Table 49 : Liabilities and Assets of Regional Rural Banks - 1997-98 (Part 13 of 17) - RBI - Reserve Bank of India
Table 49 : Liabilities and Assets of Regional Rural Banks - 1997-98
(Part 13 of 17)
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(Amount in Rs. lakh) |
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As on 31st March |
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Puri |
Rae Bareli Kshetriya |
Raigarh Kshetriya |
Rajgarh Kshetriya |
Ranchi Kshetriya |
Rani Laxmibai |
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Gramya Bank |
Gramin Bank |
Gramin Bank |
Gramin Bank |
Gramin Bank |
Kshetriya |
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Items |
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Gramin Bank |
||||||||
1997 |
1998 |
1997 |
1998 |
1997 |
1998 |
1997 |
1998 |
1997 |
1998 |
1997 |
1998 |
|||
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|
(277) |
(278) |
(279) |
(280) |
(281) |
(282) |
(283) |
(284) |
(285) |
(286) |
(287) |
(288) |
1. |
Capital |
100 |
100 |
1107 |
1385 |
100 |
1114 |
100 |
100 |
79 |
100 |
93 |
100 |
|
(0.6) |
(0.5) |
(8.0) |
(8.3) |
(1.5) |
(12.1) |
(2.0) |
(1.5) |
(0.8) |
(0.8) |
(1.6) |
(1.6) |
|||
2. |
Reserves and Surplus |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
1 |
1 |
|
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|||
3. |
Deposits |
10176 |
13726 |
11495 |
13828 |
5405 |
6713 |
4127 |
5574 |
8227 |
10840 |
4115 |
5057 |
|
(62.7) |
(72.2) |
(82.8) |
(83.4) |
(81.2) |
(73.1) |
(83.4) |
(83.3) |
(82.6) |
(84.4) |
(72.7) |
(79.9) |
|||
3.1. |
Demand deposits |
324 |
276 |
409 |
481 |
712 |
732 |
237 |
253 |
496 |
735 |
108 |
99 |
|
3.2. |
Savings bank deposits |
3399 |
4077 |
5090 |
6213 |
2165 |
2894 |
1551 |
2106 |
3873 |
5221 |
1713 |
2170 |
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3.3. |
Term deposits |
6454 |
9373 |
5996 |
7134 |
2528 |
3088 |
2339 |
3215 |
3858 |
4884 |
2294 |
2789 |
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4. |
Borrowings |
2553 |
3273 |
849 |
787 |
367 |
397 |
347 |
577 |
888 |
838 |
666 |
458 |
|
(15.7) |
(17.2) |
(6.1) |
(4.7) |
(5.5) |
(4.3) |
(7.0) |
(8.6) |
(8.9) |
(6.5) |
(11.8) |
(7.2) |
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4.1. |
From banks* |
571 |
682 |
849 |
- |
24 |
25 |
27 |
31 |
15 |
- |
112 |
21 |
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4.2. |
From others |
1982 |
2591 |
- |
787 |
343 |
372 |
320 |
547 |
873 |
838 |
553 |
437 |
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5. |
Other liabilities |
3391 |
1902 |
436 |
590 |
787 |
956 |
373 |
440 |
771 |
1059 |
784 |
714 |
|
(20.9) |
(10.0) |
(3.1) |
(3.6) |
(11.8) |
(10.4) |
(7.6) |
(6.6) |
(7.7) |
(8.3) |
(13.9) |
(11.3) |
|||
5.1. |
Bills Payable |
65 |
63 |
9 |
12 |
- |
- |
21 |
48 |
- |
- |
17 |
9 |
|
5.2. |
Inter-office adjustments |
826 |
669 |
64 |
94 |
- |
- |
- |
- |
40 |
- |
- |
- |
|
5.3. |
Interest accrued |
