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83503232

Table 49 : Liabilities and Assets of Regional Rural Banks : 1999 and 2000
(Part 1 of 13)

 
 
 
 
 
 
 

(Amount in Rs. lakh)


     

As on March 31


Items

Adhiyaman

Akola

Alaknanda

     

Gramin Bank


Gramin Bank


Gramin Bank


     

1999


2000


1999


2000


1999


2000


 
 
 

(1)


(2)


(3)


(4)


(5)


(6)


1.

Capital

100

100

100

100

100

100

     

(2.1)

(1.7)

(1.9)

(1.5)

(1.4)

(1.1)

                 

2.

Reserves and Surplus

307

476

275

—

401

401

     

(6.4)

(8.1)

(5.1)

(—)

(5.4)

(4.6)

                 

3.

Deposits

3086

4019

4100

5276

5731

6860

     

(64.4)

(68.0)

(76.1)

(78.7)

(77.5)

(78.5)

 

3.1.

Demand deposits

74

60

132

155

232

371

 

3.2.

Savings bank deposits

1340

1623

2410

3029

2433

2684

 

3.3.

Term deposits

1672

2336

1558

2092

3066

3805

                 

4.

Borrowings

948

973

640

978

480

520

     

(19.8)

(16.5)

(11.9)

(14.6)

(6.5)

(5.9)

 

4.1.

From banks*

219

237

113

191

31

35

 

4.2.

From others

729

735

527

787

449

485

                 

5.

Other liabilities

353

338

273

350

687

860

     

(7.4)

(5.7)

(5.1)

(5.2)

(9.3)

(9.8)

 

5.1.

Bills Payable

—

—

8

4

16

9

 

5.2.

Inter-office adjustments

25

21

—

—

—

18

 

5.3.

Interest accrued

40

44

42

53

649

810

 

5.4.


Others (including provisions)


289


273


224


293


22


22


 

Total Liabilities


4794


5906


5388


6704


7400


8741


1.

Cash in hand

51

91

76

88

70

111

     

(1.1)

(1.5)

(1.4)

(1.3)

(0.9)

(1.3)

                 

2.

Balances with RBI

108

106

114

139

191

228

     

(2.3)

(1.8)

(2.1)

(2.1)

(2.6)

(2.6)

                 

3.

Balances with banks in India

1551

1871

2088

2541

3809

4931

     

(32.4)

(31.7)

(38.7)

(37.9)

(51.5)

(56.4)

                 

4.

Money at call and short notice

—

—

—

—

—

—

     

(—)

(—)

(—)

(—)

(—)

(—)

                 

5.

Investments

425

636

—

—

632

964

     

(8.9)

(10.8)

(—)

(—)

(8.5)

(11.0)

                 

6.

Advances

2471

3057

1563

2421

1163

1513

     

(51.5)

(51.8)

(29.0)

(36.1)

(15.7)

(17.3)

 

6.1.

Bills purchased and discounted

9

68

—

—

—

—

 

6.2.

Cash credits, overdrafts & loans

1728

1849

527

880

340

528

 

6.3.

Term loans

734

1141

1036

1541

823

985

                 

7.

Fixed Assets

19

28

12

11

9

11

     

(0.4)

(0.5)

(0.2)

(0.2)

(0.1)

(0.1)

                 

8.

Other Assets

168

116

1534

1506

1525

983

     

(3.5)

(2.0)

(28.5)

(22.5)

(20.6)

(11.2)

 

8.1.

Inter - office adjustments (net)

—

—

4

21

176

—

 

8.2.

Interest accrued

45

72

—

—

1054

837

 

8.3.


Others


123


44


1530


1484


295


146


 

Total Assets

4794

5906

5388

6704

7400

8741

 
 
 

(100.0)


(100.0)


(100.0)


(100.0)


(100.0)


(100.0)



 
 
 
 
 
 
 

(Amount in Rs. lakh)


     

As on March 31


Items

Aligarh Gramin

Allahabad

Alwar Bharatpur

     

Bank


Kshetriya Gramin Bank


Gramin Bank


     

1999


2000


1999


2000


1999


2000


 
 
 

(7)


(8)


(9)


(10)


(11)


(12)


1.

Capital

100

100

100

100

100

100

     

(0.3)

(0.2)

(0.4)

(0.3)

(0.7)

(0.5)

                 

2.

Reserves and Surplus

2450

3317

—

678

—

1137

     

(7.1)

(8.0)

(—)

(2.2)

(—)

(6.0)

                 

3.

Deposits

26548

32710

23394

27549

12304

15021

     

(76.8)

(79.2)

(91.7)

(90.8)

(84.9)

(79.6)

 

3.1.

Demand deposits

605

623

2130

2255

582

1062

 

3.2.

