Table No. 5.6 – State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation – March 2001

EASTERN REGION

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

AND ITS ASSOCIATES

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

1

2

3

4

5

6

I.

AGRICULTURE

1,75,361

393,13

322,18

2,22,479

417,89

367,37

1.

Direct Finance

1,74,928

364,48

300,04

2,19,453

377,47

334,81

2.

Indirect Finance

433

28,66

22,14

3,026

40,43

32,56

II.

INDUSTRY

31,717

759,17

644,11

48,282

1095,36

991,98

1.

Mining & Quarrying

133

58,83

54,54

101

47,84

46,72

2.

Food Manufacturing & Processing

491

136,75

123,99

1,556

104,92

95,11

(a)

Rice Mills, Flour & Dal Mills

297

72,67

63,71

505

41,11

37,51

(b)

Sugar

8

25,01

25,26

5

1,84

1,57

(c)

Edible Oils & Vanaspati

36

22,23

19,36

69

5,83

5,10

(d)

Tea Processing

1

5

5

4

5,41

5,43

(e)

Processing of Fruits & Vegetables

1

10

3

12

4,31

2,96

(f)

Others

148

16,69

15,58

961

46,41

42,54

3.

Beverage & Tobacco

18

2,70

3,96

14

3,87

2,87

4.

Textiles

110

8,56

7,81

367

44,18

38,12

(a)

Cotton Textiles

8

2,95

2,60

42

13,85

11,62

(b)

Jute Textiles

6

50

44

8

4,86

4,10

(c)

Handloom Textiles & Khadi

25

1,37

1,04

49

40

39

(d)

Other Textiles

71

3,73

3,74

268

25,08

22,01

5.

Paper, Paper Products & Printing

115

39,51

31,80

297

19,29

16,99

6.

Leather & Leather Products

8

56

91

33

48

45

7.

Rubber & Rubber Products

24

2,31

2,28

49

2,45

2,34

8.

Chemicals & Chemical Products

241

41,02

39,99

487

128,22

96,00

(a)

Heavy Industrial Chemicals

25

5,38

5,58

12

89

86

(b)

Fertilisers

3

2,66

2,60

9

108,42

79,42

(c)

Drugs & Pharmaceuticals

49

3,45

2,95

61

5,22

3,19

(d)

Non-Edible Oils

1

2

-

3

27

26

(e)

Other Chemicals & Chemical Products

163

29,50

28,86

402

13,42

12,28

9.

Petroleum, Coal Products & Nuclear Fuels

8

4,95

6,19

43

28,45

28,60

10.

Manufacture of Cement & Cement Products

56

39,68

26,46

185

42,15

37,31

11.

Basic Metals & Metal Products

312

216,72

180,02

573

374,95

348,63

(a)

Iron & Steel

76

114,65

84,18

174

298,21

275,61

(b)

Non-Ferrous Metals

19

79,97

75,40

26

39,92

42,63

(c)

Other Metal Products

217

22,10

20,43

373

36,82

30,40

12.

Engineering

207

31,33

21,51

373

35,93

33,67

(a)

Heavy Engineering

11

1,54

1,38

20

3,32

2,38

(b)

Light Engineering

22

8,35

8,78

140

2,26

2,08

(c)

Electrical Machinery & Goods

150

9,52

8,51

179

8,73

8,88

(d)

Electronic Machinery & Goods

24

11,92

2,84

34

21,63

20,32

13.

Vehicles, Vehicle Parts & Transport Equipments

19

1,38

1,11

146

10,42

7,77

14.

Other Industries

29,921

165,70

135,59

43,511

202,49

189,06

15.

Electricity, Gas & Water

19

5,29

5,23

39

27,26

27,28

(a)

Electricity Generation & Transmission

14

4,93

4,91

30

26,53

26,61

(b)

Non-Conventional Energy

-

-

-

1

4

2

(c)

Gas, Steam & Water Supply

5

37

33

8

68

65

16.

Construction

35

3,86

2,72

508

22,46

21,06

III.

TRANSPORT OPERATORS

2,936

47,41

31,14

8,529

80,58

69,14

IV.

PROFESSIONAL AND OTHER SERVICES

22,247

107,54

77,75

48,066

284,70

212,11

V.

PERSONAL LOANS

1,50,329

595,81

516,51

1,94,883

749,88

678,13

1.

Loans for Purchase of Consumer Durables

13,676

31,18

23,78

18,346

54,35

44,90

2.

Loans for Housing

22,364

215,60

198,60

38,732

311,24

290,93

3.

Rest of the Personal Loans

1,14,289

349,03

294,12

1,37,805

384,29

342,30

VI..

