Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 2000

NORTH - EASTERN REGION

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

FOREIGN BANKS

AND ITS ASSOCIATES

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

   standing

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

3,008

4,91

4,41

24

2,01

1,70

-

-

-

1. Direct Finance

2,951

4,86

4,37

18

8

8

-

-

-

2. Indirect Finance

57

6

4

6

1,92

1,61

-

-

-

II.

INDUSTRY

2,185

11,32

10,33

241

4,54

4,71

-

-

-

1. Mining & Quarrying

-

-

-

-

-

-

-

-

-

2. Food Manufacturing & Processing

23

22

19

-

-

-

-

-

-

(a)

Rice Mills, Flour & Dal Mills

8

9

7

-

-

-

-

-

-

(b)

Sugar

-

-

-

-

-

-

-

-

-

(c)

Edible Oils & Vanaspati

-

-

-

-

-

-

-

-

-

(d)

Tea Processing

-

-

-

-

-

-

-

-

-

(e)

Processing of Fruits & Vegetables

-

-

-

-

-

-

-

-

-

(f)

Others

15

13

12

-

-

-

-

-

-

3. Beverage & Tobacco

-

-

-

-

-

-

-

-

-

4. Textiles

79

1,99

1,71

-

-

-

-

-

-

(a)

Cotton Textiles

-

-

-

-

-

-

-

-

-

(b)

Jute Textiles

-

-

-

-

-

-

-

-

-

(c)

Handloom Textiles & Khadi

28

64

60

-

-

-

-

-

-

(d)

Other Textiles

51

1,36

1,11

-

-

-

-

-

-

5. Paper, Paper Products & Printing

21

12

10

-

-

-

-

-

-

6. Leather & Leather Products

-

-

-

-

-

-

-

-

-

7. Rubber & Rubber Products

-

-

-

-

-

-

-

-

-

8. Chemicals & Chemical Products

1

3

1

-

-

-

-

-

-

(a)

Heavy Industrial Chemicals

-

-

-

-

-

-

-

-

-

(b)

Fertilisers

-

-

-

-

-

-

-

-

-

(c)

Drugs & Pharmaceuticals

1

3

1

-

-

-

-

-

-

(d)

Non-Edible Oils

-

-

-

-

-

-

-

-

-

(e)

Other Chemicals & Chemical Products

-

-

-

-

-

-

-

-

-

9. Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

-

-

-

10. Manufacture of Cement & Cement Products

-

-

-

-

-

-

-

-

-

11. Basic Metals & Metal Products

3

1

1

2

3,24

3,69

-

-

-

(a)

Iron & Steel

-

-

-

2

3,24

3,69

-

-

-

(b)

Non-Ferrous Metals

-

-

-

-

-

-

-

-

-

(c)

Other Metal Products

3

1

1

-

-

-

-

-

-

12. Engineering

16

17

14

6

30

21

-

-

-

(a)

Heavy Engineering

-

-

-

-

-

-

-

-

-

(b)

Light Engineering

1

1

1

2

6

5

-

-

-

(c)

Electrical Machinery & Goods

15

16

14

3

13

11

-

-

-

(d)

Electronic Machinery & Goods

-

-

-

1

11

6

-

-

-

13. Vehicles, Vehicle Parts & Transport Equipments

55

45

41

1

4

3

-

-

-

14. Other Industries

1,986

8,29

7,72

231

94

75

-

-

-

15. Electricity, Gas & Water

1

4

2

-

-

-

-

-

-

(a)

Electricity Generation & Transmission

-

-

-

-

-

-

-

-

-

(b)

Non-Conventional Energy

-

-

-

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

1

4

2

-

-

-

-

-

-

16. Construction

-

-

-

1

2

2

-

-

-

III.

TRANSPORT OPERATORS

675

4,84

3,96

71

1,54

90

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

106

1,94

1,86

78

1,10

87

-

-

-

V.

PERSONAL LOANS

5,793

21,52

20,09

371

1,75

1,57

-

-

-

1. Loans for Purchase of Consumer Durables

1,534

2,84

2,61

59

63

45

-

-

-

2. Loans for Housing

1,537

10,68

10,21

98

44

41

-

-

-

3. Rest of the Personal Loans

2,722

7,99

7,28

214

68

71

-

-

-

VI.

TRADE

2,006

12,67

12,35

198

5,55

4,94

-

-

-

1. Wholesale Trade

48

1,63

1,52

1

12

11

-

-

-

2. Retail Trade

1,958

11,04

10,83

197

5,43

4,83

-

-

-

VII.

FINANCE

7

9

8

-

-

-

-

-

-

VIII. ALL OTHERS

478

2,50

2,32

189

1,39

1,28

-

-

-

TOTAL BANK CREDIT

14,258

59,78

55,39

1,172

17,87

15,97

-

-

-

OF WHICH:

1. Artisans & Village Industries

590

2,12

2,01

55

8

8

-

-

-

2. Other Small Scale Industries

1,499

6,56

6,10

176

88

68

-

-

-

REGIONAL RURAL BANKS

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

   standing

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

3,287

3,67

2,92

-

-

-

6,319

10,59

9,03

1. Direct Finance

3,287

3,67

2,92

-

-

-

6,256

8,61

7,38

2. Indirect Finance

-

-

-

-

-

-

63

1,98

1,66

II.

