RbiSearchHeader

Press escape key to go back

Past Searches

Theme
Theme
Text Size
Text Size
S1

RbiAnnouncementWeb

RBI Announcements
RBI Announcements

Asset Publisher

83632423

Table B2 : Earnings and expenses of Scheduled Commercial Banks - 2008-09 and 2009-10

STATE BANK OF INDIA & ITS ASSOCIATES

(Amount in ` lakh)

Items

As on March 31

State Bank of
India

State Bank of
Bikaner & Jaipur

State Bank of
Hyderabad

2009

2010

2009

2010

2009

2010

 

(1)

(2)

(3)

(4)

(5)

(6)

Income

 

 

 

 

 

 

I. Interest Earned

6378843

7099392

381028

397722

570950

633412

a) Interest/Discount on advances/bills

4640471

5063264

298943

311741

420120

469499

b) Income on investments

1557412

1773630

78396

84994

137459

152126

c) Interest on balances with RBI and other inter-bank funds

139962

151192

1587

479

9416

10150

d) Others

40999

111306

2102

508

3955

1637

II. Other Income

1269079

1496815

57705

58268

76932

84133

a) Commission, exchange and brokerage

761724

964086

40299

45088

48008

53892

b) Net profit (loss) on sale of investments

256729

211679

7603

9189

17687

20953

c) Net profit (loss) on revaluation of investments

-56

-

-

-

-

-

d) Net profit (loss) on sale of land and other assets

-295

-1046

-

-

-74

-100

e) Net profit (loss) on exchange transactions

117925

158714

6974

2288

5258

5627

f) Miscellaneous income

133053

163382

2829

1703

6053

3761

Total (I+II)

7647922

8596207

438733

455990

647882

717545

Expenditure & Provisions

 

 

 

 

 

 

 III. Interest Expended

4291529

4732248

270706

276569

424271

447088

a) Interest on deposits

3793685

4333429

246448

258748

391156

413982

b) Interest on RBI/inter-bank borrowings

255501

122805

9498

3120

7348

3281

c) Others

242344

276014

14760

14701

25767

29825

IV. Operating Expenses

1564870

2031868

78744

89047

93314

98378

a) Payments to and provisions for employees

974731

1275465

46078

50182

55215

60256

b) Rent, taxes and lighting

129514

158957

6869

7720

9583

11120

c) Printing and stationery

23282

24232

1260

1491

1385

1380

d) Advertisement and publicity

25123

22405

494

511

1062

1260

e) Depreciation on bank’s property

76314

93266

4096

4942

4096

4931

f) Directors’ fees, allowances and expenses

100

61

26

30

21

30

g) Auditors’ fees and expenses

10370

11160

900

1020

1216

1354

h) Law charges

7461

9662

222

318

239

266

i) Postage, telegrams, telephones, etc.

27973

32158

1413

1937

538

721

j) Repairs and maintenance

16059

32791

1388

1741

561

608

k) Insurance

52902

68383

3313

3963

5247

4905

l) Other expenditure

221042

303328

12684

15191

14151

11547

V. Net Interest Income (I-III)

2087314

2367144

110322

121153

146679

186324

VI. Provisions and Contingencies

879400

915486

48938

44857

68716

89808

VII. Operating Profit (I+II-III-IV)

1791522

1832091

89284

90373

130296

172079

VIII. Profit (Loss) during the year

912123

916605

40345

45516

61581

82271

Source : Annual accounts of banks.


TABLE B2 : EARNINGS AND EXPENSES OF SCHEDULED COMMERCIAL BANKS - 2008 - 09 AND 2009 - 10 (Contd.)

STATE BANK OF INDIA & ITS ASSOCIATES

(Amount in ` lakh)

Items

As on March 31

State Bank of Indore

State Bank of Mysore

State Bank of Patiala

2009

2010

2009

2010

2009

2010

 

(7)

(8)

(9)

(10)

(11)

(12)

Income

 

 

 

 

 

 

I. Interest Earned

271308

273610

324728

355892

580406

597527

a) Interest/Discount on advances/bills

210540

212179

252864

272069

450035

460993

b) Income on investments

56409

57477

70555

77390

116994

115645

c) Interest on balances with RBI and other inter-bank funds

2847

2648

442

687

11422

13959

d) Others

1512

1306

866

5746

1955

6930

II. Other Income

35040

37338

48036

42572

63164

67444

a) Commission, exchange and brokerage

21330

23029

28652

32385

42700

47206

b) Net profit (loss) on sale of investments

7447

8494

12122

3241

10815

12101

c) Net profit (loss) on revaluation of investments

-

-

-

-

-

-356

d) Net profit (loss) on sale of land and other assets

-51

-

5

25

-

-

e) Net profit (loss) on exchange transactions

3642

2574

4446

3917

4782

4187

f) Miscellaneous income

2673

3241

2811

3003

4867

4307

Total (I+II)

306348

310947

372764

398464

643569

664971

Expenditure & Provisions

 

 

 

 

 

 

III. Interest Expended

197943

192810

240902

232236

467632

444105

a) Interest on deposits

173866

175884

209886

209822

431415

416163

b) Interest on RBI/inter-bank borrowings

8216

1788

920

10174

6628

947

c) Others

15862

15138

30096

12240

29589

26995

IV. Operating Expenses

46004

50814

66509

72488

79392

90095

a) Payments to and provisions for employees

25454

25888

38455

41826

44392

50057

b) Rent, taxes and lighting

4305

5147

6727

7178

7041

9126

c) Printing and stationery

491

488

372

711

883

662

d) Advertisement and publicity

344

332

452

412

462

637

e) Depreciation on bank’s property

2540

3036

4260

4235

3979

4672

f) Directors’ fees, allowances and expenses

12

15

20

23

16

20

g) Auditors’ fees and expenses

514

541

809

956

789

1058

h) Law charges

77

77

214

276

299

341

i) Postage, telegrams, telephones, etc.

381

423

808

181

1000

1147

j) Repairs and maintenance

955

1438

584

565

1965

1842

k) Insurance

2020

2529

2948

3143

5010

5682

l) Other expenditure

8911

10899

10859

12981

13556

14852

V. Net Interest Income (I-III)

73364

80799

83826

123655

112774

153422

VI. Provisions and Contingencies

34509

36546

31661

49163

43391

75682

 VII. Operating Profit (I+II-III-IV)

62401

67323

65353

93740

96545

130771

 VIII. Profit (Loss) during the year

27892

30777

33691

44577

53154

55089

Source : Annual accounts of banks.


TABLE B2 : EARNINGS AND EXPENSES OF SCHEDULED COMMERCIAL BANKS - 2008 - 09 AND 2009 - 10 (Contd.)

STATE BANK OF INDIA & ITS ASSOCIATES

(Amount in ` lakh)

Items

As on March 31

State Bank of Travancore

2009

2010

 

(13)

(14)

Income

 

 

I. Interest Earned

412315

437812

a) Interest/Discount on advances/bills

317340

336307

b) Income on investments

85746

95790

c) Interest on balances with RBI and other inter-bank funds

1884

1090

d) Others

7345

4624

II. Other Income

57310

52796

a) Commission, exchange and brokerage

31185

33192

b) Net profit (loss) on sale of investments

14471

7899

c) Net profit (loss) on revaluation of investments

-

-

d) Net profit (loss) on sale of land and other assets

-21

22

e) Net profit (loss) on exchange transactions

4871

5659

f) Miscellaneous income

6804

6024

Total (I+II)

469625

490608

Expenditure & Provisions

 

 

III. Interest Expended

284060

297794

a) Interest on deposits

249634

274517

b) Interest on RBI/inter-bank borrowings

1944

988

c) Others

32481

22290

IV. Operating Expenses

79937

87227

a) Payments to and provisions for employees

48785

53154

b) Rent, taxes and lighting

6795

7458

c) Printing and stationery

802

768

d) Advertisement and publicity

399

860

e) Depreciation on bank’s property

4134

4282

f) Directors’ fees, allowances and expenses

32

39

g) Auditors’ fees and expenses

1246

878

h) Law charges

494

665

i) Postage, telegrams, telephones, etc.

593

515

j) Repairs and maintenance

1137

1175

k) Insurance

3759

4567

l) Other expenditure

11762

12866

V. Net Interest Income (I-III)

128255

140018

VI. Provisions and Contingencies

44844

37160

VII. Operating Profit (I+II-III-IV)

105627

105587

VIII. Profit (Loss) during the year

60784

68427

Source : Annual accounts of banks.


TABLE B2 : EARNINGS AND EXPENSES OF SCHEDULED COMMERCIAL BANKS - 2008 - 09 AND 2009 - 10 (Contd.)

NATIONALISED BANKS

(Amount in ` lakh)

Items

As on March 31

Allahabad Bank

Andhra Bank

Bank of Baroda

2009

2010

2009

2010

2009

2010

 

(1)

(2)

(3)

(4)

(5)

(6)

Income

 

 

 

 

 

 

I. Interest Earned

736473

836920

537462

637287

1509158

1669834

a) Interest/Discount on advances/bills

549439

639847

421506

516128

1119736

1254122

b) Income on investments

184936

194476

109898

118832

331067

365588

c) Interest on balances with RBI and other inter-bank funds

1074

2517

3767

1583

40146

42215

d) Others

1024

80

2290

744

18209

7909

II. Other Income

114192

151590

76538

96462

275766

280636

a) Commission, exchange and brokerage

47939

64894

19511

22541

74550

89729

b) Net profit (loss) on sale of investments

68634

76334

22075

32473

90014

72323

c) Net profit (loss) on revaluation of investments

-11364

-18679

-

-

-

-

d) Net profit (loss) on sale of land and other assets

4

-56

33

55

-4

5

e) Net profit (loss) on exchange transactions

4439

4848

5251

5796

37239

38597

f) Miscellaneous income

4541

24250

29668

35598

73966

79982

Total (I+II)

850665

988510

614000

733749

1784924

1950470

Expenditure & Provisions

 

 

 

 

 

 

III. Interest Expended

520606

571872

374771

417813

996817

1075886

a) Interest on deposits

488559

534241

348713

380141

918750

988075

b) Interest on RBI/inter-bank borrowings

6428

3973

12102

13405

29234

17493

c) Others

25618

33657

13957

24267

48832

70318

IV. Operating Expenses

139944

161783

110426

134954

357606

381058

a) Payments to and provisions for employees

87394

101138

62406

82408

234813

235088

b) Rent, taxes and lighting

13593

17654

8852

10103

26079

30186

c) Printing and stationery

1905

2076

1494

1549

2666

2802

d) Advertisement and publicity

1423

2164

1050

674

3997

4446

e) Depreciation on bank’s property

5632

6270

8176

10200

23050

23086

f) Directors’ fees, allowances and expenses

103

98

95

78

104

102

g) Auditors’ fees and expenses

1435

1614

1315

1479

3109

3725

h) Law charges

849

690

456

894

1349

1769

i) Postage, telegrams, telephones, etc.

