Table 3.1 : Bank Group-Wise Liabilities And Assets of Scheduled Commercial Banks In India : 2009 and 2010

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Published on March 04, 2011

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Table 3.1 : Bank Group-Wise Liabilities And Assets of Scheduled Commercial Banks In India : 2009 and 2010

(Amount in ` crore)
Items	As on March 31
	State Bank of India Associates		Nationalised Banks $		Public Sector Banks		Old Private Sector Banks
	2009	2010	2009	2010	2009	2010	2009	2010
	(1)	(2)	(3)	(4)	(5)	(6)	(7)	(8)
Number of reporting banks	7	7	20	20	27	27	15	15
Liabilities
1. Capital	1080	1104	12456	12440	13536	13544	1171	1273
2. Reserves and Surplus	71341	82622	123465	144836	194806	227458	16306	18898
2.1. Statutory Reserves	36572	43834	30994	37973	67566	81807	4556	5238
2.2. Capital Reserves	1693	1899	22500	24538	24193	26437	1171	1206
2.3. Share Premium	21011	21508	14854	15116	35864	36624	4899	5732
2.4. Investment Fluctuations Reserves	-	50	445	666	445	716	206	235
2.5. Revenue and other Reserves	12064	15330	51975	62289	64039	77619	4985	5980
2.6. Balance of Profit	2	2	2697	4254	2699	4256	488	507
3. Deposits	1007041	1108086	2105706	2583716	3112747	3691802	199274	229897
Type-wise
3A.1. Demand deposits	132373	145374	178862	223155	311235	368528	17632	21597
(i) From banks	13295	11405	6123	8232	19418	19637	438	481
(ii) From others	119078	133968	172739	214923	291817	348891	17194	21115
3A.2. Savings bank deposits	255855	328109	449627	559158	705481	887267	34532	43567
3A.3. Term deposits	618814	634603	1477217	1801403	2096031	2436006	147110	164733
(i) From banks	14539	15806	80566	121127	95106	136933	11369	12342
(ii) From others	604275	618797	1396650	1680276	2000925	2299074	135742	152391
Location-wise
3B.1 Deposits of branches in India	975000	1068687	2005576	2461458	2980576	3530145	199274	229897
3B.2 Deposits of branches outside India	32042	39399	100129	122258	132171	161657	-	-
Note : $ Includes IDBI Bank Ltd. Source : Annual accounts of banks.

