Table 49 : Liabilities and Assets of Regional Rural Banks : 1999 and 2000 (Part 3 of 13) - RBI - Reserve Bank of India
Table 49 : Liabilities and Assets of Regional Rural Banks : 1999 and 2000
(Part 3 of 13)
|
|
|
|
|
|
|
(Amount in Rs. lakh) |
|
As on March 31 |
||||||||
Items |
Buldhana |
Bundelkhand |
Bundi-Chittor |
|||||
Gramin Bank |
Kshetriya Gramin Bank |
Kshetriya Gramin Bank |
||||||
1999 |
2000 |
1999 |
2000 |
1999 |
2000 |
|||
|
|
|
(61) |
(62) |
(63) |
(64) |
(65) |
(66) |
1. |
Capital |
100 |
100 |
100 |
100 |
100 |
100 |
|
(2.2) |
(2.0) |
(0.6) |
(0.5) |
(0.8) |
(0.6) |
|||
2. |
Reserves and Surplus |
236 |
236 |
2477 |
2477 |
1362 |
1749 |
|
(5.2) |
(4.7) |
(13.7) |
(12.0) |
(10.5) |
(11.3) |
|||
3. |
Deposits |
2943 |
3446 |
13261 |
15219 |
8902 |
10705 |
|
(64.6) |
(68.1) |
(73.1) |
(73.9) |
(68.5) |
(69.0) |
|||
3.1. |
Demand deposits |
65 |
65 |
1380 |
1406 |
411 |
460 |
|
3.2. |
Savings bank deposits |
1588 |
1766 |
4364 |
4900 |
2829 |
3074 |
|
3.3. |
Term deposits |
1290 |
1616 |
7517 |
8914 |
5662 |
7171 |
|
4. |
Borrowings |
867 |
778 |
719 |
784 |
1986 |
2252 |
|
(19.0) |
(15.4) |
(4.0) |
(3.8) |
(15.3) |
(14.5) |
|||
4.1. |
From banks* |
142 |
149 |
52 |
65 |
105 |
102 |
|
4.2. |
From others |
725 |
629 |
668 |
719 |
1881 |
2150 |
|
5. |
Other liabilities |
409 |
503 |
1577 |
2015 |
646 |
714 |
|
(9.0) |
(9.9) |
(8.7) |
(9.8) |
(5.0) |
(4.6) |
|||
5.1. |
Bills Payable |
14 |
29 |
|
|
33 |
19 |
|
5.2. |
Inter-office adjustments |
|
9 |
93 |
26 |
|
|
|
5.3. |
Interest accrued |
17 |
9 |
1386 |
1930 |
48 |
61 |
|
|
5.4. |
Others (including provisions) |
378 |
457 |
97 |
60 |
566 |
633 |
|
Total Liabilities |
4555 |
5063 |
18135 |
20596 |
12995 |
15521 |
|
1. |
Cash in hand |
161 |
107.00 |
92 |
119.00 |
191 |
207 |
|
(3.5) |
(2.1) |
(0.5) |
(0.6) |
(1.5) |
(1.3) |
|||
2. |
Balances with RBI |
|
105 |
420 |
470 |
275 |
303 |
|
() |
(2.1) |
(2.3) |
(2.3) |
(2.1) |
(2.0) |
|||
3. |
Balances with banks in India |
1328 |
1587 |
9909 |
11962 |
4128 |
5033 |
|
(29.2) |
(31.3) |
(54.6) |
(58.1) |
(31.8) |
(32.4) |
|||
4. |
Money at call and short notice |
|
|
|
|
|
|
|
() |
() |
() |
() |
() |
() |
|||
5. |
Investments |
274 |
274 |
727 |
512 |
1101 |
1114 |
|
(6.0) |
(5.4) |
(4.0) |
(2.5) |
(8.5) |
(7.2) |
|||
6. |
Advances |
2397 |
2711 |
2657 |
3479 |
5213 |
6307 |
|
(52.6) |
(53.5) |
(14.7) |
(16.9) |
(40.1) |
(40.6) |
|||
6.1. |
Bills purchased and discounted |
116 |
60 |
|
|
8 |
3 |
|
6.2. |
Cash credits, overdrafts & loans |
