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Table 108: State-wise Credit Deposit Ratio of Scheduled Commercial Banks According to Place of Sanction

(As at end-March)
(Per cent)
Regions/States/Union Territories 1990 1991 1992 1993 1994 1995 1996 1997
NORTHERN REGION 49.0 53.7 51.1 58.0 57.8 48.6 51.4 48.4
Haryana 60.5 85.2 55.3 55.3 47.9 45.5 44.7 42.5
Himachal Pradesh 36.2 38.6 34.9 31.8 22.4 26.0 24.2 21.2
Jammu and Kashmir 31.3 54.8 50.6 46.0 38.7 28.6 28.6 25.7
Punjab 44.1 45.1 42.7 41.8 39.6 41.4 41.0 38.3
Rajasthan 57.3 56.6 55.6 55.4 49.3 47.7 45.4 46.7
Chandigarh 67.8 82.9 74.2 49.5 64.1 89.9 63.9 55.7
Delhi 47.9 54.8 52.7 72.0 75.1 52.8 62.3 58.6
NORTH-EASTERN REGION 54.9 46.9 46.7 44.7 38.9 35.6 35.5 32.1
Arunachal Pradesh 37.7 28.1 22.3 18.0 14.1 12.4 12.8 12.4
Assam 58.5 49.7 50.3 49.3 41.3 38.7 40.3 36.3
Manipur 74.1 72.3 67.4 75.6 65.2 58.2 56.0 63.7
Meghalaya 19.4 22.1 21.2 17.8 17.4 17.0 15.2 15.1
Mizoram 37.6 27.5 25.3 24.8 24.5 16.5 15.9 13.8
Nagaland 31.7 43.9 43.4 40.1 42.1 37.8 28.9 22.2
Tripura 91.5 68.2 65.5 60.1 58.6 47.5 43.9 38.7
EASTERN REGION 53.3 49.9 49.5 50.5 44.1 47.1 47.0 42.8
Bihar 36.8 38.3 36.9 37.4 35.2 32.5 30.1 28.9
Jharkhand - - - - - - - -
Odisha 90.0 69.2 69.0 67.0 60.1 54.5 55.9 45.9
Sikkim 32.6 32.4 23.9 30.5 23.2 24.0 21.1 17.4
West Bengal 56.8 53.0 52.8 54.3 45.9 53.9 55.2 50.8
Andaman & Nicobar Islands 31.8 42.0 32.8 29.6 19.1 17.0 16.9 13.7
CENTRAL REGION 47.1 50.3 47.6 46.7 42.0 39.0 40.0 37.5
Chhattisgarh - - - - - - - -
Madhya Pradesh 66.1 64.7 61.0 60.9 55.0 49.6 56.2 52.5
Uttar Pradesh 40.0 44.8 42.5 41.5 37.2 35.1 33.8 31.9
Uttarakhand - - - - - - - -
WESTERN REGION 65.3 67.7 58.2 60.5 53.2 63.2 72.2 67.2
Goa 31.5 28.8 28.9 23.6 18.1 24.7 25.8 24.6
Gujarat 56.7 57.7 52.4 53.0 46.0 46.6 52.9 48.2
Maharashtra 69.4 72.3 60.7 63.7 56.4 69.5 79.6 74.4
Dadra & Nagar Haveli 56.2 52.9 41.9 28.6 21.3 16.3 21.7 17.7
Daman & Diu 21.9 24.0 21.5 16.9 14.1 16.7 23.9 20.1
SOUTHERN REGION 82.4 81.1 76.5 71.5 67.3 69.4 74.2 74.5
Andhra Pradesh 80.4 79.8 80.1 79.5 70.7 73.0 79.4 76.2
Karnataka 82.2 79.1 76.8 65.8 65.6 65.8 70.0 70.9
Kerala 63.1 59.1 51.7 46.5 44.0 44.8 44.5 45.4
Tamil Nadu 96.2 96.9 89.0 86.2 82.5 86.6 94.9 97.3
Lakshadweep 16.8 16.7 13.1 9.2 9.1 7.7 15.5 8.3
Puducherry 55.7 49.7 47.9 42.5 43.7 43.3 40.3 39.6
Telangana - - - - - - - -
ALL INDIA 60.7 61.9 57.7 58.9 54.3 55.6 59.8 56.8

TABLE 108: STATE-WISE CREDIT DEPOSIT RATIO OF SCHEDULED COMMERCIAL BANKS
ACCORDING TO PLACE OF SANCTION
(As at end-March) (Contd.)
