Table No. 5.6 – State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation

MARCH 2001

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

AND ITS ASSOCIATES

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

 standing

1

2

3

4

5

6

I.

AGRICULTURE

4,92,951

1147,12

1031,14

12,83,628

3119,51

2854,21

1. Direct Finance

4,88,043

1067,50

971,78

12,70,628

2594,00

2417,75

2. Indirect Finance

4,908

79,62

59,36

13,000

525,51

436,46

II.

INDUSTRY

1,10,611

9185,78

6944,81

2,17,965

13950,22

11248,36

1. Mining & Quarrying

186

195,80

131,00

570

320,02

227,79

2. Food Manufacturing & Processing

1,156

802,19

526,01

3,620

1321,26

1121,51

(a)

Rice Mills, Flour & Dal Mills

401

49,91

36,31

1,116

96,65

82,63

(b)

Sugar

76

418,82

254,76

90

636,82

530,50

(c)

Edible Oils & Vanaspati

167

60,35

49,90

423

38,93

31,53

(d)

Tea Processing

77

36,59

26,06

220

62,19

44,47

(e)

Processing of Fruits & Vegetables

14

12,44

8,30

73

162,77

158,81

(f)

Others

421

224,07

150,67

1,698

323,91

273,58

3. Beverage & Tobacco

81

52,30

43,56

162

124,52

119,37

4. Textiles

6,508

2245,74

1725,84

17,168

3556,16

2860,30

(a)

Cotton Textiles

1,654

1054,27

771,86

6,442

2043,98

1652,99

(b)

Jute Textiles

16

5,35

5,37

19

5,53

4,52

(c)

Handloom Textiles & Khadi

247

28,89

26,66

1,170

82,55

70,33

(d)

Other Textiles

4,591

1157,23

921,94

9,537

1424,11

1132,46

5. Paper, Paper Products & Printing

1,092

294,80

253,43

4,268

355,92

332,16

6. Leather & Leather Products

995

714,71

481,95

2,929

725,43

605,97

7. Rubber & Rubber Products

200

186,74

150,48

696

118,08

90,15

8. Chemicals & Chemical Products

2,005

1086,93

894,77

5,278

1470,61

1157,48

(a)

Heavy Industrial Chemicals

73

114,39

72,16

259

135,42

87,77

(b)

Fertilisers

44

243,04

243,02

121

532,97

429,92

(c)

Drugs & Pharmaceuticals

224

238,08

91,50

564

263,27

244,95

(d)

Non-Edible Oils

27

20,34

18,42

38

24,54

22,69

(e)

Other Chemicals & Chemical Products

1,637

471,07

469,66

4,296

514,42

372,14

9. Petroleum, Coal Products & Nuclear Fuels

80

248,99

222,89

122

361,77

235,86

10. Manufacture of Cement & Cement Products

169

281,06

243,11

312

288,27

257,54

11. Basic Metals & Metal Products

1,164

342,09

313,37

4,382

1023,06

932,72

(a)

Iron & Steel

140

115,29

114,23

827

685,50

625,35

(b)

Non-Ferrous Metals

63

37,16

33,13

90

53,54

55,53

(c)

Other Metal Products

961

189,64

166,01

3,465

284,02

251,84

12. Engineering

1,629

605,84

492,47

9,548

1366,14

1064,19

(a)

Heavy Engineering

315

169,37

138,62

608

336,16

235,84

(b)

Light Engineering

466

115,33

102,11

3,949

299,20

242,37

(c)

Electrical Machinery & Goods

653

194,66

156,71

4,398

482,85

382,19

(d)

Electronic Machinery & Goods

195

126,49

95,03

593

247,94

203,79

13. Vehicles, Vehicle Parts & Transport Equipments

399

768,61

442,47

1,832

922,25

689,22

14. Other Industries

94,707

976,71

793,71

1,61,159

1199,74

988,32

15. Electricity, Gas & Water

76

306,01

161,66

166

494,04

304,13

(a)

Electricity Generation & Transmission

65

299,56

156,20

92

424,60

274,11

(b)

Non-Conventional Energy

3

5,65

4,89

13

31,74

13,99

(c)

Gas, Steam & Water Supply

8

80

57

61

37,70

16,03

16. Construction

164

77,27

68,08

5,753

302,94

261,67

III.