Savings bank deposits

9360

11829

10962

12662

4717

5910

 

3.3.

Term deposits

16582

20258

10302

12633

7005

8049

                 

4.

Borrowings

4039

3820

774

963

1391

1907

     

(11.7)

(9.2)

(3.0)

(3.2)

(9.6)

(10.1)

 

4.1.

From banks*

764

779

—

—

73

102

 

4.2.

From others

3275

3040

774

963

1317

1805

                 

5.

Other liabilities

1453

1354

1256

1038

700

710

     

(4.2)

(3.3)

(4.9)

(3.4)

(4.8)

(3.8)

 

5.1.

Bills Payable

223

318

105

112

46

45

 

5.2.

Inter-office adjustments

389

146

—

19

118

148

 

5.3.

Interest accrued

16

23

121

165

27

50

 

5.4.


Others (including provisions)


826


867


1030


741


509


466


 

Total Liabilities


34590


41300


25525


30328


14495


18875


1.

Cash in hand

616

751

201

246

244

749

     

(1.8)

(1.8)

(0.8)

(0.8)

(1.7)

(4.0)

                 

2.

Balances with RBI

810

960

779

855

394

486

     

(2.3)

(2.3)

(3.1)

(2.8)

(2.7)

(2.6)

                 

3.

Balances with banks in India

11324

16141

10887

15376

3784

3438

     

(32.7)

(39.1)

(42.7)

(50.7)

(26.1)

(18.2)

                 

4.

Money at call and short notice

—

—

—

—

—

—

     

(—)

(—)

(—)

(—)

(—)

(—)

                 

5.

Investments

9910

9766

3984

3609

2322

4203

     

(28.6)

(23.6)

(15.6)

(11.9)

(16.0)

(22.3)

                 

6.

Advances

10845

12572

4601

5065

4061

6323

     

(31.4)

(30.4)

(18.0)

(16.7)

(28.0)

(33.5)

 

6.1.

Bills purchased and discounted

—

—

—

5

12

29

 

6.2.

Cash credits, overdrafts & loans

4165

4831

73

352

898

1175

 

6.3.

Term loans

6680

7740

4528

4708

3151

5119

                 

7.

Fixed Assets

38

38

36

36

21

40

     

(0.1)

(0.1)

(0.1)

(0.1)

(0.1)

(0.2)

                 

8.

Other Assets

1048

1073

5037

5142

3669

3636

     

(3.0)

(2.6)

(19.7)

(17.0)

(25.3)

(19.3)

 

8.1.

Inter - office adjustments (net)

—

—

9

—

—

—

 

8.2.

Interest accrued

861

881

792

1143

338

500

 

8.3.


Others


187


192


4236


3999


3331


3136


 

Total Assets

34590

41300

25525

30328

14495

18875

 
 
 

(100.0)


(100.0)


(100.0)


(100.0)


(100.0)


(100.0)



 
 
 
 
 
 
 

(Amount in Rs. lakh)


     

As on March 31


Items

Ambala Kurukshetra

Aravali

Arunachal Pradesh

     

Gramin Bank


Kshetriya Gramin Bank


Rural Bank


     

1999


2000


1999


2000


1999


2000


 
 
 

(13)


(14)


(15)


(16)


(17)


(18)


1.

Capital

96

96

100

100

100

100

     

(0.9)

(0.8)

(0.9)

(0.8)

(2.9)

(2.7)

                 

2.

Reserves and Surplus

417

—

497

862

211

211

     

(3.8)

(—)

(4.3)

(6.6)

(6.1)

(5.6)

                 

3.

Deposits

8408

9013

9100

10029

2399

2478

     

(76.1)

(75.0)

(78.0)

(77.2)

(69.4)

(65.9)

 

3.1.

Demand deposits

76

35

618

462

116

121

 

3.2.

Savings bank deposits

2527

2677

2840

2830

1214

1040

 

3.3.

Term deposits

5805

6301

5642

6737

1069

1318

                 

4.

Borrowings

1597

1847

1427

1416

440

565

     

(14.5)

(15.4)

(12.2)

(10.9)

(12.7)

(15.0)

 

4.1.

From banks*

106

103

58

73

—

—

 

4.2.

From others

1491

1744

1369

1343

440

565

                 

5.

Other liabilities

535

1064

547

582

309

409

     

(4.8)

(8.9)

(4.7)

(4.5)

(8.9)

(10.9)

 

5.1.

Bills Payable

—

—

49

32

—

1

 

5.2.

Inter-office adjustments

—

34

—

—

—

—

 

5.3.

Interest accrued

7

7

66

79

138

193

 

5.4.


Others (including provisions)


528


1024


432


470


171


215


 

Total Liabilities


11054


12022


11671


12989


3459


3762


1.

