Table 49 : Liabilities and Assets of Regional Rural Banks - 1997-98 (Part 4 of 17) - RBI - Reserve Bank of India
Table 49 : Liabilities and Assets of Regional Rural Banks - 1997-98
(Part 4 of 17)
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(Amount in Rs. lakh) |
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As on 31st March |
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Chambal Kshetriya |
Champaran Kshetriya |
Chandrapur |
Chhatrasal |
Chhindwara Seoni |
Chikmagalur Kodagu |
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Gramin Bank |
Gramin Bank |
Gadchiroli |
Gramin Bank |
Kshetriya |
Gramin Bank |
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Items |
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Gramin Bank |
|
Gramin Bank |
|
||||||||
1997 |
1998 |
1997 |
1998 |
1997 |
1998 |
1997 |
1998 |
1997 |
1998 |
1997 |
1998 |
|||
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|
(73) |
(74) |
(75) |
(76) |
(77) |
(78) |
(79) |
(80) |
(81) |
(82) |
(83) |
(84) |
1. |
Capital |
100 |
100 |
75 |
100 |
75 |
100 |
1255 |
1255 |
100 |
100 |
754 |
754 |
|
(2.2) |
(1.6) |
(0.5) |
(0.6) |
(1.5) |
(1.2) |
(10.5) |
(9.2) |
(1.3) |
(1.2) |
(10.9) |
(9.1) |
|||
2. |
Reserves and Surplus |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|||
3. |
Deposits |
3194 |
5263 |
11693 |
14273 |
4268 |
6948 |
8335 |
9861 |
5765 |
7569 |
4276 |
5318 |
|
(69.8) |
(83.2) |
(85.3) |
(86.3) |
(87.6) |
(86.4) |
(69.4) |
(72.2) |
(77.8) |
(90.7) |
(62.0) |
(64.4) |
|||
3.1. |
Demand deposits |
122 |
199 |
259 |
280 |
99 |
118 |
491 |
520 |
527 |
593 |
96 |
166 |
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3.2. |
Savings bank deposits |
951 |
1585 |
5206 |
6806 |
2287 |
3522 |
4621 |
5403 |
2117 |
3081 |
1680 |
1963 |
|
3.3. |
Term deposits |
2122 |
3479 |
6228 |
7186 |
1883 |
3308 |
3223 |
3939 |
3122 |
3895 |
2500 |
3190 |
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4. |
Borrowings |
91 |
204 |
450 |
524 |
316 |
585 |
947 |
1055 |
116 |
187 |
1669 |
1946 |
|
(2.0) |
(3.2) |
(3.3) |
(3.2) |
(6.5) |
(7.3) |
(7.9) |
(7.7) |
(1.6) |
(2.2) |
(24.2) |
(23.6) |
|||
4.1. |
From banks* |
- |
- |
- |
- |
19 |
34 |
80 |
106 |
- |
- |
401 |
422 |
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4.2. |
From others |
91 |
204 |
450 |
524 |
298 |
551 |
867 |
949 |
116 |
187 |
1268 |
1524 |
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5. |
Other liabilities |
1189 |
761 |
1487 |
1650 |
215 |
412 |
1466 |
1497 |
1427 |
491 |
197 |
242 |
|
(26.0) |
(12.0) |
(10.9) |
(10.0) |
(4.4) |
(5.1) |
(12.2) |
(10.9) |
(19.3) |
(5.9) |
(2.9) |
(2.9) |
|||
5.1. |
Bills Payable |
- |
- |
- |
- |
3 |
2 |
17 |
13 |
- |
- |
2 |
2 |
|
5.2. |
Inter-office adjustments |
- |
- |
- |
29 |
- |
- |
79 |
21 |
- |
- |
- |
- |
|
5.3. |
Interest accrued |
15 |
22 |
6 |
7 |
4 |
7 |
16 |
10 |
- |
- |
14 |
12 |
