Table 52 : Non-Performing Assets (Npa) and Capital Adequacy Ratio (Car) of Scheduled Commercial Banks - 1996-99 - RBI - Reserve Bank of India
Table 52 : Non-Performing Assets (Npa) and Capital Adequacy Ratio (Car) of Scheduled Commercial Banks - 1996-99
|
|
||||||||
As on 31st March |
|||||||||
Net NPA as percentage to |
Capital Adequacy Ratio |
||||||||
Bank Group/Bank |
net Advances |
|
|||||||
1996 |
1997 |
1998 |
1999 |
1996 |
1997 |
1998 |
1999 |
||
|
(1) |
(2) |
(3) |
(4) |
(5) |
(6) |
(7) |
(8) |
|
State Bank of India and its Associates |
|||||||||
State Bank of India |
6.61 |
7.30 |
6.07 |
7.18 |
11.60 |
12.17 |
14.58 |
12. |
|
State Bank of Bikaner and Jaipur |
6.11 |
7.96 |
7.13 |
10.45 |
9.33 |
8.82 |
10.65 |
12.26 |
|
State Bank of Hyderabad |
9.94 |
11.42 |
10.88 |
8.78 |
9.90 |
10.84 |
10.83 |
10.65 |
|
State Bank of Indore |
9.62 |
11.29 |
10.96 |
N.A. |
8.80 |
9.31 |
9.83 |
N.A. |
|
State Bank of Mysore |
8.59 |
10.96 |
10.75 |
10.55 |
8.81 |
10.80 |
11.61 |
10.23 |
|
State Bank of Patiala |
6.60 |
5.88 |
7.04 |
8.23 |
9.51 |
11.25 |
13.24 |
12.47 |
|
State Bank of Saurashtra |
5.70 |
6.05 |
6.57 |
7.70 |
12.38 |
12.14 |
18.14 |
14.35 |
|
State Bank of Travancore |
7.38 |
8.82 |
12.21 |
10.50 |
9.40 |
8.17 |
11.48 |
10.27 |
|
Nationalised Banks |
|||||||||
Allahabad Bank |
16.00 |
14.84 |
15.09 |
12.54 |
9.68 |
11.00 |
11.64 |
10.38 |
|
Andhra Bank |
3.29 |
4.10 |
2.92 |
N.A. |
5.07 |
12.05 |
12.37 |
N.A. |
|
Bank of Baroda |
8.15 |
7.53 |
6.60 |
7.70 |
11.19 |
11.80 |
12.05 |
13.30 |
|
Bank of India |
7.00 |
6.93 |
7.34 |
7.28 |
8.44 |
10.26 |
9.11 |
10.55 |
|
Bank of Maharashtra |
9.39 |
9.66 |
8.59 |
8.72 |
8.49 |
9.07 |
10.90 |
9.76 |
|
Canara Bank |
7.45 |
9.32 |
7.52 |
7.52 |
10.38 |
10.17 |
9.54 |
10.96 |
|
Central Bank of India |
13.49 |
14.40 |
12.21 |
9.79 |
2.63 |
9.41 |
10.40 |
11.88 |
|
Corporation Bank |
2.26 |
3.63 |
2.93 |
1.98 |
11.30 |
11.30 |
16.90 |
13.20 |
|
Dena Bank |
7.30 |
9.38 |
8.28 |
7.67 |
8.27 |
10.81 |
11.88 |
11.14 |
|
Indian Bank |
23.87 |
25.24 |
26.01 |
21.67 |
Negative |
-18.81 |
1.41 |
Negative |
|
Indian Overseas Bank |
8.57 |
7.64 |
6.26 |
7.30 |
5.95 |
10.07 |
9.34 |
10.15 |
|
Oriental Bank of Commerce |
3.60 |
5.64 |
4.50 |
4.50 |
16.99 |
17.53 |
15.28 |
14.10 |
|
Punjab National Bank |
12.70 |
10.38 |
9.57 |
8.96 |
8.23 |
9.15 |
8.81 |
10.79 |
|
Punjab & Sind Bank |
10.34 |
12.04 |
10.84 |
10.48 |
3.31 |
9.23 |
11.39 |
10.94 |
|
