Table No. 5.6 – State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation – March 2001

NORTHERN REGION

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

AND ITS ASSOCIATES

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

1

2

3

4

5

6

I.

AGRICULTURE

3,14,562

1649,82

1333,09

3,56,900

2447,01

2060,86

1.

Direct Finance

3,08,680

1513,00

1239,48

3,47,617

1745,72

1460,04

2.

Indirect Finance

5,882

136,82

93,61

9,283

701,29

600,82

II.

INDUSTRY

81,865

3188,02

2439,55

92,441

4873,91

4043,74

1.

Mining & Quarrying

41

6,94

5,27

268

33,85

31,82

2.

Food Manufacturing & Processing

1,416

412,38

303,59

2,875

718,87

560,98

(a)

Rice Mills, Flour & Dal Mills

1,093

291,10

200,70

1,829

520,84

399,28

(b)

Sugar

10

27,35

20,34

23

49,09

42,74

(c)

Edible Oils & Vanaspati

62

44,03

39,50

180

52,08

36,80

(d)

Tea Processing

8

40

33

17

1,08

94

(e)

Processing of Fruits & Vegetables

17

20,25

16,13

26

1,76

1,33

(f)

Others

226

29,25

26,60

800

94,01

79,89

3.

Beverage & Tobacco

24

6,06

4,59

74

48,34

36,82

4.

Textiles

3,466

1105,01

834,22

8,097

1559,03

1314,77

(a)

Cotton Textiles

396

215,78

176,57

1,560

770,19

659,06

(b)

Jute Textiles

3

11

9

23

3,51

2,68

(c)

Handloom Textiles & Khadi

296

8,60

6,58

537

20,51

18,16

(d)

Other Textiles

2,771

880,53

650,97

5,977

764,82

634,86

5.

Paper, Paper Products & Printing

240

61,19

52,84

1,105

152,01

106,58

6.

Leather & Leather Products

130

12,37

10,14

444

59,03

37,89

7.

Rubber & Rubber Products

371

142,64

129,82

737

94,94

80,48

8.

Chemicals & Chemical Products

667

96,95

81,41

1,813

178,68

159,99

(a)

Heavy Industrial Chemicals

17

2,27

1,92

64

24,94

24,17

(b)

Fertilisers

26

16,75

15,88

43

25,25

24,57

(c)

Drugs & Pharmaceuticals

80

5,96

4,36

280

29,33

27,26

(d)

Non-Edible Oils

14

6,92

6,21

25

4,23

3,68

(e)

Other Chemicals & Chemical Products

530

65,05

53,05

1,401

94,94

80,31

9.

Petroleum, Coal Products & Nuclear Fuels

39

7,26

4,91

89

9,51

6,87

10.

Manufacture of Cement & Cement Products

23

3,68

3,65

243

15,74

15,54

11.

Basic Metals & Metal Products

2,130

348,89

281,34

5,638

618,65

517,18

(a)

Iron & Steel

665

182,87

148,18

1,686

362,83

311,72

(b)

Non-Ferrous Metals

124

6,73

5,39

60

6,23

5,99

(c)

Other Metal Products

1,341

159,29

127,77

3,892

249,59

199,47

12.

Engineering

1,300

182,48

122,31

4,588

300,19

262,53

(a)

Heavy Engineering

262

76,05

43,67

288

109,78

95,08

(b)

Light Engineering

703

37,46

22,32

3,325

103,74

87,26

(c)

Electrical Machinery & Goods

280

59,55

49,18

871

58,88

51,41

(d)

Electronic Machinery & Goods

55

9,41

7,14

104

27,79

28,78

13.

Vehicles, Vehicle Parts & Transport Equipments

1,488

249,12

189,19

2,926

424,83

340,72

14.

Other Industries

69,736

386,55

319,63

62,813

607,80

527,47

15.

Electricity, Gas & Water

27

117,76

61,66

43

27,64

25,25

(a)

Electricity Generation & Transmission

21

116,92

61,01

17

25,21

23,35

(b)

Non-Conventional Energy

—

—

—

8

66

68

(c)

Gas, Steam & Water Supply

6

84

65

18

1,77

1,22

16.

Construction

767

48,74

35,00

688

24,79

18,84

III.

TRANSPORT OPERATORS

1,727

52,56

28,60

7,807

109,22

84,35

IV.

PROFESSIONAL AND OTHER SERVICES

4,133

108,92

79,38

20,495

271,27

222,95

V.

PERSONAL LOANS

1,37,879

726,49

606,27

3,02,043

1757,86

1505,38

1.

Loans for Purchase of Consumer Durables

8,535

34,80

26,32

39,098

141,43

110,78

2.

Loans for Housing

29,289

290,85

253,88

66,806

683,47

594,85

3.

Rest of the Personal Loans

1,00,055

400,84

326,07

1,96,139

932,96

799,75

VI..

TRADE

26,842

544,54

411,81

67,473

3647,36

3752,33

1.

Wholesale Trade

6,144

254,14

184,64

8,388

2893,00

3140,91

2.

