Table 49 : Liabilities and Assets of Regional Rural Banks : 1999 and 2000 (Part 12 of 13) - RBI - Reserve Bank of India
Table 49 : Liabilities and Assets of Regional Rural Banks : 1999 and 2000
(Part 12 of 13)
| | | | | | | (Amount in Rs. lakh) | |
As on March 31 | ||||||||
Items | Shri Venkateshwara | Singhbhum Kshetriya | Siwan Kshetriya | |||||
Gramin Bank | Gramin Bank | Gramin Bank | ||||||
1999 | 2000 | 1999 | 2000 | 1999 | 2000 | |||
| | | (331) | (332) | (333) | (334) | (335) | (336) |
1. | Capital | 100 | 100 | 100 | 100 | 100 | 100 | |
(0.5) | (0.4) | (0.6) | (0.4) | (0.4) | (0.4) | |||
2. | Reserves and Surplus | 1461 | 1462 | | 1170 | 885 | 1492 | |
(7.6) | (6.3) | () | (5.2) | (3.9) | (6.3) | |||
3. | Deposits | 13810 | 17035 | 15428 | 19705 | 17201 | 20923 | |
(71.8) | (73.5) | (88.8) | (88.0) | (76.6) | (88.6) | |||
3.1. | Demand deposits | 431 | 269 | 1051 | 1061 | 402 | 360 | |
3.2. | Savings bank deposits | 3815 | 3756 | 5892 | 7339 | 6792 | 7775 | |
3.3. | Term deposits | 9564 | 13010 | 8485 | 11305 | 10007 | 12788 | |
4. | Borrowings | 2934 | 3470 | 895 | 384 | 360 | 337 | |
(15.3) | (15.0) | (5.2) | (1.7) | (1.6) | (1.4) | |||
4.1. | From banks* | 927 | 944 | | | | | |
4.2. | From others | 2007 | 2527 | 895 | 384 | 360 | 337 | |
5. | Other liabilities | 917 | 1121 | 945 | 1029 | 868 | 750 | |
(4.8) | (4.8) | (5.4) | (4.6) | (0.7) | (3.2) | |||
5.1. | Bills Payable | 112 | 162 | 23 | 53 | | 82 | |
5.2. | Inter-office adjustments | 84 | 234 | | | 57 | | |
5.3. | Interest accrued | 100 | 117 | | | | | |
| 5.4. | Others (including provisions) | 622 | 608 | 922 | 976 | 811 | 669 |
| Total Liabilities | 19222 | 23189 | 17368 | 22387 | 19414 | 23603 | |
1. | Cash in hand | 166 | 167 | 89 | 118 | 118 | 182 | |
(0.9) | (0.7) | (0.5) | (0.5) | (0.5) | (0.8) | |||
2. | Balances with RBI | 419 | 530 | 465 | 585 | 519 | 621 | |
(2.2) | (2.3) | (2.7) | (2.6) | (2.3) | (2.6) | |||
3. | Balances with banks in India | 6491 | 7410 | 4413 | 5334 | 10972 | 11984 | |
(33.8) | (32.0) | (25.4) | (23.8) | (48.9) | (50.8) | |||
4. | Money at call and short notice | | | | | | | |
() | () | () | () | () | () | |||
5. | Investments | 913 | 1883 | 6026 | 8833 | 1595 | 2307 | |
(4.8) | (8.1) | (34.7) | (39.5) | (7.1) | (9.8) | |||
6. | Advances | 9702 | 11865 | 3287 | 4023 | 3127 | 3582 | |
(50.5) | (51.2) | (18.9) | (18.0) | (13.9) | (15.2) | |||
6.1. | Bills purchased and discounted | 74 | 50 | 1 | | 301 | 155 | |
6.2. | Cash credits, overdrafts & loans | 7660 | 9111 | 1213 | 1875 | 715 | 1260 | |
6.3. | Term loans | 1968 | 2704 | 2073 | 2147 | 2111 | 2166 | |
7. | Fixed Assets | 39 | 59 | 12 | 17 | 27 | 28 | |
(0.2) | (0.3) | (0.1) | (0.1) | (0.1) | (0.1) | |||
8. | Other Assets | 1492 | 1273 | 3074 | 3477 | 3056 | 4899 | |
(7.8) | (5.5) | (17.7) | (15.5) | (27.1) | (20.8) | |||
8.1. | Inter - office adjustments (net) | | | 137 | 258 | | | |
8.2. | Interest accrued | 495 | 620 | 576 | 858 | 3032 | 4871 | |
| 8.3. | Others | 997 | 653 | 2361 | 2362 | 24 | 28 |