Cash in hand

253

221

158

201

89

61

     

(2.3)

(1.8)

(1.4)

(1.5)

(2.6)

(1.6)

                 

2.

Balances with RBI

241

266

287

327

66

73

     

(2.2)

(2.2)

(2.5)

(2.5)

(1.9)

(1.9)

                 

3.

Balances with banks in India

2584

2801

3102

2919

385

490

     

(23.4)

(23.3)

(26.6)

(22.5)

(11.1)

(13.0)

                 

4.

Money at call and short notice

—

—

—

—

—

—

     

(—)

(—)

(—)

(—)

(—)

(—)

5.

Investments

1946

2364

1190

911

85

85

     

(17.6)

(19.7)

(10.2)

(7.0)

(2.5)

(2.3)

6.

Advances

5506

6020

4237

4569

2375

2772

     

(49.8)

(50.1)

(36.3)

(35.2)

(68.7)

(73.7)

 

6.1.

Bills purchased and discounted

161

190

42

14

—

—

 

6.2.

Cash credits, overdrafts & loans

1444

1658

1063

1345

1116

1327

 

6.3.

Term loans

3900

4172

3133

3210

1259

1446

7.

Fixed Assets

21

21

29

27

8

9

     

(0.2)

(0.2)

(0.2)

(0.2)

(0.2)

(0.2)

8.

Other Assets

504

330

2668

4035

451

272

     

(4.6)

(2.7)

(22.9)

(31.1)

(13.0)

(7.2)

 

8.1.

Inter - office adjustments (net)

4

—

28

13

205

119

 

8.2.

Interest accrued

168

171

74

195

62

24

 

8.3.


Others


331


159


2566


3827


182


129


 

Total Assets

11054

12022

11671

12989

3459

3762

 
 
 

(100.0)


(100.0)


(100.0)


(100.0)


(100.0)


(100.0)



 
 
 
 
 
 
 

(Amount in Rs. lakh)


     

As on March 31


Items

Aurangabad Jalana

Avadh Gramin

Baitarani Graminya

     

Gramin Bank


Bank


Bank


     

1999


2000


1999


2000


1999


2000


 
 
 

(19)


(20)


(21)


(22)


(23)


(24)


1.

Capital

742

763

100

100

100

100

     

(5.0)

(4.2)

(0.3)

(0.2)

(0.6)

(0.4)

                 

2.

Reserves and Surplus

—

22

1708

2434

769

2684

     

(—)

(0.1)

(4.4)

(5.4)

(4.2)

(11.0)

                 

3.

Deposits

10296

12520

33894

39461

13633

17169

     

(69.8)

(68.5)

(87.2)

(87.5)

(75.2)

(70.5)

 

3.1.

Demand deposits

819

696

2437

3009

93

137

 

3.2.

Savings bank deposits

7058

7810

15966

16987

5749

7174

 

3.3.

Term deposits

2419

4015

15491

19466

7791

9858

                 

4.

Borrowings

2184

3090

2017

1892

1945

2508

     

(14.8)

(16.9)

(5.2)

(4.2)

(10.7)

(10.3)

 

4.1.

From banks*

340

537

136

103

130

113

 

4.2.

From others

1844

2553

1881

1789

1815

2394

                 

5.

Other liabilities

1527

1883

1147

1199

1671

1906

     

(10.4)

(10.3)

(3.0)

(2.7)

(9.2)

(7.8)

 

5.1.

Bills Payable

348

138

83

57

130

198

 

5.2.

Inter-office adjustments

35

594

13

44

—

—

 

5.3.

Interest accrued

313

477

21

29

23

34

 

5.4.


Others (including provisions)


830


674


1030


1069


1519


1675


 

Total Liabilities


14749


18278


38865


45086


18119


24367


1.

Cash in hand

579

389

226

278

203

237

     

(3.9)

(2.1)

(0.6)

(0.6)

(1.1)

(1.0)

                 

2.

Balances with RBI

255

320

1045

1130

408

551

     

(1.7)

(1.8)

(2.7)

(2.5)

(2.3)

(2.3)

                 

3.

Balances with banks in India

372

605

20042

25913

3949

6087

     

(2.5)

(3.3)

(51.6)

(57.5)

(21.8)

(25.0)

                 

4.

Money at call and short notice

—

—

—

—

—

—

     

(—)

(—)

(—)

(—)

(—)

(—)

                 

5.

Investments

5696

6861

7568

6241

3253

5037

     

(38.6)

(37.5)

(19.5)

(13.8)

(18.0)

(20.7)

                 

6.

Advances

6565

8521

6799

8164

5554

7114

     

(44.5)

(46.6)

(17.5)

(18.1)

(30.7)

(29.2)

 

6.1.

Bills purchased and discounted

1737

898

—

—

24

6

 

6.2.

