NATIONALISED BANKS

(Amount in Rs. lakh)

As on 31st March

Items

Allahabad Bank

Andhra Bank

Bank of Baroda

Bank of India

Bank of Maharashtra

1997

1998

1997

1998

1997

1998

1997

1998

1997

1998

(1)

(2)

(3)

(4)

(5)

(6)

(7)

(8)

(9)

(10)

1.

Capital

24670

24670

59132

59132

25434

29303

59673

63797

74869

74869

(1.9)

(1.6)

(7.2)

(6.4)

(0.7)

(0.6)

(1.6)

(1.4)

(8.5)

(7.0)

2.

Reserves and Surplus

37670

50452

5524

7367

173335

237034

134221

167715

5735

10925

(2.9)

(3.3)

(0.7)

(0.8)

(4.6)

(5.2)

(3.5)

(3.6)

(0.7)

(1.0)

2.1.

Statutory Reserves

7876

11752

5520

5520

24615

36083

54500

68917

1375

1375

2.2.

Capital Reserves

26968

30401

4

1847

50275

61149

25006

30711

20

5394

2.3.

Share Premium

-

-

-

-

42912

72732

39819

52192

-

-

2.4.

Revenue and other Reserves

2210

6210

-

-

55533

67070

14896

15896

4340

4155

2.5.

Balance of Profit

616

2088

-

-

-

-

-

-

-

-

3.

Deposits

1154055

1354076

709100

792073

3215678

3912583

3197261

3933862

736531

913430

(87.6)

(89.4)

(85.8)

(85.8)

(85.4)

(85.3)

(84.3)

(84.9)

(84.0)

(85.7)

3.1.

Demand deposits

119203

127649

94043

88734

418977

468926

538461

509419

103890

113763

(i) From banks

4205

4726

1667

1784

27060

35438

29654

16001

1671

2066

(ii) From others

114998

122923

92376

86950

391917

433488

508807

493418

102220

111698

3.2.

Savings bank deposits

356593

426080

156906

189017

642271

780183

615509

730338

234839

270658

3.3.

Term deposits

678259

800347

458151

514322

2154431

2663475

2043291

2694105

397802

529009

(i) From banks

33521

45022

7051

6285

104612

156905

61144

175323

6860

9501

(ii) From others

644737

755325

451100

508038

2049819

2506569

1982147

2518782

390942

519508

3.A.

Deposits of branches in India

1154055

1354076

709100

792073

2799479

3353608

2623965

3136863

736531

913430

3.B.

Deposits of branches outside India

-

-

-

-

416199

558976

573296

796999

-

-

4.

Borrowings

11133

8569

13688

19834

33988

47646

145319

155748

13153

13720

(0.8)

(0.6)

(1.7)

(2.1)

(0.9)

(1.0)

(3.8)

(3.4)

(1.5)

(1.3)

4.1.

Borrowings in India

10795

7176

13688

19834

32929

47646

89965

121976

9620

8579

(i) From Reserve Bank of India

-

-

-

1500

-

-

-

23500

-

-

(ii) From other banks

753

-

2205

2687

711

379

24190

19142

26

3

(iii) From other institutions and agencies

10042

7176

11483

15648

32218

47267

65775

79335

9594

8576

4.2.

Borrowings outside India

338

1393

-

-

1059

-

55354

33772

3533

5141

5.

Other liabilities

89325

77576

38592

44680

315542

357620

258108

312678

46380

52617

(6.8)

(5.1)

(4.7)

(4.8)

(8.4)

(7.8)

(6.8)

(6.7)

(5.3)

(4.9)

5.1.

Bills payable

38833

32116

13150

18534

88642

87278

71956

114709

24103

21434

5.2.

Inter-office adjustments

-

-

743

-

-

-

48026

-

-

2862

5.3.

Interest accrued

5924

5738

2998

3116

28029

33998

12315

13962

6394

7351

5.4.

Others (including provisions)

44568

39722

21700

23029

198871

236345

125812

184007

15882

20970

Total Liabilities

1316852

1515343

826036

923086

3763977

4584187

3794582

4633801

876667

1065561

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(Amount in Rs. lakh)

As on 31st March

Items

Allahabad Bank

Andhra Bank

Bank of Baroda

Bank of India

Bank of Maharashtra

1997

1998

1997

1998

1997

1998

1997

1998

1997

1998

(1)

(2)

(3)

(4)

(5)

(6)

(7)

(8)

(9)

(10)

1.