Syndicate Bank |
8.39 |
7.53 |
5.78 |
3.93 |
8.42 |
8.80 |
10.50 |
9.57 |
|
Union Bank of India |
5.94 |
6.98 |
7.66 |
5.70 |
9.50 |
10.53 |
10.86 |
10.09 |
|
United Bank of India |
23.28 |
19.20 |
14.10 |
14.00 |
3.50 |
8.23 |
8.41 |
9.60 |
|
United Commercial Bank |
11.43 |
13.73 |
11.14 |
10.83 |
7.83 |
3.16 |
9.07 |
9.63 |
|
Vijaya Bank |
11.90 |
9.56 |
7.60 |
21.67 |
Negative |
11.53 |
10.30 |
Negative |
|
|
||||||||
As on 31st March |
|||||||||
Net NPA as percentage to |
Capital Adequacy Ratio |
||||||||
Bank Group/Bank |
net Advances |
|
|||||||
1996 |
1997 |
1998 |
1999 |
1996 |
1997 |
1998 |
1999 |
||
|
(1) |
(2) |
(3) |
(4) |
(5) |
(6) |
(7) |
(8) |
|
Other Scheduled Commercial Banks |
|||||||||
Bank of Madura |
4.80 |
6.20 |
5.70 |
N.A. |
10.93 |
12.19 |
13.72 |
14.25 |
|
Bank of Punjab |
- |
1.59 |
1.14 |
3.66 |
35.03 |
18.65 |
16.34 |
13.17 |
|
Bank of Rajasthan |
4.40 |
8.82 |
9.14 |
9.50 |
11.08 |
10.13 |
5.54 |
0.83 |
|
Bareilly Corporation Bank |
7.90 |
6.56 |
5.19 |
@ |
2.84 |
2.95 |
3.56 |
N.A. |
|
Benares State Bank |
17.62 |
11.30 |
16.85 |
29.71 |
3.41 |
2.99 |
4.12 |
N.A. |
|
Bharat Overseas Bank |
1.65 |
3.81 |
4.40 |
4.13 |
10.57 |
12.51 |
13.09 |
13.70 |
|
Catholic Syrian Bank |
5.13 |
5.87 |
11.27 |
14.88 |
2.25 |
2.51 |
3.04 |
6.06 |
|
Centurion Bank |
- |
- |
0.19 |
3.73 |
60.00 |
27.00 |
20.00 |
8.45 |
|
City Union Bank |
4.49 |
5.30 |
7.54 |
7.96 |
9.26 |
9.47 |
11.60 |
14.30 |
|
Dhanalaxmi Bank |
1.82 |
4.51 |
11.01 |
12.33 |
8.93 |
9.75 |
11.39 |
10.06 |
|
Development Credit Bank |
5.24 |
5.93 |
5.02 |
4.79 |
27.35 |
23.47 |
19.79 |
16.90 |
|
Federal Bank |
3.94 |
7.16 |
5.28 |
7.53 |
8.35 |
9.22 |
9.43 |
10.32 |
|
Ganesh Bank of Kurundwad |
7.62 |
10.75 |
6.18 |
7.03 |
8.14 |
8.00 |
8.04 |
8.22 |
|
Global Trust Bank |
- |
4.47 |
2.98 |
2.15 |
9.36 |
10.16 |
10.28 |
11.97 |
|
HDFC Bank |
- |
- |
1.24 |
0.73 |
23.53 |
22.25 |
13.92 |
20.20 |
|
ICICI Bank |
- |
1.73 |
1.14 |
2.88 |
17.52 |
13.04 |
13.48 |
11.08 |
|
IDBI Bank |
- |
1.00 |
0.32 |
1.28 |
162.00 |
17.90 |
9.82 |
11.28 |
|
Indus Ind Bank |
- |
2.08 |
3.96 |
7.20 |
18.19 |
12.90 |
17.91 |
15.16 |
|
Jammu & Kashmir Bank |
5.09 |
6.03 |
4.57 |
3.79 |
13.40 |
15.58 |
20.48 |
24.48 |
|
Karnataka Bank |
2.37 |
3.12 |
3.06 |
4.99 |
12.74 |
12.27 |
13.23 |
10.85 |
|
Karur Vysya Bank |
0.86 |
1.20 |
1.87 |
4.35 |
10.92 |
12.76 |
14.47 |
14.53 |
|
Lakshmi Vilas Bank |
2.19 |
4.66 |
6.07 |
6.72 |
9.80 |
10.64 |