704 |
896 |
910 |
1344 |
187 |
348 |
|
6.3. |
Term loans |
1577 |
1755 |
1748 |
2135 |
5017 |
5955 |
|
7. |
Fixed Assets |
17 |
21 |
9 |
12 |
15 |
15 |
|
(0.4) |
(0.4) |
() |
(0.1) |
(0.1) |
(0.1) |
|||
8. |
Other Assets |
377 |
258 |
4322 |
4042 |
2073 |
2542 |
|
(8.3) |
(5.1) |
(23.8) |
(19.6) |
(16.0) |
(16.4) |
|||
8.1. |
Inter - office adjustments (net) |
28 |
103 |
|
|
81 |
137 |
|
8.2. |
Interest accrued |
12 |
14 |
1724 |
1507 |
24 |
37 |
|
|
8.3. |
Others |
338 |
140 |
2598 |
2535 |
1967 |
2369 |
Total Assets |
4555 |
5063 |
18135 |
20596 |
12995 |
15521 |
||
|
|
|
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
|
|
|
|
|
|
|
(Amount in Rs. lakh) |
|
As on March 31 |
||||||||
Items |
Cachar Gramin |
Cauvery |
Chaitanya |
|||||
Bank |
Gramin Bank |
Gramin Bank |
||||||
1999 |
2000 |
1999 |
2000 |
1999 |
2000 |
|||
|
|
|
(67) |
(68) |
(69) |
(70) |
(71) |
(72) |
1. |
Capital |
96 |
96 |
100 |
100 |
100 |
100 |
|
(1.2) |
(1.0) |
(0.5) |
(0.4) |
(0.8) |
(0.7) |
|||
2. |
Reserves and Surplus |
1077 |
1077 |
1336 |
1335 |
611 |
837 |
|
(12.9) |
(10.8) |
(6.1) |
(5.7) |
(4.6) |
(5.4) |
|||
3. |
Deposits |
6312 |
8068 |
12382 |
14760 |
9330 |
10920 |
|
(75.5) |
(80.9) |
(56.7) |
(63.2) |
(70.3) |
(71.0) |
|||
3.1. |
Demand deposits |
145 |
223 |
1038 |
1093 |
408 |
333 |
|
3.2. |
Savings bank deposits |
2791 |
3397 |
2944 |
3438 |
2206 |
2230 |
|
3.3. |
Term deposits |
3376 |
4448 |
8401 |
10229 |
6717 |
8357 |
|
4. |
Borrowings |
452 |
331 |
4070 |
3669 |
2691 |
2363 |
|
(5.4) |
(3.3) |
(18.6) |
(15.7) |
(20.3) |
(15.4) |
|||
4.1. |
From banks* |
|
|
844 |
925 |
636 |
615 |
|
4.2. |
From others |
452 |
331 |
3226 |
2744 |
2055 |
1748 |
|
5. |
Other liabilities |
423 |
396 |
3969 |
3492 |
536 |
1150 |
|
(5.1) |
(4.0) |
(18.2) |
(14.9) |
(4.0) |
(7.5) |
|||
5.1. |
Bills Payable |
|
|
|
|
25 |
23 |
|
5.2. |
Inter-office adjustments |
|
|
109 |
142 |
204 |
815 |
|
5.3. |
Interest accrued |
80 |
105 |
1774 |
2521 |
57 |
71 |
|
|
5.4. |
Others (including provisions) |
343 |
290 |
2087 |
829 |
250 |
240 |
|
Total Liabilities |
8359 |
9968 |
21857 |
23356 |
13268 |
15370 |
|
1. |
Cash in hand |
112 |
148 |
148 |
170 |
404 |
371 |
|
(1.3) |
(1.5) |
(0.7) |
(0.7) |
(3.0) |
(2.4) |
|||
2. |
Balances with RBI |
189 |
245 |
465 |
481 |
293 |
323 |
|
(2.3) |
(2.5) |
(2.1) |
(2.0) |
(2.2) |
(2.1) |
|||
3. |
Balances with banks in India |
335 |
2048 |
1215 |
951 |
5005 |
5384 |
|
(4.0) |
(20.5) |
(5.6) |
(4.0) |
(37.7) |
(35.0) |
|||
4. |