Cash in hand

12168

11048

8822

8794

21555

21673

24095

19935

10423

11597

(0.9)

(0.7)

(1.1)

(1.0)

(0.6)

(0.5)

(0.6)

(0.4)

(1.2)

(1.1)

2.

Balances with RBI

150753

177093

83696

87066

283265

344848

204033

293207

79837

122941

(11.4)

(11.7)

(10.1)

(9.4)

(7.5)

(7.5)

(5.4)

(6.3)

(9.1)

(11.5)

3.

Balances with banks in India

15793

24372

26257

26850

42071

15876

18390

13830

8079

9140

(1.2)

(1.6)

(3.2)

(2.9)

(1.1)

(0.3)

(0.5)

(0.3)

(0.9)

(0.9)

4.

Money at call and short notice

-

-

12916

6997

351379

468455

93731

127418

-

-

-

-

(1.6)

(0.8)

(9.3)

(10.2)

(2.5)

(2.7)

-

-

5.

Balances with banks outside India

10702

7747

7230

6489

74894

187739

307399

223412

3425

8929

(0.8)

(0.5)

(0.9)

(0.7)

(2.0)

(4.1)

(8.1)

(4.8)

(0.4)

(0.8)

6.

Investments

526754

646233

333885

394662

1092717

1335894

1067100

1303031

372907

472222

(40.0)

(42.6)

(40.4)

(42.8)

(29.0)

(29.1)

(28.1)

(28.1)

(42.5)

(44.3)

6.A.

Investments in India

526754

646233

333885

394662

1041625

1274922

915320

1082511

372907

472222

(i) Government securities

315418

418751

230245

268265

684248

834195

705186

792870

271346

344646

(ii) Other approved securities

126140

106311

49295

44754

184508

177766

129639

127728

43352

42448

(iii) Shares

2316

3692

2022

3557

22504

23526

8711

29922

1704

2555

(iv) Debentures and bonds

69671

101114

42968

64133

126773

192133

68309

120502

49084

69340

(v) Subsidiaries and joint ventures

7938

7938

510

510

10172

15236

2071

2122

321

326

(vi) Others

5272

8427

8845

13442

13420

32068

1404

9368

7100

12907

6.B.

Investments outside India

-

-

-

-

51092

60972

151780

220520

-

-

(i) Government securities

-

-

-

-

25610

31832

81983

98703

-

-

(ii) Subsidiaries and joint ventures

-

-

-

-

2787

2787

113

124

-

-

(iii) Others

-

-

-

-

22695

26352

69684

121693

-

-

7.

Advances

493790

572392

290734

329627

1653163

1980349

1833686

2202072

311134

362046

(37.5)

(37.8)

(35.2)

(35.7)

(43.9)

(43.2)

(48.3)

(47.5)

(35.5)

(34.0)

7.1.

Bills purchased and discounted

35610

57662

36379

26785

136357

142210

183809

177392

29485

33344

7.2.

Cash credits, overdrafts & loans

252273

310891

178530

208998

1118992

1337023

1297095

1370365

187212

206609

7.3.

Term loans

205908

203840

75825

93844

397813

501117

352782

654315

94438

122093

8.

Fixed Assets

30537

30761

4268

4627

57013

58107

51590

69575

8088

9176

(2.3)

(2.0)

(0.5)

(0.5)

(1.5)

(1.3)

(1.4)

(1.5)

(0.9)

(0.9)

8.1.

Premises

26625

26454

1490

1451

46994

47073

33169

46228

5729

6348

8.2.

Fixed assets under construction

-

-

-

-

-

-

-

-

-

-

8.3.

Other fixed assets

3911

4307

2779

3176

10020

11034

18421

23347

2360

2828

9.

Other Assets

76355

45696

58229

57976

187919

171247

194556

381321

82775

69510

(5.8)

(3.0)

(7.0)

(6.3)

(5.0)

(3.7)

(5.1)

(8.2)

(9.4)

(6.5)

9.1.

Inter - office adjustments (net)

-

3565

-

914

4133

2106

-

137154

12250

-

9.2.

Interest accrued

18952

21697

10523

13397

52235

58777

32846

34618

15688

18908

9.3.

Tax paid

20181

12375

1385

2399

78117

63340

78444

88916

860

1264

9.4.