2278

2363

2320

2523

4339

7816

j) Repairs and maintenance

2453

2437

5543

5700

10481

11802

k) Insurance

7531

7891

5458

6495

13983

17960

l) Other expenditure

15349

17388

13261

12851

33635

42274

V. Net Interest Income (I-III)

215867

265048

162690

219474

512341

593949

VI. Provisions and Contingencies

113255

134222

63498

76397

207780

187693

VII. Operating Profit (I+II-III-IV)

190115

254855

128803

180982

430501

493526

VIII. Profit (Loss) during the year

76860

120633

65305

104585

222720

305833

Source : Annual accounts of banks.


TABLE B2 : EARNINGS AND EXPENSES OF SCHEDULED COMMERCIAL BANKS - 2008 - 09 AND 2009 - 10 (Contd.)

NATIONALISED BANKS

(Amount in ` lakh)

Items

As on March 31

Bank of India

Bank of Maharashtra

Canara Bank

2009

2010

2009

2010

2009

2010

 

(7)

(8)

(9)

(10)

(11)

(12)

Income

 

 

 

 

 

 

I. Interest Earned

1634736

1787799

429156

473556

1711905

1875196

a) Interest/Discount on advances/bills

1253925

1310323

326660

336963

1281314

1394643

b) Income on investments

337031

446430

98984

129790

410078

457799

c) Interest on balances with RBI and other inter-bank funds

37376

24940

2267

5823

20475

21042

d) Others

6403

6106

1244

980

38

1712

II. Other Income

305186

261664

50002

59124

231121

285790

a) Commission, exchange and brokerage

109165

109653

24883

26466

60377

72392

b) Net profit (loss) on sale of investments

74606

59360

17626

20428

67463

87243

c) Net profit (loss) on revaluation of investments

-

-

-

-

-11588

-14292

d) Net profit (loss) on sale of land and other assets

-

-

68

17

83

278

e) Net profit (loss) on exchange transactions

62355

37180

1580

3483

17371

21521

f) Miscellaneous income

59060

55471

5845

8730

97415

118649

Total (I+II)

1939922

2049462

479158

532681

1943027

2160986

 Expenditure & Provisions

 

 

 

 

 

 

III. Interest Expended

1084845

1212204

303503

343931

1240125

1307143

a) Interest on deposits

977650

1081219

278322

318306

1145022

1228498

b) Interest on RBI/inter-bank borrowings

53259

55564

4288

68

38770

17314

c) Others

53936

75422

20894

25557

56333

61332

IV. Operating Expenses

309396

366781

96302

107295

306525

347762

a) Payments to and provisions for employees

193741

229607

57962

65550

187715

219370

b) Rent, taxes and lighting

21987

24396

7842

9387

30142

32325

c) Printing and stationery

3914

3862

1282

1325

3331

3589

d) Advertisement and publicit

2244

4747

1771

1403

2383

1986

e) Depreciation on bank’s property

6937

10129

7576

7509

17364

15513

f) Directors’ fees, allowances and expenses

7

10

93

89

67

75

g) Auditors’ fees and expenses

2996

3245

1080

1182

2290

2876

h) Law charges

1155

1037

398

508

1341

1813

i) Postage, telegrams, telephones, etc

1534

3215

3042

1466

3042

3070

j) Repairs and maintenance

3952

4379

1688

2276

8763

12247

k) Insurance

13545

16389

4492

5693

15778

19013

l) Other expenditure

57385

65766

9076

10907

34310

35886

V. Net Interest Income (I-III)

549890

575594

125652

129625

471781

568053

VI. Provisions and Contingencies

244946

296370

41836

37497

189135

203938

VII. Operating Profit (I+II-III-IV)

545680

470477

79352

81455

396377

506081

VIII. Profit (Loss) during the year

300735

174107

37517

43958

207242

302143

Source : Annual accounts of banks.


TABLE B2 : EARNINGS AND EXPENSES OF SCHEDULED COMMERCIAL BANKS - 2008 - 09 AND 2009 - 10 (Contd.)

NATIONALISED BANKS

(Amount in ` lakh)

Items

As on March 31

Central Bank of India

Corporation Bank

Dena Bank

2009

2010

2009

2010

2009

2010

 

(13)

(14)

(15)

(16)

(17)

(18)

Income

 

 

 

 

 

 

I. Interest Earned

1045519

1206431

606735

729460

344750

401036

a) Interest/Discount on advances/bills

775345

864784

438487

497920

256598

300933

b) Income on investments

256318

330779

150767

209143

82813

95987

c) Interest on balances with RBI and other inter-bank funds

13152

10265

8503

375

1720

2022

d) Others

704

603

8978

22022

3619

2093

II. Other Income

106997

173525

110721

118642

43013

58863

a) Commission, exchange and brokerage

44195

57355

26485

30226

13232

12755

b) Net profit (loss) on sale of investments

40977

77238

44247

30882

5432

15351

c) Net profit (loss) on revaluation of investments

-

-

-

-

-

-

d) Net profit (loss) on sale of land and other assets

-35

-32

-82

-232

-71

-50

e) Net profit (loss) on exchange transactions

6733

4534

7843

9336

4386

3326

f) Miscellaneous income

15127

34430

32228

48429

20033

27481

Total (I+II)

1152516

1379955

717457

848103

387762

459899

Expenditure & Provisions

 

 

 

 

 

 

III. Interest Expended

822672

951901

437637

508435

238307

291033

a) Interest on deposits

791332

912102

408283

455530

225590

276120

b) Interest on RBI/inter-bank borrowings

9162

2218

10600

2781

1689

50

c) Others

22178

37581

18754

50124

11028

14863

IV. Operating Expenses

186170

222202

104658

125995

76819

84808

a) Payments to and provisions for employees

127259

154419

51297

63170

46789

51159

b) Rent, taxes and lighting

14213

16269

10107

11533

6886

7300

c) Printing and stationery

1788

1892

1364

1333

994

1053

d) Advertisement and publicity

1533

1722

1648

1825

1121

1080

e) Depreciation on bank’s property

8359

7875

5496

6593

2684

2761

f) Directors’ fees, allowances and expenses

145

154

71

88

140

133

g) Auditors’ fees and expenses

2040

1957

1009

1069

745

824

h) Law charges

1078

1243

165

207

444

517

i) Postage, telegrams, telephones, etc.

972

471

2808

3878

1288

2411

j) Repairs and maintenance

3289

2427

2609

2954

1931

1804

k) Insurance

9141

12120

5431

6888

3847

4806

l) Other expenditure

16353

21652

22652

26458

9952

10961

V. Net Interest Income (I-III)

222847

254529

169098

221026

106442

110002

VI. Provisions and Contingencies

86550

100029

85884

96648

30370

32932

VII. Operating Profit (I+II-III-IV)

143674

205852

175161

213673

72636

84058

VIII. Profit (Loss) during the year

57124

105823

89277

117025

42266

51125

Source : Annual accounts of banks.


TABLE B2 : EARNINGS AND EXPENSES OF SCHEDULED COMMERCIAL BANKS - 2008 - 09 AND 2009 - 10 (Contd.)

NATIONALISED BANKS

(Amount in ` lakh)

Items

As on March 31

Indian Bank

Indian Overseas Bank

Oriental Bank of Commerce

2009

2010

2009

2010

2009

2010

 

(19)

(20)

(21)

(22)

(23)

(24)

Income

 

 

 

 

 

 

I. Interest Earned

683033

785706

964140

1024577

885647

1025713

a) Interest/Discount on advances/bills

508678

579983

728955

765948

651970

756747

b) Income on investments

168733

199738

215632

238160

214103

246180

c) Interest on balances with RBI and other inter-bank funds

5622

5985

16820

19261

16893

20958

d) Others

-

-

2734

1208

2682

1827

II. Other Income

103544

117372

159583

114325

107132

120004

a) Commission, exchange and brokerage

23224

22351

59378

57770

40149

57212

b) Net profit (loss) on sale of investments

19477

21763

63665

29186

48140

42355

c) Net profit (loss) on revaluation of investments

-

-

-11724

-5333

-

-

d) Net profit (loss) on sale of land and other assets

7

-37

6850

161

-15

34

e) Net profit (loss) on exchange transactions

10517

11484

15734

12704

10722

7593

f) Miscellaneous income

50320

61810

25679

19838

8137

12811

Total (I+II)

786577

903078

1123723

1138903

992779

1145717

Expenditure & Provisions

 

 

 

 

 

 

III. Interest Expended

422182

455318

677181

707791

685997

734969

a) Interest on deposits

406144

447417

595583

627179

653189

702821

b) Interest on RBI/inter-bank borrowings

10132

4650

50289

41274

5001

716

c) Others

5906

3252

31309

39338

27808

31432

 IV. Operating Expenses

158813

173025

194169

246650

139784

168598

a) Payments to and provisions for employees

115276

121239

127184

173475

77116

97129

b) Rent, taxes and lighting

9965

11076

20641

20447

15318

17009

c) Printing and stationery

1855

1898

1558

1546

1745

2044

d) Advertisement and publicity

886

1063

2695

3583

1387

1173

e) Depreciation on bank’s property

8456

8789

10094

11176

8030

8619

f) Directors’ fees, allowances and expenses

44

33

90

73

41

45

g) Auditors’ fees and expenses

1318

1520

1982

1783

1587

2088

h) Law charges

426

362

654

543

1301

1860

i) Postage, telegrams, telephones, etc.

556

1028

1484

1588

3049

3068

j) Repairs and maintenance

3356

3715

786

856

2176

2351

k) Insurance

6290

7218

8933

11394

9124

11886

l) Other expenditure

10386

15083

18069

20185

18910

21326

V. Net Interest Income (I-III)

260851

330388

286959

316786

199650

290744

VI. Provisions and Contingencies

81051

119236

119793

113766

77956

128682

VII. Operating Profit (I+II-III-IV)

205583

274735

252373

184462

166998

242150

VIII. Profit (Loss) during the year

124532

155499

132579

70696

89042

113468

Source : Annual accounts of banks.


TABLE B2 : EARNINGS AND EXPENSES OF SCHEDULED COMMERCIAL BANKS - 2008 - 09 AND 2009 - 10 (Contd.)