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5.4. |
Others (including provisions) |
1174 |
739 |
1481 |
1614 |
208 |
403 |
1354 |
1453 |
1427 |
491 |
181 |
229 |
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Total Liabilities |
4575 |
6328 |
13706 |
16546 |
4875 |
8045 |
12004 |
13668 |
7408 |
8347 |
6896 |
8260 |
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1. |
Cash in hand |
65 |
53 |
352 |
317 |
149 |
148 |
146 |
132 |
216 |
171 |
143 |
249 |
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(1.4) |
(0.8) |
(2.6) |
(1.9) |
(3.1) |
(1.8) |
(1.2) |
(1.0) |
(2.9) |
(2.0) |
(2.1) |
(3.0) |
|||
2. |
Balances with RBI |
90 |
165 |
345 |
420 |
121 |
208 |
220 |
288 |
184 |
202 |
121 |
145 |
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(2.0) |
(2.6) |
(2.5) |
(2.5) |
(2.5) |
(2.6) |
(1.8) |
(2.1) |
(2.5) |
(2.4) |
(1.8) |
(1.8) |
|||
3. |
Balances with banks in India |
520 |
1116 |
4597 |
6208 |
829 |
1839 |
5152 |
6048 |
2207 |
2628 |
1436 |
2194 |
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(11.4) |
(17.6) |
(33.5) |
(37.5) |
(17.0) |
(22.9) |
(42.9) |
(44.3) |
(29.8) |
(31.5) |
(20.8) |
(26.6) |
|||
4. |
Money at call and short notice |
792 |
786 |
- |
- |
- |
- |
- |
- |
- |
592 |
- |
- |
|
(17.3) |
(12.4) |
- |
- |
- |
- |
- |
- |
- |
(7.1) |
- |
- |
|||
5. |
Investments |
28 |
309 |
- |
109 |
985 |
1642 |
1715 |
2004 |
- |
- |
782 |
547 |
|
(0.6) |
(4.9) |
- |
(0.7) |
(20.2) |
(20.4) |
(14.3) |
(14.7) |
- |
- |
(11.3) |
(6.6) |
|||
6. |
Advances |
1810 |
2458 |
3804 |
4021 |
1364 |
2323 |
3068 |
3485 |
2911 |
2541 |
3854 |
4790 |
|
(39.6) |
(38.8) |
(27.8) |
(24.3) |
(28.0) |
(28.9) |
(25.6) |
(25.5) |
(39.3) |
(30.4) |
(55.9) |
(58.0) |
|||
6.1. |
Bills purchased and discounted |
- |
- |
- |
- |
3 |
2 |
- |
8 |
13 |
39 |
4 |
20 |
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6.2. |
Cash credits, overdrafts & loans |
187 |
319 |
515 |
593 |
51 |
844 |
522 |
596 |
693 |
845 |
1021 |
1481 |
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6.3. |
Term loans |
1624 |
2138 |
3289 |
3428 |
1309 |
1476 |
2546 |
2881 |
2204 |
1658 |
2829 |
3288 |
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7. |
Fixed Assets |
16 |
18 |
15 |
14 |
10 |
17 |
10 |
19 |
18 |
18 |
19 |
31 |
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(0.4) |
(0.3) |
(0.1) |
(0.1) |
(0.2) |
(0.2) |
(0.1) |
(0.1) |
(0.2) |
(0.2) |
(0.3) |
(0.4) |
|||
8. |
Other Assets |
1253 |
1423 |
4592 |
5458 |
1417 |
1869 |
1693 |
1692 |
1872 |
2196 |
542 |
305 |
|
(27.4) |
(22.5) |
(33.5) |
(33.0) |
(29.1) |
(23.2) |
(14.1) |
(12.4) |
(25.3) |
(26.3) |
(7.9) |
(3.7) |
|||
8.1. |
Inter - office adjustments (net) |
8 |
- |
28 |
- |
65 |
91 |
- |
- |
104 |
166 |
27 |
26 |
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8.2. |
Interest accrued |
33 |
128 |
378 |
404 |
54 |
91 |
227 |
338 |
- |
- |
39 |