Money at call and short notice |
2077 |
1395 |
3212 |
3909 |
|
|
|
(24.8) |
(14.0) |
(14.7) |
(16.7) |
() |
() |
|||
5. |
Investments |
2604 |
2632 |
3366 |
4821 |
922 |
1594 |
|
(31.2) |
(26.4) |
(15.4) |
(20.6) |
(6.9) |
(10.4) |
|||
6. |
Advances |
1414 |
1924 |
11540 |
11302 |
6264 |
6758 |
|
(16.9) |
(19.3) |
(52.8) |
(48.3) |
(47.2) |
(44.0) |
|||
6.1. |
Bills purchased and discounted |
|
|
198 |
106 |
38 |
91 |
|
6.2. |
Cash credits, overdrafts & loans |
466 |
718 |
7301 |
7491 |
4750 |
4751 |
|
6.3. |
Term loans |
949 |
1207 |
4041 |
3705 |
1476 |
1916 |
|
7. |
Fixed Assets |
8 |
9 |
29 |
44 |
27 |
34 |
|
(0.1) |
(0.1) |
(0.1) |
(0.2) |
(0.2) |
(0.2) |
|||
8. |
Other Assets |
1620 |
1567 |
1883 |
1677 |
352 |
907 |
|
(19.4) |
(15.7) |
(8.6) |
(7.2) |
(2.7) |
(5.9) |
|||
8.1. |
Inter - office adjustments (net) |
1 |
4 |
|
|
|
|
|
8.2. |
Interest accrued |
179 |
257 |
537 |
620 |
68 |
95 |
|
|
8.3. |
Others |
1440 |
1306 |
1346 |
1057 |
284 |
812 |
Total Assets |
8359 |
9968 |
21857 |
23356 |
13268 |
15370 |
||
|
|
|
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
|
|
|
|
|
|
|
(Amount in Rs. lakh) |
|
As on March 31 |
||||||||
Items |
Chambal Kshetriya |
Champaran Kshetriya |
Chandrapur Gadchiroli |
|||||
Gramin Bank |
Gramin Bank |
Gramin Bank |
||||||
1999 |
2000 |
1999 |
2000 |
1999 |
2000 |
|||
|
|
|
(73) |
(74) |
(75) |
(76) |
(77) |
(78) |
1. |
Capital |
100 |
100 |
100 |
100 |
100 |
100 |
|
(1.1) |
(0.8) |
(0.5) |
(0.4) |
(1.2) |
(0.8) |
|||
2. |
Reserves and Surplus |
|
753 |
|
|
|
872 |
|
() |
(6.1) |
() |
() |
() |
(6.9) |
|||
3. |
Deposits |
7805 |
10044 |
16391 |
20170 |
8753 |
10578 |
|
(89.6) |
(81.1) |
(87.8) |
(89.8) |
(86.7) |
(84.2) |
|||
3.1. |
Demand deposits |
431 |
379 |
408 |
495 |
311 |
297 |
|
3.2. |
Savings bank deposits |
2162 |
2839 |
7150 |
9085 |
4386 |
5445 |
|
3.3. |
Term deposits |
5212 |
6826 |
8833 |
10590 |
4056 |
4836 |
|
4. |
Borrowings |
508 |
1078 |
665 |
1073 |
706 |
635 |
|
(5.8) |
(8.7) |
(3.6) |
(4.8) |
(6.9) |
(5.1) |
|||
4.1. |
From banks* |
|
|
|
74 |
68 |
69 |
|
4.2. |
From others |
508 |
1078 |
665 |
999 |
637 |
566 |
|
5. |
Other liabilities |
294 |
403 |
1512 |
1118 |
530 |
380 |
|
(3.4) |
(3.3) |
(8.1) |
(5.0) |
(5.3) |
(3.0) |
|||
5.1. |
Bills Payable |
|
|
|
|
4 |
4 |
|
5.2. |
Inter-office adjustments |
13 |
25 |
11 |
|
|
|
|
5.3. |
Interest accrued |
35 |
59 |
9 |
74 |
33 |
35 |
|
|
5.4. |
Others (including provisions) |
246 |
319 |
1492 |
1044 |
493 |
341 |
|
