Table No. 5.7 – State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation

March 2001

SOUTHERN REGION

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

12,59,505

2320,99

2126,46

7,20,750

1645,38

1484,12

1. Direct Finance

12,42,366

2205,14

2039,30

7,08,768

1494,04

1354,96

2. Indirect Finance

17,139

115,85

87,16

11,982

151,34

129,16

II.

INDUSTRY

59,754

1909,88

1649,80

93,680

4862,76

3764,76

1. Mining & Quarrying

77

96,97

83,34

141

16,15

12,52

2. Food Manufacturing & Processing

2,882

249,11

192,70

2,493

553,16

435,49

(a) Rice Mills, Flour & Dal Mills

737

38,13

31,35

909

79,35

66,99

(b) Sugar

17

134,94

95,21

31

197,99

145,54

(c) Edible Oils & Vanaspati

215

9,48

8,62

370

58,18

45,79

(d) Tea Processing

46

10,75

11,22

264

78,17

67,22

(e) Processing of Fruits & Vegetables

7

44

36

56

11,88

9,57

(f) Others

1,860

55,37

45,94

863

127,59

100,38

3. Beverage & Tobacco

70

10,39

10,38

94

22,02

20,40

4. Textiles

3,616

525,79

369,08

9,131

1781,27

1383,25

(a) Cotton Textiles

1,372

394,40

258,61

4,989

1027,28

823,89

(b) Jute Textiles

8

55

52

47

3,15

2,44

(c) Handloom Textiles & Khadi

583

8,87

7,87

652

51,08

43,29

(d) Other Textiles

1,653

121,97

102,08

3,443

699,76

513,63

5. Paper, Paper Products & Printing

460

34,52

30,53

2,219

264,35

226,09

6. Leather & Leather Products

106

39,67

33,56

764

478,75

300,44

7. Rubber & Rubber Products

95

8,73

7,31

237

29,06

19,99

8. Chemicals & Chemical Products

814

221,77

304,85

2,995

512,37

402,19

(a) Heavy Industrial Chemicals

38

8,31

3,55

69

17,26

16,41

(b) Fertilisers

10

14,13

13,26

35

108,11

107,76

(c) Drugs & Pharmaceuticals

73

7,27

7,07

256

30,89

23,66

(d) Non-Edible Oils

7

1,77

1,06

44

4,33

3,36

(e) Other Chemicals & Chemical Products

686

190,28

279,91

2,591

351,78

251,01

9. Petroleum, Coal Products & Nuclear Fuels

17

26,29

20,63

44

11,40

9,70

10. Manufacture of Cement & Cement Products

83

36,54

38,05

194

6,40

5,39

11. Basic Metals & Metal Products

411

124,42

117,26

1,146

203,21

165,21

(a) Iron & Steel

92

90,55

88,54

190

68,76

57,53

(b) Non-Ferrous Metals

6

1,39

1,75

54

26,09

21,95

(c) Other Metal Products

313

32,48

26,97

902

108,36

85,73

12. Engineering

725

117,54

93,76

1,809

310,61

238,77

(a) Heavy Engineering

100

18,51

13,18

237

48,53

29,49

(b) Light Engineering

386

17,25

15,57

837

108,91

97,72

(c) Electrical Machinery & Goods

187

69,31

54,24

607

129,51

90,52

(d) Electronic Machinery & Goods

52

12,47

10,76

128

23,67

21,04

13. Vehicles, Vehicle Parts & Transport Equipments

264

179,58

148,14

723

176,82

123,78

14. Other Industries

49,486

205,23

176,72

71,090

440,43

382,04

15. Electricity, Gas & Water

64

8,92

6,88

55

13,51

9,76

(a) Electricity Generation & Transmission

29

5,47

4,55

40

12,27

8,97

(b) Non-Conventional Energy

2

6

10

1

2

—

(c) Gas, Steam & Water Supply

33

3,39

2,23

14

1,22

78

16. Construction

584

24,42

16,62

545

43,24

29,75

III.

TRANSPORT OPERATORS

6,967

111,88

81,25

9,323

191,44

144,64

IV.

PROFESSIONAL AND OTHER SERVICES

51,734

159,34

126,70

54,200

398,98

322,35

V.

PERSONAL LOANS

2,96,525

899,54

806,81

4,05,400

1580,69

1391,79

1. Loans for Purchase of Consumer Durables

34,446

67,89

56,67

49,731

118,19

97,13

2. Loans for Housing

32,826

293,39

261,86

50,033

531,62

471,83

3. Rest of the Personal Loans

2,29,253

538,26

488,28

3,05,636

930,88

822,82

VI.

TRADE

1,17,125

445,12

380,16

1,09,630

898,44

744,23

1. Wholesale Trade

4,669

161,73

147,41

8,888

291,50

240,96

2. Retail Trade

1,12,456

283,39

232,76

1,00,742

606,94

503,27

VII.

FINANCE

467

70,69

61,73

723

80,17

68,44

VIII.

ALL OTHERS

1,00,073

374,49

294,17

95,473

869,05

713,78

TOTAL BANK CREDIT

18,92,150

6291,93

5527,09

14,89,179

10526,91

8634,10

OF WHICH: 1. Artisans & Village Industries

18,500

36,19

33,66

13,114

36,92

33,47

2. Other Small Scale Industries

27,431

417,70

348,33

52,430

1869,86

1472,84

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

1,47,095

562,44

512,53

12,369

589,74

533,03

1. Direct Finance

1,45,085

436,31

394,19

11,508

215,39

222,17

2. Indirect Finance

2,010

126,13

118,34

861

374,35

310,86

II.