TRANSPORT OPERATORS

5,712

173,89

124,04

17,889

373,84

326,58

IV.

PROFESSIONAL AND OTHER SERVICES

11,920

293,43

214,05

1,33,468

1470,18

1193,28

V.

PERSONAL LOANS

3,57,852

1767,24

1474,51

8,26,644

3526,76

3199,70

1. Loans for Purchase of Consumer Durables

41,444

119,73

95,20

91,927

222,72

184,16

2. Loans for Housing

56,951

748,98

661,07

1,17,436

1379,76

1256,87

3. Rest of the Personal Loans

2,59,457

898,53

718,23

6,17,281

1924,28

1758,67

VI.

TRADE

57,421

2942,76

2294,40

1,86,978

3642,76

3266,91

1. Wholesale Trade

5,019

909,52

753,11

16,579

2430,24

2241,82

2. Retail Trade

52,402

2033,23

1541,29

1,70,399

1212,52

1025,08

VII.

FINANCE

957

1169,20

701,55

1,524

947,49

793,98

VIII.

ALL OTHERS

48,362

1293,77

1058,80

2,47,098

2183,52

1898,63

TOTAL BANK CREDIT

10,85,786

17973,17

13843,29

29,15,194

29214,27

24781,65

OF WHICH:

1. Artisans & Village Industries

8,280

27,18

24,70

25,621

83,07

79,67

2. Other Small Scale Industries

69,845

2229,85

1791,10

1,01,717

3079,45

2565,45

FOREIGN BANKS

REGIONAL RURAL

BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

7

8

9

10

11

12

I.

AGRICULTURE

5

13,33

12,54

1,45,620

152,48

138,70

1. Direct Finance

1

8

8

1,38,578

143,53

131,18

2. Indirect Finance

4

13,25

12,45

7,042

8,96

7,52

II.

INDUSTRY

5,730

4704,55

2998,54

13,685

15,37

13,27

1. Mining & Quarrying

9

5,41

3,12

—

—

—

2. Food Manufacturing & Processing

25

38,51

31,35

21

1,05

92

(a)

Rice Mills, Flour & Dal Mills

—

—

—

13

20

16

(b)

Sugar

3

16,01

15,67

—

—

—

(c)

Edible Oils & Vanaspati

6

1,20

1,20

3

3

3

(d)

Tea Processing

1

5,50

2,98

—

—

—

(e)

Processing of Fruits & Vegetables

—

—

—

—

—

—

(f)

Others

15

15,80

11,50

5

81

74

3. Beverage & Tobacco

5

12,25

5,10

—

—

—

4. Textiles

148

429,85

251,91

29

38

30

(a)

Cotton Textiles

97

316,21

173,86

6

2

2

(b)

Jute Textiles

—

—

—

—

—

—

(c)

Handloom Textiles & Khadi

—

—

—

—

—

—

(d)

Other Textiles

51

113,64

78,05

23

36

28

5. Paper, Paper Products & Printing

16

60,94

25,13

19

36

25

6. Leather & Leather Products

20

17,33

16,80

—

—

—

7. Rubber & Rubber Products

8

28,51

5,92

1

3

1

8. Chemicals & Chemical Products

109

449,60

346,19

17

26

19

(a)

Heavy Industrial Chemicals

12

65,06

59,93

—

—

—

(b)

Fertilisers

3

22,04

2,10

—

—

—

(c)

Drugs & Pharmaceuticals

7

58,63

58,08

1

—

—

(d)

Non-Edible Oils

—

—

—

—

—

—

(e)

Other Chemicals & Chemical Products

87

303,87

226,08

16

25

19

9. Petroleum, Coal Products & Nuclear Fuels

19

148,29

72,16

1

3

1

10. Manufacture of Cement & Cement Products

44

405,22

327,76

3

3

2

11. Basic Metals & Metal Products

33

87,70

44,58

3

3

2

(a)