91 |
101 |
85 |
101 |
519 |
664 |
12 |
14 |
- |
302 |
18 |
7 |
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5.4. |
Others (including provisions) |
2409 |
1070 |
277 |
384 |
268 |
293 |
340 |
378 |
731 |
757 |
749 |
698 |
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Total Liabilities |
16221 |
19001 |
13887 |
16590 |
6659 |
9181 |
4948 |
6692 |
9965 |
12837 |
5658 |
6330 |
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1. |
Cash in hand |
179 |
210 |
181 |
157 |
47 |
29 |
108 |
117 |
102 |
121 |
91 |
81 |
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(1.1) |
(1.1) |
(1.3) |
(0.9) |
(0.7) |
(0.3) |
(2.1) |
(1.8) |
(1.0) |
(0.9) |
(1.6) |
(1.3) |
|||
2. |
Balances with RBI |
322 |
417 |
345 |
415 |
182 |
230 |
120 |
162 |
246 |
315 |
120 |
156 |
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(2.0) |
(2.2) |
(2.5) |
(2.5) |
(2.7) |
(2.5) |
(2.4) |
(2.4) |
(2.5) |
(2.5) |
(2.1) |
(2.5) |
|||
3. |
Balances with banks in India |
2467 |
3642 |
5029 |
5153 |
3314 |
4773 |
1222 |
1613 |
3039 |
4184 |
304 |
278 |
|
(15.2) |
(19.2) |
(36.2) |
(31.1) |
(49.8) |
(52.0) |
(24.6) |
(24.1) |
(30.5) |
(32.6) |
(5.4) |
(4.4) |
|||
4. |
Money at call and short notice |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
1333 |
1551 |
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- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
(23.6) |
(24.5) |
|||
5. |
Investments |
1584 |
2010 |
3716 |
6217 |
100 |
211 |
665 |
1186 |
1328 |
2190 |
- |
- |
|
(9.8) |
(10.6) |
(26.8) |
(37.5) |
(1.5) |
(2.3) |
(18.4) |
(17.7) |
(13.3) |
(17.1) |
- |
- |
|||
6. |
Advances |
4942 |
5932 |
2468 |
2694 |
1159 |
1435 |
1470 |
2024 |
2824 |
3190 |
1769 |
1921 |
|
(30.5) |
(31.2) |
(17.8) |
(16.2) |
(17.4) |
(15.6) |
(30.3) |
(30.3) |
(28.3) |
(24.8) |
(31.3) |
(30.3) |
|||
6.1. |
Bills purchased and discounted |
3 |
63 |
2 |
2 |
- |
0 |
- |
- |
- |
- |
- |
- |
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6.2. |
Cash credits, overdrafts & loans |
1503 |
2784 |
2463 |
2692 |
523 |
505 |
406 |
502 |
2272 |
2521 |
197 |
260 |
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6.3. |
Term loans |
3437 |
3086 |
3 |
- |
635 |
930 |
1064 |
1523 |
552 |
669 |
1572 |
1661 |
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7. |
Fixed Assets |
8 |
10 |
22 |
29 |
7 |
6 |
16 |
14 |
36 |
38 |
14 |
13 |
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- |
(0.1) |
(0.2) |
(0.2) |
(0.1) |
(0.1) |
(0.3) |
(0.2) |
(0.4) |
(0.3) |
(0.3) |
(0.2) |
|||
8. |
Other Assets |
6718 |
6779 |
2127 |
1925 |
1851 |
2498 |
1349 |
1575 |
2390 |
2799 |
2027 |
2330 |
|
(41.4) |
(35.7) |
(15.3) |
(11.6) |
(27.8) |
(27.2) |
(27.3) |
(23.5) |
(24.0) |
(21.8) |
(35.8) |
(36.8) |
|||
8.1. |
Inter - office adjustments (net) |
- |
- |
- |
- |
43 |
80 |
73 |
97 |
- |
93 |
7 |
20 |
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8.2. |
Interest accrued |
138 |
203 |
763 |
553 |
124 |
625 |