Total Assets | 19222 | 23189 | 17368 | 22387 | 19414 | 23603 | ||
| | | (100.0) | (100.0) | (100.0) | (100.0) | (100.0) | (100.0) |
| | | | | | | (Amount in Rs. lakh) | |
As on March 31 | ||||||||
Items | Solapur | South Malabar | Sravasthi | |||||
Gramin Bank | Gramin Bank | Gramin Bank | ||||||
1999 | 2000 | 1999 | 2000 | 1999 | 2000 | |||
| | | (337) | (338) | (339) | (340) | (341) | (342) |
1. | Capital | 100 | 100 | 100 | 100 | 100 | .. | |
(1.6) | (1.5) | (0.2) | (0.2) | (0.5) | .. | |||
2. | Reserves and Surplus | 716 | 716 | 2463 | 3742 | 2145 | .. | |
(11.3) | (11.1) | (4.9) | (6.3) | (10.0) | .. | |||
3. | Deposits | 3801 | 3830 | 28007 | 35353 | 16481 | .. | |
(60.0) | (59.2) | (55.4) | (59.5) | (76.6) | .. | |||
3.1. | Demand deposits | 399 | 281 | 2348 | 2864 | 1643 | .. | |
3.2. | Savings bank deposits | 1375 | 1275 | 10499 | 12574 | 8405 | .. | |
3.3. | Term deposits | 2027 | 2274 | 15161 | 19915 | 6432 | .. | |
4. | Borrowings | 1327 | 1480 | 17000 | 17590 | 1831 | .. | |
(21.0) | (22.9) | (33.6) | (29.6) | (8.5) | .. | |||
4.1. | From banks* | 263 | 221 | 3980 | 4924 | 120 | .. | |
4.2. | From others | 1064 | 1259 | 13020 | 12666 | 1711 | .. | |
5. | Other liabilities | 390 | 346 | 2996 | 2677 | 958 | .. | |
(6.2) | (5.3) | (5.9) | (4.5) | (4.5) | .. | |||
5.1. | Bills Payable | | | 1328 | 889 | 32 | .. | |
5.2. | Inter-office adjustments | | | | | 109 | .. | |
5.3. | Interest accrued | 4 | 3 | 106 | 113 | 25 | .. | |
| 5.4. | Others (including provisions) | 386 | 343 | 1562 | 1676 | 792 | .. |
| Total Liabilities | 6333 | 6472 | 50567 | 59463 | 21515 | .. | |
1. | Cash in hand | 213 | 102 | 1399 | 972.00 | 324 | .. | |
(3.4) | (1.6) | (2.8) | (1.6) | (1.5) | .. | |||
2. | Balances with RBI | 96 | 110 | 830 | 975 | 476 | .. | |
(1.5) | (1.7) | (1.6) | (1.6) | (2.2) | .. | |||
3. | Balances with banks in India | 1530 | 651 | 10284 | 11103 | 8301 | .. | |
(24.2) | (10.1) | (20.3) | (18.7) | (38.6) | .. | |||
4. | Money at call and short notice | | 716 | | | | .. | |
() | (11.1) | () | () | () | .. | |||
5. | Investments | 550 | 584 | 4705 | 5662 | 3795 | .. | |
(8.7) | (9.0) | (9.3) | (9.5) | (17.6) | .. | |||
6. | Advances | 2979 | 3374 | 32756 | 39752 | 5926 | .. | |
(47.0) | (52.1) | (64.8) | (66.9) | (27.5) | .. | |||
6.1. | Bills purchased and discounted | | 10 | 88 | 99 | 38 | .. | |
6.2. | Cash credits, overdrafts & loans | 1001 | 1465 | 25899 | 31858 | 1287 | .. | |
6.3. | Term loans | 1978 | 1910 | 6768 | 7796 | 4602 | .. | |
7. | Fixed Assets | 19 | 20 | 87 | 134 | 40 | .. | |
(0.3) | (0.3) | (0.2) | (0.2) | (0.2) | .. | |||
8. | Other Assets | 946 | 915 | 505 | 865 | 2654 | .. | |
(14.9) | (14.1) | (1.0) | (1.5) | (12.3) | .. | |||
8.1. | Inter - office adjustments (net) | 82 | 24 | 53 | 258 | | .. | |
8.2. | Interest accrued | 28 | 27 | 206 | 221 | 1461 | .. | |
| 8.3. | Others | 836 | 854 | 246 | 385 | 1192 | .. |
Total Assets | 6333 | 6472 | 50567 | 59463 | 21515 | .. | ||