Iron & Steel

19

39,76

24,48

—

—

—

(b)

Non-Ferrous Metals

1

3,94

3,94

—

—

—

(c)

Other Metal Products

13

43,99

16,15

3

3

2

12. Engineering

163

1397,27

868,06

39

38

33

(a)

Heavy Engineering

23

246,45

148,38

9

24

22

(b)

Light Engineering

57

640,10

311,18

23

10

8

(c)

Electrical Machinery & Goods

46

198,27

136,07

7

3

3

(d)

Electronic Machinery & Goods

37

312,46

272,43

—

—

—

13. Vehicles, Vehicle Parts & Transport Equipments

143

1157,93

697,44

3

6

6

14. Other Industries

4,958

297,63

201,41

13,539

12,71

11,11

15. Electricity, Gas & Water

10

151,55

90,23

—

—

—

(a)

Electricity Generation & Transmission

4

128,07

74,61

—

—

—

(b)

Non-Conventional Energy

6

23,48

15,61

—

—

—

(c)

Gas, Steam & Water Supply

—

—

—

—

—

—

16. Construction

20

16,57

11,38

10

6

5

III.

TRANSPORT OPERATORS

35

8,18

5,17

1,216

2,86

2,21

IV.

PROFESSIONAL AND OTHER SERVICES

1,317

419,49

324,59

21,346

27,68

23,36

V.

PERSONAL LOANS

1,76,518

2062,53

1904,35

52,712

87,54

79,94

1. Loans for Purchase of Consumer Durables

3,477

67,05

49,61

17,994

24,10

22,47

2. Loans for Housing

12,616

770,73

765,91

3,133

14,11

11,66

3. Rest of the Personal Loans

1,60,425

1224,75

1088,83

31,585

49,33

45,81

VI.

TRADE

804

406,60

354,21

40,377

38,29

34,16

1. Wholesale Trade

743

302,09

298,31

2,006

2,71

2,48

2. Retail Trade

61

104,51

55,90

38,371

35,59

31,68

VII.

FINANCE

101

606,00

386,58

1

1

—

VIII.

ALL OTHERS

45,834

465,29

415,00

38,984

40,17

37,32

TOTAL BANK CREDIT

2,30,344

8685,98

6400,97

3,13,941

364,40

328,97

OF WHICH:

1. Artisans & Village Industries

—

—

—

6,910

6,37

5,61

2. Other Small Scale Industries

94

141,73

98,70

3,271

4,19

3,67

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

 standing

13

14

15

16

17

18

I.

AGRICULTURE

2,17,515

686,11

619,54

21,39,719

5118,55

4656,13

1. Direct Finance

2,10,477

545,78

489,83

21,07,727

4350,88

4010,63

2. Indirect Finance

7,038

140,33

129,71

31,992

767,67

645,51

II.

INDUSTRY

59,088

7026,07

5589,49

4,07,079

34881,99

26794,47

1. Mining & Quarrying

174

36,81

30,39

939

558,04

392,31

2. Food Manufacturing & Processing

3,812

623,37

530,00

8,634

2786,37

2209,80

(a)

Rice Mills, Flour & Dal Mills

1,196

134,91

106,36

2,726

281,67

225,45

(b)

Sugar

29

128,84

114,70

198

1200,48

915,63

(c)

Edible Oils & Vanaspati

340

74,37

67,56

939

174,89

150,22

(d)

Tea Processing

56

58,44

50,74

354

162,71

124,24

(e)

Processing of Fruits & Vegetables

23

6,42

3,92

110

181,64

171,03

(f)

Others

2,168

220,40

186,72

4,307

784,98

623,21

3. Beverage & Tobacco

105

71,64

64,25

353

260,70

232,28

4. Textiles

11,167

2535,20

1946,84

35,020

8767,34

6785,20

(a)

Cotton Textiles

5,604

1710,83

1313,52

13,803

5125,32

3912,25

(b)

Jute Textiles

45

4,94

2,83

80

15,82

12,73

(c)

Handloom Textiles & Khadi

301

48,97

29,54

1,718

160,40

126,53

(d)