60 |
110 |
57 |
- |
32 |
35 |
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8.3. |
Others |
6580 |
6575 |
1364 |
1372 |
1685 |
1793 |
1216 |
1367 |
2333 |
2706 |
1988 |
2275 |
Total Assets |
16221 |
19001 |
13887 |
16590 |
6659 |
9181 |
4948 |
6692 |
9965 |
12837 |
5658 |
6330 |
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(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
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(Amount in Rs. lakh) |
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As on 31st March |
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Rushikulya |
Ratlam Mandsaur |
Ratnagiri Sindhudurg |
Rayalaseema |
Rewa Sidhi |
Sabarkantha- |
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Gramin Bank |
Kshetriya |
Gramin Bank |
Gramin Bank |
Gramin Bank |
Gandhinagar |
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Items |
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Gramin Bank |
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|
Gramin Bank |
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1997 |
1998 |
1997 |
1998 |
1997 |
1998 |
1997 |
1998 |
1997 |
1998 |
1997 |
1998 |
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|
(289) |
(290) |
(291) |
(292) |
(293) |
(294) |
(295) |
(296) |
(297) |
(298) |
(299) |
(300) |
1. |
Capital |
1174 |
1174 |
738 |
738 |
100 |
100 |
1354 |
1520 |
668 |
876 |
486 |
486 |
|
(9.3) |
(7.6) |
(11.1) |
(9.1) |
(2.3) |
(1.9) |
(4.0) |
(3.8) |
(3.5) |
(4.1) |
(8.6) |
(7.0) |
|||
2. |
Reserves and Surplus |
- |
- |
- |
- |
- |
- |
1693 |
418 |
- |
- |
- |
- |
|
- |
- |
- |
- |
- |
- |
(5.0) |
(1.1) |
- |
- |
- |
- |
|||
3. |
Deposits |
8141 |
10546 |
5055 |
6314 |
3593 |
4511 |
21186 |
26170 |
16100 |
18715 |
3821 |
5068 |
|
(64.5) |
(68.3) |
(76.1) |
(78.2) |
(82.5) |
(84.6) |
(62.7) |
(66.2) |
(84.1) |
(86.8) |
(67.7) |
(73.4) |
|||
3.1. |
Demand deposits |
289 |
371 |
158 |
177 |
170 |
208 |
793 |
883 |
1287 |
1363 |
251 |
364 |
|
3.2. |
Savings bank deposits |
1982 |
2511 |
1665 |
2235 |
1250 |
1537 |
6034 |
6440 |
6375 |
7697 |
1313 |
1839 |
|
3.3. |
Term deposits |
5871 |
7664 |
3231 |
3903 |
1250 |
2765 |
14359 |
18847 |
8438 |
9655 |
2257 |
2865 |
|
4. |
Borrowings |
1762 |
1960 |
585 |
647 |
514 |
511 |
7898 |
7064 |
1468 |
1287 |
772 |
814 |
|
(14.0) |
(12.7) |
(8.8) |
(8.0) |
(11.8) |
(9.6) |
(23.4) |
(17.9) |
(7.7) |
(6.0) |
(13.7) |
(11.8) |
|||
4.1. |
From banks* |
325 |
273 |
585 |
17 |
54 |
73 |
7898 |
7064 |
3 |
- |
32 |
43 |
|
4.2. |
From others |
1437 |
1687 |
- |
630 |
460 |
438 |
- |
- |
1465 |
1287 |
739 |
771 |
|
5. |
Other liabilities |
1546 |
1758 |
261 |
375 |
150 |
209 |
1645 |
4369 |
915 |
687 |
562 |
536 |
|
(12.2) |
(11.4) |
(3.9) |
(4.6) |
(3.4) |
(3.9) |
(4.9) |
(11.0) |
(4.8) |
(3.2) |
(10.0) |
(7.8) |
|||
5.1. |
Bills Payable |
18 |
31 |
2 |
4 |
5 |
26 |
503 |
722 |
38 |
12 |
7 |
3 |
|
5.2. |
Inter-office adjustments |
- |
- |
- |
22 |
- |
- |