TRADE

71,363

344,79

293,47

91,871

435,95

404,68

1.

Wholesale Trade

3,436

98,68

84,34

6,426

114,46

105,53

2.

Retail Trade

67,927

246,12

209,14

85,445

321,49

299,15

VII.

FINANCE

20

2,26

82

123

30,81

27,30

VIII.

ALLOTHERS

16,904

265,82

232,42

59,419

319,18

301,94

TOTAL BANK CREDIT

4,70,877

2515,94

2118,40

6,73,652

3414,36

3052,63

OF WHICH:

1. Artisans & Village Industries

5,283

8,23

6,70

16,614

31,15

28,47

2. Other Small Scale Industries

18,345

295,62

258,74

21,013

203,91

188,18

NORTHERN REGION

(Amount in Rupees Lakh)

FOREIGN BANKS

REGIONAL RURAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

7

8

9

10

11

12

I.

AGRICULTURE

-

-

-

3,51,908

396,17

333,15

1.

Direct Finance

-

-

-

3,47,888

388,26

326,42

2.

Indirect Finance

-

-

-

4,020

7,91

6,73

II.

INDUSTRY

7

226,96

78,00

86,217

97,07

80,41

1.

Mining & Quarrying

-

-

-

8

1,15

66

2.

Food Manufacturing & Processing

-

-

-

249

8,05

7,11

(a)

Rice Mills, Flour & Dal Mills

-

-

-

164

6,40

5,77

(b)

Sugar

-

-

-

1

4

1

(c)

Edible Oils & Vanaspati

-

-

-

10

23

18

(d)

Tea Processing

-

-

-

-

-

-

(e)

Processing of Fruits & Vegetables

-

-

-

6

53

42

(f)

Others

-

-

-

68

84

74

3.

Beverage & Tobacco

-

-

-

2

5

3

4.

Textiles

-

-

-

57

75

64

(a)

Cotton Textiles

-

-

-

16

13

9

(b)

Jute Textiles

-

-

-

-

-

-

(c)

Handloom Textiles & Khadi

-

-

-

17

30

20

(d)

Other Textiles

-

-

-

24

33

34

5.

Paper, Paper Products & Printing

-

-

-

20

32

24

6.

Leather & Leather Products

-

-

-

2

1

-

7.

Rubber & Rubber Products

-

-

-

3

5

6

8.

Chemicals & Chemical Products

-

-

-

14

21

16

(a)

Heavy Industrial Chemicals

-

-

-

-

-

-

(b)

Fertilisers

-

-

-

-

-

-

(c)

Drugs & Pharmaceuticals

-

-

-

5

13

10

(d)

Non-Edible Oils

-

-

-

-

-

-

(e)

Other Chemicals & Chemical Products

-

-

-

9

8

6

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

10.

Manufacture of Cement & Cement Products

-

-

-

9

15

14

11.

Basic Metals & Metal Products

1

41

51

31

99

73

(a)

Iron & Steel

-

-

-

3

73

49

(b)

Non-Ferrous Metals

1

41

51

-

-

-

(c)

Other Metal Products

-

-

-

28

26

24

12.

Engineering

5

226,10

76,76

32

21

16

(a)

Heavy Engineering

5

226,10

76,76

-

-

-

(b)

Light Engineering

-

-

-

15

10

8

(c)

Electrical Machinery & Goods

-

-

-

17

12

8

(d)

Electronic Machinery & Goods

-

-

-

-

-

-

13.

Vehicles, Vehicle Parts & Transport Equipments

-

-

-

11

9

6

14.

Other Industries

1

45

73

85,755

84,79

70,20

15.

Electricity, Gas & Water

-

-

-

-

-

-

(a)

Electricity Generation & Transmission

-

-

-

-

-

-

(b)

Non-Conventional Energy

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

-

-

-

-

-

-

16.

Construction

-

-

-

24

25

20

III.

TRANSPORT OPERATORS

-

-

-

16,390

101,88

78,88

IV.

PROFESSIONAL AND OTHER SERVICES

-

-

-

28,846

31,94

27,48

V.

PERSONAL LOANS

862

25,75

17,52

1,39,242

235,00

205,88

1.

Loans for Purchase of Consumer Durables

-

-

-

11,635

20,83

16,66

2.

Loans for Housing

-

-

-

6,337

52,55

47,95

3.

Rest of the Personal Loans

862

25,75

17,52

1,21,270

161,62

141,28

VI..

TRADE

-

-

-

1,87,111

219,90

182,33

1.

Wholesale Trade

-

-

-

2,022

6,72

5,81

2.

Retail Trade

-

-

-

1,85,089

213,19

176,52

VII.

FINANCE

-

-

-

12

27

23

VIII.