NATIONALISED BANKS

(Amount in ` lakh)

Items

As on March 31

Punjab and Sind Bank

Punjab National Bank

Syndicate Bank

2009

2010

2009

2010

2009

2010

 

(25)

(26)

(27)

(28)

(29)

(30)

Income

 

 

 

 

 

 

I. Interest Earned

324717

393418

1912722

2146691

952535

1004718

a) Interest/Discount on advances/bills

248613

275370

1458383

1670130

737577

769722

b) Income on investments

68782

109508

426495

457674

202835

226802

c) Interest on balances with RBI and other inter-bank funds

6836

6613

20232

14921

6951

5095

d) Others

486

1927

7612

3966

5172

3098

II. Other Income

40770

41181

306469

356531

91466

116746

a) Commission, exchange and brokerage

5884

5413

137664

168216

26787

28418

b) Net profit (loss) on sale of investments

11890

10906

66467

80335

19322

38886

c) Net profit (loss) on revaluation of investments

-

-

-

-

-

-

d) Net profit (loss) on sale of land and other assets

7

8

178

242

17

-2

e) Net profit (loss) on exchange transactions

3991

3765

29431

31358

8646

6817

f) Miscellaneous income

18997

21089

72729

76380

36694

42628

Total (I+II)

365486

434598

2219190

2503222

1044001

1121464

Expenditure & Provisions

 

 

 

 

 

 

III. Interest Expended

223531

275023

1229530

1294402

697760

730737

a) Interest on deposits

209099

256769

1156432

1196563

661031

678082

b) Interest on RBI/inter-bank borrowings

6912

5194

11950

5412

695

1094

c) Others

7519

13060

61149

92427

36034

51561

IV. Operating Expenses

69784

71818

420620

476192

179097

203357

a) Payments to and provisions for employees

52524

52964

292438

312114

112016

133776

b) Rent, taxes and lighting

3421

3749

22627

26039

12069

13360

c) Printing and stationery

695

684

4543

4756

1427

1586

d) Advertisement and publicity

38

54

3124

4011

2252

1737

e) Depreciation on bank’s property

3478

3068

19106

22283

11302

8817

f) Directors’ fees, allowances and expenses

14

22

135

142

93

74

g) Auditors’ fees and expenses

549

586

3103

3926

2012

2023

h) Law charges

439

787

1532

1661

787

868

i) Postage, telegrams, telephones, etc.

641

612

7659

10105

1937

1892

j) Repairs and maintenance

856

887

6687

7719

5794

4857

k) Insurance

2722

3695

16965

22091

9121

10512

l) Other expenditure

4407

4710

42701

61346

20286

23854

V. Net Interest Income (I-III)

101186

118394

683191

852289

254775

273981

VI. Provisions and Contingencies

29054

36876

259952

342092

75862

106038

VII. Operating Profit (I+II-III-IV)

72171

87757

569040

732628

167145

187370

 VIII. Profit (Loss) during the year

43118

50880

309088

390536

91282

81332

Source : Annual accounts of banks.


TABLE B2 : EARNINGS AND EXPENSES OF SCHEDULED COMMERCIAL BANKS - 2008 - 09 AND 2009 - 10 (Contd.)

NATIONALISED BANKS

(Amount in ` lakh)

Items

As on March 31

UCO Bank

Union Bank
of India 

United Bank
of India

2009

2010

2009

2010

2009

2010

 

(31)

(32)

(33)

(34)

(35)

(36)

Income

 

 

 

 

 

 

I. Interest Earned

812138

952632

1188938

1330268

431187

524894

a) Interest/Discount on advances/bills

619666

710685

889336

969635

300458

368024

b) Income on investments

175517

218898

283086

348230

127911

154568

c) Interest on balances with RBI and other inter-bank funds

14358

19887

6801

5533

857

617

d) Others

2596

3162

9715

6869

1961

1685

 II. Other Income

101989

96593

148255

197474

49086

55874

a) Commission, exchange and brokerage

26302

24908

31327

35176

13627

15885

b) Net profit (loss) on sale of investments

31446

24276

32147

57278

21597

18047

c) Net profit (loss) on revaluation of investments

-

-

-

-

-

-

d) Net profit (loss) on sale of land and other assets

5

11

924

-64

4

23

e) Net profit (loss) on exchange transactions

8716

6624

33858

32268

1608

2072

f) Miscellaneous income

35520

40773

49999

72816

12250

19847

Total (I+II)

914128

1049225

1337193

1527742

480273

580768

Expenditure & Provisions

 

 

 

 

 

 

III. Interest Expended

647668

720220

807581

911027

315036

385772

a) Interest on deposits

592454

657748

738952

852777

297645

367228

b) Interest on RBI/inter-bank borrowings

15149

19155

32981

10102

531

11

c) Others

40065

43318

35649

48148

16859

18533

IV. Operating Expenses

146299

158442

221411

250785

97513

107412

a) Payments to and provisions for employees

99754

105762

115188

135450

65757

66249

b) Rent, taxes and lighting

8522

9466

17405

20549

5454

6837

c) Printing and stationery

1970

1978

2743

3214

1716

1689

d) Advertisement and publicity

1930

1887

13263

3898

647

907

e) Depreciation on bank’s property

8361

7419

13658

16014

6398

9855

f) Directors’ fees, allowances and expenses

68

70

152

140

107

124

g) Auditors’ fees and expenses

1654

2045

2150

2745

1065

905

h) Law charges

501

625

1147

1120

290

198

i) Postage, telegrams, telephones, etc.

1891

3001

3939

5823

1336

1582

j) Repairs and maintenance

546

563

3876

5013

662

717

k) Insurance

6983

9277

13023

16126

4792

5773

l) Other expenditure

14118

16349

34867

40693

9290

12576

V. Net Interest Income (I-III)

164471

232413

381357

419241

116151

139122

VI. Provisions and Contingencies

64390

69345

135545

158439

49252

55349

VII. Operating Profit (I+II-III-IV)

120161

170563

308200

365930

67723

87585

VIII. Profit (Loss) during the year

55772

101219

172655

207492

18471

32236

Source : Annual accounts of banks.


TABLE B2 : EARNINGS AND EXPENSES OF SCHEDULED COMMERCIAL BANKS - 2008 - 09 AND 2009 - 10 (Contd.)

NATIONALISED BANKS

(Amount in ` lakh)

Items

As on March 31

Vijaya Bank

2009

2010

 

(37)

(38)

Income

 

 

I. Interest Earned

523783

520065

a) Interest/Discount on advances/bills

382996

383851

b) Income on investments

131641

128183

c) Interest on balances with RBI and other inter-bank funds

419

23

d) Others

8726

8007

II. Other Income

69881

67945

a) Commission, exchange and brokerage

12880

8519

b) Net profit (loss) on sale of investments

30424

28343

c) Net profit (loss) on revaluation of investments

-

-

d) Net profit (loss) on sale of land and other assets

23

-26

e) Net profit (loss) on exchange transactions

4091

4218

f) Miscellaneous income

22463

26891

Total (I+II)

593664

588010

Expenditure & Provisions

 

 

III. Interest Expended

411302

375157

a) Interest on deposits

380323

352398

b) Interest on RBI/inter-bank borrowings

1167

95

c) Others

29813

22663

IV. Operating Expenses

92470

107157

a) Payments to and provisions for employees

59747

70562

b) Rent, taxes and lighting

7007

7809

c) Printing and stationery

689

665

d) Advertisement and publicity

888

505

e) Depreciation on bank’s property

3698

4893

f) Directors’ fees, allowances and expenses

56

61

g) Auditors’ fees and expenses

1003

1318

h) Law charges

62

61

i) Postage, telegrams, telephones, etc.

803

1268

j) Repairs and maintenance

238

186

k) Insurance

5084

5335

l) Other expenditure

13196

14494

V. Net Interest Income (I-III)

112480

144908

VI. Provisions and Contingencies

63643

54967

VII. Operating Profit (I+II-III-IV)

89891

105696

VIII. Profit (Loss) during the year

26248

50730

Source : Annual accounts of banks.


TABLE B2 : EARNINGS AND EXPENSES OF SCHEDULED COMMERCIAL BANKS - 2008 - 09 AND 2009 - 10 (Contd.)

OTHER PUBLIC SECTOR BANK

(Amount in ` lakh)

Items

As on March 31

IDBI Bank Ltd.

2009

2010

 

(1)

(2)

Income

 

 

I. Interest Earned

1154512

1527263

a) Interest/Discount on advances/bills

905707

1077475

b) Income on investments

219709

422414

c) Interest on balances with RBI and other inter-bank funds

8394

1005

d) Others

20702

26369

II. Other Income

147643

229096

a) Commission, exchange and brokerage

72530

122545

b) Net profit (loss) on sale of investments

40973

74770

c) Net profit (loss) on revaluation of investments

-8580

-5100

d) Net profit (loss) on sale of land and other assets

1328

-143

e) Net profit (loss) on exchange transactions

8740

9840

f) Miscellaneous income

32651

27184

Total (I+II)

1302155

1756359

Expenditure & Provisions

 

 

III. Interest Expended

1030572

1300522

a) Interest on deposits

662098

918316

b) Interest on RBI/inter-bank borrowings

40813

46884

c) Others

327661

335322

IV. Operating Expenses

133791

183143

a) Payments to and provisions for employees

56924

75699

b) Rent, taxes and lighting

11400

17816

c) Printing and stationery

2639

2930

d) Advertisement and publicity

4838

4584

e) Depreciation on bank’s property

5270

9098

f) Directors’ fees, allowances and expenses

32

72

g) Auditors’ fees and expenses

110

130

h) Law charges

384

465

i) Postage, telegrams, telephones, etc.

4961

6406

j) Repairs and maintenance

6470

8448

k) Insurance

6947

11422

l) Other expenditure

33815

46072

V. Net Interest Income (I-III)

123941

226742

VI. Provisions and Contingencies

51938

169581

 VII. Operating Profit (I+II-III-IV)

137792

272695

 VIII. Profit (Loss) during the year

85854

103113

Source : Annual accounts of banks.


TABLE B2 : EARNINGS AND EXPENSES OF SCHEDULED COMMERCIAL BANKS - 2008 - 09 AND 2009 - 10 (Contd.)