Total Liabilities |
8707 |
12378 |
18668 |
22461 |
10089 |
12565 |
|
1. |
Cash in hand |
157 |
171 |
290 |
443 |
180 |
224 |
|
(1.8) |
(1.4) |
(1.6) |
(2.0) |
(0.2) |
(1.8) |
|||
2. |
Balances with RBI |
231 |
276 |
485 |
605 |
270 |
305 |
|
(2.7) |
(2.2) |
(2.6) |
(2.7) |
(2.7) |
(2.4) |
|||
3. |
Balances with banks in India |
3517 |
1224 |
7158 |
8291 |
2705 |
4903 |
|
(40.4) |
(9.9) |
(38.3) |
(36.9) |
(26.8) |
(39.0) |
|||
4. |
Money at call and short notice |
|
4420 |
|
|
|
|
|
() |
(35.7) |
() |
() |
() |
() |
|||
5. |
Investments |
504 |
678 |
29 |
116 |
1778 |
1812 |
|
(5.8) |
(5.5) |
(0.2) |
(0.5) |
(17.6) |
(14.4) |
|||
6. |
Advances |
2931 |
4319 |
4117 |
5046 |
2913 |
3352 |
|
(33.7) |
(34.9) |
(22.1) |
(22.5) |
(28.8) |
(26.7) |
|||
6.1. |
Bills purchased and discounted |
|
16 |
6 |
40 |
2 |
8 |
|
6.2. |
Cash credits, overdrafts & loans |
474 |
774 |
779 |
1187 |
378 |
419 |
|
6.3. |
Term loans |
2458 |
3529 |
3332 |
3819 |
2533 |
2926 |
|
7. |
Fixed Assets |
21 |
31 |
13 |
18 |
20 |
18 |
|
(0.2) |
(0.3) |
(0.1) |
(0.1) |
() |
(0.1) |
|||
8. |
Other Assets |
1345 |
1259 |
6576 |
7941 |
2223 |
1950 |
|
(15.5) |
(10.2) |
(35.2) |
(35.4) |
(22.0) |
(15.5) |
|||
8.1. |
Inter - office adjustments (net) |
|
|
|
36 |
270 |
19 |
|
8.2. |
Interest accrued |
49 |
33 |
566 |
895 |
132 |
150 |
|
|
8.3. |
Others |
1296 |
1226 |
6010 |
7011 |
1821 |
1781 |
Total Assets |
8707 |
12378 |
18668 |
22461 |
10089 |
12565 |
||
|
|
|
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
|
|
|
|
|
|
|
(Amount in Rs. lakh) |
|
As on March 31 |
||||||||
Items |
Chhatrasal |
Chhindwara Seoni |
Chikmagalur Kodagu |
|||||
Gramin Bank |
Kshetriya Gramin Bank |
Gramin Bank |
||||||
1999 |
2000 |
1999 |
2000 |
1999 |
2000 |
|||
|
|
|
(79) |
(80) |
(81) |
(82) |
(83) |
(84) |
1. |
Capital |
100 |
.. |
100 |
100 |
100 |
100 |
|
(0.6) |
.. |
(0.9) |
(0.8) |
(1.1) |
(0.9) |
|||
2. |
Reserves and Surplus |
1397 |
.. |
|
850 |
663 |
964 |
|
(8.6) |
.. |
() |
(6.4) |
(7.0) |
(8.5) |
|||
3. |
Deposits |
11859 |
.. |
9914 |
11397 |
6242 |
7782 |
|
(72.9) |
.. |
(91.4) |
(86.0) |
(66.1) |
(68.4) |
|||
3.1. |
Demand deposits |
478 |
.. |
811 |
632 |
231 |
177 |
|
3.2. |
Savings bank deposits |
6757 |
.. |
4238 |
492 |
2095 |
1940 |
|
3.3. |
Term deposits |
4624 |
.. |
4865 |
5845 |
3616 |
5666 |
|
4. |
Borrowings |
1175 |
.. |
255 |
246 |
2130 |
2196 |
|
(7.2) |
.. |
(2.4) |
(1.9) |
(22.5) |
(19.3) |
|||
4.1. |
From banks* |
118 |
.. |
|
|
401 |
468 |
|
4.2. |
From others |