INDUSTRY

1,072

1,46

1,19

-

-

-

3,498

17,31

16,22

1. Mining & Quarrying

-

-

-

-

-

-

-

-

-

2. Food Manufacturing & Processing

27

2

2

-

-

-

50

24

21

(a)

Rice Mills, Flour & Dal Mills

-

-

-

-

-

-

8

9

7

(b)

Sugar

-

-

-

-

-

-

-

-

-

(c)

Edible Oils & Vanaspati

-

-

-

-

-

-

-

-

-

(d)

Tea Processing

-

-

-

-

-

-

-

-

-

(e)

Processing of Fruits & Vegetables

-

-

-

-

-

-

-

-

-

(f)

Others

27

2

2

-

-

-

42

15

14

3. Beverage & Tobacco

-

-

-

-

-

-

-

-

-

4. Textiles

1

-

-

-

-

-

80

2,00

1,72

(a)

Cotton Textiles

-

-

-

-

-

-

-

-

-

(b)

Jute Textiles

-

-

-

-

-

-

-

-

-

(c)

Handloom Textiles & Khadi

-

-

-

-

-

-

28

64

60

(d)

Other Textiles

1

-

-

-

-

-

52

1,36

1,11

5. Paper, Paper Products & Printing

1

5

5

-

-

-

22

17

15

6. Leather & Leather Products

-

-

-

-

-

-

-

-

-

7. Rubber & Rubber Products

-

-

-

-

-

-

-

-

-

8. Chemicals & Chemical Products

-

-

-

-

-

-

1

3

1

(a)

Heavy Industrial Chemicals

-

-

-

-

-

-

-

-

-

(b)

Fertilisers

-

-

-

-

-

-

-

-

-

(c)

Drugs & Pharmaceuticals

-

-

-

-

-

-

1

3

1

(d)

Non-Edible Oils

-

-

-

-

-

-

-

-

-

(e)

Other Chemicals & Chemical Products

-

-

-

-

-

-

-

-

-

9. Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

-

-

-

10. Manufacture of Cement & Cement Products

-

-

-

-

-

-

-

-

-

11. Basic Metals & Metal Products

-

-

-

-

-

-

5

3,25

3,70

(a)

Iron & Steel

-

-

-

-

-

-

2

3,24

3,69

(b)

Non-Ferrous Metals

-

-

-

-

-

-

-

-

-

(c)

Other Metal Products

-

-

-

-

-

-

3

1

1

12. Engineering

6

3

3

-

-

-

28

49

39

(a)

Heavy Engineering

-

-

-

-

-

-

-

-

-

(b)

Light Engineering

-

-

-

-

-

-

3

6

5

(c)

Electrical Machinery & Goods

6

3

3

-

-

-

24

32

28

(d)

Electronic Machinery & Goods

-

-

-

-

-

-

1

11

6

13. Vehicles, Vehicle Parts & Transport Equipments

-

-

-

-

-

-

56

49

44

14. Other Industries

1,037

1,36

1,09

-

-

-

3,254

10,59

9,56

15. Electricity, Gas & Water

-

-

-

-

-

-

1

4

2

(a)

Electricity Generation & Transmission

-

-

-

-

-

-

-

-

-

(b)

Non-Conventional Energy

-

-

-

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

-

-

-

-

-

-

1

4

2

16. Construction

-

-

-

-

-

-

1

2

2

III.

TRANSPORT OPERATORS

425

4,55

3,49

-

-

-

1,171

10,93

8,35

IV.

PROFESSIONAL AND OTHER SERVICES

25

5

4

-

-

-

209

3,09

2,77

V.

PERSONAL LOANS

1,298

2,47

1,90

-

-

-

7,462

25,74

23,57

1. Loans for Purchase of Consumer Durables

676

1,46

1,07

-

-

-

2,269

4,93

4,13

2. Loans for Housing

11

5

4

-

-

-

1,646

11,17

10,66

3. Rest of the Personal Loans

611

97

79

-

-

-

3,547

9,64

8,78

VI.

TRADE

1,630

3,05

2,24

-

-

-

3,834

21,26

19,53

1. Wholesale Trade

1

3

3

-

-

-

50

1,78

1,66

2. Retail Trade

1,629

3,02

2,21

-

-

-

3,784

19,48

17,87

VII.

FINANCE

-

-

-

-

-

-

7

9

8

ALL OTHERS

259

47

41

-

-

-

926

4,36

4,00

TOTAL BANK CREDIT

7,996

15,71

12,19

-

-

-

23,426

93,36

83,55

OF WHICH:

1. Artisans & Village Industries

408

43

32

-

-

-

1,053

2,63

2,41

2. Other Small Scale Industries

614

98

82

-

-

-

2,289

8,42

7,60