5 |
- |
- |
84 |
157 |
64 |
|
5.3. |
Interest accrued |
47 |
64 |
12 |
39 |
4 |
4 |
65 |
157 |
- |
145 |
265 |
329 |
|
|
5.4. |
Others (including provisions) |
1482 |
1662 |
247 |
309 |
141 |
178 |
1071 |
3490 |
876 |
447 |
134 |
139 |
|
Total Liabilities |
12623 |
15437 |
6639 |
8075 |
4357 |
5330 |
33775 |
39540 |
19151 |
21566 |
5641 |
6903 |
|
1. |
Cash in hand |
106 |
115 |
123 |
83 |
53 |
46 |
357 |
568 |
178 |
360 |
76 |
65 |
|
(0.8) |
(0.7) |
(1.9) |
(1.0) |
(1.2) |
(0.9) |
(1.1) |
(1.4) |
(0.9) |
(1.7) |
(1.3) |
(0.9) |
|||
2. |
Balances with RBI |
240 |
370 |
150 |
192 |
109 |
137 |
615 |
723 |
490 |
555 |
121 |
144 |
|
(1.9) |
(2.4) |
(2.3) |
(2.4) |
(2.5) |
(2.6) |
(1.8) |
(1.8) |
(2.6) |
(2.6) |
(2.1) |
(2.1) |
|||
3. |
Balances with banks in India |
178 |
153 |
445 |
2333 |
347 |
769 |
7223 |
13358 |
7975 |
8519 |
571 |
1805 |
|
(1.4) |
(1.0) |
(6.7) |
(28.9) |
(8.0) |
(14.4) |
(21.4) |
(33.8) |
(41.6) |
(39.5) |
(10.1) |
(26.1) |
|||
4. |
Money at call and short notice |
1735 |
1432 |
2658 |
2154 |
- |
- |
- |
- |
- |
- |
2092 |
1238 |
|
(13.7) |
(9.3) |
(40.0) |
(26.7) |
- |
- |
- |
- |
- |
- |
(37.1) |
(17.9) |
|||
5. |
Investments |
3924 |
5799 |
201 |
201 |
1190 |
1270 |
2582 |
1328 |
3300 |
4812 |
769 |
1503 |
|
(31.1) |
(37.6) |
(3.0) |
(2.5) |
(27.3) |
(23.8) |
(7.6) |
(3.4) |
(17.2) |
(22.3) |
(13.6) |
(21.8) |
|||
6. |
Advances |
4222 |
5322 |
2186 |
2383 |
1786 |
2191 |
21997 |
22433 |
5448 |
5345 |
1618 |
1833 |
|
(33.5) |
(34.5) |
(32.9) |
(29.5) |
(41.0) |
(41.1) |
(65.1) |
(56.7) |
(28.4) |
(24.8) |
(28.7) |
(26.6) |
|||
6.1. |
Bills purchased and discounted |
38 |
37 |
- |
- |
2 |
3 |
256 |
36 |
100 |
226 |
16 |
2 |
|
6.2. |
Cash credits, overdrafts & loans |
2636 |
3169 |
657 |
746 |
507 |
607 |
14542 |
16286 |
346 |
378 |
293 |
368 |
|
6.3. |
Term loans |
1548 |
2116 |
1529 |
1637 |
1277 |
1581 |
7200 |
6111 |
5001 |
4741 |
1309 |
1463 |
|
7. |
Fixed Assets |
20 |
22 |
15 |
16 |
20 |
26 |
95 |
99 |
34 |
33 |
12 |
12 |
|
(0.2) |
(0.1) |
(0.2) |
(0.2) |
(0.5) |
(0.5) |
(0.3) |
(0.3) |
(0.2) |
(0.2) |
(0.2) |
(0.2) |
|||
8. |
Other Assets |
2199 |
2223 |
861 |
712 |
852 |
892 |
906 |
1031 |
1726 |
1941 |
382 |
304 |
|
(17.4) |
(14.4) |
(13.0) |
(8.8) |
(20.0) |
(16.7) |
(2.7) |
(2.6) |
(9.0) |
(9.0) |
(6.8) |
(4.4) |
|||
8.1. |
Inter - office adjustments (net) |
11 |
- |
13 |
- |
21 |
30 |
- |
239 |
24 |
- |
- |
- |
|
8.2. |
Interest accrued |
277 |
257 |
236 |
126 |
60 |
82 |
292 |
476 |
771 |
1114 |
85 |
88 |
|
|
8.3. |
Others |
1910 |
1966 |
612 |
586 |
771 |
779 |
614 |
316 |
930 |
826 |
297 |
216 |
Total Assets |
12623 |
15437 |
6639 |
8075 |
4357 |
5330 |
33775 |
39540 |
19151 |
21566 |
5641 |
6903 |
||
|
|
|
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
Notes |
: |
1. |
Figures in bracket indicate percent share in total. |
2. |
*Including Reserve Bank of India. |
- |
: |
Nil or negligible. |
Source |
: |
Annual accounts of banks. |