Table 49 : Liabilities and Assets of Regional Rural Banks - 1997-98 (Part 3 of 17) - RBI - Reserve Bank of India
Table 49 : Liabilities and Assets of Regional Rural Banks - 1997-98
(Part 3 of 17)
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(Amount in Rs. lakh) |
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As on 31st March |
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Bhilwara-Ajmer |
Bhojpur Rohtas |
Bijapur |
Bikaner |
Bilaspur Raipur |
Bolangir Anchalik |
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Kshetriya |
Gramin Bank |
Gramin Bank |
Kshetriya |
Kshetriya |
Gramin Bank |
|||||||||
Items |
Gramin Bank |
|
|
Gramin Bank |
Gramin Bank |
|
||||||||
1997 |
1998 |
1997 |
1998 |
1997 |
1998 |
1997 |
1998 |
1997 |
1998 |
1997 |
1998 |
|||
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|
(49) |
(50) |
(51) |
(52) |
(53) |
(54) |
(55) |
(56) |
(57) |
(58) |
(59) |
(60) |
1. |
Capital |
659 |
659 |
718 |
1802 |
737 |
737 |
88 |
100 |
100 |
918 |
100 |
100 |
|
(8.0) |
(6.7) |
(2.2) |
(4.4) |
(4.0) |
(3.5) |
(5.2) |
(4.2) |
(0.7) |
(4.5) |
(0.6) |
(0.5) |
|||
2. |
Reserves and Surplus |
- |
- |
5 |
- |
186 |
737 |
- |
- |
- |
- |
- |
- |
|
- |
- |
- |
- |
(1.0) |
(3.5) |
- |
- |
- |
- |
- |
- |
|||
3. |
Deposits |
6045 |
7250 |
29856 |
35115 |
10976 |
12597 |
1207 |
1663 |
12738 |
16114 |
11939 |
13787 |
|
(72.9) |
(73.1) |
(89.7) |
(85.2) |
(59.1) |
(59.1) |
(71.2) |
(69.7) |
(84.0) |
(79.8) |
(71.8) |
(72.7) |
|||
3.1. |
Demand deposits |
432 |
510 |
1412 |
1803 |
296 |
285 |
58 |
61 |
1203 |
1649 |
942 |
1107 |
|
3.2. |
Savings bank deposits |
1601 |
1874 |
13350 |
16234 |
4198 |
4723 |
325 |
441 |
4803 |
6253 |
5988 |
6869 |
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3.3. |
Term deposits |
4012 |
4866 |
15095 |
17079 |
6483 |
7590 |
824 |
1160 |
6732 |
8211 |
5010 |
5811 |
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4. |
Borrowings |
1203 |
1418 |
1250 |
1871 |
5529 |
5278 |
152 |
360 |
824 |
1158 |
2766 |
3002 |
|
(14.5) |
(14.3) |
(3.8) |
(4.5) |
(29.8) |
(24.8) |
(9.0) |
(15.1) |
(5.4) |
(5.7) |
(16.6) |
(15.8) |
|||
4.1. |
From banks* |
89 |
81 |
1250 |
- |
1171 |
1034 |
10 |
- |
211 |
195 |
551 |
512 |
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4.2. |
From others |
1114 |
1337 |
- |
1871 |
4358 |
4244 |
141 |
360 |
612 |
963 |
2215 |
2491 |
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5. |
Other liabilities |
386 |
587 |
1442 |
2441 |
1153 |
1974 |
249 |
263 |
1506 |
2015 |
1832 |
2087 |
|
(4.7) |
(5.9) |
(4.3) |
(5.9) |
(6.2) |
(9.3) |
(14.7) |
(11.0) |
(9.9) |
(10.0) |
(11.0) |
(11.0) |
|||
5.1. |
Bills Payable |
11 |
17 |
- |
- |
- |
202 |
8 |
3 |
- |
- |
153 |
206 |
|
5.2. |
Inter-office adjustments |
- |
- |
- |
- |
76 |
235 |
5 |
5 |
- |
- |
- |
- |
|
5.3. |
Interest accrued |
59 |
70 |
55 |
50 |
123 |
175 |
112 |
146 |
1269 |
1468 |
923 |
1098 |