1057 |
.. |
255 |
246 |
1729 |
1728 |
|
5. |
Other liabilities |
1728 |
.. |
574 |
659 |
313 |
343 |
|
(10.6) |
.. |
(5.3) |
(5.0) |
(3.3) |
(3.0) |
|||
5.1. |
Bills Payable |
18 |
.. |
|
|
2 |
|
|
5.2. |
Inter-office adjustments |
56 |
.. |
|
|
|
|
|
5.3. |
Interest accrued |
12 |
.. |
|
|
14 |
24 |
|
|
5.4. |
Others (including provisions) |
1642 |
.. |
574 |
659 |
297 |
318 |
|
Total Liabilities |
16259 |
.. |
10843 |
13253 |
9448 |
11385 |
|
1. |
Cash in hand |
141 |
.. |
213 |
243 |
255 |
215 |
|
(0.9) |
.. |
(2.0) |
(1.8) |
(2.7) |
(1.9) |
|||
2. |
Balances with RBI |
341 |
271 |
340 |
182 |
206 |
||
(2.1) |
.. |
(2.5) |
(2.6) |
(1.9) |
(1.8) |
|||
3. |
Balances with banks in India |
7843 |
.. |
3888 |
4790 |
2289 |
3428 |
|
(48.2) |
.. |
(35.9) |
(36.1) |
(24.2) |
(30.1) |
|||
4. |
Money at call and short notice |
|
599 |
695 |
|
|
||
() |
.. |
(5.5) |
(5.2) |
() |
() |
|||
5. |
Investments |
2004 |
|
|
871 |
897 |
||
(12.3) |
.. |
() |
() |
(9.2) |
(7.9) |
|||
6. |
Advances |
4292 |
.. |
3361 |
4136 |
5587 |
6330 |
|
(26.4) |
.. |
(31.0) |
(31.2) |
(59.1) |
(55.6) |
|||
6.1. |
Bills purchased and discounted |
128 |
.. |
134 |
41 |
8 |
4 |
|
6.2. |
Cash credits, overdrafts & loans |
662 |
.. |
1066 |
1416 |
1840 |
2578 |
|
6.3. |
Term loans |
3487 |
.. |
2160 |
2679 |
3739 |
3747 |
|
7. |
Fixed Assets |
15 |
.. |
22 |
24 |
42 |
45 |
|
(0.1) |
.. |
(0.2) |
(0.2) |
(0.4) |
(0.4) |
|||
8. |
Other Assets |
1638 |
.. |
2489 |
3025 |
221 |
264 |
|
(10.1) |
.. |
(23.0) |
(23.2) |
(2.3) |
(2.3) |
|||
8.1. |
Inter - office adjustments (net) |
|
.. |
161 |
187 |
133 |
137 |
|
8.2. |
Interest accrued |
407 |
.. |
|
|
64 |
102 |
|
|
8.3. |
Others |
1231 |
.. |
2328 |
2838 |
24 |
25 |
Total Assets |
16259 |
.. |
10843 |
13253 |
9448 |
11385 |
||
|
|
|
(100.0) |
.. |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
|
|
|
|
|
|
|
(Amount in Rs. lakh) |
|
As on March 31 |
||||||||
Items |
Chitradurga |
Cuttack |
Damoh Panna Sagar |
|||||
Gramin Bank |
Gramya Bank |
Kshetriya Gramin Bank |
||||||
1999 |
2000 |
1999 |
2000 |
1999 |
2000 |
|||
|
|
|
(85) |
(86) |
(87) |
(88) |
(89) |
(90) |
1. |
Capital |
100 |
100 |
100 |
100 |
100 |
100 |
|
(0.6) |
(0.5) |
(0.4) |
(0.3) |
(0.7) |
(0.6) |
|||
2. |
Reserves and Surplus |
1772 |
1772 |
3634 |
4467 |
1511 |
2167 |
|
(9.8) |
(8.7) |
(12.9) |
(12.9) |
(11.2) |
(13.1) |
|||
3. |
Deposits |
11952 |
14081 |
19551 |
24463 |
10087 |
12117 |
|
(66.0) |
(69.0) |
(69.4) |
(70.5) |
(74.9) |
(73.5) |
|||
3.1. |