10.35 |
9.64 |
|
Lord Krishna Bank |
3.57 |
8.53 |
14.09 |
20.60 |
7.42 |
5.40 |
8.35 |
11.85 |
|
Nainital Bank |
13.20 |
9.48 |
5.99 |
N.A. |
9.19 |
9.86 |
9.46 |
13.81 |
|
Nedungadi Bank |
7.76 |
6.17 |
9.41 |
12.23 |
4.34 |
11.97 |
12.85 |
10.24 |
|
Ratnakar Bank |
7.37 |
6.87 |
6.84 |
6.84 |
11.11 |
9.85 |
10.41 |
10.41 |
|
Sangli Bank |
10.26 |
11.28 |
9.43 |
11.58 |
6.21 |
8.03 |
10.98 |
8.26 |
|
South Indian Bank |
4.94 |
5.87 |
6.16 |
N.A. |
8.27 |
8.27 |
9.40 |
10.40 |
|
SBI Commerce & International Bank |
9.25 |
6.48 |
7.89 |
21.88 |
11.56 |
30.59 |
27.69 |
28.90 |
|
Tamilnad Mercantile Bank |
3.33 |
3.45 |
5.37 |
5.67 |
12.88 |
15.65 |
19.11 |
18.40 |
|
Times Bank |
- |
0.46 |
1.41 |
3.01 |
29.40 |
15.39 |
11.26 |
9.97 |
|
United Western Bank |
9.36 |
8.63 |
5.73 |
8.28 |
10.65 |
10.20 |
9.87 |
11.64 |
|
UTI Bank |
- |
3.66 |
5.630 |
6.32 |
16.22 |
14.43 |
9.72 |
11.54 |
|
Vysya Bank |
3.54 |
5.17 |
8.45 |
14.31 |
11.91 |
14.21 |
12.48 |
10.63 |
|
|
||||||||
As on 31st March |
|||||||||
Net NPA as percentage to |
Capital Adequacy Ratio |
||||||||
Bank Group/Bank |
net Advances |
|
|||||||
1996 |
1997 |
1998 |
1999 |
1996 |
1997 |
1998 |
1999 |
||
|
(1) |
(2) |
(3) |
(4) |
(5) |
(6) |
(7) |
(8) |
|
Foreign Banks |
|||||||||
ABN Amro Bank |
0.05 |
1.15 |
0.42 |
0.45 |
8.13 |
9.16 |
9.82 |
9.27 |
|
Abu-Dhabi Bank Commercial Bank |
3.78 |
1.71 |
5.94 |
3.59 |
8.65 |
9.47 |
10.29 |
10.01 |
|
American Express Bank |
0.23 |
3.26 |
1.21 |
- |
8.06 |
10.40 |
9.86 |
9.25 |
|
Arab Bangladesh Bank |
@ |
- |
- |
- |
@ |
122.00 |
144.00 |
124.00 |
|
Bank International Indonesia |
@ |
- |
- |
10.53 |
@ |
27.46 |
28.03 |
57.26 |
|
Bank Muscat International |
@ |
@ |
@ |
- |
@ |
@ |
@ |
16.58 |
|
Bank of Bahrain & Kuwait |
3.18 |
9.75 |
15.22 |
- |
18.93 |
17.10 |
10.48 |
13.38 |
|
Bank of Ceylon |
- |
4.78 |
8.88 |
19.92 |
68.61 |
48.98 |
40.05 |
16.23 |
|
Bank of Nova Scotia |
1.00 |
7.46 |
2.80 |
2.80 |
9.19 |
8.23 |
10.30 |
9.06 |
|
Bank of America |
- 0.11 |
- |
0.17 |
- |
7.12 |
8.37 |
8.95 |
9.26 |
|
Bank of Tokyo |
1.83 |
17.36 |
15.20 |
13.45 |
8.54 |
8.88 |
8.73 |
9.92 |
|
Credit Agricale Indosuez |
1.51 |
6.75 |
16.44 |
24.75 |
8.38 |
8.83 |
8.40 |
8.56 |
|
Banque Nationale de Paris |
- |
- |
- |
- |
8.71 |
8.88 |
8.80 |
9.09 |
|
Barclays Bank |
- |
5.10 |
9.30 |
3.35 |
9.56 |
11.62 |
14.52 |
12.90 |
|
British Bank of Middle East |
2.40 |
6.50 |
11.79 |
19.92 |
10.31 |
12.07 |
10.01 |