| | | (100.0) | (100.0) | (100.0) | (100.0) | (100.0) | .. |
| | | | | | | (Amount in Rs. lakh) | |
As on March 31 | ||||||||
Items | Sree Ananta | Sri Saraswathi | Sri Visakha | |||||
Gramin Bank | Gramin Bank | Gramin Bank | ||||||
1999 | 2000 | 1999 | 2000 | 1999 | 2000 | |||
| | | (343) | (344) | (345) | (346) | (347) | (348) |
1. | Capital | 100 | 100 | 100 | .. | 100 | 100 | |
(0.4) | (0.3) | (0.4) | .. | (0.2) | (0.2) | |||
2. | Reserves and Surplus | 2573 | 3424 | 871 | .. | 1756 | 3220 | |
(9.7) | (11.6) | (3.5) | .. | (3.7) | (6.4) | |||
3. | Deposits | 17272 | 19335 | 17288 | .. | 34748 | 35763 | |
(64.9) | (65.7) | (68.9) | .. | (74.0) | (71.1) | |||
3.1. | Demand deposits | 337 | 440 | 497 | .. | 2647 | 1887 | |
3.2. | Savings bank deposits | 5304 | 5227 | 6274 | .. | 12430 | 11237 | |
3.3. | Term deposits | 11631 | 13668 | 10518 | .. | 19671 | 22639 | |
4. | Borrowings | 5324 | 5206 | 3293 | .. | 6198 | 5812 | |
(20.0) | (17.7) | (13.1) | .. | (13.2) | (11.6) | |||
4.1. | From banks* | 1114 | 1289 | 771 | .. | 1443 | 1637 | |
4.2. | From others | 4210 | 3917 | 2522 | .. | 4754 | 4175 | |
5. | Other liabilities | 1329 | 1382 | 3538 | .. | 4173 | 5405 | |
(5.0) | (4.7) | (14.1) | .. | (8.9) | (10.7) | |||
5.1. | Bills Payable | 411 | 400 | 464 | .. | | | |
5.2. | Inter-office adjustments | 49 | 21 | 211 | .. | 696 | 475 | |
5.3. | Interest accrued | 59 | 70 | 2230 | .. | 3168 | 4654 | |
| 5.4. | Others (including provisions) | 810 | 890 | 633 | .. | 309 | 277 |
| Total Liabilities | 26597 | 29447 | 25091 | .. | 46975 | 50300 | |
1. | Cash in hand | 1085 | 587 | 261 | .. | 696 | 756 | |
(4.1) | (2.0) | (1.0) | .. | (1.5) | (1.5) | |||
2. | Balances with RBI | 567 | 561 | 575 | .. | 1138 | 1214 | |
(2.1) | (1.9) | (2.3) | .. | (2.4) | (2.4) | |||
3. | Balances with banks in India | 7242 | 8972 | 1024 | .. | 12603 | 14359 | |
(27.2) | (30.5) | (4.1) | .. | (26.8) | (28.5) | |||
4. | Money at call and short notice | | | 13070 | .. | | | |
() | () | (52.1) | .. | () | () | |||
5. | Investments | 4966 | 4369 | 1670 | .. | 10797 | 11392 | |
(18.7) | (14.8) | (6.7) | .. | (23.0) | (22.6) | |||
6. | Advances | 11646 | 13951 | 7673 | .. | 16636 | 17567 | |
(43.8) | (47.4) | (30.6) | .. | (35.4) | (34.9) | |||
6.1. | Bills purchased and discounted | 48 | 60 | 454 | .. | 916 | 129 | |
6.2. | Cash credits, overdrafts & loans | 4919 | 6250 | 4829 | .. | 11871 | 12833 | |
6.3. | Term loans | 6679 | 7641 | 2390 | .. | 3849 | 4605 | |
7. | Fixed Assets | 111 | 106 | 46 | .. | 32 | 34 | |
(0.4) | (0.4) | (0.2) | .. | (0.1) | (0.1) | |||
8. | Other Assets | 980 | 902 | 771 | .. | 5074 | 4978 | |
(3.7) | (3.1) | (3.1) | .. | (10.8) | (9.9) | |||
8.1. | Inter - office adjustments (net) | | | 270 | .. | 598 | 194 | |
8.2. | Interest accrued | 425 | 410 | 483 | .. | | | |
| 8.3. | Others | 555 | 492 | 18 | .. | 4477 | 4784 |
Total Assets | 26597 | 29447 | 25091 | .. | 46975 | 50300 | ||
| | | (100.0) | (100.0) | (100.0) | .. | (100.0) | (100.0) |