TABLE 3.1 : BANK GROUP-WISE LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS IN INDIA - 2009 AND 2010 (Contd.)
(Amount in ` crore)
Items		As on March 31
		State Bank of India Associates		Nationalised Banks $		Public Sector Banks		Old Private Sector Banks
		2009	2010	2009	2010	2009	2010	2009	2010
		(1)	(2)	(3)	(4)	(5)	(6)	(7)	(8)
4.	Borrowings	102616	121567	155790	192247	258406	313814	6168	8127
	4.1. Borrowings in India	47960	53775	125236	155132	173196	208907	4047	6467
	(i) From Reserve Bank of India	700	-	7986	3574	8686	3574	-	44
	(ii) From other banks	1220	8538	2358	9446	3578	17984	430	680
	(iii) From other institutions and agencies	46040	45237	114892	142112	160932	187349	3617	5743
	4.2. Borrowings outside India	54656	67792	30554	37115	85210	104907	2121	1660
	Secured borrowings included in 4	6732	9358	9344	5415	16076	14773	14	183
5.	Other liabilities and provisions	97976	99136	88286	95360	186262	194497	9374	107
	5.1. Bill payable	24086	26332	16070	17991	40155	44323	1627	2070
	5.2. Inter-office adjustment	5847	11832	3828	2253	9675	14084	262	325
	5.3. Interest accured	10021	9411	8930	10296	18951	19707	832	1007
	5.4. Subordinate debt.	-	-	4796	1525	4796	1525	432	547
	5.5. Deferred tax liabilities	-	-	461	1003	461	1003	118	211
	5.6. Others (including provisions)	58023	51561	54201	62293	112224	113855	6103	6622
Total Liabilities		1280055	1412515	2485702	3028599	3765757	4441114	232292	268977
6.	Cash and balances with RBI	74107	82057	150034	188802	224141	270858	13250	16915
	6.1. Cash in hand	5443	8547	9138	9840	14580	18387	1630	1769
	6.2. Balances with RBI	68665	73509	140896	178962	209561	252471	11621	15146
	(i) In current account	68662	73507	139212	178777	207874	252284	11621	15146
	(ii) In other account	3	3	1684	185	1687	188	-	-
7.	Balances with banks and money at call and short notice	53522	40622	77781	83594	131303	124216	10043	5692
	7.1. In India	28491	17064	28974	43291	57465	60355	8868	5363
	7.1.1. Balances with banks	14579	14765	19349	23407	33928	38173	5572	2271
	(i) In current account	1278	1367	5847	5542	7125	6909	612	555
	(ii) In other deposit accounts	13301	13398	13502	17866	26804	31264	4960	1715
	7.1.2 Money at call and short notice	13912	2299	9625	19884	23537	22182	3296	3093
	(i) with banks	13912	300	7396	14617	21308	14917	3036	2343
	(ii) with other institutions	0	1999	2229	5267	2229	7266	260	750
	7.2 Outside India	25031	23558	48807	40303	73838	63861	1175	329
	7.2.1 Balances with Banks	15979	17678	35942	25453	51921	43131	692	223
	(i) In current account	14531	16915	10820	4845	25352	21760	189	158
	(ii) In other deposit accounts	1448	763	25121	20608	26569	21371	502	65
	7.2.2 Money at call and short notice	9052	5880	12865	14850	21917	20729	484	106
Note : $ Includes IDBI Bank Ltd. Source : Annual accounts of banks.

TABLE 3.1 : BANK GROUP-WISE LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS IN INDIA - 2009 AND 2010 (Contd.)
(Amount in ` crore)
Items	As on March 31
	State Bank of India Associates		Nationalised Banks $		Public Sector Banks		Old Private Sector Banks
	2009	2010	2009	2010	2009	2010	2009	2010
	(1)	(2)	(3)	(4)	(5)	(6)	(7)	(8)
8. Investments	357624	377658	655042	828125	1012666	1205783	72393	83499
8.1 Investment in India in	351141	369257	641526	814654	992667	1183911	72393	83499
(i) Government securities	300264	309729	541332	690286	841597	1000015	53623	60819
(ii) Other approved securities	2252	1254	5678	3761	7931	5015	185	289
(iii) Shares	5117	7787	9713	12913	14830	20700	471	634
(iv) Debentures and Bonds	17487	19070	41346	36246	58832	55315	4689	4251
(v) Subsidiaries and/or joint ventures	3650	4319	3177	3557	6827	7876	395	394
(vi) Others	22370	27099	40280	67891	62651	94989	13029	17112
8.2 Investment outside India in	6483	8401	13516	13471	19999	21872	-	-
(i) Government securities	743	2010	4892	6346	5635	8356	-	-
(ii) Subsidiaries and/or joint ventures	1255	1404	847	1003	2102	2406	-	-
(iii) Others	4485	4988	7777	6121	12262	11109	-	-
9. Advances	739450	858198	1519762	1843102	2259212	2701300	128504	154136
Type-wise
9A. (i) Bills purchased and discounted	53465	51076	74045	89740	127510	140817	7522	8957
(ii) Cash credits,overdrafts & loans repayable on demand	300222	359411	595373	715089	895595	1074500	56390	68119
(iii) Term loans	385762	447711	850344	1038272	1236106	1485984	64592	77060
Security-wise
9B. (i) Secured by tangible assets	513071	600076	1139618	1346992	1652688	1947068	108253	128613
(ii) Covered by Bank/Government Guarantees	83871	91018	87365	118020	171236	209038	5024	5804
(iii) Unsecured	142508	167104	292779	378090	435287	545193	15227	19718
Sector-wise & Location-wise
9.C.I. Advances in India	653663	762038	1422540	1720810	2076203	2482848	128504	154136
(i) Priority sectors	212215	252714	469110	581713	681325	834427	45578	54589
(ii) Public sectors	48648	63561	173851	191173	222499	254734	5364	9153
(iii) Banks	350	275	6218	12415	6569	12690	199	303
(iv) Others	392450	445488	773360	935509	1165810	1380996	77363	90091
Note : $ Includes IDBI Bank Ltd. Source : Annual accounts of banks.