Stationery and stamps

425

449

380

406

463

404

124

130

289

283

9.5.

Others

36797

7611

45940

40859

52971

46620

83143

120504

53687

49055

Total Assets

1316852

1515343

826036

923086

3763977

4584187

3794582

4633801

876667

1065561

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(Amount in Rs. lakh)

As on 31st March

Items

Canara Bank

Central Bank of India

Corporation Bank

Dena Bank

Indian Bank

1997

1998

1997

1998

1997

1998

1997

1998

1997

1998

(11)

(12)

(13)

(14)

(15)

(16)

(17)

(18)

(19)

(20)

1.

Capital

48482

57772

180545

180545

8200

11993

20682

20682

65396

240396

(1.4)

(1.3)

(6.8)

(5.9)

(1.0)

(1.1)

(2.1)

(1.7)

(3.8)

(12.4)

2.

Reserves and Surplus

156362

172518

47001

83463

31754

72903

29559

33901

40355

39908

(4.4)

(4.0)

(1.8)

(2.7)

(3.9)

(6.5)

(3.0)

(2.8)

(2.4)

(2.1)

2.1.

Statutory Reserves

38300

42400

7490

7490

11239

16239

6522

9673

6741

6741

2.2.

Capital Reserves

15344

32866

31323

75910

715

2861

4655

4190

26537

26090

2.3.

Share Premium

13368

-

8126

-

-

26555

12001

12001

-

-

2.4.

Revenue and other Reserves

89350

97252

62

62

19799

27248

6380

8037

7078

7078

2.5.

Balance of Profit

-

-

-

-

-

-

-

-

-

-

3.

Deposits

3144501

3804502

2305097

2637349

667330

935156

786131

1011528

1432882

1542273

(88.2)

(88.2)

(87.3)

(86.4)

(81.8)

(83.4)

(80.9)

(82.5)

(84.1)

(79.3)

3.1.

Demand deposits

572200

628256

312152

300542

147175

144319

111996

110150

157562

167784

(i) From banks

27539

44532

9181

13072

6154

2384

3148

4376

7654

6582

(ii) From others

544661

583723

302971

287470

141021

141934

108848

105774

149908

161202

3.2.

Savings bank deposits

670459

807661

683119

781151

109675

131569

216978

248341

251922

307470

3.3.

Term deposits

1901842

2368585

1309826

1555656

410480

659269

457158

653038

1023398

1067019

(i) From banks

85193

96029

76077

106810

1008

2134

13989

44057

41925

54124

(ii) From others

1816649

2272556

1233750

1448846

409472

657135

443169

608981

981473

1012895

3.A.

Deposits of branches in India

3056805

3698081

2305097

2637349

667330

935156

786131

1011528

1313654

1412017

3.B.

Deposits of branches outside India

87696

106422

-

-

-

-

-

-

119228

130256

4.

Borrowings

45923

49791

15157

11788

27126

7035

11188

17884

72287

25639

(1.3)

(1.2)

(0.6)

(0.4)

(3.3)

(0.6)

(1.2)

(1.5)

(4.2)

(1.3)

4.1.

Borrowings in India

45923

49791

15103

11431

27126

7035

11188

17884

65900

14605

(i) From Reserve Bank of India

-

-

-

-

-

-

-

-

-

-

(ii) From other banks

-

-

1595

1288

23290

1

319

-

35921

110

(iii) From other institutions and agencies

45923

49791

13508

10143

3836

7033

10869

17884

29978

14495

4.2.

Borrowings outside India

-

-

54

358

-

-

-

-

6387

11034

5.

Other liabilities

170473

226652

91537

138712

80976

94272

123863

142417

92379

97137

(4.8)

(5.3)

(3.5)

(4.5)

(9.9)

(8.4)

(12.8)

(11.6)

(5.4)

(5.0)

5.1.

Bills payable

95796

126948

37457

36918

39002

34732

32039

27196

19331

19153

5.2.

Inter-office adjustments

5572

-

1208

5309

16598

20526

-

-

27236

25354

5.3.

Interest accrued

2389

3094

11036

12615

2801

4046

50115

55245

13739

11240

5.4.

Others (including provisions)

66716

96610

41837

83870

22575

34968

41709

59977

32072

41390

Total Liabilities

3565741

4311235

2639338

3051857

815386

1121360

971423

1226413

1703298

1945353

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(Amount in Rs. lakh)

As on 31st March

Items

Canara Bank