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83520883

Table 53: Liabilities and Assets of Regional Rural Banks : 2000 and 2001 (Part 1 of 11)

(Amount in Rs.lakh)


   

As on March 31


 

Items

Adhiyaman

Akola

Alaknanda

   

Gramin Bank

Gramin Bank

Gramin Bank


   

2000

2001

2000

2001

2000

2001


   

(1)

(2)

(3)

(4)

(5)

(6)


1.

Capital

100

100

100

100

100

100

   

(1.7)

(1.3)

(1.5)

(1.0)

(1.1)

(1.0)

2.

Reserves and Surplus

476

663

0

894

401

403

   

(8.1)

(8.7)

(0.0)

(9.1)

(4.6)

(3.9)

3.

Deposits

4019

5144

5276

6703

6860

8120

   

(68.0)

(67.8)

(78.7)

(68.5)

(78.5)

(79.5)

 

3.1. Demand deposits

60

52

155

191

371

441

 

3.2. Savings bank deposits

1623

1891

3029

3406

2684

3109

 

3.3. Term deposits

2336

3202

2092

3106

3805

4571

4.

Borrowings

973

1249

978

1565

520

491

   

(16.5)

(16.5)

(14.6)

(16.0)

(5.9)

(4.8)

 

4.1. From banks*

237

271

191

280

35

56

 

4.2. From others

735

978

787

1285

485

435

5.

Other liabilities

338

428

350

530

860

1095

   

(5.7)

(5.6)

(5.2)

(5.4)

(9.8)

(10.7)

 

5.1. Bills Payable

0

0

4

3

9

10

 

5.2. Inter-office adjustments

21

60

0

0

18

17

 

5.3. Interest accrued

44

50

53

75

810

1056

 

5.4. Others (including provisions)

273

319

293

452

22

12


 

Total Liabilities

5906

7583

6704

9792

8741

10208


1.

Cash in hand

91

134

88

104

111

137

   

(1.5)

(1.8)

(1.3)

(1.1)

(1.3)

(1.3)

2.

Balances with RBI

106

134

139

197

228

278

   

(1.8)

(1.8)

(2.1)

(2.0)

(2.6)

(2.7)

3.

Balances with banks in India

1871

2702

2541

3583

4931

5633

   

(31.7)

(35.6)

(37.9)

(36.6)

(56.4)

(55.2)

4.

Money at call and short notice

0

0

0

0

0

0

   

(0.0)

(0.0)

(0.0)

(0.0)

(0.0)

(0.0)

5.

Investments

636

956

0

100

964

1514

   

(10.8)

(12.6)

(0.0)

(1.0)

(11.0)

(14.8)

6.

Advances

3057

3502

2421

3783

1513

1968

   

(51.8)

(46.2)

(36.1)

(38.6)

(17.3)

(19.3)

 

6.1. Bills purchased and discounted

68

3

0

0

0

0

 

6.2. Cash credits, overdrafts & loans

1849

2099

880

1618

528

717

 

6.3. Term loans

1141

1400

1541

2165

985

1251

7.

Fixed Assets

28

30

11

12

11

10

   

(0.5)

(0.4)

(0.2)

(0.1)

(0.1)

(0.1)

8.

Other Assets

116

125

1506

2013

983

667

   

(2.0)

(1.6)

(22.5)

(20.6)

(11.2)

(6.5)

 

8.1. Inter - office adjustments (net)

0

0

21

6

0

0

 

8.2. Interest accrued

72

109

0

0

837

659

 

8.3. Others

44

15

1484

2008

146

9


 

Total Assets

5906

7583

6704

9792

8741

10208

   

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)



(Amount in Rs. lakh)


 

As on March 31


   

Aligarh Gramin

Allahabad

Alwar Bharatpur

 

Items

Bank

Kshetriya Gramin Bank

Gramin Bank


   

2000

2001

2000

2001

2000

2001


   

(7)

(8)

(9)

(10)

(11)

(12)


1.

Capital

100

100

100

100

100

100

   

(0.2)

(0.2)

(0.3)

(0.3)

(0.5)

(0.4)

2.

Reserves and Surplus

3317

4485

678

678

1137

1137

   

(8.0)

(10.1)

(2.2)

(1.9)

(6.0)

(4.4)

3.