OLD PRIVATE SECTOR BANKS

(Amount in ` lakh)

Items

As on March 31

Bank of Rajasthan

Catholic Syrian Bank

City Union Bank

2009

2010

2009

2010

2009

2010

 

(1)

(2)

(3)

(4)

(5)

(6)

Income

 

 

 

 

 

 

I. Interest Earned

137584

135949

55662

57796

80440

95661

a) Interest/Discount on advances/bills

91710

90602

41152

41713

65533

75583

b) Income on investments

36621

43009

12744

14131

14242

19367

c) Interest on balances with RBI and other inter-bank funds

8751

2302

1686

1467

665

711

d) Others

502

36

80

484

-

-

II. Other Income

13139

12999

9958

7396

12368

14350

a) Commission, exchange and brokerage

3787

3169

1757

2003

3326

2593

b) Net profit (loss) on sale of investments

3601

3249

4381

1285

3813

3941

c) Net profit (loss) on revaluation of investments

-

-

-

-

-

-

d) Net profit (loss) on sale of land and other assets

-11

-20

176

-1

4

52

e) Net profit (loss) on exchange transactions

858

548

1004

640

984

637

f) Miscellaneous income

4903

6054

2641

3469

4242

7127

Total (I+II)

150723

148948

65619

65192

92808

110011

Expenditure & Provisions

 

 

 

 

 

 

III. Interest Expended

99845

102448

39088

45515

56183

67847

a) Interest on deposits

96908

98656

38103

44604

55622

67310

b) Interest on RBI/inter-bank borrowings

215

19

101

3

182

169

c) Others

2722

3773

885

908

379

368

IV. Operating Expenses

31501

49290

18651

18907

13953

16585

a) Payments to and provisions for employees

20882

38211

11922

11665

6497

8012

b) Rent, taxes and lighting

2449

2363

2040

2145

1546

1920

c) Printing and stationery

356

350

237

212

296

342

d) Advertisement and publicity

392

321

84

77

339

620

e) Depreciation on bank’s property

1185

1147

918

1083

1594

1358

f) Directors’ fees, allowances and expenses

48

56

57

45

22

26

g) Auditors’ fees and expenses

63

246

67

76

49

65

h) Law charges

191

218

80

87

9

8

i) Postage, telegrams, telephones, etc.

610

682

449

484

381

399

j) Repairs and maintenance

711

662

550

508

709

860

k) Insurance

1366

1491

570

667

710

912

l) Other expenditure

3249

3545

1676

1859

1800

2064

V. Net Interest Income (I-III)

37739

33501

16573

12280

24257

27814

VI. Provisions and Contingencies

7606

7423

4162

604

10459

10303

VII. Operating Profit (I+II-III-IV)

19377

-2790

7880

769

22672

25579

VIII. Profit (Loss) during the year

11771

-10213

3719

165

12213

15276

Source : Annual accounts of banks.


TABLE B2 : EARNINGS AND EXPENSES OF SCHEDULED COMMERCIAL BANKS - 2008 - 09 AND 2009 - 10 (Contd.)

OLD PRIVATE SECTOR BANKS

(Amount in ` lakh)

Items

As on March 31

Dhanlaxmi Bank

Federal Bank

ING Vysya Bank

2009

2010

2009

2010

2009

2010

 

(7)

(8)

(9)

(10)

(11)

(12)

Income

 

 

 

 

 

 

I. Interest Earned

40842

53457

331538

367324

223989

223289

a) Interest/Discount on advances/bills

29209

41939

256425

284973

174763

170940

b) Income on investments

7903

10785

70027

78341

46984

51791

c) Interest on balances with RBI and other inter-bank funds

3729

531

3666

2985

1522

126

d) Others

-

201

1420

1024

720

433

II. Other Income

7936

9099

51578

53091

54767

62022

a) Commission, exchange and brokerage

1013

703

10128

10526

32930

34903

b) Net profit (loss) on sale of investments

737

1779

8299

10771

3897

7970

c) Net profit (loss) on revaluation of investments

-

-

-

-

-

-

d) Net profit (loss) on sale of land and other assets

18

71

57

39

460

9

e) Net profit (loss) on exchange transactions

378

233

5102

4462

11108

10329

f) Miscellaneous income

5790

6312

27991

27293

6372

8810

Total (I+II)

48777

62556

383115

420414

278756

285311

Expenditure & Provisions

 

 

 

 

 

 

III. Interest Expended

28680

39402

199992

226240

159027

140305

a) Interest on deposits

27947

37023

187324

216826

140104

116904

b) Interest on RBI/inter-bank borrowings

64

1082

2517

6

5146

1305

c) Others

668

1298

10151

9409

13777

22097

IV. Operating Expenses

11307

19286

57146

67689

77247

80810

a) Payments to and provisions for employees

6256

10908

31745

36605

39222

42885

b) Rent, taxes and lighting

1391

2160

6320

7114

5971

7657

c) Printing and stationery

153

307

645

894

1057

915

d) Advertisement and publicity

70

59

841

1046

419

438

e) Depreciation on bank’s property

755

1030

4284

5019

4082

4096

f) Directors’ fees, allowances and expenses

25

31

99

97

28

59

g) Auditors’ fees and expenses

53

59

694

688

66

65

h) Law charges

58

15

337

482

424

382

i) Postage, telegrams, telephones, etc.

261

507

909

1500

2243

1866

j) Repairs and maintenance

152

200

1667

1932

2217

2416

k) Insurance

374

518

2630

3204

2381

2579

l) Other expenditure

1758

3491

6974

9108

19137

17452

V. Net Interest Income (I-III)

12162

14055

131545

141083

64962

82984

VI. Provisions and Contingencies

3045

1538

75928

80030

23604

39974

VII. Operating Profit (I+II-III-IV)

8790

3868

125977

126485

42482

64195

VIII. Profit (Loss) during the year

5745

2330

50049

46455

18878

24222

Source : Annual accounts of banks.


TABLE B2 : EARNINGS AND EXPENSES OF SCHEDULED COMMERCIAL BANKS - 2008 - 09 AND 2009 - 10 (Contd.)

OLD PRIVATE SECTOR BANKS

(Amount in ` lakh)

Items

As on March 31

Jammu & Kashmir
Bank

Karnataka Bank

Karur Vysya Bank

2009

2010

2009

2010

2009

2010

 

(13)

(14)

(15)

(16)

(17)

(18)

Income

 

 

 

 

 

 

I. Interest Earned

297170

305688

194876

204342

144609

175795

a) Interest/Discount on advances/bills

229491

234171

139093

138898

114034

133811

b) Income on investments

64558

70459

54518

63346

27641

39628

c) Interest on balances with RBI and other inter-bank funds

3121

1058

552

58

1439

542

d) Others

-

-

712

2040

1496

1814

II. Other Income

26148

41624

32179

31126

26521

24698

a) Commission, exchange and brokerage

8342

10390

10321

12628

14019

15680

b) Net profit (loss) on sale of investments

7914

17345

15931

11476

9358

5636

c) Net profit (loss) on revaluation of investments

-

-

-

-

-

-

d) Net profit (loss) on sale of land and other assets

-

-

1

21

26

44

e) Net profit (loss) on exchange transactions

1467

1439

2889

2453

1960

1844

f) Miscellaneous income

8425

12449

3037

4548

1157

1493

Total (I+II)

323317

347311

227055

235468

171130

200492

Expenditure & Provisions

 

 

 

 

 

 

III. Interest Expended

198786

193754

144383

170779

103568

119305

a) Interest on deposits

191479

184061

140689

166195

101440

117641

b) Interest on RBI/inter-bank borrowings

7307

8314

1032

440

1571

817

c) Others

-

1380

2662

4145

557

846

 IV. Operating Expenses

47086

57737

34651

38605

25760

34865

a) Payments to and provisions for employees

27877

36636

19041

20680

12286

16327

b) Rent, taxes and lighting

3076

3462

4369

4945

2316

2932

c) Printing and stationery

454

503

356

399

335

381

d) Advertisement and publicity

736

623

295

318

1042

1342

e) Depreciation on bank’s property

3251

3693

1984

2223

2053

2263

f) Directors’ fees, allowances and expenses

26

48

44

57

70

47

g) Auditors’ fees and expenses

564

629

99

117

75

75

h) Law charges

107

87

131

136

63

77

i) Postage, telegrams, telephones, etc.

499

696

630

779

1157

1323

j) Repairs and maintenance

645

665

1194

1227

721

692

k) Insurance

2215

2370

2098

2407

1336

1596

l) Other expenditure

7636

8324

4411

5316

4305

7810

V. Net Interest Income (I-III)

98384

111934

50493

33563

41041

56490

VI. Provisions and Contingencies

36462

44583

21351

9372

18218

12719

VII. Operating Profit (I+II-III-IV)

77445

95820

48021

26084

41802

46322

VIII. Profit (Loss) during the year

40984

51238

26670

16712

23584

33603

Source : Annual accounts of banks.


TABLE B2 : EARNINGS AND EXPENSES OF SCHEDULED COMMERCIAL BANKS - 2008 - 09 AND 2009 - 10 (Contd.)

OLD PRIVATE SECTOR BANKS

(Amount in ` lakh)

Items

As on March 31

Lakshmi Vilas Bank

Nainital Bank

Ratnakar Bank

2009

2010

2009

2010

2009

2010

 

(19)

(20)

(21)

(22)

(23)

(24)

Income

 

 

 

 

 

 

I. Interest Earned

65761

90932

20911

22408

13787

14417

a) Interest/Discount on advances/bills

51792

71860

13428

13253

7744

9579

b) Income on investments

12614

18281

4160

4785

3172

3264

c) Interest on balances with RBI and other inter-bank funds

857

626

3288

4329

2871

1574

d) Others

499

165

35

42

-

-

II. Other Income

10699

10356

1038

1638

1566

1322

a) Commission, exchange and brokerage

4257

5456

373

260

477

493

b) Net profit (loss) on sale of investments

3037

1224

91

622

654

85

c) Net profit (loss) on revaluation of investments

-

-

-31

-117

-

-

d) Net profit (loss) on sale of land and other assets

262

8

-

-

10

-4

e) Net profit (loss) on exchange transactions

881

908

-

-

-

-

f) Miscellaneous income

2262

2759

604

873

426

747

Total (I+II)

76460

101288

21949

24047

15353

15739

Expenditure & Provisions

 

 

 

 

 

 

III. Interest Expended

50407

66019

11640

13059

7444

8525

a) Interest on deposits

48155

64386

11466

12958

7410

8491

b) Interest on RBI/inter-bank borrowings

1618

1379

3

3

2

1

c) Others

634

255

171

97

32

32

 IV. Operating Expenses

15169

18648

3895

4479

3325

3870

a) Payments to and provisions for employees

7845

9247

2594

2765

2050

2289

b) Rent, taxes and lighting

1315

1697

318

397

404

490

c) Printing and stationery

151

176

56

51

45

54

d) Advertisement and publicity

174

178

16

27

35

34

e) Depreciation on bank’s property

1272

1730

148

204

346

403

f) Directors’ fees, allowances and expenses

57

67

7

8

8

13

g) Auditors’ fees and expenses

31

35

15

18

10

12

h) Law charges

44

47

22

24

10

7

i) Postage, telegrams, telephones, etc.

