(Amount in Rs. Crore)

Sr.No.

Sector

As on last reporting Friday

April

May

June

July

August

September

2007

2007

2007

2007

2007

2007

(1)

(2)

(3)

(4)

(5)

(6)

I

Gross Bank Credit (II + III)

1806839

1800247

1813750

1822768

1868518

1938066

II

Food Credit

49887

44864

43956

41296

38490

37008

III

Non-Food Gross Bank Credit (1 to 4)

1756952

1755383

1769794

1781472

1830028

1901058

1

Agriculture & Allied Activities

222307

221492

222868

222876

221434

229920

2

Industry (Micro & Small, Medium & Large)

665693

663238

669759

678359

700414

727945

2.1  Micro and Small

111133

112855

114496

115902

118974

123956

2.2  Medium

94448

93780

92985

94504

97580

98101

2.3  Large

460112

456603

462277

467953

483860

505888

3

Services

401655

403828

407430

408039

425848

449626

3.1

Transport Operators

25941

25243

24588

26118

28501

31404

3.2

Computer Software

4694

4685

5151

5877

6787

6376

3.3

Tourism and Hotels and Restaurants

9641

10011

10277

10730

10665

10314

3.4

Shipping

6767

6898

7334

6743

7302

6802

3.5

Professional Services

23310

22998

21546

22000

23380

24187

3.6

Trade

103774

105728

104140

104497

106717

111770

3.6.1

Wholesale Trade (other than food procurement)

47572

49026

47591

47698

48807

51485

3.6.2

Retail Trade

56202

56702

56549

56799

57910

60285

3.7

Others

227528

228265

234394

232073

242496

258773

3.7.1

Real Estate Loans

45812

47164

47267

45881

47768

49513

3.7.2

Non-Banking Financial Companies

50603

48263

48469

49317

51001

54499

3.7.3

All Others

131113

132838

138658

136876

143727

154761

4

Personal Loans

467297

466825

469737

472197

482332

493567

4.1

Consumer Durables

9805

9849

9617

9448

9707

10163

4.2

Housing

232781

234745

236043

238075

240181

246293

4.3

Advances against F.D.(including FCNR(B), NRNR Deposits, etc.)

40918

39522

40055

40496

41551

42414

4.4

Advances to individuals against share,bonds,etc.

4227

4159

4040

4017

3810

3758

4.5

Credit Card Outstandings

19707

19975

20428

20765

21883

22475

4.6

Education

15213

15438

15833

16366

17224

18149

4.7

Vehicle Loans

60773

62611

62952

63507

64889

65932

4.8

Other Personal Loans

83873

80526

80768

79523

83086

84383

5

Priority Sector#

623945

627574

631419

639053

643212

661967

5.1

Agriculture & Allied Activities

222307

221492

222868

222876

221434

229920

5.2

Micro and Small Enterprises (MSEs)

166757

170662

173488

176401

179951

186041

(a)  Manufacturing

111133

112855

114496

115902

118974

123956

(b)  Services

55624

57807

58992

60499

60977

62085

5.3

Housing

166695

168761

170987

173775

173344

179294

5.4

Retail Trade

36905

36355

37303

37530

39382

41719

5.5

Micro-credit

10930

10912

11191

11761

12206

12491

5.6

Educational Loans

15084

15672

15825

16729

17656

19193

5.7

State-sponsored Organisations for scheduled castes (SCs) /scheduled tribes (STs)

1388

1447

1424

1380

1444

1473

5.8

Weaker Sections

90435

91432

91142

90995

90592

93748

5.9

Export Credit@

16896

18258

18269

17671

19226

18746

Notes: 1. Data are provisional and relate to select scheduled commercial banks which account for more than 95 per cent of bank credit of all scheduled commercial banks.
2. Gross bank credit data include bills rediscounted with Reserve Bank, EXIM Bank, other approved financial    institutions and inter-bank participations.
# Excluding investment in eligible securities.
@ Export credit under priority sector is eligible for foreign banks only.
Source: Monetary Policy Department, RBI

TABLE 5.6: SECTOR-WISE GROSS BANK CREDIT OF SCHEDULED COMMERCIAL BANKS (Contd.)

