OTHER SCHEDULED COMMERCIAL BANKS

(Amount in Rs. lakh

For the year ended March 31

Items

IndusInd

Jammu &

Karnataka

Karur Vysya

Bank

Kashmir Bank

Bank

Bank

2000

2001

2000

2001

2000

2001

2000

2001

(33)

(34)

(35)

(36)

(37)

(38)

(39)

(40)

Income

I.

Interest Earned

63740

72872

88461

107650

57804

65389

41803

46119

a) Interest/discount on advances/bills

32458

37229

38068

43545

30153

34659

23317

26681

b) Income on Investments

28406

32659

44091

56787

24301

25936

15247

16827

c) Interest on balances with

2876

2984

6302

7318

3217

4141

2920

2583

RBI and other inter-bank funds

d) Others

1

0

0

0

131

653

320

28

II.

Other income

14482

11655

10512

8078

7225

8948

5780

5386

a) Commission, exchange and brokerage

3281

3306

1981

2195

3998

4312

4387

4611

b) Net Profit (loss) on sale of investments

6579

2461

6066

1952

1617

3032

11

-581

c) Net Profit (loss) on revaluation of investments

0

757

0

0

0

0

0

0

d) Net Profit (loss) on sale of land, building & other assets

-34

36

0

0

10

12

0

1

e) Net Profit (loss) on exchange transaction

1040

1283

79

375

989

942

602

791

f) Miscellaneous income

3616

3813

2385

3555

611

651

780

564

Total (I+II)

78223

84527

98972

115728

65029

74337

47583

51505

Expenditure & Provisions

III.

Interest expended

50112

56946

59822

71961

46383

50189

28100

30574

a) Interest on deposits

44642

50759

57268

71328

44659

48990

25603

28220

b) Interest on RBI/inter-bank borrowings

2945

2608

2554

381

886

703

817

904

c) Others

2525

3579

0

252

837

496

1679

1450

IV.

Operating expenses

9024

10307

15942

16487

10565

10541

8573

9876

a) Payments to and provisions for employees

1197

1340

8984

9583

7528

7177

5392

4943

b) Rent, taxes and lighting

1810

1866

1055

1245

742

859

446

510

c) Printing and stationery

188

225

170

342

143

146

140

171

d) Advertisement and publicity

66

114

272

325

33

46

129

183

e) Depreciation on Bank's property

2171

2790

1082

1698

808

890

1248

931

f) Directors' fees, allowances and expenses

17

22

9

18

10

15

13

26

g) Auditors' fees and expenses

34

35

85

104

24

26

14

17

h) Law charges

147

188

20

16

7

8

4

6

i) Postage, telegrams, telephones, etc.

735

632

226

197

105

124

331

403

j) Repairs and maintenance

398

458

107

133

173

124

125

133

k) Insurance

283

347

334

405

265

278

150

161

l) Other expenditure

1978

2290

3598

2422

728

849

581

2392

V.

Provisions and contingencies

13477

13220

11191

10523

2255

9066

3796

3850

Total expenses@

59137

67253

75764

88448

56948

60730

36673

40450

VI.

Profit (loss)

5609

4054

12017

16756

5826

4541

7114

7205

Total (III+IV+V+VI)

78223

84527

98972

115728

65029

74337

47583

51505

(Amount in Rs. lakh)

For the year ended March 31

Items

Lakshmi Vilas

Lord Krishna

Nainital Bank

Nedungadi Bank

Bank

Bank

2000

2001

2000

2001

2000

2001

2000

2001

(41)

(42)

(43)

(44)

(45)

(46)

(47)

(48)

Income

I.

Interest Earned

22246

25110

9724

12344

4797

5646

17290

17723

a) Interest/discount on advances/bills

13732

16896

5844

7566

1285

1450

9881

9800

b) Income on Investments

7359

7420

3749

4519

2350

3060

7112

7488

c) Interest on balances with

789

564

132

140

1154

1130

228

401

RBI and other inter-bank funds

d) Others

365

229

0

119

8

6

69

33

II.