Deposits

32710

36907

27549

32642

15021

20051

   

(79.2)

(83.3)

(90.8)

(91.1)

(79.6)

(76.9)

 

3.1. Demand deposits

623

565

2255

2440

1062

1188

 

3.2. Savings bank deposits

11829

12862

12662

14905

5910

8696

 

3.3. Term deposits

20258

23481

12633

15297

8049

10167

4.

Borrowings

3820

1279

963

1235

1907

3377

   

(9.2)

(2.9)

(3.2)

(3.4)

(10.1)

(12.9)

 

4.1. From banks*

779

122

0

200

102

175

 

4.2. From others

3040

1157

963

1035

1805

3202

5.

Other liabilities

1354

1516

1038

1160

710

1399

   

(3.3)

(3.4)

(3.4)

(3.2)

(3.8)

(5.4)

 

5.1. Bills Payable

318

371

112

133

45

41

 

5.2. Inter-office adjustments

146

365

19

0

148

588

 

5.3. Interest accrued

23

25

165

184

50

123

 

5.4. Others (including provisions)

867

755

741

842

466

647


 

Total Liabilities

41300

44287

30328

35815

18875

26065


1.

Cash in hand

751

747

246

324

749

863

   

(1.8)

(1.7)

(0.8)

(0.9)

(4.0)

(3.3)

2.

Balances with RBI

960

1201

855

975

486

523

   

(2.3)

(2.7)

(2.8)

(2.7)

(2.6)

(2.0)

3.

Balances with banks in India

16141

19660

15376

20633

3438

3180

   

(39.1)

(44.4)

(50.7)

(57.6)

(18.2)

(12.2)

4.

Money at call and short notice

0

0

0

0

0

0

   

(0.0)

(0.0)

(0.0)

(0.0)

(0.0)

(0.0)

5.

Investments

9766

7857

3609

3042

4203

7883

   

(23.6)

(17.7)

(11.9)

(8.5)

(22.3)

(30.2)

6.

Advances

12572

14115

5065

6373

6323

9602

   

(30.4)

(31.9)

(16.7)

(17.8)

(33.5)

(36.8)

 

6.1. Bills purchased and discounted

0

0

5

0

29

2

 

6.2. Cash credits, overdrafts & loans

4831

6319

352

630

1175

1520

 

6.3. Term loans

7740

7796

4708

5743

5119

8081

7.

Fixed Assets

38

48

36

38

40

70

   

(0.1)

(0.1)

(0.1)

(0.1)

(0.2)

(0.3)

8.

Other Assets

1073

659

5142

4430

3636

3943

   

(2.6)

(1.5)

(17.0)

(12.4)

(19.3)

(15.1)

 

8.1. Inter - office adjustments (net)

0

0

0

58

0

0

 

8.2. Interest accrued

881

478

1143

393

500

697

 

8.3. Others

192

181

3999

3979

3136

3246


 

Total Assets

41300

44287

30328

35815

18875

26065

   

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)



(Amount in Rs. lakh)


   

As on March 31


 

Items

Ambala Kurukshetra

Aravali

Arunachal Pradesh

   

Gramin Bank

Kshetriya Gramin Bank

Rural Bank


   

2000

2001

2000

2001

2000

2001


   

(13)

(14)

(15)

(16)

(17)

(18)


1.

Capital

96

100

100

100

100

100

   

(0.8)

(0.8)

(0.8)

(0.7)

(2.7)

(2.0)

2.

Reserves and Surplus

0

30

862

862

211

211

   

(0.0)

(0.2)

(6.6)

(5.8)

(5.6)

(4.2)

3.

Deposits

9013

10540

10029

11997

2478

3103

   

(75.0)

(80.7)

(77.2)

(80.2)

(65.9)

(62.4)

 

3.1. Demand deposits

35

112

462

480

121

162

 

3.2. Savings bank deposits

2677

3362

2830

3820

1040

1324

 

3.3. Term deposits

6301

7065

6737

7697

1318

1617

4.

Borrowings

1847

1579

1416

1238

565

840

   

(15.4)

(12.1)

(10.9)

(8.3)

(15.0)

(16.9)

 

4.1. From banks*

103

106

73

81

0

0

 

4.2. From others

1744

1473

1343

1158

565

840

5.