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5.4. |
Others (including provisions) |
317 |
499 |
1387 |
2391 |
955 |
1362 |
123 |
109 |
237 |
547 |
756 |
782 |
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Total Liabilities |
8294 |
9914 |
33271 |
41230 |
18582 |
21322 |
1695 |
2385 |
15167 |
20205 |
16637 |
18976 |
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1. |
Cash in hand |
198 |
207 |
674 |
791 |
285 |
377 |
4 |
5 |
109 |
117 |
234 |
179 |
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(2.4) |
(2.1) |
(2.0) |
(1.9) |
(1.5) |
(1.8) |
(0.2) |
(0.2) |
(0.7) |
(0.6) |
(1.4) |
(0.9) |
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2. |
Balances with RBI |
180 |
215 |
928 |
1157 |
320 |
394 |
41 |
59 |
417 |
528 |
398 |
474 |
|
(2.2) |
(2.2) |
(2.8) |
(2.8) |
(1.7) |
(1.8) |
(2.4) |
(2.5) |
(2.7) |
(2.6) |
(2.4) |
(2.5) |
|||
3. |
Balances with banks in India |
1772 |
2508 |
1558 |
1298 |
579 |
365 |
23 |
8 |
6322 |
9123 |
620 |
579 |
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(21.4) |
(25.3) |
(4.7) |
(3.1) |
(3.1) |
(1.7) |
(1.3) |
(0.3) |
(41.7) |
(45.2) |
(3.7) |
(3.1) |
|||
4. |
Money at call and short notice |
- |
- |
8877 |
10164 |
4850 |
5792 |
418 |
657 |
- |
- |
3407 |
4069 |
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- |
- |
(26.7) |
(24.7) |
(26.1) |
(27.2) |
(24.7) |
(27.5) |
- |
- |
(20.5) |
(21.4) |
|||
5. |
Investments |
1000 |
1144 |
9197 |
12883 |
1510 |
2033 |
110 |
65 |
1362 |
1323 |
455 |
480 |
|
(12.1) |
(11.5) |
(27.6) |
(31.2) |
(8.1) |
(9.5) |
(6.5) |
(2.7) |
(9.0) |
(6.5) |
(2.7) |
(2.5) |
|||
6. |
Advances |
4209 |
4973 |
7502 |
9319 |
10630 |
11705 |
560 |
950 |
3009 |
4297 |
4143 |
4617 |
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(50.7) |
(50.2) |
(22.5) |
(22.6) |
(57.2) |
(54.9) |
(33.0) |
(39.8) |
(19.8) |
(21.3) |
(24.9) |
(24.3) |
|||
6.1. |
Bills purchased and discounted |
47 |
54 |
527 |
129 |
1 |
3 |
- |
- |
- |
- |
- |
- |
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6.2. |
Cash credits, overdrafts & loans |
856 |
1345 |
1338 |
1520 |
4806 |
5386 |
154 |
231 |
1243 |
1569 |
2128 |
2029 |
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6.3. |
Term loans |
3305 |
3575 |
5637 |
7670 |
5823 |
6316 |
405 |
719 |
1766 |
2728 |
2015 |
2588 |
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7. |
Fixed Assets |
28 |
32 |
45 |
45 |
83 |
84 |
13 |
13 |
12 |
12 |
12 |
19 |
|
(0.3) |
(0.3) |
(0.1) |
(0.1) |
(0.4) |
(0.4) |
(0.7) |
(0.6) |
(0.1) |
(0.1) |
(0.1) |
(0.1) |
|||
8. |
Other Assets |
908 |
835 |
4491 |
5573 |
326 |
572 |
527 |
628 |
3936 |
4804 |
7368 |
8561 |
|
(10.9) |
(8.4) |
(13.5) |
(13.5) |
(1.8) |
(2.7) |
(31.1) |
(26.3) |
(26.0) |
(23.8) |
(44.3) |
(45.1) |
|||
8.1. |
Inter - office adjustments (net) |
83 |
67 |
325 |
1285 |
- |
- |
- |
- |
115 |
268 |
193 |
200 |
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8.2. |
Interest accrued |
236 |
210 |