Other income

5971

5884

1893

2104

268

241

2494

2895

a) Commission, exchange and brokerage

2762

3206

576

1058

170

158

1021

1104

b) Net Profit (loss) on sale of investments

1424

-195

962

558

8

3

553

822

c) Net Profit (loss) on revaluation of investments

0

0

0

0

0

0

0

0

d) Net Profit (loss) on sale of land, building & other assets

50

-4

0

5

0

0

1

4

e) Net Profit (loss) on exchange transaction

360

414

0

0

0

0

487

506

f) Miscellaneous income

1375

2462

354

483

89

80

431

460

Total (I+II)

28217

30993

11617

14448

5065

5888

19784

20618

Expenditure & Provisions

III.

Interest expended

16253

18454

8266

10315

2870

3432

12508

15746

a) Interest on deposits

15201

17204

7569

9568

2869

3430

11838

15041

b) Interest on RBI/inter-bank borrowings

965

988

4

252

0

2

187

173

c) Others

86

262

693

496

0

0

483

534

IV.

Operating expenses

6420

6532

1893

2614

1345

1481

4654

4807

a) Payments to and provisions for employees

3852

3819

1068

1381

1004

1071

2921

3187

b) Rent, taxes and lighting

690

521

274

366

104

114

327

437

c) Printing and stationery

98

118

18

44

23

18

61

61

d) Advertisement and publicity

38

71

13

137

4

5

48

56

e) Depreciation on Bank's property

512

556

173

155

23

34

144

239

f) Directors' fees, allowances and expenses

10

19

6

10

2

4

11

9

g) Auditors' fees and expenses

10

13

3

4

3

4

7

14

h) Law charges

4

3

0

7

5

11

6

10

i) Postage, telegrams, telephones, etc.

207

233

46

70

32

34

54

59

j) Repairs and maintenance

21

23

4

13

9

9

2

2

k) Insurance

97

118

38

51

20

26

57

72

l) Other expenditure

881

1036

250

376

116

152

1015

661

V.

Provisions and contingencies

2909

3333

821

1018

419

470

1160

6844

Total expenses@

22673

24986

10159

12930

4215

4913

17161

20553

VI.

Profit (loss)

2636

2674

637

501

431

505

1463

-6780

Total (III+IV+V+VI)

28217

30993

11617

14448

5065

5888

19784

20617

(Amount in Rs. lakh

For the year ended March 31

Items

Ratnakar Bank

Sangli Bank

SBI Commercial

South Indian

& Intl. Bank

Bank

2000

2001

2000

2001

2000

2001

2000

2001

(49)

(50)

(51)

(52)

(53)

(54)

(55)

(56)

Income

I.

I. Interest Earned

4941

6065

12453

14784

6649

6419

46894

54041

a) Interest/discount on advances/bills

2621

3090

4658

4900

3489

3094

26362

30325

b) Income on Investments

2084

2655

5818

8193

2441

2280

18766

21767

c) Interest on balances with

224

311

1913

1175

681

1045

1765

1949

RBI and other inter-bank funds

d) Others

11

8

65

516

37

0

0

0

II.

Other income

817

903

2032

1392

1653

988

7456

7253

a) Commission, exchange and brokerage

173

191

776

689

437

306

1973

2381

b) Net Profit (loss) on sale of investments

548

479

849

334

133

107

3333

2527

c) Net Profit (loss) on revaluation of investments

0

0

0

0

0

295

0

0

d) Net Profit (loss) on sale of land, building & other assets

1

0

1

0

2

1

5

5

e) Net Profit (loss) on exchange transaction

0

0

179

158

314

196

848

818

f) Miscellaneous income

96

233

227

212

768

84

1296

1522

Total (I+II)

5758

6968

14485

16176

8302

7407

54349

61294

Expenditure & Provisions

III.

Interest expended

3535

4234

8619

9681

5246

5650

35072

39094

a) Interest on deposits

3287

3977

8596

9318

4463

4827

33186

36954

b) Interest on RBI/inter-bank borrowings

123

116

8

348

613

458

567

587

c) Others

125

141

15

15

171

365

1319

1553

IV.