Demand deposits |
352 |
378 |
344 |
377 |
818 |
767 |
|
3.2. |
Savings bank deposits |
3507 |
3575 |
7857 |
10743 |
3812 |
4715 |
|
3.3. |
Term deposits |
8093 |
10128 |
11349 |
13342 |
5456 |
6635 |
|
4. |
Borrowings |
3623 |
3828 |
1876 |
1455 |
715 |
655 |
|
(20.0) |
(18.8) |
(6.7) |
(4.2) |
(5.3) |
(4.0) |
|||
4.1. |
From banks* |
704 |
778 |
267 |
62 |
60 |
57 |
|
4.2. |
From others |
2919 |
3051 |
1609 |
1393 |
655 |
598 |
|
5. |
Other liabilities |
664 |
634 |
2991 |
4217 |
1059 |
1452 |
|
(3.7) |
(3.1) |
(10.6) |
(12.2) |
(7.9) |
(8.8) |
|||
5.1. |
Bills Payable |
239 |
191 |
43 |
23 |
|
|
|
5.2. |
Inter-office adjustments |
|
20 |
|
44 |
58 |
79 |
|
5.3. |
Interest accrued |
102 |
116 |
2277 |
3222 |
878 |
1238 |
|
|
5.4. |
Others (including provisions) |
323 |
307 |
671 |
928 |
122 |
135 |
|
Total Liabilities |
18112 |
20416 |
28151 |
34701 |
13471 |
16491 |
|
1. |
Cash in hand |
192 |
240 |
343 |
445 |
117 |
159 |
|
(1.1) |
(1.2) |
(1.2) |
(1.3) |
(0.9) |
(1.0) |
|||
2. |
Balances with RBI |
371 |
328 |
697 |
758 |
324 |
379 |
|
(2.0) |
(1.6) |
(2.5) |
(2.2) |
(2.4) |
(2.3) |
|||
3. |
Balances with banks in India |
5051 |
4744 |
9066 |
12746 |
7064 |
10132 |
|
(27.9) |
(23.2) |
(32.2) |
(36.7) |
(52.4) |
(61.4) |
|||
4. |
Money at call and short notice |
|
|
|
|
|
|
|
() |
() |
() |
() |
() |
() |
|||
5. |
Investments |
2170 |
2710 |
2896 |
2896 |
1109 |
|
|
(12.0) |
(13.3) |
(10.3) |
(8.3) |
(8.2) |
() |
|||
6. |
Advances |
8495 |
10449 |
6430 |
8800 |
1870 |
2368 |
|
(46.9) |
(51.2) |
(22.8) |
(25.4) |
(13.9) |
(14.4) |
|||
6.1. |
Bills purchased and discounted |
1 |
1 |
35 |
8 |
|
|
|
6.2. |
Cash credits, overdrafts & loans |
5655 |
6601 |
510 |
1207 |
794 |
659 |
|
6.3. |
Term loans |
2840 |
3846 |
5885 |
7584 |
1075 |
1709 |
|
7. |
Fixed Assets |
36 |
35 |
49 |
55 |
10 |
11 |
|
(0.2) |
(0.2) |
(0.2) |
(0.2) |
(0.1) |
(0.1) |
|||
8. |
Other Assets |
1796 |
1911 |
8670 |
9002 |
2977 |
3443 |
|
(9.9) |
(9.4) |
(30.8) |
(25.9) |
(22.1) |
(20.9) |
|||
8.1. |
Inter - office adjustments (net) |
31 |
|
122 |
|
|
|
|
8.2. |
Interest accrued |
345 |
618 |
450 |
608 |
488 |
1081 |
|
|
8.3. |
Others |
1421 |
1292 |
8097 |
8394 |
2489 |
2363 |
Total Assets |
18112 |
20416 |
28151 |
34701 |
13471 |
16491 |
||
|
|
|
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
Notes |
|
1. |
Figures in bracket indicate per cent share in total. |
2. |
* : Including Reserve Bank of India. |
Source |
: Annual accounts of banks of respective years. |