37 |
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8.3. |
Others |
1211 |
1295 |
4186 |
5053 |
1297 |
1687 |
1466 |
1354 |
1769 |
2030 |
476 |
242 |
Total Assets |
4575 |
6328 |
13706 |
16546 |
4875 |
8045 |
12004 |
13668 |
7408 |
8347 |
6896 |
8260 |
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(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
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(Amount in Rs. lakh) |
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As on 31st March |
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Chitradurga |
Cuttack |
Damoh Panna Sagar |
Devipatan Kshetriya |
Dewas Shajapur |
Dhenkanal |
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Gramin Bank |
Gramin Bank |
Kshetriya |
Gramin Bank |
Kshetriya |
Gramin Bank |
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Items |
|
|
Gramin Bank |
|
Gramin Bank |
|
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1997 |
1998 |
1997 |
1998 |
1997 |
1998 |
1997 |
1998 |
1997 |
1998 |
1997 |
1998 |
|||
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|
(85) |
(86) |
(87) |
(88) |
(89) |
(90) |
(91) |
(92) |
(93) |
(94) |
(95) |
(96) |
1. |
Capital |
1869 |
1872 |
100 |
3728 |
100 |
804 |
1497 |
1497 |
100 |
100 |
873 |
873 |
|
(14.9) |
(12.8) |
(0.4) |
(14.8) |
(1.4) |
(7.8) |
(10.1) |
(7.5) |
(1.4) |
(1.0) |
(9.5) |
(7.5) |
|||
2. |
Reserves and Surplus |
- |
- |
6 |
6 |
- |
- |
- |
- |
- |
- |
- |
- |
|
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|||
3. |
Deposits |
7116 |
8975 |
13986 |
17108 |
6036 |
7939 |
11470 |
16378 |
6332 |
8679 |
5393 |
7145 |
|
(56.7) |
(61.2) |
(52.5) |
(67.9) |
(81.9) |
(77.3) |
(77.3) |
(81.9) |
(88.6) |
(89.0) |
(58.9) |
(61.7) |
|||
3.1. |
Demand deposits |
286 |
318 |
282 |
295 |
386 |
602 |
1198 |
2291 |
214 |
259 |
121 |
186 |
|
3.2. |
Savings bank deposits |
2157 |
2683 |
5665 |
7018 |
2035 |
2960 |
6459 |
9269 |
2207 |
3422 |
1344 |
1704 |
|
3.3. |
Term deposits |
4672 |
5974 |
8039 |
9795 |
3615 |
4377 |
3813 |
4818 |
3911 |
4999 |
3929 |
5256 |
|
4. |
Borrowings |
2759 |
3316 |
1968 |
2130 |
536 |
621 |
823 |
879 |
399 |
572 |
1908 |
2489 |
|
(22.0) |
(22.6) |
(7.4) |
(8.5) |
(7.3) |
(6.0) |
(5.5) |
(4.4) |
(5.6) |
(5.9) |
(20.8) |
(21.5) |
|||
4.1. |
From banks* |
588 |
652 |
167 |
267 |
536 |
72 |
43 |
36 |
4 |
8 |
474 |
426 |
|
4.2. |
From others |
2171 |
2664 |
1801 |
1863 |
- |
549 |
780 |
843 |
395 |
563 |
1434 |
2063 |
|
5. |
Other liabilities |
796 |
503 |
10598 |
2227 |
700 |
910 |
1045 |
1245 |
312 |
403 |
984 |
1075 |
|
(6.4) |
(3.4) |
(39.8) |
(8.8) |
(9.5) |
(8.9) |
(7.0) |
(6.2) |
(4.4) |
(4.1) |
(10.7) |
(9.3) |
|||
5.1. |
Bills Payable |
383 |
135 |
67 |
38 |
- |
- |
14 |
24 |
2 |
6 |
18 |
14 |
|
5.2. |
Inter-office adjustments |
82 |
15 |
158 |
55 |
27 |
68 |
- |
- |
- |
5 |
67 |
106 |
|
5.3. |
Interest accrued |
78 |
88 |
1711 |