(Amount in Rs. Crore)

Sr.No.

Sector

As on last reporting Friday

October

November

December

January

February

March

2007

2007

2007

2008

2008

2008

(7)

(8)

(9)

(10)

(11)

(12)

I

Gross Bank Credit (II + III)

1925396

1960034

2015302

2048871

2126312

2249201

II

Food Credit

35866

37697

40268

39183

42818

44399

III

Non-Food Gross Bank Credit (1 to 4)

1889530

1922337

1975034

2009688

2083494

2204802

1

Agriculture & Allied Activities

228026

232571

236194

238645

245627

275343

2

Industry (Micro & Small, Medium & Large)

726032

737477

766666

777864

811535

858344

2.1  Micro and Small

124716

127535

129763

128802

131388

132698

2.2  Medium

99188

98535

103798

106333

108962

110800

2.3  Large

502128

511407

533105

542729

571185

614846

3

Services

445564

454405

469712

485014

505158

549496

3.1

Transport Operators

29850

29419

29112

31103

33022

36821

3.2

Computer Software

7603

7801

8096

7658

7514

8251

3.3

Tourism and Hotels and Restaurants

10413

10544

11069

11057

12154

12213

3.4

Shipping

6717

6788

6922

7254

7435

7559

3.5

Professional Services

23726

23838

24643

24260

24698

27123

3.6

Trade

111173

113270

117209

117974

120808

123828

3.6.1

Wholesale Trade (other than food procurement)

50942

52066

53986

54663

56561

55749

3.6.2

Retail Trade

60231

61204

63223

63311

64247

68079

3.7

Others

256082

262745

272661

285708

299526

333702

3.7.1

Real Estate Loans

50539

51571

52665

53258

57148

63349

3.7.2

Non-Banking Financial Companies

53951

55868

62329

65401

66052

78956

3.7.3

All Others

151592

155306

157667

167049

176327

191397

4

Personal Loans

489908

497884

502462

508165

521174

521618

4.1

Consumer Durables

10002

10087

10079

10264

10610

9798

4.2

Housing

244908

249227

253200

253496

257892

260123

4.3

Advances against F.D.(including FCNR(B), NRNR Deposits, etc.)

39612

39802

41007

41964

42852

45040

4.4

Advances to individuals against share,bonds,etc.

3510

3808

4194

4671

4469

4075

4.5

Credit Card Outstandings

23288

23900

25076

25839

26804

26731

4.6

Education

18641

18989

19522

20168

20799

20533

4.7

Vehicle Loans

65350

66867

60714

60205

60493

58622

4.8

Other Personal Loans

84597

85204

88670

91558

97255

96697

5

Priority Sector#

657849

671198

681276

684229

710098

748074

5.1

Agriculture & Allied Activities

228026

232571

236194

238645

245627

275343

5.2

Micro and Small Enterprises (MSEs)

187530

192619

196974

196720

200096

204892

(a)  Manufacturing

124716

127535

129763

128802

131388

132698

(b)  Services

62814

65084

67211

67918

68708

72194

5.3

Housing

178201

181864

183185

184405

178517

180715

5.4

Retail Trade

40956

41773

42843

43238

44798

47185

5.5

Micro-credit

12624

12629

12932

12990

13420

13337

5.6

Educational Loans

19161

19642

20118

20414

20677

19442

5.7

State-sponsored Organisations for scheduled castes (SCs) /scheduled tribes (STs)

1471

1486

1562

1577

1697

1701

5.8

Weaker Sections

94580

96195

99496

99376

102137

106714

5.9

Export Credit@

21993

22608

23497

23591

26557

25233

Notes: 1. Data are provisional and relate to select scheduled commercial banks which account for more than 95 per cent   of bank credit of all scheduled commercial banks.
2. Gross bank credit data include bills rediscounted with Reserve Bank, EXIM Bank, other approved financial
institutions and inter-bank participations.
# Excluding investment in eligible securities.
@ Export credit under priority sector is eligible for foreign banks only.
Source: Monetary Policy Department, RBI

TABLE 5.6: SECTOR-WISE GROSS BANK CREDIT OF SCHEDULED COMMERCIAL BANKS (Contd.)