433

637

61

65

43

55

j) Repairs and maintenance

63

96

80

86

71

65

k) Insurance

593

798

169

200

117

134

l) Other expenditure

3191

3939

408

634

188

316

V. Net Interest Income (I-III)

15354

24913

9271

9350

6343

5892

VI. Provisions and Contingencies

5855

13554

2811

2172

1532

1433

 VII. Operating Profit (I+II-III-IV)

10884

16621

6414

6509

4584

3343

 VIII. Profit (Loss) during the year

5030

3067

3603

4337

3053

1911

Source : Annual accounts of banks.


TABLE B2 : EARNINGS AND EXPENSES OF SCHEDULED COMMERCIAL BANKS - 2008 - 09 AND 2009 - 10 (Contd.)

OLD PRIVATE SECTOR BANKS

(Amount in ` lakh)

Items

As on March 31

SBI Comm. & Intl. Bank

South Indian
Bank

Tamilnad Mercantile Bank

2009

2010

2009

2010

2009

2010

 

(25)

(26)

(27)

(28)

(29)

(30)

Income

 

 

 

 

 

 

I. Interest Earned

5406

4021

168692

193572

97715

111841

a) Interest/Discount on advances/bills

3680

2600

127090

151862

74216

85438

b) Income on investments

1382

1362

35881

37807

22760

25407

c) Interest on balances with RBI and other inter-bank funds

186

39

5721

3903

721

881

d) Others

159

20

-

-

17

114

II. Other Income

308

584

16427

20846

13584

17280

a) Commission, exchange and brokerage

137

120

2816

3009

4058

4693

b) Net profit (loss) on sale of investments

52

410

3541

7802

745

809

c) Net profit (loss) on revaluation of investments

-

-

-

-

-

-

d) Net profit (loss) on sale of land and other assets

1

-

77

-5

-2

5

e) Net profit (loss) on exchange transactions

-55

-62

2448

2041

1919

1891

f) Miscellaneous income

172

117

7545

7998

6864

9882

Total (I+II)

5714

4605

185119

214418

111299

129120

Expenditure & Provisions

 

 

 

 

 

 

III. Interest Expended

3606

3274

116404

136743

64343

74385

a) Interest on deposits

3574

3268

113697

133938

63810

74098

b) Interest on RBI/inter-bank borrowings

32

6

1429

302

207

-

c) Others

-

-

1278

2502

326

287

IV. Operating Expenses

957

996

32848

36618

20429

23145

a) Payments to and provisions for employees

415

468

21418

22632

12435

14398

b) Rent, taxes and lighting

171

142

2731

3086

1662

1868

c) Printing and stationery

8

9

392

707

448

377

d) Advertisement and publicity

4

1

549

765

269

246

e) Depreciation on bank’s property

82

79

1390

1676

932

900

f) Directors’ fees, allowances and expenses

21

23

37

24

17

29

g) Auditors’ fees and expenses

4

4

130

133

38

38

h) Law charges

8

24

98

114

71

58

i) Postage, telegrams, telephones, etc.

20

12

760

750

510

425

j) Repairs and maintenance

25

27

905

1024

715

647

k) Insurance

65

65

1557

1915

813

1004

l) Other expenditure

134

141

2880

3791

2517

3155

V. Net Interest Income (I-III)

1801

746

52288

56829

33372

37455

VI. Provisions and Contingencies

45

20

16393

17681

11507

13137

 VII. Operating Profit (I+II-III-IV)

1152

334

35868

41057

26527

31590

 VIII. Profit (Loss) during the year

1107

314

19475

23376

15021

18453

Source : Annual accounts of banks.


TABLE B2 : EARNINGS AND EXPENSES OF SCHEDULED COMMERCIAL BANKS - 2008 - 09 AND 2009 - 10 (Contd.)

NEW PRIVATE SECTOR BANKS

(Amount in ` lakh)

Items

As on March 31

Axis Bank

Development Credit Bank

HDFC Bank

2009

2010

2009

2010

2009

2010

 

(1)

(2)

(3)

(4)

(5)

(6)

Income

           

I. Interest Earned

1083549

1163802

64521

45940

1633226

1617290

a) Interest/Discount on advances/bills

746586

798660

49459

35989

1213675

1209828

b) Income on investments

305150

342831

12593

9509

400796

398129

c) Interest on balances with RBI and other inter-bank funds

21019

12000

2468

443

18426

8096

d) Others

10793

10310

-

-

330

1238

II. Other Income

289688

394578

12006

10709

329060

380761

a) Commission, exchange and brokerage

217326

256520

7675

6637

245730

283059

b) Net profit (loss) on sale of investments

28843

71405

196

1778

41054

34808

c) Net profit (loss) on revaluation of investments

-

-

-

-

-2799

-301

d) Net profit (loss) on sale of land and other assets

-820

-387

473

-25

419

402

e) Net profit (loss) on exchange transactions

35950

46810

2241

635

59861

61021

f) Miscellaneous income

8388

20231

1422

1684

-15204

1772

Total (I+II)

1373236

1558380

76527

56649

1962286

1998051

Expenditure & Provisions

           

III. Interest Expended

714927

663353

44795

31742

891110

778630

a) Interest on deposits

620892

571453

40138

28301

801545

699771

b) Interest on RBI/inter-bank borrowings

28528

14936

2931

2182

88476

74552

c) Others

65508

76964

1726

1259

1089

4307

IV. Operating Expenses

285821

370972

24198

20081

553281

576448

a) Payments to and provisions for employees

99766

125582

10442

8805

223820

228918

b) Rent, taxes and lighting

37030

49609

3544

3145

50740

56105

c) Printing and stationery

7523

8310

344

199

16706

16454

d) Advertisement and publicity

4632

4727

203

144

10868

8312

e) Depreciation on bank’s property

18867

23432

1505

1538

35991

39439

f) Directors’ fees, allowances and expenses

72

51

46

46

42

45

g) Auditors’ fees and expenses

83

105

41

43

133

103

h) Law charges

1072

1474

25

34

1931

3231

i) Postage, telegrams, telephones, etc.

15024

17566

622

347

33437

32588

j) Repairs and maintenance

22354

30233

704

567

30293

45380

k) Insurance

11368

14143

620

467

13875

16106

l) Other expenditure

68030

95740

6101

4747

135446

129769

V. Net Interest Income (I-III)

368621

500450

19725

14198

742116

838660

VI. Provisions and Contingencies

190952

272602

16343

12672

293402

348103

VII. Operating Profit (I+II-III-IV)

372488

524056

7534

4827

517895

642973

VIII. Profit (Loss) during the year

181536

251453

-8810

-7845

224494

294870

Source : Annual accounts of banks.


TABLE B2 : EARNINGS AND EXPENSES OF SCHEDULED COMMERCIAL BANKS - 2008 - 09 AND 2009 - 10 (Contd.)

NEW PRIVATE SECTOR BANKS

(Amount in ` lakh)

Items

As on March 31

ICICI Bank

IndusInd Bank

Kotak Mahindra
Bank

2009

2010

2009

2010

2009

2010

 

(7)

(8)

(9)

(10)

(11)

(12)

Income

           

I. Interest Earned

3109255

2570693

230947

270699

306514

325562

a) Interest/Discount on advances/bills

2232383

1737273

179331

211295

249373

252691

b) Income on investments

740306

646635

48324

55915

55840

72686

c) Interest on balances with RBI and
other inter-bank funds

51871

62499

1577

1094

1172

106

d) Others

84695

124286

1715

2395

129

80

II. Other Income

760373

747765

45625

55348

27363

62824

a) Commission, exchange and brokerage

562589

483081

13910

19355

22375

30551

b) Net profit (loss) on sale of investments

180047

54642

12155

11103

-8535

5224

c) Net profit (loss) on revaluation of investments

-51403

18522

-

-

-

-

d) Net profit (loss) on sale of land and other assets

1751

13452

-3063

-3400

27

-294

e) Net profit (loss) on exchange transactions

841

110605

7188

8445

1310

5678

f) Miscellaneous income

66547

67463

15435

19844

12186

21666

Total (I+II)

3869628

3318458

276573

326047

333877

388386

Expenditure & Provisions            
III. Interest Expended

2272593

1759257

185044

182058

154660

139748

a) Interest on deposits

1578516

1151347

157597

156006

109669

98008

b) Interest on RBI/inter-bank borrowings

200459

119513

11997

4829

21991

19922

c) Others

493619

488397

15450

21223

23000

21818

IV. Operating Expenses

704511

585983

54703

73600

119642

118939

a) Payments to and provisions for employees

197170

192579

18714

29056

58363

58348

b) Rent, taxes and lighting

62580

59243

4964

6883

12975

15034

c) Printing and stationery

12003

9160

1309

1397

3356

1765

d) Advertisement and publicity

14028

11080

1551

626

1986

1929

e) Depreciation on bank’s property

67860

61950

4417

4529

6956

9000

f) Directors’ fees, allowances and expenses

36

42

55

61

18

19

g) Auditors’ fees and expenses

227

225

100

106

111

112

h) Law charges

9240

9874

1287

1482

1519

1647

i) Postage, telegrams, telephones, etc.

25385

20077

2747

3477

4191

3283

j) Repairs and maintenance

48969

47246

4170

4780

5591

6077

k) Insurance

22829

20056

2022

2987

1563

1748

l) Other expenditure

244182

154451

13366

18216

23012

19978

V. Net Interest Income (I-III)

836661

811436

45903

88642

151855

185815

VI. Provisions and Contingencies

516709

570720

21991

35359

31966

73589

VII. Operating Profit (I+II-III-IV)

892523

973218

36825

70389

59575

129700

VIII. Profit (Loss) during the year

375813

402498

14834

35031

27610

56111

Source : Annual accounts of banks.


TABLE B2 : EARNINGS AND EXPENSES OF SCHEDULED COMMERCIAL BANKS - 2008 - 09 AND 2009 - 10 (Contd.)

NEW PRIVATE SECTOR BANKS

(Amount in ` lakh)

Items

As on March 31

Yes Bank

2009

2010

 

(1)

(2)

Income

   

I. Interest Earned

200143

236971

a) Interest/Discount on advances/bills

148781

177150

b) Income on investments

49960

58589

c) Interest on balances with RBI and other inter-bank funds

1151

869

d) Others

252

363

II. Other Income

43690

57553

a) Commission, exchange and brokerage

22577

37911

b) Net profit (loss) on sale of investments

14864

9862

c) Net profit (loss) on revaluation of investments

-

-

d) Net profit (loss) on sale of land and other assets

-16

-59

e) Net profit (loss) on exchange transactions

2811

4412

f) Miscellaneous income

3454

5427

Total (I+II)

243834

294524

Expenditure & Provisions

   

III. Interest Expended

149214

158176

a) Interest on deposits

122705

125344

b) Interest on RBI/inter-bank borrowings

25314

30257

c) Others

1194

2574

IV. Operating Expenses

41855

50015

a) Payments to and provisions for employees

21802

25689

b) Rent, taxes and lighting

5634

7305

c) Printing and stationery

431

396

d) Advertisement and publicity

148

1079

e) Depreciation on bank’s property

3010

3026

f) Directors’ fees, allowances and expenses

38

35

g) Auditors’ fees and expenses

38

42

h) Law charges

65

80

i) Postage, telegrams, telephones, etc.