Other Textiles

5,217

770,46

600,95

19,419

3465,80

2733,69

5. Paper, Paper Products & Printing

1,529

319,24

272,45

6,924

1031,26

883,43

6. Leather & Leather Products

467

158,89

112,37

4,411

1616,36

1217,10

7. Rubber & Rubber Products

253

106,31

81,67

1,158

439,66

328,22

8. Chemicals & Chemical Products

2,032

588,03

453,76

9,441

3595,43

2852,40

(a)

Heavy Industrial Chemicals

134

33,99

27,49

478

348,86

247,35

(b)

Fertilisers

144

184,38

144,50

312

982,44

819,54

(c)

Drugs & Pharmaceuticals

272

121,86

94,70

1,068

681,85

489,24

(d)

Non-Edible Oils

28

4,41

4,00

93

49,29

45,11

(e)

Other Chemicals & Chemical Products

1,454

243,38

183,07

7,490

1532,99

1251,15

9. Petroleum, Coal Products & Nuclear Fuels

78

112,92

112,05

300

872,00

642,97

10. Manufacture of Cement & Cement Products

115

194,18

175,84

643

1168,76

1004,27

11. Basic Metals & Metal Products

1,405

421,88

341,47

6,987

1874,75

1632,15

(a)

Iron & Steel

533

313,59

270,97

1,519

1154,15

1035,04

(b)

Non-Ferrous Metals

97

31,53

14,51

251

126,17

107,11

(c)

Other Metal Products

775

76,75

55,99

5,217

594,43

490,00

12. Engineering

2,040

434,91

281,67

13,419

3804,54

2706,71

(a)

Heavy Engineering

282

156,56

88,61

1,237

908,78

611,67

(b)

Light Engineering

980

90,49

67,40

5,475

1145,22

723,14

(c)

Electrical Machinery & Goods

581

123,24

79,30

5,685

999,04

754,30

(d)

Electronic Machinery & Goods

197

64,62

46,35

1,022

751,50

617,61

13. Vehicles, Vehicle Parts & Transport Equipments

703

343,50

278,33

3,080

3192,36

2107,52

14. Other Industries

33,880

715,27

614,01

3,08,243

3202,06

2608,56

15. Electricity, Gas & Water

49

134,31

104,35

301

1085,91

660,36

(a)

Electricity Generation & Transmission

25

120,24

98,98

186

972,48

603,90

(b)

Non-Conventional Energy

8

8,30

4,73

30

69,17

39,22

(c)

Gas, Steam & Water Supply

16

5,77

64

85

44,26

17,25

16. Construction

1,279

229,62

190,03

7,226

626,46

531,20

III.

TRANSPORT OPERATORS

6,789

282,32

220,49

31,641

841,10

678,50

IV.

PROFESSIONAL AND OTHER SERVICES

28,755

904,94

764,75

1,96,806

3115,72

2520,02

V.

PERSONAL LOANS

2,50,014

1289,56

1083,13

16,63,740

8733,62

7741,63

1. Loans for Purchase of Consumer Durables

24,925

67,63

56,13

1,79,767

501,23

407,57

2. Loans for Housing

23,914

373,64

299,60

2,14,050

3287,22

2995,13

3. Rest of the Personal Loans

2,01,175

848,29

727,39

12,69,923

4945,17

4338,93

VI.

TRADE

72,720

2188,85

1726,78

3,58,300

9219,26

7676,46

1. Wholesale Trade

20,959

1166,08

908,09

45,306

4810,64

4203,81

2. Retail Trade

51,761

1022,76

818,70

3,12,994

4408,62

3472,65

VII.

FINANCE

1,486

1053,06

806,20

4,069

3775,75

2688,31

VIII.

ALL OTHERS

82,160

1116,87

941,54

4,62,438

5099,62

4351,29

TOTAL BANK CREDIT

7,18,527

14547,79

11751,92

52,63,792

70785,60

57106,80

OF WHICH:

1. Artisans & Village Industries

9,286

28,81

27,36

50,097

145,44

137,34

2. Other Small Scale Industries

26,174

1773,92

1358,32

2,01,101

7229,14

5817,24