Retail Trade

20,698

290,41

227,17

59,085

754,36

611,41

VII.

FINANCE

96

12,70

10,25

398

52,13

41,23

VIII.

ALLOTHERS

26,436

276,79

237,69

54,227

810,00

673,13

TOTAL BANK CREDIT

5,93,540

6559,85

5146,64

9,01,784

13968,77

12383,97

OF WHICH:

1. Artisans & Village Industries

6,278

16,03

13,57

13,079

60,25

51,55

2. Other Small Scale Industries

51,217

1340,52

1026,45

45,365

1957,13

1619,62

NORTHERN REGION

(Amount in Rupees Lakh)

FOREIGN BANKS

REGIONAL RURAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

7

8

9

10

11

12

I.

AGRICULTURE

—

—

—

55,163

163,55

137,46

1.

Direct Finance

—

—

—

54,585

161,25

135,79

2.

Indirect Finance

—

—

—

578

2,30

1,67

II.

INDUSTRY

181

292,05

218,47

10,859

15,59

14,07

1.

Mining & Quarrying

—

—

—

—

—

—

2.

Food Manufacturing & Processing

6

51,03

15,92

58

1,36

1,51

(a)

Rice Mills, Flour & Dal Mills

1

3

3

11

34

37

(b)

Sugar

—

—

—

—

—

—

(c)

Edible Oils & Vanaspati

—

—

—

33

24

24

(d)

Tea Processing

—

—

—

—

—

—

(e)

Processing of Fruits & Vegetables

—

—

—

1

70

84

(f)

Others

5

51,00

15,89

13

8

6

3.

Beverage & Tobacco

2

56

45

—

—

—

4.

Textiles

53

158,09

126,30

21

25

20

(a)

Cotton Textiles

29

140,90

105,07

2

14

12

(b)

Jute Textiles

—

—

—

—

—

—

(c)

Handloom Textiles & Khadi

—

—

—

8

6

5

(d)

Other Textiles

24

17,19

21,23

11

5

3

5.

Paper, Paper Products & Printing

4

7,25

7,79

8

21

19

6.

Leather & Leather Products

—

—

—

9

4

3

7.

Rubber & Rubber Products

7

19,10

18,87

1

—

—

8.

Chemicals & Chemical Products

20

14,16

10,82

26

36

32

(a)

Heavy Industrial Chemicals

1

30

3

—

—

—

(b)

Fertilisers

—

—

—

2

20

20

(c)

Drugs & Pharmaceuticals

6

8,13

7,07

24

16

12

(d)

Non-Edible Oils

—

—

—

—

—

—

(e)

Other Chemicals & Chemical Products

13

5,73

3,73

—

—

—

9.

Petroleum, Coal Products & Nuclear Fuels

2

3,00

2,84

—

—

—

10.

Manufacture of Cement & Cement Products

1

2,00

2,00

—

—

—

11.

Basic Metals & Metal Products

2

50

48

4

4

4

(a)

Iron & Steel

2

50

48

—

—

—

(b)

Non-Ferrous Metals

—

—

—

—

—

—

(c)

Other Metal Products

—

—

—

4

4

4

12.

Engineering

10

2,43

4,76

29

24

20

(a)

Heavy Engineering

—

—

—

1

10

8

(b)

Light Engineering

6

2,33

4,66

6

3

2

(c)

Electrical Machinery & Goods

—

—

—

22

11

9

(d)

Electronic Machinery & Goods

4

9

10

—

—

—

13.

Vehicles, Vehicle Parts & Transport Equipments

15

27,97

23,12

6

6

5

14.

Other Industries

55

5,78

5,03

10,695

12,82

11,33

15.

Electricity, Gas & Water

—

—

—

2

22

19

(a)

Electricity Generation & Transmission

—

—

—

—

—

—

(b)

Non-Conventional Energy

—

—

—

2

22

19

(c)

Gas, Steam & Water Supply

—

—

—

—

—

—

16.

Construction

4

18

9

—

—

—

III.

TRANSPORT OPERATORS

—

—

—

2,467

4,76

3,40

IV.

PROFESSIONAL AND OTHER SERVICES

10

53

23

521

1,82

1,50

V.

PERSONAL LOANS

2,077

65,42

47,99

17,521

45,66

41,39

1.

Loans for Purchase of Consumer Durables

110

3,11

3,18

2,881

5,83

5,01

2.

Loans for Housing

—

—

—

1,750

8,39

8,25

3.

Rest of the Personal Loans

1,967

62,31

44,81

12,890

31,43

28,13

VI..

TRADE

196

15,78

12,03

9,467

15,87

12,75

1.

Wholesale Trade

183

15,33

11,71

513

89

77

2.

Retail Trade

13

46

32

8,954

14,98

11,98

VII.

FINANCE

1

6

6

—

—

—

VIII.