904

721

j) Repairs and maintenance

390

454

k) Insurance

135

160

l) Other expenditure

9258

11029

V. Net Interest Income (I-III)

50930

78795

VI. Provisions and Contingencies

22381

38559

VII. Operating Profit (I+II-III-IV)

52765

86333

VIII. Profit (Loss) during the year

30384

47774

Source : Annual accounts of banks.


TABLE B2 : EARNINGS AND EXPENSES OF SCHEDULED COMMERCIAL BANKS - 2008 - 09 AND 2009 - 10 (Contd.)

FOREIGN BANKS

(Amount in ` lakh)

Items

As on March 31

AB Bank

Abu Dhabi Commercial Bank

American Express Banking Corp.

 

2009

2010

2009

2010

2009

2010

 

(1)

(2)

(3)

(4)

(5)

(6)

Income

           

I. Interest Earned

455

330

4780

4110

7738

6382

a) Interest/Discount on advances/bills

319

232

1757

1226

5913

5655

b) Income on investments

68

54

1200

1008

1825

713

c) Interest on balances with RBI and other inter-bank funds

68

44

1620

1230

-

14

d) Others

-

-

202

646

-

-

II. Other Income

760

1246

532

328

33479

31460

a) Commission, exchange and brokerage

641

1160

184

185

29736

28906

b) Net profit (loss) on sale of investments

-

-

7

1

-

-

c) Net profit (loss) on revaluation of investments

-

-

-

-

-

-

d) Net profit (loss) on sale of land and other assets

-

-

-

-

102

41

e) Net profit (loss) on exchange transactions

53

25

270

142

-

-

f) Miscellaneous income

65

61

70

-

3642

2513

Total (I+II)

1214

1576

5312

4438

41218

37842

Expenditure & Provisions

III. Interest Expended

72

43

2002

2008

8117

3215

a) Interest on deposits

53

37

1955

1998

2860

2575

b) Interest on RBI/inter-bank borrowings

19

6

47

11

5237

630

c) Others

-

-

-

-

20

9

IV. Operating Expenses

415

671

1315

1313

37458

32142

a) Payments to and provisions for employees

99

104

541

693

10199

8626

b) Rent, taxes and lighting

56

60

137

153

1197

1369

c) Printing and stationery

8

7

19

21

540

391

d) Advertisement and publicity

8

8

5

4

9895

5961

e) Depreciation on bank’s property

16

80

39

31

3277

3077

f) Directors’ fees, allowances and expenses

1

-

-

-

-

-

g) Auditors’ fees and expenses

3

2

4

4

22

22

h) Law charges

2

-

19

3

48

47

i) Postage, telegrams, telephones, etc.

31

37

45

47

1875

1275

j) Repairs and maintenance

14

15

86

102

952

960

k) Insurance

3

3

47

50

49

54

l) Other expenditure

174

355

373

205

9404

10359

V. Net Interest Income (I-III)

383

287

2778

2101

-379

3168

VI. Provisions and Contingencies

348

390

359

354

6128

7518

VII. Operating Profit (I+II-III-IV)

728

862

1995

1116

-4358

2486

VIII. Profit (Loss) during the year

380

472

1636

762

-10486

-5032

Source : Annual accounts of banks.


TABLE B2 : EARNINGS AND EXPENSES OF SCHEDULED COMMERCIAL BANKS - 2008 - 09 AND 2009 - 10 (Contd.)

FOREIGN BANKS

(Amount in ` lakh)

Items

As on March 31

Antwerp Diamond
Bank

Bank Internasional
Indonesia

Bank of America

2009

2010

2009

2010

2009

2010

 

(7)

(8)

(9)

(10)

(11)

(12)

Income

           

I. Interest Earned

4837

3429

24

93

60691

56862

a) Interest/Discount on advances/bills

3327

2578

-

-

38415

26560

b) Income on investments

1404

850

23

93

19967

28905

c) Interest on balances with RBI and other

50

2

1

-

821

38

d) Others

55

-

-

-

1488

1359

II. Other Income

1337

1527

118

-9

39333

49286

a) Commission, exchange and brokerage

987

1340

-

-

6389

6047

b) Net profit (loss) on sale of investments

-

-

-

-

7273

-2606

c) Net profit (loss) on revaluation of investments

-

-

-

-

-333

-3

d) Net profit (loss) on sale of land and other assets

1

1

1

-

11

27

e) Net profit (loss) on exchange transactions

210

94

101

-10

21472

42667

f) Miscellaneous income

140

92

17

-

4520

3153

Total (I+II)

6174

4956

142

84

100023

106147

Expenditure & Provisions

           

III. Interest Expended

2252

802

-

-

15189

18599

a) Interest on deposits

99

146

-

-

9399

14537

b) Interest on RBI/inter-bank borrowings

2065

607

-

-

3520

534

c) Others

87

48

-

-

2270

3528

IV. Operating Expenses

850

1078

58

25

17515

24386

a) Payments to and provisions for employees

364

437

-

-

8044

12679

b) Rent, taxes and lighting

56

55

4

-

1424

1592

c) Printing and stationery

6

4

-

-

175

187

d) Advertisement and publicity

3

2

-

-

-

-

e) Depreciation on bank’s property

13

16

-

-

784

797

f) Directors’ fees, allowances and expenses

-

-

-

-

-

-

g) Auditors’ fees and expenses

6

6

4

3

28

23

h) Law charges

2

35

21

18

27

86

i) Postage, telegrams, telephones, etc.

53

56

2

-

393

412

j) Repairs and maintenance

31

27

1

-

469

430

k) Insurance

7

3

-

-

421

622

l) Other expenditure

309

437

26

4

5749

7559

V. Net Interest Income (I-III)

2585

2628

24

93

45502

38262

VI. Provisions and Contingencies

1516

3266

9

9

33620

28117

VII. Operating Profit (I+II-III-IV)

3072

3077

84

58

67319

63162

VIII. Profit (Loss) during the year

1557

-189

75

49

33699

35045

Source : Annual accounts of banks.


TABLE B2 : EARNINGS AND EXPENSES OF SCHEDULED COMMERCIAL BANKS - 2008 - 09 AND 2009 - 10 (Contd.)

FOREIGN BANKS

(Amount in ` lakh)

Items

As on March 31

Bank of Bahrain & Kuwait

Bank of Ceylon

Bank of Nova Scotia

2009

2010

2009

2010

2009

2010

 

(13)

(14)

(15)

(16)

(17)

(18)

Income

           

I. Interest Earned

4856

4053

1380

1146

54525

42381

a) Interest/Discount on advances/bills

3492

3060

612

553

40811

34482

b) Income on investments

1131

946

212

245

13209

7753

c) Interest on balances with RBI and other

215

48

-

-

67

4

d) Others

19

-

556

349

438

142

II. Other Income

1484

1018

1539

610

17141

13337

a) Commission, exchange and brokerage

583

521

239

236

2284

1799

b) Net profit (loss) on sale of investments

185

180

-

-

172

-180

c) Net profit (loss) on revaluation of investments

-

-

-

-

-

-

d) Net profit (loss) on sale of land and other assets

-4

-2

-

5

-

-1

e) Net profit (loss) on exchange transactions

266

225

76

41

9899

7316

f) Miscellaneous income

454

94

1224

328

4785

4403

Total (I+II)

6341

5071

2919

1756

71666

55718

Expenditure & Provisions

           

III. Interest Expended

2497

2651

322

378

37103

18081

a) Interest on deposits

2177

2541

283

376

25252

11370

b) Interest on RBI/inter-bank borrowings

135

19

-

-

11059

3415

c) Others

184

91

40

2

792

3295

IV. Operating Expenses

1681

1682

320

357

5857

4565

a) Payments to and provisions for employees

742

725

105

130

1788

1920

b) Rent, taxes and lighting

452

381

41

46

534

764

c) Printing and stationery

26

27

7

5

64

61

d) Advertisement and publicity

9

4

3

5

6

7

e) Depreciation on bank’s property

121

171

19

27

183

194

f) Directors’ fees, allowances and expenses

-

-

-

-

-

-

g) Auditors’ fees and expenses

6

10

1

1

33

23

h) Law charges

7

4

21

11

18

19

i) Postage, telegrams, telephones, etc.

56

77

52

63

196

205

j) Repairs and maintenance

46

53

14

11

214

260

k) Insurance

51

54

1

1

217

185

l) Other expenditure

166

177

58

57

2604

927

V. Net Interest Income (I-III)

2360

1402

1058

768

17422

24300

VI. Provisions and Contingencies

422

496

301

465

13419

13193

VII. Operating Profit (I+II-III-IV)

2163

738

2276

1022

28706

33072

VIII. Profit (Loss) during the year

1741

241

1976

557

15287

19879

Source : Annual accounts of banks.


TABLE B2 : EARNINGS AND EXPENSES OF SCHEDULED COMMERCIAL BANKS - 2008 - 09 AND 2009 - 10 (Contd.)