ALLOTHERS

-

-

-

39,125

38,87

34,67

TOTAL BANK CREDIT

869

252,71

95,52

8,48,851

1121,10

943,04

OF WHICH:

1. Artisans & Village Industries

-

-

-

59,258

57,12

46,88

2. Other Small Scale Industries

-

-

-

9,846

16,09

13,78

NORTHERN REGION

(Amount in Rupees Lakh)

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

13

14

15

16

17

18

I.

AGRICULTURE

246

1,35

91

7,49,994

1208,55

1023,62

1.

Direct Finance

246

1,35

91

7,42,515

1131,56

962,19

2.

Indirect Finance

-

-

-

7,479

76,99

61,43

II.

INDUSTRY

115

10,58

5,79

1,66,338

2189,14

1800,28

1.

Mining & Quarrying

-

-

-

242

107,81

101,92

2.

Food Manufacturing & Processing

3

2,70

1,70

2,299

252,42

227,92

(a)

Rice Mills, Flour & Dal Mills

-

-

-

966

120,19

106,98

(b)

Sugar

-

-

-

14

26,89

26,84

(c)

Edible Oils & Vanaspati

-

-

-

115

28,30

24,65

(d)

Tea Processing

-

-

-

5

5,46

5,48

(e)

Processing of Fruits & Vegetables

-

-

-

19

4,94

3,42

(f)

Others

3

2,70

1,70

1,180

66,64

60,55

3.

Beverage & Tobacco

-

-

-

34

6,62

6,86

4.

Textiles

1

5

-

535

53,55

46,57

(a)

Cotton Textiles

-

-

-

66

16,93

14,31

(b)

Jute Textiles

-

-

-

14

5,36

4,53

(c)

Handloom Textiles & Khadi

-

-

-

91

2,07

1,64

(d)

Other Textiles

1

5

-

364

29,19

26,09

5.

Paper, Paper Products & Printing

1

25

32

433

59,38

49,35

6.

Leather & Leather Products

-

-

-

43

1,05

1,37

7.

Rubber & Rubber Products

-

-

-

76

4,81

4,68

8.

Chemicals & Chemical Products

10

8

6

752

169,52

136,21

(a)

Heavy Industrial Chemicals

-

-

-

37

6,27

6,45

(b)

Fertilisers

-

-

-

12

111,08

82,02

(c)

Drugs & Pharmaceuticals

9

6

5

124

8,86

6,28

(d)

Non-Edible Oils

-

-

-

4

30

26

(e)

Other Chemicals & Chemical Products

1

2

1

575

43,02

41,21

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

51

33,40

34,79

10.

Manufacture of Cement & Cement Products

-

-

-

250

81,97

63,91

11.

Basic Metals & Metal Products

9

6

5

926

593,14

529,94

(a)

Iron & Steel

-

-

-

253

413,60

360,28

(b)

Non-Ferrous Metals

-

-

-

46

120,30

118,54

(c)

Other Metal Products

9

6

5

627

59,24

51,12

12.

Engineering

4

5,12

2,65

621

298,69

134,74

(a)

Heavy Engineering

-

-

-

36

230,96

80,52

(b)

Light Engineering

1

3

3

178

10,73

10,97

(c)

Electrical Machinery & Goods

2

5,06

2,59

348

23,42

20,07

(d)

Electronic Machinery & Goods

1

3

3

59

33,58

23,19

13.

Vehicles, Vehicle Parts & Transport Equipments

11

7

5

187

11,96

8,99

14.

Other Industries

70

1,35

60

1,59,258

454,78

396,18

15.

Electricity, Gas & Water

-

-

-

58

32,55

32,51

(a)

Electricity Generation & Transmission

-

-

-

44

31,46

31,52

(b)

Non-Conventional Energy

-

-

-

1

4

2

(c)

Gas, Steam & Water Supply

-

-

-

13

1,05

97

16.

Construction

6

92

34

573

27,49

24,32

III.

TRANSPORT OPERATORS

52

1,15

86

27,907

231,02

180,02

IV.

PROFESSIONAL AND OTHER SERVICES

101

5,37

4,39

99,260

429,56

321,74

V.

PERSONAL LOANS

2,595

26,56

18,45

4,87,911

1633,00

1436,49

1.

Loans for Purchase of Consumer Durables

82

21

16

43,739

106,57

85,50

2.

Loans for Housing

195

2,52

2,26

67,628

581,91

539,74

3.

Rest of the Personal Loans

2,318

23,83

16,04

3,76,544

944,51

811,26

VI..

TRADE

811

22,81

15,80

3,51,156

1023,45

896,28

1.

Wholesale Trade

58

4,64

3,21

11,942