(Amount in Rs. Crore)

Sr.No.

Sector

As on last reporting Friday

April

May

June

July

August

September

2008

2008

2008

2008

2008

2008

(13)

(14)

(15)

(16)

(17)

(18)

I

Gross Bank Credit (II + III)

2205411

2229077

2282836

2305756

2359176

2435715

II

Food Credit

41024

54343

50147

50360

44343

45175

III

Non-Food Gross Bank Credit (1 to 4)

2164387

2174734

2232689

2255396

2314833

2390540

1

Agriculture & Allied Activities

265348

264787

265747

256149

262619

275201

2

Industry (Micro & Small, Medium & Large)

850771

858515

884243

898010

930643

979836

2.1 Micro and Small

134338

136112

140838

141295

142839

144402

2.2  Medium

110378

111525

112394

113485

116631

119677

2.3 Large

606055

610878

631011

643230

671173

715757

3

Services

526679

522949

543356

558804

569176

582593

3.1

Transport Operators

35926

35248

36283

35247

35986

37888

3.2

Computer Software

8247

7725

8085

8127

8394

8789

3.3

Tourism and Hotels and Restaurants

11951

11534

12095

12150

12334

12861

3.4

Shipping

7558

7502

7937

7816

8069

7738

3.5

Professional Services

32413

31942

33655

37333

38494

38832

3.6

Trade

122266

122438

125634

126542

129403

132736

3.6.1

Wholesale Trade (other than food procurement)

55726

55820

57035

57329

59167

62489

3.6.2

Retail Trade

66539

66618

68599

69213

70236

70247

3.7

Others

308319

306560

319667

331589

336496

343750

3.7.1

Real Estate Loans

61160

61045

64637

66039

68348

70222

3.7.2

Non-Banking Financial Companies

72731

71974

76047

75919

77444

81604

3.7.3

All Others

174429

173541

178983

189631

190704

191924

4

Personal Loans

521589

528483

539343

542433

552395

552910

4.1

Consumer Durables

9585

9648

8897

9782

9403

8969

4.2

Housing

260459

263360

265579

266798

270053

269962

4.3

Advances against F.D.(including FCNR(B), NRNR Deposits, etc.)

42591

42220

42326

43444

44470

46373

4.4

Advances to individuals against share,bonds,etc.

4476

4415

4359

4289

4230

4341

4.5

Credit Card Outstandings

27400

26596

27874

28030

29056

29285

4.6

Education

20911

21352

21813

22564

23800

24882

4.7

Vehicle Loans

62537

65482

66722

63671

62229

62102

4.8

Other Personal Loans

93630

95410

101773

103855

109154

106997

5

Priority Sector#

754811

766949

782594

776713

788357

808865

5.1

Agriculture & Allied Activities

265348

264787

265747

256149

262619

275201

5.2

Micro and Small Enterprises (MSEs)

208038

210313

216029

217277

217964

220782

(a)  Manufacturing

134337

136112

140838

141295

142839

144402

(b)  Services

73700

74201

75191

75982

75125

76380

5.3

Housing

181491

185019

185567

182350

184749

185121

5.4

Retail Trade

44110

45873

45588

46297

47122

47717

5.5

Micro-credit

14065

13728

14081

14751

15020

14999

5.6

Educational Loans

20300

21173

21191

22239

24160

24202

5.7

State-sponsored Organisations for scheduled castes (SCs) /scheduled tribes (STs)

1825

1799

1933

1991

2021

2130

5.8

Weaker Sections

106115

106200

105153

105999

108300

112783

5.9

Export Credit@

25942

27708

25666

25666

28992

31143

Notes: 1. Data are provisional and relate to select scheduled commercial banks which account for more than 95 per cent of bank credit of all scheduled commercial banks.
2. Gross bank credit data include bills rediscounted with Reserve Bank, EXIM Bank, other approved financial  institutions and inter-bank participations.
# Excluding investment in eligible securities.
@ Export credit under priority sector is eligible for foreign banks only.
Source: Monetary Policy Department, RBI

TABLE 5.6: SECTOR-WISE GROSS BANK CREDIT OF SCHEDULED COMMERCIAL BANKS (Concld.)