Other liabilities

1064

818

582

764

409

715

   

(8.9)

(6.3)

(4.5)

(5.1)

(10.9)

(14.4)

 

5.1. Bills Payable

0

1

32

77

1

1

 

5.2. Inter-office adjustments

34

9

0

0

0

0

 

5.3. Interest accrued

7

32

79

84

193

262

 

5.4. Others (including provisions)

1024

777

470

603

215

451


 

Total Liabilities

12022

13067

12989

14961

3762

4968


1.

Cash in hand

221

245

201

160

61

65

   

(1.8)

(1.9)

(1.5)

(1.1)

(1.6)

(1.3)

2.

Balances with RBI

266

330

327

396

73

82

   

(2.2)

(2.5)

(2.5)

(2.6)

(1.9)

(1.7)

3.

Balances with banks in India

2801

3776

2919

4009

490

1024

   

(23.3)

(28.9)

(22.5)

(26.8)

(13.0)

(20.6)

4.

Money at call and short notice

0

0

0

0

0

0

   

(0.0)

(0.0)

(0.0)

(0.0)

(0.0)

(0.0)

5.

Investments

2364

2111

911

800

85

85

   

(19.7)

(16.2)

(7.0)

(5.3)

(2.3)

(1.7)

6.

Advances

6020

6421

4569

4951

2772

3316

   

(50.1)

(49.1)

(35.2)

(33.1)

(73.7)

(66.7)

 

6.1. Bills purchased and discounted

190

177

14

25

0

0

 

6.2. Cash credits, overdrafts & loans

1658

2482

1345

1439

1327

1551

 

6.3. Term loans

4172

3762

3210

3487

1446

1765

7.

Fixed Assets

21

23

27

24

9

15

   

(0.2)

(0.2)

(0.2)

(0.2)

(0.2)

(0.3)

8.

Other Assets

330

160

4035

4621

272

382

   

(2.7)

(1.2)

(31.1)

(30.9)

(7.2)

(7.7)

 

8.1. Inter - office adjustments (net)

0

0

13

41

119

44

 

8.2. Interest accrued

171

145

195

274

24

20

 

8.3. Others

159

15

3827

4307

129

318


 

Total Assets

12022

13067

12989

14961

3762

4968

   

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)



(Amount in Rs. lakh)


 

As on March 31


   

Aurangabad Jalana

Avadh Gramin

Baitarani Gramin

 

Items

Gramin Bank

Bank

Bank


   

2000

2001

2000

2001

2000

2001


   

(19)

(20)

(21)

(22)

(23)

(24)


1.

Capital

763

100

100

100

100

100

   

(4.2)

(0.4)

(0.2)

(0.2)

(0.4)

(0.3)

2.

Reserves and Surplus

22

1140

2434

3466

2684

2684

   

(0.1)

(4.9)

(5.4)

(6.6)

(11.0)

(9.2)

3.

Deposits

12520

15247

39461

45787

17169

21178

   

(68.5)

(65.9)

(87.5)

(87.6)

(70.5)

(72.3)

 

3.1. Demand deposits

696

835

3009

3698

137

194

 

3.2. Savings bank deposits

7810

7849

16987

19057

7174

8274

 

3.3. Term deposits

4015

6562

19466

23032

9858

12709

4.

Borrowings

3090

3794

1892

1708

2508

3268

   

(16.9)

(16.4)

(4.2)

(3.3)

(10.3)

(11.2)

 

4.1. From banks*

537

715

103

110

113

111

 

4.2. From others

2553

3079

1789

1598

2394

3157

5.

Other liabilities

1883

2863

1199

1224

1906

2070

   

(10.3)

(12.4)

(2.7)

(2.3)

(7.8)

(7.1)

 

5.1. Bills Payable

138

1095

57

81

198

61

 

5.2. Inter-office adjustments

594

346

44

49

0

0

 

5.3. Interest accrued

477

749

29

25

34

49

 

5.4. Others (including provisions)

674

673

1069

1069

1675

1960


 

Total Liabilities

18278

23144

45086

52286

24367

29298


1.

Cash in hand

389

428

278

370

237

281

   

(2.1)

(1.8)

(0.6)

(0.7)

(1.0)

(1.0)

2.

Balances with RBI

320

510

1130

1350

551

631

   

(1.8)

(2.2)

(2.5)

(2.6)

(2.3)

(2.2)

3.

Balances with banks in India

605

753

25913

34384

6087

7615

   

(3.3)

(3.3)

(57.5)

(65.8)

(25.0)

(26.0)

4.