| | | | | | | (Amount in Rs. lakh) | |
As on March 31 | ||||||||
Items | Sriganganagar | Srirama | Subansiri Gaonlia | |||||
Kshetriya Gramin Bank | Gramin Bank | Gramin Bank | ||||||
1999 | 2000 | 1999 | 2000 | 1999 | 2000 | |||
| | | (349) | (350) | (351) | (352) | (353) | (354) |
1. | Capital | 100 | 100 | 100 | 100 | 96 | 96 | |
(1.4) | (1.1) | (1.1) | (1.0) | (1.2) | (1.0) | |||
2. | Reserves and Surplus | | 862 | 673 | 936 | 1124 | 1124 | |
() | (9.8) | (7.7) | (9.7) | (14.1) | (12.0) | |||
3. | Deposits | 5329 | 6086 | 4989 | 6002 | 6006 | 7374 | |
(74.6) | (68.9) | (57.4) | (62.0) | (75.4) | (78.6) | |||
3.1. | Demand deposits | 450 | 496 | 266 | 317 | 524 | 751 | |
3.2. | Savings bank deposits | 1121 | 1414 | 1268 | 1418 | 3138 | 3669 | |
3.3. | Term deposits | 3759 | 4176 | 3455 | 4267 | 2344 | 2954 | |
4. | Borrowings | 1039 | 996 | 1594 | 1294 | 130 | 145 | |
(14.5) | (11.3) | (18.3) | (13.4) | (1.6) | (1.5) | |||
4.1. | From banks* | 120 | 165 | 342 | 396 | | | |
4.2. | From others | 919 | 831 | 1252 | 898 | 130 | 145 | |
5. | Other liabilities | 677 | 789 | 1341 | 1356 | 613 | 644 | |
(9.5) | (8.9) | (15.4) | (14.0) | (7.7) | (6.9) | |||
5.1. | Bills Payable | | 3 | 196 | 76 | | | |
5.2. | Inter-office adjustments | 6 | | | 3 | | | |
5.3. | Interest accrued | 513 | 666 | 605 | 929 | 61 | 97 | |
| 5.4. | Others (including provisions) | 158 | 120 | 540 | 349 | 552 | 546 |
| Total Liabilities | 7145 | 8833 | 8697 | 9688 | 7970 | 9383 | |
1. | Cash in hand | 57 | 47 | 51 | 68 | 47 | 66 | |
(0.8) | (0.5) | (0.6) | (0.7) | (0.6) | (0.7) | |||
2. | Balances with RBI | 192 | 193 | 179 | 218 | 174 | 222 | |
(2.7) | (2.2) | (2.1) | (2.3) | (2.2) | (2.4) | |||
3. | Balances with banks in India | 1894 | 3370 | 3466 | 4093 | 3197 | 3760 | |
(26.5) | (38.2) | (39.9) | (42.2) | (40.1) | (40.1) | |||
4. | Money at call and short notice | | | | | | | |
() | () | () | () | () | () | |||
5. | Investments | 993 | 843 | 1506 | 1531 | 1511 | 2161 | |
(13.9) | (9.5) | (17.3) | (15.8) | (19.0) | (23.0) | |||
6. | Advances | 2769 | 3161 | 3351 | 3616 | 1244 | 1360 | |
(38.7) | (35.8) | (38.5) | (37.3) | (15.6) | (14.5) | |||
6.1. | Bills purchased and discounted | | | | | | | |
6.2. | Cash credits, overdrafts & loans | 1525 | 1941 | 2453 | 2838 | 257 | 137 | |
6.3. | Term loans | 1243 | 1220 | 898 | 778 | 988 | 1223 | |
7. | Fixed Assets | 10 | 11 | 24 | 28 | 15 | 15 | |
(0.1) | (0.1) | (0.3) | (0.3) | (0.2) | (0.2) | |||
8. | Other Assets | 1230 | 1209 | 121 | 135 | 1781 | 1798 | |
(17.2) | (13.7) | (1.4) | (1.4) | (22.3) | (19.2) | |||
8.1. | Inter - office adjustments (net) | | 4 | 19 | | 278 | 135 | |
8.2. | Interest accrued | 171 | 240 | 93 | 117 | 284 | 421 | |
| 8.3. | Others | 1059 | 966 | 9 | 18 | 1220 | 1243 |
Total Assets | 7145 | 8833 | 8697 | 9688 | 7970 | 9383 | ||
| | | (100.0) | (100.0) | (100.0) | (100.0) | (100.0) | (100.0) |
| | | | | | | (Amount in Rs. lakh) | |
As on March 31 | ||||||||
Items | Sultanpur Kshetriya | Surat-Bharuch | Surendranagar | |||||