(Per cent)
Regions/States/Union Territories 1998 1999 2000 2001 2002 2003 2004 2005 2006
NORTHERN REGION 48.8 51.1 51.1 54.7 56.2 56.0 54.8 59.5 64.6
Haryana 42.9 43.3 42.4 41.0 43.7 44.0 47.6 51.4 57.4
Himachal Pradesh 21.4 22.7 23.8 21.3 23.4 24.8 29.7 36.3 41.0
Jammu and Kashmir 37.7 39.6 33.5 34.5 36.8 36.5 37.4 46.7 47.2
Punjab 36.5 38.8 39.4 41.1 41.8 41.5 43.1 50.1 56.8
Rajasthan 47.2 46.0 46.7 46.6 48.4 50.8 55.7 68.7 77.3
Chandigarh 57.9 85.1 82.0 99.4 102.8 109.7 105.3 88.9 76.8
Delhi 58.2 60.0 60.5 66.1 67.6 65.8 59.9 62.4 67.4
NORTH-EASTERN REGION 30.4 28.9 28.1 27.6 27.2 27.4 29.8 35.0 40.7
Arunachal Pradesh 13.3 14.6 15.7 14.5 15.8 16.6 16.1 22.0 26.5
Assam 33.6 32.0 32.0 32.1 31.7 29.3 31.8 35.3 42.6
Manipur 58.2 47.8 37.4 40.1 26.4 29.8 31.6 42.4 50.1
Meghalaya 15.4 18.1 16.3 17.1 18.3 29.0 34.6 43.6 48.1
Mizoram 23.2 20.8 23.3 24.1 26.4 27.5 34.8 47.8 51.2
Nagaland 19.0 15.9 15.3 12.4 12.8 13.2 15.0 22.9 22.3
Tripura 33.8 30.3 25.7 21.7 21.5 26.1 25.2 28.6 32.8
EASTERN REGION 40.9 38.2 37.0 36.7 37.6 39.6 41.8 45.5 49.2
Bihar 28.3 25.6 22.5 20.7 21.3 23.1 24.9 27.7 30.3
Jharkhand - - - 28.0 25.1 25.1 26.3 29.6 31.2
Odisha 47.6 43.3 41.5 40.2 44.5 48.2 53.7 61.8 66.0
Sikkim 21.3 20.9 15.1 14.4 16.0 17.1 22.4 29.5 45.3
West Bengal 47.2 44.9 45.5 44.5 45.8 47.9 49.5 52.3 56.3
Andaman & Nicobar Islands 15.1 16.0 16.8 16.3 18.5 20.3 26.1 26.8 29.0
CENTRAL REGION 35.8 33.7 33.9 32.7 33.9 33.3 35.6 40.8 44.2
Chhattisgarh - - - 38.5 44.0 35.1 40.0 43.6 45.5
Madhya Pradesh 52.8 48.8 49.1 47.6 46.6 46.6 46.9 54.7 60.5
Uttar Pradesh 29.5 28.0 28.2 28.3 29.9 30.6 33.1 37.9 41.0
Uttarakhand - - - 21.7 23.7 19.4 21.1 24.3 25.8
WESTERN REGION 66.5 68.0 75.4 75.5 79.7 81.0 72.0 83.5 92.0
Goa 24.7 24.6 23.8 26.1 25.3 24.2 21.7 25.1 23.2
Gujarat 49.0 48.8 49.0 48.5 44.1 44.8 42.2 46.5 55.6
Maharashtra 73.4 75.8 86.4 86.4 92.3 93.7 81.8 94.9 102.2
Dadra & Nagar Haveli 22.4 22.0 18.8 14.3 20.9 22.9 15.6 34.8 49.3
Daman & Diu 21.3 18.7 15.7 13.3 9.9 9.2 11.6 11.5 11.4
SOUTHERN REGION 71.1 68.2 66.2 66.6 64.6 66.3 68.5 78.1 84.4
Andhra Pradesh 71.1 67.9 64.2 64.5 61.9 62.4 65.9 74.8 81.3
Karnataka 68.4 65.4 63.3 61.0 61.6 62.3 63.1 73.8 75.9
Kerala 44.2 41.7 41.5 43.3 43.3 42.8 45.5 54.6 61.4
Tamil Nadu 92.6 90.7 88.6 90.6 85.4 90.7 93.1 101.2 110.5
Lakshadweep 7.8 8.0 7.5 10.4 7.9 4.6 8.0 9.7 11.5
Puducherry 36.5 35.4 33.6 33.5 32.3 32.0 34.5 38.3 45.0
Telangana - - - - - - - - -
ALL INDIA 55.3 54.8 56.0 56.7 58.4 59.2 58.2 66.0 72.4

TABLE 108: STATE-WISE CREDIT DEPOSIT RATIO OF SCHEDULED COMMERCIAL BANKS
ACCORDING TO PLACE OF SANCTION
(As at end-March) (Concld.)