16.23 |
|
Chase Manhattane Bank |
- |
- |
- |
- |
29.84 |
18.27 |
13.03 |
12.53 |
|
Chinatrust Commercial Bank |
@ |
- |
- |
4.73 |
@ |
84.09 |
146.33 |
28.51 |
|
Cho Hung Bank |
- |
- |
1.41 |
1.88 |
@ |
63.00 |
46.00 |
42.00 |
|
Citibank |
- 0.08 |
0.63 |
0.57 |
2.08 |
10.10 |
9.46 |
8.61 |
10.00 |
|
Commercial Bank of Korea |
- |
- |
- |
@ |
@ |
885.56 |
124.00 |
@ |
|
Commerz Bank |
- |
- |
3.88 |
7.08 |
60.50 |
15.39 |
12.81 |
15.81 |
|
Credit Lyonnais |
- |
0.43 |
3.10 |
- |
7.47 |
8.86 |
8.70 |
9.90 |
|
Deutsche Bank (Asia) |
- |
1.77 |
1.28 |
1.28 |
7.77 |
9.31 |
9.69 |
9.50 |
|
Development Bank of Singapore |
- |
5.61 |
9.19 |
4.93 |
24.84 |
26.41 |
31.47 |
23.26 |
|
Dresdner Bank |
- |
- |
12.33 |
16.16 |
12.26 |
9.10 |
16.89 |
19.36 |
|
Grindlays Bank |
0.26 |
0.28 |
0.59 |
0.03 |
8.68 |
8.98 |
9.05 |
9.04 |
|
Hanil Bank |
@ |
@ |
- |
@ |
@ |
@ |
97.70 |
@ |
|
Hongkong & Shanghai Bank |
0.51 |
1.79 |
1.99 |
0.91 |
12.37 |
11.91 |
9.82 |
9.31 |
|
International Netherlandene Bank |
- |
- |
- |
5.67 |
10.54 |
11.00 |
12.91 |
12.79 |
|
KBC Bank |
@ |
@ |
@ |
- |
@ |
@ |
@ |
95.00 |
|
Krung Thai Bank |
@ |
- |
- |
- |
@ |
398.59 |
347.22 |
236.00 |
|
Mashreq Bank |
1.44 |
22.30 |
22.49 |
24.21 |
10.97 |
17.52 |
29.84 |
12.13 |
|
Morgan Guaranty Trust |
@ |
@ |
@ |
@ |
@ |
@ |
@ |
@ |
|
Oman International Bank |
7.91 |
5.33 |
25.40 |
38.03 |
8.71 |
12.36 |
13.38 |
9.07 |
|
Overseas Chinese Bank |
@ |
- |
- |
- |
@ |
291.00 |
90.93 |
94.00 |
|
Sakura Bank |
0.59 |
1.10 |
3.61 |
12.59 |
11.45 |
12.19 |
11.84 |
10.29 |
|
Sanwa Bank |
0.59 |
0.22 |
0.69 |
10.65 |
33.47 |
24.02 |
30.35 |
31.22 |
|
Societe Generale |
0.10 |
4.82 |
14.24 |
11.94 |
8.76 |
10.55 |
10.93 |
12.50 |
|
Sonali Bank |
- |
- |
0.03 |
- |
8.49 |
13.54 |
27.80 |
38.39 |
|
State Bank of Mauritious |
10.35 |
33.00 |
1.79 |
10.76 |
100.09 |
66.42 |
73.50 |
46.78 |
|
Standard Chartered Bank |
3.30 |
2.88 |
2.42 |
- |
15.62 |
8.60 |
8.50 |
8.30 |
|
Sumitomo Bank |
@ |
@ |
- |
- |
@ |
@ |
40.67 |
16.58 |
|
The Fuji Bank |
@ |
- |
- |
6.02 |
@ |
82.82 |
43.45 |
23.62 |
|
The Siam Commercial Bank |
- |
- |
- |
10.51 |
181.57 |
19.00 |
30.00 |
39.00 |
|
Toronto Dominion Bank |
@ |
@ |
- |
- |
@ |
@ |
86.61 |
- |
Notes |
: |
1. @Not applicatble. |
2. NA - Not available. |
||
- |
: |
Nil or negligible. |
Source |
: |
Report on Trend and Progress of Banking in India, 1997-98, Reserve Bank of India and annual accounts of banks. |