Gramin Bank | Gramin Bank | Bhavnagar Gramin | ||||||
1999 | 2000 | 1999 | 2000 | 1999 | 2000 | |||
| | | (355) | (356) | (357) | (358) | (359) | (360) |
1. | Capital | 100 | 100 | 100 | 100 | 100 | 100 | |
(0.3) | (0.3) | (0.9) | (0.8) | (1.2) | (0.9) | |||
2. | Reserves and Surplus | 641 | 641 | 571 | 545 | 714 | 703 | |
(2.0) | (1.7) | (5.3) | (4.3) | (8.2) | (6.7) | |||
3. | Deposits | 25229 | 30208 | 7606 | 9406 | 5679 | 7031 | |
(79.2) | (81.5) | (70.6) | (73.4) | (65.6) | (66.5) | |||
3.1. | Demand deposits | 811 | 1232 | 570 | 709 | 265 | 419 | |
3.2. | Savings bank deposits | 11143 | 12818 | 2973 | 3955 | 1520 | 1952 | |
3.3. | Term deposits | 13274 | 16158 | 4063 | 4741 | 3893 | 4660 | |
4. | Borrowings | 2745 | 2903 | 1840 | 1913 | 1395 | 1818 | |
(8.6) | (7.8) | (17.1) | (14.9) | (16.1) | (17.2) | |||
4.1. | From banks* | 142 | 143 | 188 | 251 | 267 | 434 | |
4.2. | From others | 2602 | 2760 | 1652 | 1662 | 1129 | 1384 | |
5. | Other liabilities | 3130 | 3208 | 658 | 851 | 775 | 914 | |
(9.8) | (8.7) | (6.1) | (6.6) | (8.9) | (8.7) | |||
5.1. | Bills Payable | 28 | 30 | | | | | |
5.2. | Inter-office adjustments | 132 | | | | | 772 | |
5.3. | Interest accrued | 207 | 234 | 19 | 22 | 539 | | |
| 5.4. | Others (including provisions) | 2763 | 2943 | 639 | 829 | 236 | 142 |
| Total Liabilities | 31844 | 37059 | 10773 | 12815 | 8663 | 10565 | |
1. | Cash in hand | 204 | 448 | 94 | 126 | 140 | 183 | |
(0.6) | (1.2) | (0.9) | (1.0) | (1.6) | (1.7) | |||
2. | Balances with RBI | 780 | 915 | 211 | 254 | 180 | 215 | |
(2.4) | (2.5) | (2.0) | (2.0) | (2.1) | (2.0) | |||
3. | Balances with banks in India | 14524 | 19237 | 2945 | 4098 | 3451 | 4069 | |
(45.6) | (51.9) | (27.3) | (32.0) | (39.8) | (38.5) | |||
4. | Money at call and short notice | | | | | | | |
() | () | () | () | () | () | |||
5. | Investments | 4393 | 3633 | 1231 | 1231 | 856 | 1156 | |
(13.8) | (9.8) | (11.4) | (9.6) | (9.9) | (10.9) | |||
6. | Advances | 9025 | 10515 | 5745 | 6509 | 3125 | 4132 | |
(28.3) | (28.4) | (53.3) | (50.8) | (36.1) | (39.1) | |||
6.1. | Bills purchased and discounted | | | 77 | 124 | 1 | 27 | |
6.2. | Cash credits, overdrafts & loans | 1389 | 1780 | 349 | 380 | 2148 | 2357 | |
6.3. | Term loans | 7636 | 8735 | 5319 | 6004 | 977 | 1747 | |
7. | Fixed Assets | 35 | 39 | 27 | 46 | 18 | 32 | |
(0.1) | (0.1) | (0.3) | (0.4) | (0.2) | (0.3) | |||
8. | Other Assets | 2882 | 2273 | 520 | 550 | 892 | 778 | |
(9.0) | (6.1) | (4.8) | (4.3) | (10.3) | (7.4) | |||
8.1. | Inter - office adjustments (net) | 2208 | | 4 | 11 | 156 | 143 | |
8.2. | Interest accrued | | 1961 | | | 161 | 260 | |
| 8.3. | Others | 674 | 311 | 516 | 539 | 576 | 375 |
Total Assets | 31844 | 37059 | 10773 | 12815 | 8663 | 10565 | ||
| | | (100.0) | (100.0) | (100.0) | (100.0) | (100.0) | (100.0) |
Notes | |
1. | Figures in bracket indicate per cent share in total. |
2. | * : Including Reserve Bank of India. |
Source | : Annual accounts of banks of respective years. |