ALLOTHERS

48

1,71

1,77

577

1,31

1,10

TOTAL BANK CREDIT

2,513

375,54

280,54

96,575

248,54

211,67

OF WHICH:

1. Artisans & Village Industries

—

—

—

7,015

7,79

7,09

2. Other Small Scale Industries

13

6,19

4,10

506

1,82

1,56

NORTHERN REGION

(Amount in Rupees Lakh)

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

13

14

15

16

17

18

I.

AGRICULTURE

789

16,05

14,75

7,27,414

4276,44

3546,16

1.

Direct Finance

706

7,39

5,83

7,11,588

3427,37

2841,15

2.

Indirect Finance

83

8,66

8,92

15,826

849,07

705,02

II.

INDUSTRY

3,697

377,09

291,32

1,89,043

8746,66

7007,13

1.

Mining & Quarrying

1

35

10

310

41,14

37,18

2.

Food Manufacturing & Processing

44

14,40

10,94

4,399

1198,04

892,94

(a)

Rice Mills, Flour & Dal Mills

20

6,77

3,83

2,954

819,08

604,21

(b)

Sugar

1

8

8

34

76,52

63,16

(c)

Edible Oils & Vanaspati

4

1,46

1,71

279

97,80

78,25

(d)

Tea Processing

—

—

—

25

1,48

1,27

(e)

Processing of Fruits & Vegetables

1

1,50

1,50

45

24,22

19,80

(f)

Others

18

4,60

3,82

1,062

178,95

126,25

3.

Beverage & Tobacco

1

3

2

101

54,98

41,89

4.

Textiles

155

96,35

64,68

11,792

2918,73

2340,17

(a)

Cotton Textiles

59

76,31

48,82

2,046

1203,32

989,64

(b)

Jute Textiles

2

80

84

28

4,41

3,61

(c)

Handloom Textiles & Khadi

2

25

39

843

29,41

25,18

(d)

Other Textiles

92

18,99

14,64

8,875

1681,58

1321,74

5.

Paper, Paper Products & Printing

17

3,36

2,01

1,374

224,02

169,40

6.

Leather & Leather Products

34

6,69

6,62

617

78,13

54,69

7.

Rubber & Rubber Products

24

7,04

6,05

1,140

263,73

235,23

8.

Chemicals & Chemical Products

51

21,15

14,59

2,577

311,29

267,13

(a)

Heavy Industrial Chemicals

7

3,95

3,95

89

31,46

30,07

(b)

Fertilisers

1

1,76

1,76

72

43,96

42,41

(c)

Drugs & Pharmaceuticals

17

5,23

5,55

407

48,81

44,35

(d)

Non-Edible Oils

6

1,44

1,58

45

12,59

11,46

(e)

Other Chemicals & Chemical Products

20

8,76

1,76

1,964

174,48

138,84

9.

Petroleum, Coal Products & Nuclear Fuels

3

2,17

2,02

133

21,94

16,63

10.

Manufacture of Cement & Cement Products

10

79

74

277

22,20

21,93

11.

Basic Metals & Metal Products

239

68,46

53,07

8,013

1036,54

852,11

(a)

Iron & Steel

113

51,64

46,52

2,466

597,82

506,91

(b)

Non-Ferrous Metals

1

5

—

185

13,01

11,37

(c)

Other Metal Products

125

16,78

6,55

5,362

425,70

333,82

12.

Engineering

139

32,49

26,88

6,066

517,82

416,67

(a)

Heavy Engineering

33

22,45

20,72

584

208,38

159,55

(b)

Light Engineering

91

9,12

5,35

4,131

152,68

119,62

(c)

Electrical Machinery & Goods

8

61

59

1,181

119,15

101,27

(d)

Electronic Machinery & Goods

7

31

22

170

37,60

36,24

13.

Vehicles, Vehicle Parts & Transport Equipments

1,372

61,62

54,85

5,807

763,60

607,94

14.

Other Industries

1,575

60,08

46,82

1,44,874

1073,04

910,27

15.

Electricity, Gas & Water

3

31

39

75

145,94

87,48

(a)

Electricity Generation & Transmission

—

—

—

38

142,13

84,36

(b)

Non-Conventional Energy

—

—

—

10

88

86

(c)

Gas, Steam & Water Supply

3

31

39

27

2,92

2,26

16.

Construction

29

1,81

1,55

1,488

75,52

55,48

III.

TRANSPORT OPERATORS

67

3,80

3,09

12,068

170,34

119,45

IV.

PROFESSIONAL AND OTHER SERVICES

899

56,37

33,98

26,058

438,91

338,04

V.

PERSONAL LOANS

14,389

137,12

108,55

4,73,909

2732,54

2309,57

1.

Loans for Purchase of Consumer Durables

2,070

31,06

22,75

52,694

216,23

168,04

2.

Loans for Housing

887

13,83

11,16

98,732

996,54

868,14

3.

Rest of the Personal Loans

11,432

92,23

74,63

3,22,483

1519,77

1273,39

VI..

TRADE

2,136

140,76

108,83

1,06,114

4364,31

4297,74

1.

Wholesale Trade

601

75,23

53,08