Operating expenses

1494

1694

4168

4739

803

914

11250

11503

a) Payments to and provisions for employees

986

968

3199

3776

260

302

8633

8527

b) Rent, taxes and lighting

196

217

322

359

130

144

806

951

c) Printing and stationery

25

23

33

37

21

17

178

160

d) Advertisement and publicity

7

5

5

7

4

3

37

86

e) Depreciation on Bank's property

130

322

88

93

119

144

313

324

f) Directors' fees, allowances and expenses

2

4

1

1

4

4

4

5

g) Auditors' fees and expenses

5

6

6

6

3

3

29

37

h) Law charges

6

9

15

5

25

42

7

7

i) Postage, telegrams, telephones, etc.

28

28

52

58

-1

7

221

257

j) Repairs and maintenance

16

12

62

45

24

23

72

96

k) Insurance

22

29

58

63

51

48

229

242

l) Other expenditure

71

71

326

290

163

177

721

810

V.

Provisions and contingencies

381

638

1198

1133

1050

5043

5438

6547

Total expenses@

5028

5928

12787

14420

6049

6564

46322

50597

VI.

Profit (loss)

349

402

499

622

1203

-4200

2589

4150

Total (III+IV+V+VI)

5758

6968

14485

16176

8302

7407

54349

61294

(Amount in Rs.lakh)

For the year ended March 31

Items

Tamilnad

United Western

UTI Bank

Vysya Bank

Mercantile Bank

Bank

2000

2001

2000

2001

2000

2001

2000

2001

(57)

(58)

(59)

(60)

(61)

(62)

(63)

(64)

Income

I.

Interest Earned

31182

37562

41948

47273

48326

88963

79382

88929

a) Interest/discount on advances/bills

15000

17955

25111

26293

29665

47361

38408

45628

b) Income on Investments

15220

18652

14610

18052

15702

37389

28624

32034

c) Interest on balances with

806

766

2227

2518

2508

4041

9801

10725

RBI and other inter-bank funds

d) Others

156

190

0

410

450

172

2550

543

II.

Other income

4997

5115

12125

4628

9117

16300

18674

12385

a) Commission, exchange and brokerage

2972

3237

2908

2767

4473

8625

6731

7927

b) Net Profit (loss) on sale of investments

99

-62

6157

75

3971

6378

6673

1513

c) Net Profit (loss) on revaluation of investments

0

0

0

-697

0

0

0

0

d) Net Profit (loss) on sale of land, building & other assets

4

2

0

1

-23

-8

-1

-3

e) Net Profit (loss) on exchange transaction

533

664

619

607

465

521

2567

949

f) Miscellaneous income

1390

1275

2442

1875

231

783

2704

1999

Total (I+II)

36179

42677

54074

51900

57443

105263

98056

101314

Expenditure & Provisions

III.

Interest expended

22336

25484

30463

36315

39286

79136

68315

71598

a) Interest on deposits

21335

24246

28116

33995

33990

70374

65096

66336

b) Interest on RBI/inter-bank borrowings

100

141

1294

1058

2439

3345

2401

4089

c) Others

902

1096

1052

1262

2857

5418

819

1174

IV.

Operating expenses

6581

6982

9343

9383

6540

12876

17679

18279

a) Payments to and provisions for employees

4052

4264

6628

6281

1543

2852

9730

10378

b) Rent, taxes and lighting

524

658

610

676

1490

2640

1710

1940

c) Printing and stationery

189

218

180

212

214

436

482

459

d) Advertisement and publicity

81

82

38

64

47

557

73

134

e) Depreciation on Bank's property

452

398

644

808

1147

2173

2022

1355

f) Directors' fees, allowances and expenses

10

9

7

9

4

15

31

50

g) Auditors' fees and expenses

16

20

34

35

21

21

42

51

h) Law charges

19

22

32

82

43

184

41

71

i) Postage, telegrams, telephones, etc.

114

92

114

118

208

838

467

545

j) Repairs and maintenance

245

225

86

96

605

1017

565

759

k) Insurance

133

152

165

190

223

414

349

381

l) Other expenditure

747

840

805

811

995

1730

2167

2156

V.

Provisions and contingencies

3199

5172

8697

5898

6524

4638

7632

7581

Total expenses@

28917

32465

39806

45698

45826

92013

85994

89878