TABLE 3.1 : BANK GROUP-WISE LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS IN INDIA - 2009 AND 2010 (Contd.)
(Amount in ` crore)
Items	As on March 31
	State Bank of India Associates		Nationalised Banks $		Public Sector Banks		Old Private Sector Banks
	2009	2010	2009	2010	2009	2010	2009	2010
	(1)	(2)	(3)	(4)	(5)	(6)	(7)	(8)
9.C.II. Advances outside India	85787	96160	97222	122292	183009	218452	-	-
(i) Due from banks	4412	15657	16392	15949	20804	31606	-	-
(ii) Due from others	81375	80503	80830	106343	162205	186846	-	-
a) Bills purchased and discounted	29309	25294	22334	31389	51642	56683	-	-
b) Syndicate loans	27094	26475	23829	28012	50923	54487	-	-
c) Others	24972	28734	34667	46943	59639	75676	-	-
10. Fixed Assets	5512	6213	28232	28253	33743	34466	2183	2357
10.1 Premises	1870	1913	23274	22658	25144	24570	1365	1385
10.2. Fixed assets under construction	278	303	251	317	528	620	155	232
10.3 Other fixed assets	3364	3998	4707	5278	8071	9276	662	740
11. Other Assets	49840	47767	54851	56724	104692	104491	5919	6378
(i) Inter - office adjustments (net)	3470	1784	3474	2838	6943	4622	122	180
(ii) Interest accrued	9313	10359	15354	16392	24667	26752	1561	1705
(iii) Tax paid in advance/tax deducted at source	5289	5729	15025	16995	20314	22724	1282	1587
(iv) Stationery and stamps	121	127	120	118	241	245	21	29
(v) Others	31648	29767	20879	20381	52526	50148	2933	2878
Total Assets	1280055	1412515	2485702	3028599	3765757	4441114	232292	268977
Note : $ Includes IDBI Bank Ltd. Source : Annual accounts of banks.

TABLE 3.1 : BANK GROUP-WISE LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS IN INDIA - 2009 AND 2010 (Contd.)
(Amount in ` crore)
Items	As on March 31
	New Private Sector Banks		Private Sector Banks		Foreign Banks		All Scheduled Commercial Banks
	2009	2010	2009	2010	2009	2010	2009	2010
	(9)	(10)	(11)	(12)	(13)	(14)	(15)	(16)
Number of reporting banks	7	7	22	22	31	32	80	81
Liabilities
1. Capital	3070	3276	4241	4549	25513	30555	43289	48648
2. Reserves and Surplus	79122	96537	95428	115435	34424	38584	324658	381476
2.1. Statutory Reserves	9183	11903	13739	17141	9805	11197	91110	110144
2.2. Capital Reserves	2257	3194	3428	4400	2723	2926	30344	33763
2.3. Share Premium	47725	57791	52624	63523	-	-	88489	100146
2.4. Investment Fluctuations Reserves	75	206	282	441	337	257	1063	1413
2.5. Revenue and other Reserves	10267	10367	15252	16347	17125	18540	96416	112505
2.6. Balance of Profit	9615	13077	10103	13584	4435	5664	17237	23503
3. Deposits	537104	592904	736378	822801	214076	237853	4063201	4752456
Type-wise
3A.1. Demand deposits	83160	112992	100791	134589	60551	67902	472577	571019
(i) From banks	2954	4058	3391	4539	1494	1630	24303	25806
(ii) From others	80206	108934	97400	130050	59057	66272	448274	545213
3A.2. Savings bank deposits	105738	142653	140269	186220	28789	36427	874540	1109915
3A.3. Term deposits	348207	337259	495317	501992	124737	133524	2716084	3071522
(i) From banks	28255	19475	39623	31817	11910	10068	146639	178818
(ii) From others	319952	317784	455694	470175	112827	123456	2569446	2892704
Location-wise
3B.1 Deposits of branches in India	524125	578880	723398	808777	214076	237848	3918051	4576771
3B.2 Deposits of branches outside India	12979	14024	12979	14024	-	-	145150	175680
Source : Annual accounts of banks.