INDUSTRY

1,21,290

9740,04

7654,16

1,32,355

18369,30

13725,75

1. Mining & Quarrying

255

77,54

44,21

466

367,38

252,25

2. Food Manufacturing & Processing

2,059

740,12

564,29

1,200

1243,98

1017,31

(a) Rice Mills, Flour & Dal Mills

775

99,28

72,43

305

64,92

54,68

(b) Sugar

79

392,38

290,10

71

475,18

384,78

(c) Edible Oils & Vanaspati

292

63,36

57,51

62

43,86

38,30

(d) Tea Processing

19

11,01

5,98

25

62,77

39,83

(e) Processing of Fruits & Vegetables

19

6,92

6,98

28

162,39

154,13

(f) Others

875

167,16

131,30

709

434,86

345,59

3. Beverage & Tobacco

88

22,59

21,95

101

205,71

179,55

4. Textiles

19,969

5211,84

4017,99

2,304

1248,44

1014,88

(a) Cotton Textiles

7,046

3425,53

2597,32

396

278,12

232,43

(b) Jute Textiles

18

7,56

5,90

7

4,56

3,86

(c) Handloom Textiles & Khadi

409

60,16

40,62

74

40,28

34,75

(d) Other Textiles

12,496

1718,59

1374,14

1,827

925,48

743,84

5. Paper, Paper Products & Printing

1,866

284,75

265,99

2,379

447,63

360,81

6. Leather & Leather Products

1,222

72,82

68,50

2,319

1025,12

814,60

7. Rubber & Rubber Products

465

96,04

71,78

361

305,83

229,15

8. Chemicals & Chemical Products

2,596

485,06

320,34

3,036

2376,23

1825,03

(a) Heavy Industrial Chemicals

129

87,26

47,71

242

236,02

179,68

(b) Fertilisers

129

195,48

108,07

138

664,72

590,46

(c) Drugs & Pharmaceuticals

255

19,77

16,71

484

623,92

441,81

(d) Non-Edible Oils

27

5,50

4,86

15

37,69

35,84

(e) Other Chemicals & Chemical Products

2,056

177,05

142,98

2,157

813,88

577,25

9. Petroleum, Coal Products & Nuclear Fuels

59

27,90

25,42

180

806,41

587,22

10. Manufacture of Cement & Cement Products

170

123,98

108,36

196

1001,85

852,48

11. Basic Metals & Metal Products

2,964

738,06

640,65

2,466

809,06

709,03

(a) Iron & Steel

611

502,83

449,88

626

492,00

439,09

(b) Non-Ferrous Metals

63

23,98

21,84

128

74,72

61,58

(c) Other Metal Products

2,290

211,25

168,94

1,712

242,33

208,36

12. Engineering

4,168

718,46

541,72

6,717

2657,93

1832,46

(a) Heavy Engineering

487

344,47

268,30

413

497,27

300,69

(b) Light Engineering

2,368

170,72

136,68

1,884

848,34

473,17

(c) Electrical Machinery & Goods

1,097

113,75

78,65

3,794

686,47

530,88

(d) Electronic Machinery & Goods

216

89,52

58,08

626

625,84

527,72

13. Vehicles, Vehicle Parts & Transport Equipments

933

216,58

173,45

1,160

2619,37

1662,15

14. Other Industries

82,194

728,06

613,78

1,05,473

1828,34

1436,02

15. Electricity, Gas & Water

56

92,75

89,02

126

970,72

554,71

(a) Electricity Generation & Transmission

29

89,76

87,24

88

864,97

503,14

(b) Non-Conventional Energy

6

1,28

54

21

67,81

38,58

(c) Gas, Steam & Water Supply

21

1,71

1,25

17

37,95

12,99

16. Construction

2,226

103,50

86,72

3,871

455,30

398,11

III.

TRANSPORT OPERATORS

7,939

189,34

144,07

7,412

348,43

308,53

IV.

PROFESSIONAL AND OTHER SERVICES

36,312

549,94

439,31

54,560

2007,45

1631,66

V.

PERSONAL LOANS

4,29,614

2011,75

1755,69

5,32,201

4241,65

3787,33

1. Loans for Purchase of Consumer Durables

52,906

136,92

112,78

42,684

178,24

141,00

2. Loans for Housing

67,833

742,13

664,83

63,358

1720,07

1596,60

3. Rest of the Personal Loans

3,08,875

1132,70

978,09

4,26,159

2343,34

2049,73

VI.

TRADE

78,365

1785,66

1451,34

53,180

6090,04

5100,72

1. Wholesale Trade

12,126

821,98

681,01

19,623

3535,43

3134,43

2. Retail Trade

66,239

963,68

770,33

33,557

2554,61

1966,29

VII.

FINANCE

725

134,34

88,06

2,154

3490,56

2470,08

VIII.

ALL OTHERS

1,03,398

1007,32

858,81

1,63,494

2848,76

2484,53

TOTAL BANK CREDIT

9,24,738

15980,83

12903,98

9,57,725

37985,93

30041,64

OF WHICH: 1. Artisans & Village Industries

10,248

45,57

42,68

8,235

26,75

27,54

2. Other Small Scale Industries

68,726

2861,21

2281,09

52,514

2080,38

1714,99