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Table No 1.10 Population group-wise outstanding credit of scheduled commercial banks according to occupation

(Amount in ` Million)

OCCUPATION

RURAL

SEMI-URBAN

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

1

2

3

4

5

6

I. AGRICULTURE

26,575,843

2140520.9

1745923.2

15,532,549

2893543.4

1337078.9

1. Direct Finance

25,354,228

1988351.2

1632647.1

14,731,403

1687897.8

1179314.4

2. Indirect Finance

1,221,615

152169.7

113276.2

801,146

1205645.5

157764.5

II. INDUSTRY

753,668

999667.1

625601.0

539,250

1736456.1

1039231.8

1. Mining & Quarrying

4,654

28589.9

14128.0

8,200

105688.0

54253.5

2. Manufacturing & Processing

699,295

591457.3

424628.5

472,436

1263823.9

758692.3

3. Electricity, Gas & Water

1,115

162567.0

58554.3

1,504

202435.7

114165.7

4. Construction

48,604

217052.8

128290.2

57,110

164508.5

112120.3

III. TRANSPORT OPERATORS

253,141

113739.5

74037.4

185,120

89162.3

62072.4

IV. PROFESSIONAL AND OTHER SERVICES

720,504

177214.9

138916.3

573,703

313447.8

214877.1

V. PERSONAL LOANS

6,096,708

980924.0

737376.0

8,100,683

1677510.4

1246054.2

1. Loans for Housing

889,260

315277.2

257771.1

1,465,232

716994.8

554070.8

2. Loans for Purchase of Consumer Durables

262,953

24268.4

17790.2

211,288

17125.1

12600.4

3. Rest of the Personal Loans

4,944,495

641378.5

461814.7

6,424,163

943390.5

679382.9

VI. TRADE

2,835,090

1270405.6

404957.9

2,003,171

578503.9

430759.4

1. Wholesale Trade

101,495

270739.9

209324.3

107,914

129132.7

103682.6

2. Retail Trade

2,733,595

999665.8

195633.6

1,895,257

449371.2

327076.9

VII. FINANCE

596,580

109908.0

85660.2

219,443

91687.1

56168.3

VIII. ALL OTHERS

2,186,531

236325.5

112022.9

1,617,893

176690.2

133628.2

TOTAL BANK CREDIT

40,018,065

6028705.5

3924494.9

28,771,812

7557001.1

4519870.3


OCCUPATION

URBAN

METROPOLITAN

No. of Accounts

Credit Limit

Amount Outstanding

No. of Amount

Credit Limit

Accounts Outstanding

 

7

8

9

10

11

12

I. AGRICULTURE

3,860,717

1079253.0

850123.4

669,992

1173523.8

677093.3

1. Direct Finance

3,611,961

770697.0

624770.4

643,527

475579.5

343185.9

2. Indirect Finance

248,756

308556.0

225353.0

26,465

697944.4

333907.4

II. INDUSTRY

501,622

5032637.9

3039022.8

544,407

22200806.0

11416612.4

1. Mining & Quarrying

7,111

110182.6

89659.0

4,759

526891.5

350176.9

2. Manufacturing & Processing

408,486

3789020.4

2159428.4

423,998

14191603.5

6957054.9

3. Electricity, Gas & Water

2,366

425347.6

292990.4

3,712

2316345.8

1485179.4

4. Construction

83,659

708087.3

496945.1

111,938

5165965.1

2624201.2

III. TRANSPORT OPERATORS

240,799

245775.6

159949.9

304,963

1317180.6

807655.6

IV. PROFESSIONAL AND OTHER SERVICES

470,787

834816.8

592461.4

431,822

8534837.4

2734616.2

V. PERSONAL LOANS

8,293,817

2434692.6

1766259.5

29,927,903

4825461.2

2951656.3

1. Loans for Housing

1,858,879

1199544.8

962205.6

1,769,817

2093333.4

1685264.4

2. Loans for Purchase of Consumer Durables

217,298

19480.8

14355.6

611,968

33090.7

20890.8

3. Rest of the Personal Loans

6,217,640

1215666.9

789698.3

27,546,118

2699037.1

1245501.1

VI. TRADE

1,363,511

1771704.0

786181.2

764,591

3571390.5

1710686.1

1. Wholesale Trade

109,768

1120373.9

296612.2

207,380

2336587.7

1026740.0

2. Retail Trade

1,253,743

651330.1

489569.1

557,211

1234802.8

683946.1

VII. FINANCE

88,383

349158.8

248938.7

47,928

6924972.5

3118030.6

VIII. ALL OTHERS

2,076,453

496972.8

352226.4

2,346,523

2776422.4

1100591.0

TOTAL BANK CREDIT

16,896,089

12245011.4

7795163.3

35,038,129

51324594.5

24516941.4

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