

557,36

462,48

1,696

1926,14

1436,40

(a) Rice Mills, Flour & Dal Mills

593

136,86

102,34

178

107,06

70,31

(b) Sugar

32

166,28

129,39

41

119,55

105,48

(c) Edible Oils & Vanaspati

1,109

109,85

97,24

212

542,67

437,77

(d) Tea Processing

8

9,08

6,82

18

63,64

32,14

(e) Processing of Fruits & Vegetables

49

12,69

11,45

106

138,02

95,25

(f) Others

653

122,60

115,25

1,141

955,21

695,46

3. Beverage & Tobacco

77

39,46

34,37

182

317,31

263,88

4. Textiles

4,584

499,99

408,30

11,863

10100,46

7477,10

(a) Cotton Textiles

2,734

312,29

240,66

1,701

3414,61

2610,50

(b) Jute Textiles

7

97

60

28

7,46

5,41

(c) Handloom Textiles & Khadi

242

8,07

7,12

252

90,11

268,38

(d) Other Textiles

1,601

178,66

159,92

9,882

6588,29

4592,81

5. Paper, Paper Products & Printing

1,304

196,12

184,41

5,985

1314,39

935,03

6. Leather & Leather Products

233

16,16

12,77

644

196,46

93,63

7. Rubber & Rubber Products

371

51,42

49,38

1,172

1120,10

546,22

8. Chemicals & Chemical Products

3,488

945,08

757,34

13,027

15172,61

9715,92

(a) Heavy Industrial Chemicals

356

222,19

170,06

1,204

2497,95

1662,70

(b) Fertilisers

31

37,99

34,56

132

998,63

747,05

(c) Drugs & Pharmaceuticals

1,266

147,41

112,77

3,565

4668,83

2773,56

(d) Non-Edible Oils

38

20,25

17,18

59

210,01

141,55

(e) Other Chemicals & Chemical Products

1,797

517,25

422,77

8,067

6797,18

4391,05

9. Petroleum, Coal Products & Nuclear Fuels

87

40,63

37,29

569

8896,94

5256,92

10. Manufacture of Cement & Cement Products

268

61,09

47,74

424

2014,38

1584,66

11. Basic Metals & Metal Products

3,953

777,59

664,23

6,895

8169,36

6162,92

(a) Iron & Steel

801

447,94

413,71

2,050

5668,53

4412,93

(b) Non-Ferrous Metals

96

35,25

31,94

519

888,08

582,64

(c) Other Metal Products

3,056

294,40

218,57

4,326

1612,76

1167,35

12. Engineering

3,271

1115,05

900,68

15,222

12786,71

8597,97

(a) Heavy Engineering

462

324,24

245,30

1,587

5489,37

3527,03

(b) Light Engineering

1,320

282,06

247,60

8,936

1963,12

1363,27

(c) Electrical Machinery & Goods

1,128

250,31

196,77

3,348

3225,62

2302,91

(d) Electronic Machinery & Goods

361

258,43

211,00

1,351

2108,61

1404,77

13. Vehicles, Vehicle Parts & Transport Equipments

990

360,13

244,21

2,416

2828,17

1727,04

14. Other Industries

49,210

520,24

452,08

1,84,508

13963,64

10476,66

15. Electricity, Gas & Water

58

29,78

26,72

279

3333,67

2437,45

(a) Electricity Generation & Transmission

28

22,39

21,88

218

3075,17

2268,28

(b) Non-Conventional Energy

8

3,37

3,29

21

51,27

45,03

(c) Gas, Steam & Water Supply

22

4,02

1,55

40

207,23

124,14

16. Construction

1,320

192,55

169,38

3,902

2648,87

2081,38

III.

TRANSPORT OPERATORS

10,768

157,30

116,32

16,609

3715,40

3209,05

IV.

PROFESSIONAL AND OTHER SERVICES

38,539

488,84

388,14

41,371

5155,08

3775,81

V.

PERSONAL LOANS

2,75,149

1773,35

1547,14

9,84,368

8841,00

6454,69

1. Loans for Purchase of Consumer Durables

26,154

89,36

75,85

29,847

192,78

146,97

2. Loans for Housing

84,659

977,98

879,38

1,48,646

3042,36

2728,10

3. Rest of the Personal Loans

1,64,336

706,01

591,92

8,05,875

5605,86

3579,62

VI.

TRADE

57,820

979,04

806,25

1,57,665

31914,14

28584,96

1. Wholesale Trade

8,050

389,79

306,34

92,173

28232,57

25552,93

2. Retail Trade

49,770

589,24

499,90

65,492

3681,57

3032,02

VII.

FINANCE

288

135,81

124,18

5,043

19207,82

12848,12

VIII.

ALL OTHERS

39,296

714,22

613,60

1,58,502

8800,80

6963,21

TOTAL BANK CREDIT

5,75,272

10387,89

8654,89

16,40,940

170315,13

125239,57

OF WHICH : 1. Artisans & Village Industries

6,057

28,96

26,66

9,381

40,47

35,87

2. Other Small Scale Industries

38,720

1196,64

968,78

86,072

7315,72

5512,54