1778 |
2361 |
258 |
477 |
14 |
33 |
291 |
673 |
468 |
547 |
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8.3. |
Others |
590 |
558 |
2388 |
1928 |
68 |
94 |
514 |
595 |
3531 |
3863 |
6707 |
7814 |
Total Assets |
8294 |
9914 |
33271 |
41230 |
18582 |
21322 |
1695 |
2385 |
15167 |
20205 |
16637 |
18976 |
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(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
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(Amount in Rs. lakh) |
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As on 31st March |
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Buldhana |
Bundelkhand |
Bundi-Chittor |
Cachar |
Cauvery |
Chaitanya |
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Gramin Bank |
Kshetriya |
Kshetriya |
Gramin Bank |
Gramin Bank |
Gramin Bank |
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Items |
|
Gramin Bank |
Gramin Bank |
|
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|
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1997 |
1998 |
1997 |
1998 |
1997 |
1998 |
1997 |
1998 |
1997 |
1998 |
1997 |
1998 |
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|
(61) |
(62) |
(63) |
(64) |
(65) |
(66) |
(67) |
(68) |
(69) |
(70) |
(71) |
(72) |
1. |
Capital |
100 |
336 |
1259 |
1812 |
96 |
1645 |
96 |
96 |
1429 |
1429 |
489 |
540 |
|
(2.9) |
(8.9) |
(10.3) |
(12.3) |
(1.3) |
(17.9) |
(2.0) |
(1.5) |
(8.3) |
(7.4) |
(5.7) |
(5.2) |
|||
2. |
Reserves and Surplus |
234 |
- |
- |
- |
- |
- |
505 |
859 |
1 |
1 |
- |
- |
|
(6.8) |
- |
- |
- |
- |
- |
(10.5) |
(13.1) |
- |
- |
- |
- |
|||
3. |
Deposits |
2107 |
2312 |
9018 |
10747 |
5254 |
6899 |
3267 |
4718 |
9474 |
11117 |
5399 |
7171 |
|
(61.2) |
(61.4) |
(74.0) |
(73.2) |
(71.8) |
(75.2) |
(68.0) |
(72.1) |
(55.1) |
(57.2) |
(63.1) |
(68.8) |
|||
3.1. |
Demand deposits |
39 |
42 |
809 |
1026 |
210 |
261 |
93 |
114 |
716 |
1044 |
260 |
289 |
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3.2. |
Savings bank deposits |
1152 |
1212 |
3018 |
3645 |
1471 |
2273 |
1474 |
2204 |
2580 |
2880 |
1132 |
1479 |
|
3.3. |
Term deposits |
916 |
1059 |
5192 |
6075 |
3573 |
4365 |
1700 |
2399 |
6178 |
7193 |
4006 |
5403 |
|
4. |
Borrowings |
751 |
795 |
634 |
624 |
1488 |
1622 |
243 |
323 |
2886 |
3700 |
2110 |
2282 |
|
(21.8) |
(21.1) |
(5.2) |
(4.2) |
(20.3) |
(17.7) |
(5.1) |
(4.9) |
(16.8) |
(19.0) |
(24.7) |
(21.9) |
|||
4.1. |
From banks* |
125 |
121 |
32 |
41 |
119 |
108 |
- |
- |
704 |
779 |
509 |
559 |
|
4.2. |
From others |
626 |
674 |
601 |
583 |
1369 |
1515 |
243 |
323 |
2183 |
2921 |
1601 |
1723 |
|
5. |
Other liabilities |
253 |
322 |
1270 |
1506 |
475 |
555 |
691 |
542 |
3392 |
3180 |
556 |
433 |
|
(7.3) |
(8.6) |
(10.4) |
(10.3) |
(6.5) |
(6.0) |
(14.4) |
(8.3) |
(19.7) |
(16.4) |
(6.5) |
(4.2) |
|||
5.1. |
Bills Payable |
15 |
8 |
- |
- |
37 |
61 |
- |
- |
- |
- |
14 |
25 |
|
5.2. |
Inter-office adjustments |
- |
- |
