Table 9.1 Bank group-wise earnings and expenses of Scheduled Commercial Banks in India - 2008-09 and 2009-10

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Published on March 04, 2011

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Table 9.1 Bank group-wise earnings and expenses of Scheduled Commercial Banks in India - 2008-09 and 2009-10

( Amount in ` crore )
Items	For the year ended March 31
	State Bank of India & its Associates		Nationalised Banks $		Public Sector Banks		Old Private Sector Banks
	2009	2010	2009	2010	2009	2010	2009	2010
	(1)	(2)	(3)	(4)	(5)	(6)	(7)	(8)
Number of reporting banks	7	7	20	20	27	27	15	15
I.Interest Earned	89196	97954	183892	208535	273088	306488	18790	20565
a) Interest/discount on advances/bills	65903	71261	138554	154432	204457	225693	14194	15472
b) Income on Investments	21030	23571	41963	50992	62993	74562	4152	4818
c) Interest on balances with RBI and other inter-Bank Funds	1676	1802	2327	2107	4002	3909	388	211
d) Others	587	1321	1049	1004	1636	2324	56	64
II.Other Income	16073	18394	26394	29994	42466	48388	2782	3084
a) Commission, exchange and brokerage	9739	11989	8701	10324	18440	22313	977	1066
b) Net Profit(loss) on sale and revaluation of investment	3268	2732	7734	8544	11002	11276	660	743
c) Net Profit(loss) on sale of land,building and other Assets	-4	-11	93	2	89	-9	11	2
d) Net profit(loss) on exchange transactions	1479	1830	2833	2574	4312	4403	309	274
e) Miscellaneous income	1591	1854	7033	8551	8624	10405	824	999
Total(I+II)	105268	116347	210286	238529	315554	354876	21572	23649
III. Interest expended	61770	66229	131676	145712	193447	211940	12834	14076
a) Interest on deposits	54961	60825	119352	132315	174313	193141	12277	13464
b) Interest on RBI/inter-bank borrowings	2901	1431	3412	2475	6312	3906	214	138
c) Others	3909	3972	8913	10922	12822	14894	342	474
IV. Operating expenses	20088	25199	35416	40792	55504	65991	3939	4715
a) Payments to and provisions for employees	12331	15568	22233	25463	34564	41032	2225	2737
b) Rent, taxes and lighting	1708	2067	2735	3133	4444	5200	361	424
c) Printing and stationery	285	297	403	425	688	722	50	57
d) Advertisement and publicity	283	264	491	434	775	699	53	61
e) Depreciation on bank's property	994	1194	1831	2000	2825	3193	243	269
f) Directors' fees, allowances and expenses	2	2	17	17	19	19	6	6
g) Auditors' fees and expenses	158	170	326	370	484	540	20	23
h) Law charges	90	116	148	172	238	288	17	18
i) Postage, telegrams, telephones, etc.	327	371	499	636	826	1007	90	102
j) Repairs and maintenance	226	402	722	813	948	1215	104	111
k) Insurance	752	932	1692	2120	2444	3052	170	199
l) Other expenditure	2930	3817	4320	5208	7250	9025	603	709
V.Net Interest Income(I-III)	27425	31725	52216	62823	79642	94548	5956	6489
VI. Provisions and contingencies	11515	12487	20717	25201	32231	37688	2390	2545
VII. Operating Profit(I+II-III-IV)	23410	24920	43194	52025	66604	76945	4799	4858
VIII. Profit (loss) during the year	11896	12433	22477	26824	34373	39257	2409	2312
Note : $ Includes IDBI Bank Ltd. Source : Annual accounts of banks.

TABLE 9.1 BANK GROUP-WISE EARNINGS AND EXPENSES OF SCHEDULED COMMERCIAL BANKS IN INDIA - 2008-09 AND 2009-10 (Concld.)
(Amount in ` crore)
Items	For the year ended March 31
Items	New Private Sector Banks		Private Sector Banks		Foreign Banks		All Scheduled Commercial Banks
	2009	2010	2009	2010	2009	2010	2009	2010
	(9)	(10)	(11)	(12)	(13)	(14)	(15)	(16)
Number of reporting banks	7	7	22	22	31	32	80	81
I.Interest Earned	66282	62310	85071	82874	30322	26390	388482	415752
a) Interest/discount on advances/bills	48196	44229	62389	59701	20582	16416	287428	301810
b) Income on Investments	16130	15843	20282	20661	8745	9254	92020	104477
c) Interest on balances with RBI and other inter-Bank Funds	977	851	1365	1062	794	614	6161	5585
d) Others	979	1387	1036	1450	201	105	2873	3880
II.Other Income	15078	17095	17860	20180	14894	9951	75220	78519
a) Commission, exchange and brokerage	10922	11171	11899	12237	6572	6563	36911	41114
b) Net Profit(loss) on sale and revaluation of investment	2144	2070	2804	2813	1467	-932	15273	13157
c) Net Profit(loss) on sale of land,building and other Assets	-12	97	-1	99	14	-1	101	89
d) Net profit(loss) on exchange transactions	1102	2376	1411	2650	5841	3370	11564	10423
e) Miscellaneous income	922	1381	1747	2380	1001	951	11372	13736
Total(I+II)	81360	79405	102932	103054	45216	36341	463702	494271
III. Interest expended	44123	37130	56957	51206	12819	8938	263223	272084
a) Interest on deposits	34311	28302	46588	41766	9288	7230	230189	242137
b) Interest on RBI/inter-bank borrowings	3797	2662	4011	2800	2767	1106	13090	7812
c) Others	6016	6165	6358	6639	764	602	19945	22135
IV. Operating expenses	17840	17960	21779	22676	12298	11102	89581	99769
a) Payments to and provisions for employees	6301	6690	8526	9427	4884	4705	47974	55164
b) Rent, taxes and lighting	1775	1973	2135	2397	786	763	7365	8360
c) Printing and stationery	417	377	467	434	159	116	1314	1272
d) Advertisement and publicity	334	279	387	340	720	602	1881	1641
e) Depreciation on bank's property	1386	1429	1629	1698	432	452	4886	5344
f) Directors' fees, allowances and expenses	3	3	9	9	0	0	28	28
g) Auditors' fees and expenses	7	7	27	30	5	6	516	576
h) Law charges	151	178	168	196	67	105	472	590
i) Postage, telegrams, telephones, etc.	823	781	913	882	441	427	2180	2316
j) Repairs and maintenance	1125	1347	1229	1458	310	318	2487	2992
k) Insurance	524	557	694	755	214	235	3352	4042
l) Other expenditure	4994	4339	5597	5049	4281	3371	17127	17445
V.Net Interest Income(I-III)	22158	25180	28114	31669	17503	17452	125258	143669
VI. Provisions and contingencies	10937	13516	13327	16061	12589	11560	58147	65310
VII. Operating Profit(I+II-III-IV)	19396	24315	24195	29173	20098	16301	110897	122419
VIII. Profit (loss) during the year	8459	10799	10868	13111	7510	4741	52750	57109
Note : $ Includes IDBI Bank Ltd. Source : Annual accounts of banks.