(Amount in Rs. Crore)

Sr.No.

Sector

As on last reporting Friday

October

November

December

January

February

March

2008

2008

2008

2009

2009

2009

(19)

(20)

(21)

(22)

(23)

(24)

I

Gross Bank Credit (II + III)

2494019

2509872

2521911

2512796

2541115

2648034

II

Food Credit

48255

49391

52110

46491

48430

46211

III

Non-Food Gross Bank Credit (1 to 4)

2445764

2460481

2469801

2466305

2492685

2601823

1

Agriculture & Allied Activities

281318

282565

289255

294022

297753

338656

2

Industry (Micro & Small, Medium & Large)

997602

1010175

1018610

1014204

1039821

1054390

2.1  Micro and Small

148292

154949

155560

156204

163501

168997

2.2  Medium

120724

120239

122104

122853

123662

122155

2.3  Large

728586

734987

740946

735147

752658

763238

3

Services

603528

603955

593289

600471

599719

646299

3.1

Transport Operators

36819

36593

38159

38058

38638

39302

3.2

Computer Software

8361

8244

8369

8208

9200

9687

3.3

Tourism and Hotels and Restaurants

13205

12765

12442

12708

13551

13625

3.4

Shipping

8053

8027

8290

8529

9035

9417

3.5

Professional Services

42188

42938

40652

40084

39841

45373

3.6

Trade

134168

136450

139820

133767

138187

144377

3.6.1

Wholesale Trade (other than food procurement)

62454

63509

66638

61312

64435

67425

3.6.2

Retail Trade

71714

72941

73182

72455

73752

76952

3.7

Others

360732

358938

345557

359117

351267

384518

3.7.1

Real Estate Loans

72868

76847

76437

88401

90765

92421

3.7.2

Non-Banking Financial Companies

86616

86015

86102

93158

90521

98853

3.7.3

All Others

201248

196076

183018

177558

169981

193244

4

Personal Loans

563316

563786

568647

557608

555392

562479

4.1

Consumer Durables

8741

9097

9129

8191

8211

8187

4.2

Housing

271817

271940

273071

273101

274323

279366

4.3

Advances against F.D.(including FCNR(B), NRNR Deposits, etc.)

49958

50828

49739

47194

45779

48676

4.4

Advances to individuals against share,bonds,etc.

4037

3714

3236

2539

2411

2287

4.5

Credit Card Outstandings

29938

30047

29359

28831

28926

28000

4.6

Education

25536

26265

26760

27721

27832

28579

4.7

Vehicle Loans

61195

60815

62740

62270

61577

62095

4.8

Other Personal Loans

112096

111080

114613

107761

106333

105290

5

Priority Sector#

820151

822754

825953

847444

844575

932459

5.1

Agriculture & Allied Activities

281318

282565

289255

294022

297753

338656

5.2

Micro and Small Enterprises (MSEs)

224581

233595

235695

236716

247585

259998

(a)  Manufacturing

148292

154949

155560

156204

163501

168997

(b)  Services

76289

78646

80135

80512

84084

91000

5.3

Housing

187414

184268

187333

189194

189516

197110

5.4

Retail Trade

46758

47746

48330

47704

48241

49198

5.5

Micro-credit

15311

15357

15393

16215

16663

16579

5.6

Educational Loans

24757

26032

26020

26611

27609

27861

5.7

State-sponsored Organisations for scheduled castes (SCs) /scheduled tribes (STs)

2155

2249

2234

2274

2300

2451

5.8

Weaker Sections

116358

119225

121366

125689

128936

139422

5.9

Export Credit@

31092

29765

25561

24375

25035

27339

Notes: 1. Data are provisional and relate to select scheduled commercial banks which account for more than 95 per cent of bank credit of all scheduled commercial banks.
2. Gross bank credit data include bills rediscounted with Reserve Bank, EXIM Bank, other approved financial institutions and inter-bank participations.
# Excluding investment in eligible securities.
@ Export credit under priority sector is eligible for foreign banks only.
Source: Monetary Policy Department, RBI