Stocks of Financial Assets and Liabilities of Households - Select Indicators

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Stocks of Financial Assets and Liabilities of Households - Select Indicators

No. 50 (b): Stocks of Financial Assets and Liabilities of Households- Select Indicators

(Amount in ₹ Crore)

Item

Jun-2022

Sep-2022

Dec-2022

Mar-2023

Financial Assets (a+b+c+d+e+f+g+h)

25621348.1

26423992.1

27187715.6

27844981.1

Per cent of GDP

102.8

102.6

103.3

103.5

(a) Bank Deposits (i+ii)

11843527.1

12143059.7

12399459.4

12707326.2

i. Commercial Banks

10987692.1

11288257.2

11536717.0

11821685.0

ii. Co-operative Banks

855834.9

854802.6

862742.4

885641.2

(b) Non-Bank Deposits

of which:

Other Financial Institutions

216170.0

218246.7

226328.2

228562.2

i. Non-Banking Financial Companies

74794.2

78061.4

81308.3

85254.0

ii. Housing Finance Companies

141375.8

140185.3

145020.0

143308.2

5325967.3

5559681.9

5786592.6

5795430.6

(d) Currency

2950343.2

2895763.9

2972524.0

3121514.1

(e) Mutual funds

2048097.3

2260209.7

2355315.8

2367792.5

(f) Public Provident Fund (PPF)

851913.4

858591.1

864730.6

939449.0

(g) Pension Funds

744459.2

796454.0

853412.0

898343.0

(h) Small Savings (excluding PPF)

1640870.6

1691985.1

1729352.9

1786563.5

Financial Liabilities (a+b)

8911860.9

9246740.6

9700657.2

10217744.7

Per cent of GDP

35.8

35.9

36.9

38.0

Loans/Borrowings

(a) Banking Sector

7095467.7

7358918.0

7729700.9

8113544.1

of which:

i. Commercial Banks

6620073.1

6881338.5

7249643.0

7580934.1

ii. Co-operative Banks

473897.0

476024.8

478486.9

530915.0

(b) Other Financial Institutions

1816393.1

1887822.6

1970956.3

2104200.7

of which:

i. Non-Banking Financial Companies

869174.9

905825.3

961617.0

1056182.3

ii. Housing Finance Companies

835181.3

868212.5

893115.8

929861.7

iii. Insurance Corporations

112036.9

113784.8

116223.5

118156.7

No. 50 (b): Stocks of Financial Assets and Liabilities of Households- Select Indicators (Contd.)

(Amount in ₹ Crore)

Item

Jun-2023

Sep-2023

Dec-2023

Mar-2024

Financial Assets (a+b+c+d+e+f+g+h)

28754605.9

29637615.0

30737884.8

32025210.0

Per cent of GDP

104.2

104.4

105.0

106.3

(a) Bank Deposits (i+ii)

12960330.3

13462098.8

13739530.7

14130251.1

i. Commercial Banks

12065518.9

12567779.6

12847876.2

13231336.9

ii. Co-operative Banks

894811.4

894319.2

891654.5

898914.3

(b) Non-Bank Deposits

of which:

Other Financial Institutions

228076.8

120094.7

125432.4

127257.3

i. Non-Banking Financial Companies

91373.3

96155.6

101051.4

102994.3

ii. Housing Finance Companies

136703.5

23939.1

24381.0

24263.0

6064436.9

6255801.1

6553726.0

6820611.8

(d) Currency

3072877.9

3036177.0

3092896.0

3239539.8

(e) Mutual funds

2626046.1

2829859.3

3156299.3

3387208.3

(f) Public Provident Fund (PPF)

955060.6

960343.6

964851.5

1051376.5

(g) Pension Funds

970016.0

1017975.0

1091276.0

1172651.0

(h) Small Savings (excluding PPF)

1877761.2

1955265.4

2013872.8

2096314.2

Financial Liabilities (a+b)

10539264.5

11065280.7

11575797.1

12096410.5

Per cent of GDP

38.2

39.0

39.6

40.2

Loans/Borrowings

(a) Banking Sector

8327150.3

9196024.2

9598671.3

9991001.8

of which:

i. Commercial Banks

7788960.6

8664614.6

9054512.6

9437070.5

ii. Co-operative Banks

536409.2

529527.7

542240.6

551852.1

(b) Other Financial Institutions

2212114.2

1869256.5

1977125.7

2105408.7

of which:

i. Non-Banking Financial Companies

1137631.1

1197314.8

1282346.6

1383183.0

ii. Housing Finance Companies

953645.7

549351.7

570585.1

596438.0

iii. Insurance Corporations

120837.4

122590.0

124194.0

125787.7

No. 50 (b): Stocks of Financial Assets and Liabilities of Households- Select Indicators (Concld.)

(Amount in ₹ Crore)

Item

Jun-2024

Sep-2024

Dec-2024

Mar-2025

Financial Assets (a+b+c+d+e+f+g+h)

33253098.6

34421189.5

34532805.6

35264710.9

Per cent of GDP

107.9

109.6

107.2

106.6

(a) Bank Deposits (i+ii)

14385136.5

14773465.1

14914755.1

15316332.6

i. Commercial Banks

13482508.0

13872242.0

14020106.6

14415444.1

ii. Co-operative Banks

902628.6

901223.2

894648.5

900888.5

(b) Non-Bank Deposits

of which:

Other Financial Institutions

134718.7

137760.5

142570.3

146955.5

i. Non-Banking Financial Companies

109284.0

112514.0

116958.5

121178.5

ii. Housing Finance Companies

25434.7

25246.5

25611.9

25777.0

7123527.6

7385938.1

7272871.3

7293099.1

(d) Currency

3273752.3

3216137.1

3286977.8

3449213.9

(e) Mutual funds

3866386.1

4291914.4

4224091.7

4128924.5

(f) Public Provident Fund (PPF)

1059829.5

1063056.1

1064212.0

1157449.2

(g) Pension Funds

1247832.0

1337535.0

1371615.0

1443509.0

(h) Small Savings (excluding PPF)

2161915.8

2215383.2

2255712.2

2329227.2

Financial Liabilities (a+b)

12384902.9

12789183.5

13207625.1

13662338.5

Per cent of GDP

40.2

40.7

41.0

41.3

Loans/Borrowings

(a) Banking Sector

10196042.2

10518189.9

10837816.5

11224862.1

of which:

i. Commercial Banks

9645595.7

9966837.1

10269406.4

10649262.8

ii. Co-operative Banks

548284.4

549069.4

566104.4

573131.8

(b) Other Financial Institutions

2188860.7

2270993.6

2369808.7

2437476.4

of which:

i. Non-Banking Financial Companies

1448996.8

1514485.5

1590250.0

1630083.9

ii. Housing Finance Companies

611563.2

625796.8

646358.2

672115.0

iii. Insurance Corporations

128300.7

130711.4

133200.5

135277.5

Notes :
1. Data as ratios to GDP have been calculated based on the Provisional Estimates of National Income 2024-25, released by NSO on May 30, 2025.
2. Pension funds comprises funds with the National Pension Scheme.
3. Outstanding deposits with Small Savings are sourced from the Controller General of Accounts, Government of India.
4. Non-bank deposits apart from other financial institutions, comprises state power utilities, co-operative non credit societies etc. Data for outstanding deposits are available only for other financial institutions.
5. Figures in the columns may not add up to the total due to rounding off.