19 |
18 |
- |
- |
1 |
- |
241 |
100 |
- |
58 |
|
5.3. |
Interest accrued |
19 |
- |
1040 |
320 |
28 |
35 |
12 |
48 |
1384 |
1263 |
33 |
29 |
|
|
5.4. |
Others (including provisions) |
219 |
314 |
212 |
1168 |
411 |
459 |
678 |
494 |
1767 |
1816 |
509 |
321 |
|
Total Liabilities |
3446 |
3766 |
12181 |
14689 |
7313 |
9176 |
4802 |
6539 |
17182 |
19426 |
8553 |
10427 |
|
1. |
Cash in hand |
54 |
58 |
87 |
114 |
98 |
120 |
51 |
89 |
138 |
151 |
266 |
282 |
|
(1.6) |
(1.5) |
(0.7) |
(0.8) |
(1.3) |
(1.3) |
(1.1) |
(1.4) |
(0.8) |
(0.8) |
(3.1) |
(2.7) |
|||
2. |
Balances with RBI |
69 |
69 |
283 |
337 |
163 |
210 |
100 |
135 |
320 |
326 |
178 |
229 |
|
(2.0) |
(1.8) |
(2.3) |
(2.3) |
(2.2) |
(2.3) |
(2.1) |
(2.1) |
(1.9) |
(1.7) |
(2.1) |
(2.2) |
|||
3. |
Balances with banks in India |
1098 |
985 |
5771 |
6208 |
1829 |
4193 |
629 |
2019 |
1715 |
377 |
3014 |
4086 |
|
(31.9) |
(26.2) |
(47.4) |
(42.3) |
(25.0) |
(45.7) |
(13.1) |
(30.9) |
(10.0) |
(1.9) |
(35.2) |
(39.2) |
|||
4. |
Money at call and short notice |
- |
- |
- |
- |
- |
- |
467 |
- |
2869 |
2855 |
- |
- |
|
- |
- |
- |
- |
- |
- |
(9.7) |
- |
(16.7) |
(14.7) |
- |
- |
|||
5. |
Investments |
135 |
189 |
741 |
1726 |
58 |
97 |
912 |
1457 |
1700 |
4226 |
682 |
1093 |
|
(3.9) |
(5.0) |
(6.1) |
(11.8) |
(0.8) |
(1.1) |
(19.0) |
(22.3) |
(9.9) |
(21.8) |
(8.0) |
(10.5) |
|||
6. |
Advances |
1705 |
2108 |
2186 |
2406 |
3242 |
3817 |
1151 |
1202 |
8307 |
9534 |
3906 |
4340 |
|
(49.5) |
(56.0) |
(17.9) |
(16.4) |
(44.3) |
(41.6) |
(24.0) |
(18.4) |
(48.3) |
(49.1) |
(45.7) |
(41.6) |
|||
6.1. |
Bills purchased and discounted |
- |
75 |
- |
- |
2 |
5 |
- |
- |
138 |
141 |
25 |
23 |
|
6.2. |
Cash credits, overdrafts & loans |
471 |
635 |
834 |
860 |
3240 |
40 |
159 |
262 |
4722 |
5483 |
2873 |
3169 |
|
6.3. |
Term loans |
1235 |
1398 |
1352 |
1547 |
- |
3772 |
991 |
941 |
3447 |
3910 |
1008 |
1147 |
|
7. |
Fixed Assets |
14 |
18 |
10 |
9 |
15 |
15 |
7 |
8 |
16 |
15 |
18 |
22 |
|
(0.4) |
(0.5) |
(0.1) |
(0.1) |
(0.2) |
(0.2) |
(0.1) |
(0.1) |
(0.1) |
(0.1) |
(0.2) |
(0.2) |
|||
8. |
Other Assets |
371 |
338 |
3102 |
3888 |
1908 |
2271 |
1486 |
1629 |
2118 |
1942 |
490 |
374 |
|
(10.8) |
(9.0) |
(25.5) |
(26.5) |
(26.1) |
(24.7) |
(30.9) |
(24.9) |
(12.3) |
(10.0) |
(5.7) |
(3.6) |
|||
8.1. |
Inter - office adjustments (net) |
38 |
4 |
- |
- |
36 |
145 |
5 |
5 |
- |
- |
11 |
- |
|
8.2. |
Interest accrued |
- |
- |
442 |
1095 |
10 |
16 |
45 |
92 |
331 |
439 |
65 |
67 |
|
|
8.3. |
Others |
333 |
334 |
2660 |
2794 |
1862 |
2109 |
1436 |
1531 |
1787 |
1503 |
415 |
307 |
Total Assets |
3446 |
3766 |
12181 |
14689 |
7313 |
9176 |
4802 |
6539 |
17182 |
19426 |
8553 |
10427 |
||
|
|
|
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
Notes |
: |
1. |
Figures in bracket indicate percent share in total. |
2. |
*Including Reserve Bank of India. |
- |
: |
Nil or negligible. |
Source |
: |
Annual accounts of banks. |