Cash credits, overdrafts & loans

372

1512

1613

2962

1269

1693

 

6.3.

Term loans

4457

6111

5186

5202

4261

5415

                 

7.

Fixed Assets

23

59

58

57

17

17

     

(0.2)

(0.3)

(0.1)

(0.1)

(0.1)

(0.1)

                 

8.

Other Assets

1259

1522

3126

3303

4735

5323

     

(8.5)

(8.3)

(8.0)

(7.3)

(26.1)

(21.8)

 

8.1.

Inter - office adjustments (net)

—

—

—

—

271

453

 

8.2.

Interest accrued

116

130

2977

3104

—

734

 

8.3.


Others


1142


1392


150


199


4464


4136


 

Total Assets

14749

18278

38865

45086

18119

24367

 
 
 

(100.0)


(100.0)


(100.0)


(100.0)


(100.0)


(100.0)



 
 
 
 
 
 
 

(Amount in Rs. lakh)


     

As on March 31


Items

Balasore Gramya

Ballia Kshetriya

Banaskantha Mehsana

     

Bank


Gramin Bank


Gramin Bank


     

1999


2000


1999


2000


1999


2000


 
 
 

(25)


(26)


(27)


(28)


(29)


(30)


1.

Capital

100

100

100

100

100

100

     

(1.1)

(1.0)

(0.4)

(0.3)

(0.7)

(0.5)

                 

2.

Reserves and Surplus

—

—

1711

1711

1402

2082

     

(—)

(—)

(6.5)

(5.6)

(9.7)

(11.0)

                 

3.

Deposits

5538

7649

20202

24122

9148

11974

     

(61.6)

(73.7)

(76.9)

(79.6)

(63.0)

(63.3)

 

3.1.

Demand deposits

55

164

602

319

286

369

 

3.2.

Savings bank deposits

1656

2472

8822

10901

2543

4014

 

3.3.

Term deposits

3827

5013

10778

12902

6320

7592

                 

4.

Borrowings

1084

470

1382

1572

1860

2366

     

(12.1)

(4.5)

(5.3)

(5.2)

(12.8)

(12.5)

 

4.1.

From banks*

119

13

—

32

228

299

 

4.2.

From others

966

456

1382

1541

1633

2067

                 

5.

Other liabilities

2271

2157

2859

2818

2002

2388

     

(25.3)

(20.8)

(10.9)

(9.3)

(13.8)

(12.6)

 

5.1.

Bills Payable

—

—

36

32

13

12

 

5.2.

Inter-office adjustments

244

32

—

—

120

—

 

5.3.

Interest accrued

1037

1209

—

—

1063

1620

 

5.4.


Others (including provisions)


990


915


2823


2785


806


757


 

Total Liabilities


8994


10375


26254


30323


14512


18910


1.

Cash in hand

65

94

135

222

150

253

     

(0.7)

(0.9)

(0.5)

(0.7)

(1.0)

(1.3)

                 

2.

Balances with RBI

167

228

601

691

363

370

     

(1.9)

(2.2)

(2.3)

(2.3)

(2.5)

(2.0)

                 

3.

Balances with banks in India

1043

1822

13749

18557

3510

4064

     

(11.6)

(17.6)

(52.4)

(61.2)

(24.2)

(21.5)

                 

4.

Money at call and short notice

—

—

—

—

560

—

     

(—)

(—)

(—)

(—)

(3.9)

(—)

                 

5.

Investments

—

—

3893

2790

2942

5360

     

(—)

(—)

(14.8)

(9.2)

(20.3)

(28.3)

                 

6.

Advances

2980

2472

6236

6677

4273

6043

     

(33.1)

(23.8)

(23.8)

(22.0)

(29.4)

(32.0)

 

6.1.

Bills purchased and discounted

5

3

—

—

—

—

 

6.2.

Cash credits, overdrafts & loans

828

285

747

883

1087

1901

 

6.3.

Term loans

2147

2184

5488

5794

3186

4143

                 

7.

Fixed Assets

12

12

14

17

18

23

     

(0.1)

(0.1)

(0.1)

(0.1)

(0.1)

(0.1)

                 

8.

Other Assets

4726

5747

1626

1368

2696

2797

     

(52.5)

(55.4)

(6.2)

(4.5)

(18.6)

(14.8)

 

8.1.

Inter - office adjustments (net)

—

—

—

—

—

16

 

8.2.

Interest accrued

22

26

—

—

249

365

 

8.3.


Others


4704


5721


1626


1368


2448


2416


 

Total Assets

8994

10375

26254

30323

14512

18910

 
 
 

(100.0)


(100.0)


(100.0)


(100.0)


(100.0)


(100.0)


Notes/

1. Figures in bracket indicate per cent share in total.

2. *: Including Reserve Bank of India.

Source : Annual accounts of banks of respective years.

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