TABLE 3.1 : BANK GROUP-WISE LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS IN INDIA - 2009 AND 2010 (Contd.)
(Amount in ` crore)
Items	As on March 31
	New Private Sector Banks		Private Sector Banks		Foreign Banks		All Scheduled Commercial Banks
	2009	2010	2009	2010	2009	2010	2009	2010
	(9)	(10)	(11)	(12)	(13)	(14)	(15)	(16)
4. Borrowings	131537	140676	137705	148803	77486	62146	473597	524764
4.1. Borrowings in India	55076	69277	59123	75744	40739	31989	273058	316640
(i) From Reserve Bank of India	1490	-	1490	44	1606	820	11782	4438
(ii) From other banks	5720	7251	6150	7931	10627	9719	20355	35635
(iii) From other institutions and agencies	47866	62026	51483	67769	28507	21450	240921	276568
4.2. Borrowings outside India	76461	71399	78582	73059	36747	30157	200539	208123
Secured borrowings included in 4	3094	1980	3109	2163	22573	15938	41758	32875
5. Other liabilities and provisions	44631	48438	54005	59221	93630	64080	333897	317798
5.1. Bill payable	7859	12824	9486	14894	2883	3599	52524	62816
5.2. Inter-office adjustment	435	30	697	355	6	116	10378	14556
5.3. Interest accured	7245	5751	8077	6758	2559	1998	29586	28463
5.4. Subordinate debt.	-	-	432	547	-	-	5228	2072
5.5. Deferred tax liabilities	-	-	118	211	10	28	589	1242
5.6. Others (including provisions)	28691	29833	34794	36455	88173	58339	235191	208649
Total Liabilities	795464	881831	1027756	1150809	445129	433219	5238642	6025141
6. Cash and balances with RBI	44233	58943	57484	75858	15642	19097	297267	365812
6.1. Cash in hand	6343	8162	7972	9931	587	607	23140	28925
6.2. Balances with RBI	37891	50781	49512	65927	15055	18489	274127	336887
(i) In current account	37791	50681	49412	65827	15052	18485	272338	336595
(ii) In other account	100	100	100	100	3	4	1790	292
7. Balances with banks and money at call and short notice	23904	32989	33947	38681	31266	20559	196516	183455
7.1. In India	12504	20596	21372	25960	6539	5344	85376	91659
7.1.1. Balances with banks	10497	10039	16068	12310	6076	4645	56073	55128
(i) In current account	1919	2413	2530	2968	1130	974	10785	10852
(ii) In other deposit accounts	8578	7626	13538	9342	4946	3671	45288	44276
7.1.2 Money at call and short notice	2007	10557	5304	13649	463	699	29303	36531
(i) with banks	20	624	3056	2967	347	679	24712	18562
(ii) with other institutions	1987	9933	2247	10683	115	20	4591	17968
7.2 Outside India	11400	12392	12575	12721	24727	15215	111140	91797
7.2.1 Balances with Banks	7080	8101	7772	8325	13340	12496	73033	63952
(i) In current account	3970	2995	4160	3153	2199	2138	31711	27052
(ii) In other deposit accounts	3110	5106	3612	5172	11141	10357	41322	36900
7.2.2 Money at call and short notice	4320	4291	4804	4397	11387	2719	38107	27845
Source : Annual accounts of banks.