1690 |
568 |
702 |
18 |
27 |
7 |
11 |
156 |
142 |
|
|
5.4. |
Others (including provisions) |
254 |
265 |
8662 |
445 |
105 |
140 |
1013 |
1194 |
303 |
381 |
743 |
813 |
|
Total Liabilities |
12540 |
14666 |
26658 |
25200 |
7373 |
10273 |
14834 |
20000 |
7144 |
9754 |
9158 |
11581 |
|
1. |
Cash in hand |
145 |
129 |
230 |
266 |
63 |
83 |
278 |
230 |
143 |
124 |
114 |
123 |
|
(1.2) |
(0.9) |
(0.9) |
(1.1) |
(0.9) |
(0.8) |
(1.9) |
(1.2) |
(2.0) |
(1.3) |
(1.2) |
(1.1) |
|||
2. |
Balances with RBI |
215 |
276 |
509 |
562 |
198 |
258 |
334 |
485 |
177 |
256 |
165 |
217 |
|
(1.7) |
(1.9) |
(1.9) |
(2.2) |
(2.7) |
(2.5) |
(2.3) |
(2.4) |
(2.5) |
(2.6) |
(1.8) |
(1.9) |
|||
3. |
Balances with banks in India |
3809 |
3269 |
6591 |
9010 |
3599 |
5284 |
5971 |
8983 |
1953 |
2490 |
1928 |
2240 |
|
(30.4) |
(22.3) |
(24.7) |
(35.8) |
(48.8) |
(51.4) |
(40.3) |
(44.9) |
(27.3) |
(25.5) |
(21.1) |
(19.3) |
|||
4. |
Money at call and short notice |
- |
- |
700 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
- |
- |
(2.6) |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|||
5. |
Investments |
1020 |
1837 |
1710 |
2146 |
- |
509 |
3000 |
4288 |
1325 |
2378 |
1680 |
2186 |
|
(8.1) |
(12.5) |
(6.4) |
(8.5) |
- |
(5.0) |
(20.2) |
(21.4) |
(18.5) |
(24.4) |
(18.3) |
(18.9) |
|||
6. |
Advances |
5326 |
7247 |
9451 |
5279 |
1063 |
1380 |
2994 |
3424 |
1849 |
2667 |
3569 |
5380 |
|
(42.5) |
(49.4) |
(35.5) |
(20.9) |
(14.4) |
(13.4) |
(20.2) |
(17.1) |
(25.9) |
(27.3) |
(39.0) |
(46.5) |
|||
6.1. |
Bills purchased and discounted |
2 |
- |
55 |
32 |
- |
- |
- |
- |
- |
- |
4 |
1 |
|
6.2. |
Cash credits, overdrafts & loans |
3647 |
4856 |
896 |
425 |
417 |
581 |
338 |
210 |
405 |
525 |
498 |
799 |
|
6.3. |
Term loans |
1677 |
2391 |
8500 |
4822 |
646 |
798 |
2656 |
3214 |
1444 |
2142 |
3066 |
4581 |
|
7. |
Fixed Assets |
23 |
36 |
46 |
48 |
12 |
11 |
25 |
29 |
8 |
12 |
11 |
18 |
|
(0.2) |
(0.2) |
(0.2) |
(0.2) |
(0.2) |
(0.1) |
(0.2) |
(0.1) |
(0.1) |
(0.1) |
(0.1) |
(0.2) |
|||
8. |
Other Assets |
2003 |
1872 |
7422 |
7889 |
2437 |
2748 |
2232 |
2560 |
1689 |
1826 |
1691 |
1417 |
|
(16.0) |
(12.8) |
(27.8) |
(31.3) |
(33.1) |
(26.8) |
(15.0) |
(12.8) |
(23.6) |
(18.7) |
(18.5) |
(12.2) |
|||
8.1. |
Inter - office adjustments (net) |
- |
- |
- |
- |
- |
187 |
66 |
38 |
33 |
- |
- |
- |
|
8.2. |
Interest accrued |
101 |
189 |
280 |
234 |
101 |
- |
556 |
797 |
179 |
307 |
129 |
183 |
|
|
8.3. |
Others |
1902 |
1683 |
7142 |
7655 |
2336 |
2562 |
1610 |
1725 |
1478 |
1520 |
1562 |
1234 |
Total Assets |
12540 |
14666 |
26658 |
25200 |
7373 |
10273 |
14834 |
20000 |
7144 |
9754 |
9158 |
11581 |
||
|
|
|
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
Notes |
: |
1. |
Figures in bracket indicate percent share in total. |
2. |
*Including Reserve Bank of India. |
- |
: |
Nil or negligible. |
Source |
: |
Annual accounts of banks. |