(Per cent)
Regions/States/Union Territories 2007 2008 2009 2010 2011 2012 2013 2014 2015
NORTHERN REGION 69.6 67.7 68.9 74.4 82.5 87.7 88.8 90.6 88.5
Haryana 56.9 60.1 61.4 63.3 71.7 79.4 76.5 78.1 75.8
Himachal Pradesh 42.8 43.4 38.6 42.2 41.6 38.9 35.1 35.8 35.3
Jammu and Kashmir 62.5 56.4 47.2 46.4 38.1 33.8 36.9 40.1 42.2
Punjab 65.6 67.2 65.7 71.5 77.8 80.9 81.6 79.1 75.1
Rajasthan 82.9 82.4 80.6 88.4 90.4 90.9 92.6 87.1 86.2
Chandigarh 95.9 96.2 115.0 131.1 121.6 115.5 127.5 120.0 105.9
Delhi 70.8 66.9 68.9 74.6 86.8 95.6 97.7 103.7 102.6
NORTH-EASTERN REGION 40.7 40.7 36.0 35.5 33.8 34.4 33.6 34.8 34.5
Arunachal Pradesh 28.0 31.7 25.5 27.5 23.7 23.9 21.8 23.7 26.8
Assam 42.8 42.4 38.5 37.8 36.5 37.7 37.2 37.7 36.7
Manipur 55.1 48.4 36.0 42.1 34.8 31.3 28.6 33.6 34.0
Meghalaya 35.7 33.2 28.3 25.6 24.4 25.8 24.0 27.4 25.9
Mizoram 53.8 62.9 57.9 53.2 46.0 38.9 35.3 37.8 37.8
Nagaland 29.1 34.0 30.8 30.3 26.1 27.2 28.4 31.0 32.7
Tripura 35.3 36.1 30.7 30.7 32.2 31.3 32.8 32.4 33.7
EASTERN REGION 54.1 51.5 48.8 50.8 51.4 50.7 49.4 49.0 46.5
Bihar 32.4 28.2 26.8 29.0 29.5 29.7 30.5 32.8 33.6
Jharkhand 32.8 35.3 32.0 35.1 34.4 33.9 32.1 31.8 29.6
Odisha 64.6 56.3 50.8 54.4 52.5 47.3 46.3 44.6 41.9
Sikkim 52.8 46.8 41.6 37.2 37.9 33.1 27.2 26.5 25.6
West Bengal 64.7 62.4 60.7 61.5 63.7 63.8 62.0 61.6 57.8
Andaman & Nicobar Islands 27.7 30.7 31.7 36.5 38.1 38.5 38.6 39.1 40.1
CENTRAL REGION 47.4 46.1 44.3 47.3 46.7 47.2 47.6 48.8 48.3
Chhattisgarh 50.0 49.8 46.3 52.3 52.3 53.6 53.8 59.5 61.6
Madhya Pradesh 61.8 60.1 57.4 60.6 55.6 56.6 58.2 60.4 54.8
Uttar Pradesh 45.1 43.7 42.2 43.3 44.0 44.0 44.1 44.6 45.4
Uttarakhand 26.7 26.2 25.3 33.7 35.4 35.6 34.8 35.6 34.5
WESTERN REGION 90.1 88.6 85.6 79.1 79.5 87.0 85.5 86.0 87.1
Goa 26.2 29.4 26.7 26.5 29.1 28.1 28.8 28.7 26.7
Gujarat 63.7 66.5 63.7 65.3 66.2 70.4 72.8 74.7 72.7
Maharashtra 96.8 93.9 91.2 82.9 83.0 91.8 89.4 89.8 92.0
Dadra & Nagar Haveli 20.6 23.9 18.1 60.0 34.8 30.1 37.1 40.8 35.3
Daman & Diu 15.6 15.0 19.3 20.2 21.3 17.4 19.1 21.9 24.3
SOUTHERN REGION 87.0 89.1 87.9 92.7 94.5 95.5 97.1 94.9 89.9
Andhra Pradesh 87.3 90.4 96.4 105.1 109.7 111.3 112.0 111.3 105.3
Karnataka 76.3 78.1 77.3 77.6 72.7 71.4 71.9 71.0 67.7
Kerala 60.9 63.4 59.7 63.1 73.1 76.4 73.1 67.7 64.6
Tamil Nadu 114.5 114.7 108.1 113.8 115.1 116.9 123.3 121.8 119.0
Lakshadweep 10.2 7.5 5.4 7.3 8.7 9.7 9.9 8.6 9.1
Puducherry 47.9 49.7 51.4 57.2 62.7 71.5 83.3 77.9 71.5
Telangana - - - - - - - - 101.6
ALL INDIA 75.0 74.4 72.6 73.3 75.6 79.0 78.8 79.0 77.1
‘-’: Nil/Not Applicable/Negligible.
Source : Basic Statistical Returns of Scheduled Commercial Banks in India, RBI, Various Issues.

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