Money at call and short notice

0

0

0

0

0

0

   

(0.0)

(0.0)

(0.0)

(0.0)

(0.0)

(0.0)

5.

Investments

6861

10263

6241

5337

5037

5585

   

(37.5)

(44.3)

(13.8)

(10.2)

(20.7)

(19.1)

6.

Advances

8521

10617

8164

9523

7114

9958

   

(46.6)

(45.9)

(18.1)

(18.2)

(29.2)

(34.0)

 

6.1. Bills purchased and discounted

898

865

0

0

6

1

 

6.2. Cash credits, overdrafts & loans

1512

3041

2962

5238

1693

2621

 

6.3. Term loans

6111

6712

5202

4285

5415

7337

7.

Fixed Assets

59

93

57

93

17

22

   

(0.3)

(0.4)

(0.1)

(0.2)

(0.1)

(0.1)

8.

Other Assets

1522

482

3303

1227

5323

5207

   

(8.3)

(2.1)

(7.3)

(2.3)

(21.8)

(17.8)

 

8.1. Inter - office adjustments (net)

0

0

0

0

453

239

 

8.2. Interest accrued

130

214

3104

1048

734

908

 

8.3. Others

1392

268

199

179

4136

4061


 

Total Assets

18278

23144

45086

52286

24367

29298

   

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)



(Amount in Rs. lakh)


   

As on March 31


Items

Balasore Gramya

Ballia Kshetriya

Banaskantha Mehsana Gramin Bank

Bank

Gramin Bank


   

2000

2001

2000

2001

2000

2001


   

(25)

(26)

(27)

(28)

(29)

(30)


1.

Capital

100

100

100

100

100

100

   

(1.0)

(0.8)

(0.3)

(0.3)

(0.5)

(0.5)

2.

Reserves and Surplus

0

0

1711

1711

2082

2082

   

(0.0)

(0.0)

(5.6)

(5.1)

(11.0)

(9.5)

3.

Deposits

7649

9541

24122

28834

11974

14071

   

(73.7)

(74.4)

(79.6)

(85.5)

(63.3)

(64.1)

 

3.1. Demand deposits

164

122

319

809

369

312

 

3.2. Savings bank deposits

2472

3537

10901

12284

4014

4489

 

3.3. Term deposits

5013

5882

12902

15741

7592

9269

4.

Borrowings

470

472

1572

1403

2366

2915

   

(4.5)

(3.7)

(5.2)

(4.2)

(12.5)

(13.3)

 

4.1. From banks*

13

79

32

0

299

354

 

4.2. From others

456

394

1541

1403

2067

2560

5.

Other liabilities

2157

2706

2818

1660

2388

2786

   

(20.8)

(21.1)

(9.3)

(4.9)

(12.6)

(12.7)

 

5.1. Bills Payable

0

0

32

29

12

9

 

5.2. Inter-office adjustments

32

48

0

0

0

131

 

5.3. Interest accrued

1209

1669

0

0

1620

2353

 

5.4. Others (including provisions)

915

989

2785

1631

757

292


 

Total Liabilities

10375

12819

30323

33707

18910

21953


1.

Cash in hand

94

127

222

294

253

267

   

(0.9)

(1.0)

(0.7)

(0.9)

(1.3)

(1.2)

2.

Balances with RBI

228

330

691

824

370

460

   

(2.2)

(2.6)

(2.3)

(2.4)

(2.0)

(2.1)

3.

Balances with banks in India

1822

2948

18557

25479

4064

3864

   

(17.6)

(23.0)

(61.2)

(75.6)

(21.5)

(17.6)

4.

Money at call and short notice

0

0

0

0

0

0

   

(0.0)

(0.0)

(0.0)

(0.0)

(0.0)

(0.0)

5.

Investments

0

100

2790

798

5360

6915

   

(0.0)

(0.8)

(9.2)

(2.4)

(28.3)

(31.5)

6.

Advances

2472

2840

6677

5819

6043

7652

   

(23.8)

(22.2)

(22.0)

(17.3)

(32.0)

(34.9)

 

6.1. Bills purchased and discounted

3

6

0

0

0

0

 

6.2. Cash credits, overdrafts & loans

285

372

883

1265

1901

1985

 

6.3. Term loans

2184

2463

5794

4553

4143

5666

7.