TABLE 3.1 : BANK GROUP-WISE LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS IN INDIA - 2009 AND 2010 (Contd.)
(Amount in ` crore)
Items	As on March 31
	New Private Sector Banks		Private Sector Banks		Foreign Banks		All Scheduled Commercial Banks
	2009	2010	2009	2010	2009	2010	2009	2010
	(9)	(10)	(11)	(12)	(13)	(14)	(15)	(16)
8. Investments	234139	270618	306531	354117	130354	159286	1449551	1719185
8.1 Investment in India in	223756	260741	296149	344240	130354	159286	1419169	1687437
(i) Government securities	164327	180209	217950	241028	100009	117492	1159555	1358534
(ii) Other approved securities	31	21	217	311	6	4	8154	5330
(iii) Shares	2208	3511	2679	4145	94	98	17603	24942
(iv) Debentures and Bonds	19033	20398	23722	24650	2952	6634	85506	86599
(v) Subsidiaries and/or joint ventures	6692	6848	7087	7242	-	-	13913	15119
(vi) Others	31465	49753	44494	66864	27293	35058	134437	196912
8.2 Investment outside India in	10383	9877	10383	9877	-	-	30381	31749
(i) Government securities	95	165	95	165	-	-	5730	8521
(ii) Subsidiaries and/or joint ventures	6606	6614	6606	6614	-	-	8708	9021
(iii) Others	3681	3098	3681	3098	-	-	15943	14208
9. Advances	446824	478358	575328	632494	165385	163260	2999924	3497054
Type-wise
9A. (i) Bills purchased and discounted	13484	18505	21006	27462	14507	21306	163023	189585
(ii) Cash credits,overdrafts & loans repayable on demand	88382	90600	144771	158719	71254	65923	1111620	1299141
(iii) Term loans	344959	369252	409550	446313	79624	76031	1725281	2008328
Security-wise
9B. (i) Secured by tangible assets	334829	354513	443082	483127	74659	75473	2170429	2505667
(ii) Covered by Bank/Government Guarantees	5771	8734	10795	14539	5053	7326	187084	230902
(iii) Unsecured	106224	115111	121451	134829	85672	80462	642410	760484
Sector-wise & Location-wise
9.C.I. Advances in India	381533	418912	510037	573048	165385	163260	2751624	3219156
(i) Priority sectors	131378	147142	176957	201730	50647	55417	908929	1091574
(ii) Public sectors	3866	9471	9230	18624	517	2739	232246	276097
(iii) Banks	449	1164	648	1467	1013	3991	8230	18149
(iv) Others	245839	261135	323202	351226	113207	101113	1602219	1833335
Source : Annual accounts of banks.

TABLE 3.1 : BANK GROUP-WISE LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS IN INDIA - 2009 AND 2010 (Concld.)
(Amount in ` crore)
Items	As on March 31
	New Private Sector Banks		Private Sector Banks		Foreign Banks		All Scheduled Commercial Banks
	2009	2010	2009	2010	2009	2010	2009	2010
	(9)	(10)	(11)	(12)	(13)	(14)	(15)	(16)
9.C.II. Advances outside India	65291	59446	65291	59446	-	-	248300	277898
(i) Due from banks	1565	1385	1565	1385	-	-	22369	32991
(ii) Due from others	63726	58061	63726	58061	-	-	225931	244907
a) Bills purchased and discounted	1813	1983	1813	1983	-	-	53455	58666
b) Syndicate loans	31433	26982	31433	26982	-	-	82356	81468
c) Others	30481	29096	30481	29096	-	-	90120	104772
10. Fixed Assets	7698	7882	9880	10239	4738	4859	48361	49564
10.1 Premises	3177	3360	4542	4744	3023	3146	32709	32461
10.2.Fixed assets under construction	72	76	227	309	711	808	1467	1736
10.3 Other fixed assets	4449	4445	5112	5185	1003	906	14185	15367
11.Other Assets	38667	33043	44586	39421	97746	66158	247023	210070
(i) Inter - office adjustments (net)	-	-	122	180	96	154	7161	4955
(ii) Interest accrued	7592	6889	9153	8594	3069	2964	36889	38310
(iii) Tax paid in advance/tax deducted at source	5449	5825	6731	7412	1024	2289	28069	32425
(iv) Stationery and stamps	35	30	56	59	1	1	299	305
(v) Others	25590	20299	28523	23177	93556	60750	174605	134076
Total Assets	795464	881831	1027756	1150809	445129	433219	5238642	6025141
Source : Annual accounts of banks.