FOREIGN BANKS

(Amount in ` lakh)

Items

As on March 31

Bank of Tokyo-Mitsubishi, UFJ

Barclays Bank

BNP Paribas

2009

2010

2009

2010

2009

2010

 

(19)

(20)

(21)

(22)

(23)

(24)

Income

           

I. Interest Earned

31537

25642

203654

165926

63658

58496

a) Interest/Discount on advances/bills

23942

20400

157223

121206

37817

28254

b) Income on investments

6804

3703

43914

41835

25461

25494

c) Interest on balances with RBI and other

545

1538

2375

2540

250

4675

d) Others

246

-

142

346

132

73

II. Other Income

6271

7734

58920

14922

24318

19471

a) Commission, exchange and brokerage

3376

3557

32397

25818

11115

11462

b) Net profit (loss) on sale of investments

-

-

21406

-3410

-4427

-4662

c) Net profit (loss) on revaluation of investments

-

-

-

-

-

-

d) Net profit (loss) on sale of land and other assets

-10

-5

-5

-

-38

-32

e) Net profit (loss) on exchange transactions

2902

3901

4857

-8569

16819

11801

f) Miscellaneous income

2

280

266

1084

849

902

Total (I+II)

37808

33376

262574

180848

87976

77967

Expenditure & Provisions

           

III. Interest Expended

17434

12637

97851

69808

27225

14299

a) Interest on deposits

11464

8936

89574

66120

12967

11383

b) Interest on RBI/inter-bank borrowings

2737

371

6994

1216

14253

2916

c) Others

3232

3330

1284

2472

5

-

IV. Operating Expenses

4080

5078

89246

78014

19344

23815

a) Payments to and provisions for employees

1870

2076

26482

32521

9114

10184

b) Rent, taxes and lighting

400

421

6429

6299

1655

1596

c) Printing and stationery

71

78

860

438

176

160

d) Advertisement and publicity

3

6

3022

1907

127

225

e) Depreciation on bank’s property

682

659

3240

5175

631

638

f) Directors’ fees, allowances and expenses

1

1

-

-

-

-

g) Auditors’ fees and expenses

10

11

42

37

29

29

h) Law charges

104

34

159

571

12

23

i) Postage, telegrams, telephones, etc.

74

83

2577

1665

371

341

j) Repairs and maintenance

179

214

319

512

866

1741

k) Insurance

151

237

654

686

385

435

l) Other expenditure

535

1257

45461

28205

5977

8442

Net Interest Income (I-III)

14103

13004

105803

96118

36433

44197

VI. Provisions and Contingencies

9518

8335

72467

88433

24409

21812

VII. Operating Profit (I+II-III-IV)

16294

15660

75477

33026

41406

39853

VIII. Profit (Loss) during the year

6776

7326

3010

-55407

16997

18041

Source : Annual accounts of banks.


TABLE B2 : EARNINGS AND EXPENSES OF SCHEDULED COMMERCIAL BANKS - 2008 - 09 AND 2009 - 10 (Contd.)

FOREIGN BANKS

(Amount in ` lakh)

Items

As on March 31

Chinatrust Commercial Bank

Citibank

Credit Agricole
Bank

2009

2010

2009

2010

2009

2010

 

(25)

(26)

(27)

(28)

(29)

(30)

Income

           

I. Interest Earned

1859

1693

684024

607047

34660

32976

a) Interest/Discount on advances/bills

1638

1611

493470

401888

18053

12820

b) Income on investments

195

71

162663

179320

16305

20010

c) Interest on balances with RBI and other

26

11

27711

24229

270

122

d) Others

-

-

179

1610

31

24

II. Other Income

304

361

358230

159134

25493

23975

a) Commission, exchange and brokerage

101

116

112532

88562

4197

8857

b) Net profit (loss) on sale of investments

-

-

60423

-23079

1642

-814

c) Net profit (loss) on revaluation of investments

-

-

-

-

-

-

d) Net profit (loss) on sale of land and other assets

1

-32

1334

-325

-7

-7

e) Net profit (loss) on exchange transactions

86

121

182556

92345

19452

15844

f) Miscellaneous income

115

155

1384

1629

208

95

Total (I+II)

2163

2054

1042254

766180

60152

56951

Expenditure & Provisions

           

III. Interest Expended

644

297

242884

201676

17370

10132

a) Interest on deposits

393

266

191404

167068

3023

3587

b) Interest on RBI/inter-bank borrowings

251

30

36090

15847

13103

5049

c) Others

-

1

15390

18761

1244

1497

IV. Operating Expenses

859

1238

258723

235432

9959

8030

a) Payments to and provisions for employees

303

380

88062

87512

5762

4250

b) Rent, taxes and lighting

155

164

13840

11535

687

705

c) Printing and stationery

5

4

3952

4266

32

23

d) Advertisement and publicity

-

2

15527

10038

95

126

e) Depreciation on bank’s property

23

51

9074

8060

350

342

f) Directors’ fees, allowances and expenses

-

-

-

-

-

-

g) Auditors’ fees and expenses

6

6

66

65

4

4

h) Law charges

23

29

846

930

120

83

i) Postage, telegrams, telephones, etc.

10

14

12880

14996

125

90

j) Repairs and maintenance

8

65

6753

6112

355

179

k) Insurance

10

7

4635

5222

91

113

l) Other expenditure

315

517

103087

86695

2338

2115

V. Net Interest Income (I-III)

1215

1396

441140

405371

17290

22844

VI. Provisions and Contingencies

95

192

323339

243034

17270

30969

VII. Operating Profit (I+II-III-IV)

660

519

540647

329073

32824

38789

VIII. Profit (Loss) during the year

565

328

217308

86039

15554

7820

Source : Annual accounts of banks.


TABLE B2 : EARNINGS AND EXPENSES OF SCHEDULED COMMERCIAL BANKS - 2008 - 09 AND 2009 - 10 (Contd.)

FOREIGN BANKS

(Amount in ` lakh)

Items

As on March 31

DBS Bank

Deutsche Bank

First Rand Bank #

2009

2010

2009

2010

2009

2010

 

(31)

(32)

(33)

(34)

(35)

(36)

Income

     

   

I. Interest Earned

80864

87981

188144

157887

 

565

a) Interest/Discount on advances/bills

23891

27625

118214

94513

 

71

b) Income on investments

40315

58902

66005

62127

 

248

c) Interest on balances with RBI and other

16658

1454

2261

1245

 

245

d) Others

-

-

1665

2

 

-

II. Other Income

30220

15487

101969

81705

 

1194

a) Commission, exchange and brokerage

19490

17039

43024

45848

 

66

b) Net profit (loss) on sale of investments

-536

2504

20354

-2736

 

-9

c) Net profit (loss) on revaluation of investments

-

-

-

-

 

-

d) Net profit (loss) on sale of land and other assets

3

3

-20

-749

 

-3

e) Net profit (loss) on exchange transactions

11207

-4084

35731

34134

 

20

f) Miscellaneous income

55

24

2878

5208

 

1120

Total (I+II)

111084

103468

290113

239592

 

1759

Expenditure & Provisions

           

III. Interest Expended

49392

31760

58793

30235

 

98

a) Interest on deposits

22380

20516

23115

15672

 

-

b) Interest on RBI/inter-bank borrowings

27012

11244

35241

14331

 

52

c) Others

-

-

438

232

 

45

IV. Operating Expenses

16482

16755

115508

95638

 

5386

a) Payments to and provisions for employees

9152

7328

42421

51057

 

3952

b) Rent, taxes and lighting

2196

3676

5625

3262

 

321

c) Printing and stationery

42

56

1267

710

 

7

d) Advertisement and publicity

428

278

1014

1497

 

-

e) Depreciation on bank’s property

866

1290

3291

3327

 

291

f) Directors’ fees, allowances and expenses

-

-

-

-

 

-

g) Auditors’ fees and expenses

4

5

28

50

 

5

h) Law charges

46

81

405

264

 

69

i) Postage, telegrams, telephones, etc.

299

467

4277

3883

 

129

j) Repairs and maintenance

219

339

3558

3566

 

71

k) Insurance

266

440

2365

-367

 

60

l) Other expenditure

2965

2795

51257

28388

 

482

V. Net Interest Income (I-III)

31472

56220

129351

127652

 

467

VI. Provisions and Contingencies

19306

27949

72806

69083

 

8

VII. Operating Profit (I+II-III-IV)

45210

54952

115812

113718

 

-3724

VIII. Profit (Loss) during the year

25904

27003

43006

44635

 

-3732

Note : # See ‘Explantory Notes’
Source : Annual accounts of banks.


TABLE B2 : EARNINGS AND EXPENSES OF SCHEDULED COMMERCIAL BANKS - 2008 - 09 AND 2009 - 10 (Contd.)

FOREIGN BANKS

(Amount in ` lakh)

Items

As on March 31

HSBC

J. P. Morgan Chase Bank

JSC VTB Bank

2009

2010

2009

2010

2009

2010

 

(37)

(38)

(39)

(40)

(41)

(42)

Income

           

I. Interest Earned

632693

516588

51320

43810

683

523

a) Interest/Discount on advances/bills

392105

264483

7363

2862

83

131

b) Income on investments

222705

244772

42252

32910

-

3

c) Interest on balances with RBI and other

15479

6600

1562

7730

600

389

d) Others

2403

733

144

309

-

-

II. Other Income

269942

213548

72094

-10100

14

27

a) Commission, exchange and brokerage

130700

105866

13846

11673

10

12

b) Net profit (loss) on sale of investments

21657

-9284

2691

-3362

-

-

c) Net profit (loss) on revaluation of investments

7747

-

-

-

-

-

d) Net profit (loss) on sale of land and other assets

17

-100

-

2

-

-

e) Net profit (loss) on exchange transactions

112831

91033

44595

-19336

4

8

f) Miscellaneous income

-3009

26034

10961

923

-

7

Total (I+II)

902635

730137

123414

33711

697

550

Expenditure & Provisions

           

III. Interest Expended

266100

191466

23078

17988

-

-

a) Interest on deposits

228596

170433

11905

13388

-

-

b) Interest on RBI/inter-bank borrowings

34757

19910

5379

2484

-

-

c) Others

2747

1122

5795

2115

-

-

IV. Operating Expenses

219467

195012

13783

16300

697

768

a) Payments to and provisions for employees

87429

82230

7823

9806

233

272

b) Rent, taxes and lighting

14678

14301

750

896

297

335

c) Printing and stationery

2738

1653

50

65

8

7

d) Advertisement and publicity

7776

8957

2

3

-

1

e) Depreciation on bank’s property

9308

8783

206

313

9

32

f) Directors’ fees, allowances and expenses

-

-

-

-

-

-

g) Auditors’ fees and expenses

29

45

22

20

10

10

h) Law charges

748

655

104

306

10

-

i) Postage, telegrams, telephones, etc.

7468

5949

584

505

7

8

j) Repairs and maintenance

4698

4061

540

933

9

11

k) Insurance

4963

7179

322

454

1

1

l) Other expenditure

79631

61199

3378

3000

113

90

V. Net Interest Income (I-III)

366593

325122

28242

25823

683

523

VI. Provisions and Contingencies

287940

262667

42167

-1681

29

-81

VII. Operating Profit (I+II-III-IV)

417068

343659

86553

-577

-

-218

VIII. Profit (Loss) during the year

129128

80991

44386

1104

-29

-137

Source : Annual accounts of banks.


TABLE B2 : EARNINGS AND EXPENSES OF SCHEDULED COMMERCIAL BANKS - 2008 - 09 AND 2009 - 10 (Contd.)