Fixed Assets

12

12

17

21

23

24

   

(0.1)

(0.1)

(0.1)

(0.1)

(0.1)

(0.1)

8.

Other Assets

5747

6462

1368

473

2797

2771

   

(55.4)

(50.4)

(4.5)

(1.4)

(14.8)

(12.6)

 

8.1. Inter - office adjustments (net)

0

0

0

0

16

0

 

8.2. Interest accrued

26

11

0

0

365

517

 

8.3. Others

5721

6452

1368

473

2416

2254


 

Total Assets

10375

12819

30323

33707

18910

21953

   

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)



(Amount in Rs. lakh)


 

As on March 31


   

Bara Banki

Bardhaman

Bareilly

 

Items

Gramin Bank

Gramin Bank

Kshetriya Gramin Bank


   

2000

2001

2000

2001

2000

2001


   

(31)

(32)

(33)

(34)

(35)

(36)


1.

Capital

100

100

100

100

100

100

   

(0.4)

(0.3)

(0.3)

(0.3)

(0.5)

(0.4)

2.

Reserves and Surplus

1735

2241

821

821

855

0

   

(6.4)

(6.7)

(2.5)

(2.1)

(4.2)

(0.0)

3.

Deposits

23011

28471

25309

28873

17433

19913

   

(84.8)

(85.3)

(76.2)

(74.7)

(85.1)

(85.5)

 

3.1. Demand deposits

1351

1618

185

150

455

1106

 

3.2. Savings bank deposits

11473

14660

9061

10610

10482

10960

 

3.3. Term deposits

10187

12193

16064

18112

6496

7847

4.

Borrowings

1434

1514

1052

1121

1906

1879

   

(5.3)

(4.5)

(3.2)

(2.9)

(9.3)

(8.1)

 

4.1. From banks*

119

175

85

951

1906

1879

 

4.2. From others

1315

1339

967

170

0

0

5.

Other liabilities

850

1043

5943

7732

193

1392

   

(3.1)

(3.1)

(17.9)

(20.0)

(0.9)

(6.0)

 

5.1. Bills Payable

59

77

78

91

27

99

 

5.2. Inter-office adjustments

32

120

21

74

0

171

 

5.3. Interest accrued

23

22

4505

5970

84

130

 

5.4. Others (including provisions)

737

825

1339

1598

82

992


 

Total Liabilities

27130

33369

33225

38646

20486

23283


1.

Cash in hand

701

496

267

277

287

491

   

(2.6)

(1.5)

(0.8)

(0.7)

(1.4)

(2.1)

2.

Balances with RBI

638

765

784

1040

520

575

   

(2.4)

(2.3)

(2.4)

(2.7)

(2.5)

(2.5)

3.

Balances with banks in India

7263

7938

9796

15070

8557

10453

   

(26.8)

(23.8)

(29.5)

(39.0)

(41.8)

(44.9)

4.

Money at call and short notice

0

15127

0

0

0

0

   

(0.0)

(45.3)

(0.0)

(0.0)

(0.0)

(0.0)

5.

Investments

13063

2130

11123

10148

3040

2538

   

(48.1)

(6.4)

(33.5)

(26.3)

(14.8)

(10.9)

6.

Advances

4455

5910

7284

9021

4936

6340

   

(16.4)

(17.7)

(21.9)

(23.3)

(24.1)

(27.2)

 

6.1. Bills purchased and discounted

0

0

0

0

0

0

 

6.2. Cash credits, overdrafts & loans

2118

2400

502

736

0

0

 

6.3. Term loans

2337

3510

6782

8286

4936

6340

7.

Fixed Assets

20

19

28

29

13

16

   

(0.1)

(0.1)

(0.1)

(0.1)

(0.1)

(0.1)

8.

Other Assets

988

983

3944

3060

3133

2870

   

(3.6)

(2.9)

(11.9)

(7.9)

(15.3)

(12.3)

 

8.1. Inter - office adjustments (net)

0

0

0

2523

70

0

 

8.2. Interest accrued

876

877

3356

0

1396

1712

 

8.3. Others

112

107

588

537

1667

1158


 

Total Assets

27130

33369

33225

38646

20486

23283

   

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)


Notes

1. Figures in brackets indicate percent share in total.

2. *Including Reserve Bank of India

Source : Annual accounts of banks of respective years.

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