FOREIGN BANKS

(Amount in ` lakh)

Items

As on March 31

Krung Thai Bank

Mashreqbank

Mizuho Corporate Bank

2009

2010

2009

2010

2009

2010

 

(43)

(44)

(45)

(46)

(47)

(48)

Income

           

I. Interest Earned

1028

790

533

524

12904

9837

a) Interest/Discount on advances/bills

76

53

135

125

10690

7930

b) Income on investments

199

202

274

346

2051

1704

c) Interest on balances with RBI and other

752

535

124

51

156

174

d) Others

-

-

-

2

7

29

II. Other Income

94

108

1035

1312

3813

3726

a) Commission, exchange and brokerage

50

54

839

1024

1695

1653

b) Net profit (loss) on sale of investments

-

-3

-

22

-

-

c) Net profit (loss) on revaluation of investments

-

-

-

-

-

-

d) Net profit (loss) on sale of land and other assets

-

-

1

-

-138

-14

e) Net profit (loss) on exchange transactions

44

58

149

71

2257

2086

f) Miscellaneous income

-

-

46

195

-

-

Total (I+II)

1122

898

1568

1836

16717

13563

Expenditure & Provisions

           

III. Interest Expended

455

366

15

11

5817

5058

a) Interest on deposits

455

366

12

10

3927

4944

b) Interest on RBI/inter-bank borrowings

-

-

4

-

1246

6

c) Others

-

-

-

1

644

108

IV. Operating Expenses

323

391

602

836

3621

4604

a) Payments to and provisions for employees

63

71

254

306

1494

1811

b) Rent, taxes and lighting

155

223

98

146

1089

1134

c) Printing and stationery

2

2

9

7

27

31

d) Advertisement and publicity

1

1

3

8

2

2

e) Depreciation on bank’s property

28

20

46

42

149

702

f) Directors’ fees, allowances and expenses

-

-

-

-

-

-

g) Auditors’ fees and expenses

3

2

2

2

15

15

h) Law charges

-

-

13

12

12

7

i) Postage, telegrams, telephones, etc.

5

5

40

34

35

36

j) Repairs and maintenance

16

20

30

35

105

108

k) Insurance

2

1

11

9

61

145

l) Other expenditure

47

45

96

235

632

614

V. Net Interest Income (I-III)

573

424

517

513

7087

4779

VI. Provisions and Contingencies

158

63

405

562

3008

1847

VII. Operating Profit (I+II-III-IV)

344

141

951

989

7279

3901

VIII. Profit (Loss) during the year

186

78

546

427

4271

2054

Source : Annual accounts of banks.


TABLE B2 : EARNINGS AND EXPENSES OF SCHEDULED COMMERCIAL BANKS - 2008 - 09 AND 2009 - 10 (Contd.)

FOREIGN BANKS

(Amount in ` lakh)

Items

As on March 31

Oman International Bank

Royal Bank of Scotland #

Shinhan Bank

2009

2010

2009

2010

2009

2010

 

(49)

(50)

(51)

(52)

(53)

(54)

Income

           

I. Interest Earned

1452

1437

311967

212626

6387

6933

a) Interest/Discount on advances/bills

7

8

230950

155210

4321

4469

b) Income on investments

632

635

69116

56426

954

918

c) I nterest on balances with RBI and other

813

794

1416

417

1108

1541

d) Others

-

-

10485

573

4

4

II. Other Income

255

1093

122511

74948

838

1259

a) Commission, exchange and brokerage

33

33

62888

44779

360

481

b) Net profit (loss) on sale of investments

-

-

-2369

435

12

10

c) Net profit (loss) on revaluation of investments

-

-

-

-

-

-

d) Net profit (loss) on sale of land an other assets

2

1

4

936

-1

-

e) Net profit (loss) on exchange transactions

71

27

56158

18644

452

750

f) Miscellaneous income

150

1032

5829

10153

15

18

Total (I+II)

1707

2530

434478

287573

7225

8192

Expenditure & Provisions

           

III. Interest Expended

921

848

143715

71412

2566

2221

a) Interest on deposits

822

808

80071

51572

2370

2214

b) Interest on RBI/inter-bank borrowings

99

39

38256

16052

188

5

c) Others

-

-

25388

3788

8

1

IV. Operating Expenses

608

657

149735

99628

1278

1327

a) Payments to and provisions for employees

173

189

75145

41677

528

481

b) Rent, taxes and lighting

51

52

9767

8876

406

392

c) Printing and stationery

5

6

1719

1402

13

12

d) Advertisement and publicity

7

2

5068

4232

8

8

e) Depreciation on bank’s property

127

119

4367

3953

56

41

f) Directors’ fees, allowances and expenses

-

-

-

-

-

-

g) Auditors’ fees and expenses

3

3

60

60

2

3

h) Law charges

21

29

429

508

-

3

i) Postage, telegrams, telephones, etc.

23

20

4471

4086

61

62

j) Repairs and maintenance

27

36

3868

5870

28

36

k) Insurance

19

18

1908

1706

51

87

l) Other expenditure

151

182

42934

27260

125

203

V. Net Interest Income (I-III)

531

589

168252

141214

3821

4712

VI. Provisions and Contingencies

-114

144

139089

127018

1451

2218

VII. Operating Profit (I+II-III-IV)

178

1025

141028

116534

3381

4644

VIII. Profit (Loss) during the year

293

881

1940

-10485

1929

2426

Note : # see ‘Explantory Notes’
Source : Annual accounts of banks.


TABLE B2 : EARNINGS AND EXPENSES OF SCHEDULED COMMERCIAL BANKS - 2008 - 09 AND 2009 - 10 (Contd.)

FOREIGN BANKS

(Amount in ` lakh)

Items

As on March 31

Societe Generale

Sonali Bank

Standard Chartered Bank

2009

2010

2009

2010

2009

2010

 

(55)

(56)

(57)

(58)

(59)

(60)

Income

           

I. Interest Earned

15267

10856

137

114

564941

567489

a) Interest/Discount on advances/bills

4757

2961

68

64

435822

417427

b) Income on investments

10409

7846

49

47

124303

141244

c) Interest on balances with RBI and other

53

35

16

3

2951

4497

d) Others

47

14

4

-

1866

4321

II. Other Income

6878

906

463

496

309705

283762

a) Commission, exchange and brokerage

2813

1167

370

406

176200

247564

b) Net profit (loss) on sale of investments

-863

-414

-

-

-13487

-11111

c) Net profit (loss) on revaluation of investments

-

-

-

-

25183

-34855

d) Net profit (loss) on sale of land and other assets

1

8

-

-

149

155

e) Net profit (loss) on exchange transactions

2266

725

67

69

59195

46607

f) Miscellaneous income

2662

-580

26

21

62466

35401

Total (I+II)

22145

11762

600

611

874646

851251

Expenditure & Provisions

           

III. Interest Expended

8017

4419

65

71

248962

178378

a) Interest on deposits

5781

3815

40

49

196241

144160

b) Interest on RBI/inter-bank borrowings

1227

167

-

-

36890

14968

c) Others

1009

436

25

22

15831

19250

IV. Operating Expenses

6552

6235

339

397

249970

241897

a) Payments to and provisions for employees

3207

3339

202

256

105222

102455

b) Rent, taxes and lighting

918

974

64

65

14627

14872

c) Printing and stationery

40

31

5

5

4022

1932

d) Advertisement and publicity

28

-

2

2

28906

26961

e) Depreciation on bank’s property

527

495

4

3

5572

5984

f) Directors’ fees, allowances and expenses

-

-

-

-

-

-

g) Auditors’ fees and expenses

4

9

3

3

54

61

h) Law charges

19

3

2

-

3410

6720

i) Postage, telegrams, telephones, etc.

219

163

25

29

7799

7879

j) Repairs and maintenance

63

85

2

1

7413

5538

k) Insurance

145

99

3

3

4555

5943

l) Other expenditure

1382

1034

28

29

68393

63552

V. Net Interest Income (I-III)

7250

6437

73

43

315979

389111

VI. Provisions and Contingencies

3617

669

91

73

185037

218271

VII. Operating Profit (I+II-III-IV)

7576

1109

197

142

375714

430975

VIII. Profit (Loss) during the year

3959

439

106

69

190677

212704

Source : Annual accounts of banks.


TABLE B2 : EARNINGS AND EXPENSES OF SCHEDULED COMMERCIAL BANKS - 2008 - 09 AND 2009 - 10 (Concld.)

FOREIGN BANKS

(Amount in ` lakh)

Items

As on March 31

State Bank of Mauritius

UBS AG

2009

2010

2009

2010

 

(61)

(62)

(63)

(64)

Income

       

I. Interest Earned

4452

4359

756

6072

a) Interest/Discount on advances/bills

2902

3135

-

-

b) Income on investments

809

637

64

5545

c) Interest on balances with RBI and other

740

586

691

527

d) Others

-

1

-

-

II. Other Income

307

457

-

811

a) Commission, exchange and brokerage

83

99

-

-

b) Net profit (loss) on sale of investments

-68

-44

-

217

c) Net profit (loss) on revaluation of investments

-

-

-

-

d) Net profit (loss) on sale of land and other assets

-

-3

-

-

e) Net profit (loss) on exchange transactions

12

38

-

229

f) Miscellaneous income

280

367

-

364

Total (I+II)

4759

4816

756

6883

Expenditure & Provisions

       

III. Interest Expended

3054

3566

-

1266

a) Interest on deposits

2186

3165

-

940

b) Interest on RBI/inter-bank borrowings

868

398

-

326

c) Others

-

3

-

-

IV. Operating Expenses

622

717

2574

5805

a) Payments to and provisions for employees

184

235

1390

2827

b) Rent, taxes and lighting

27

71

775

1540

c) Printing and stationery

5

5

5

17

d) Advertisement and publicity

3

1

-

3

e) Depreciation on bank’s property

112

74

57

458

f) Directors’ fees, allowances and expenses

-

-

-

-

g) Auditors’ fees and expenses

3

5

14

17

h) Law charges

-

15

1

-

i) Postage, telegrams, telephones, etc.

31

30

19

66

j) Repairs and maintenance

35

36

80

400

k) Insurance

27

40

-

1

l) Other expenditure

195

205

232

476

V. Net Interest Income (I-III)

1398

792

756

4807

VI. Provisions and Contingencies

517

933

156

-293

VII. Operating Profit (I+II-III-IV)

1083

532

-1818

-188

VIII. Profit (Loss) during the year

566

-401

-1974

105

Source : Annual accounts of banks.

RbiTtsCommonUtility

PLAYING
LISTEN

Related Assets

RBI-Install-RBI-Content-Global

RbiSocialMediaUtility

Install the RBI mobile application and get quick access to the latest news!

Scan Your QR code to Install our app

RbiWasItHelpfulUtility

Was this page helpful?