A. POPULATION GROUP-WISE BANK CREDIT - PERCENTAGE SHARE ACCORDING TO OCCUPATION

(Per cent)

OCCUPATION

RURAL

SEMI-URBAN

URBAN

METRO POLITAN

ALL-INDIA

1

2

3

4

5

I.

AGRICULTURE

39.0

29.6

11.4

3.2

11.7

1. Direct Finance

35.2

25.7

7.2

1.2

8.9

2. Indirect Finance

3.8

3.8

4.2

2.0

2.8

 II.

INDUSTRY

23.7

21.8

37

48.2

40.5

1. Mining & Quarrying

0.9

1.1

0.8

1.6

1.3

2. Manufacturing & Processing

14.9

16.7

27.1

31

26.9

3. Electricity, Gas & Water

3.3

1.7

4.1

5.5

4.5

4. Construction

4.6

2.3

5.1

10.3

7.8

III.

TRANSPORT OPERATORS

1.9

1.4

1.7

3.1

2.6

IV.

PROFESSIONAL AND OTHER SERVICES

4.8

5.0

8.1

11.0

9.1

V.

PERSONAL LOANS

16.7

28.3

24.7

12.2

16.7

1. Loans for Housing

6.5

13.2

14.2

7.4

9.2

2. Loans for Purchase of Consumer Durables

0.4

0.4

0.2

0.1

0.2

3. Rest of the Personal Loans

9.7

14.8

10.3

4.7

7.4

VI.

TRADE

9.6

10.3

11.4

8.2

9.1

1. Wholesale Trade

4.6

2.7

4.1

4.5

4.2

2. Retail Trade

4.9

7.6

7.2

3.7

4.9

VII.

FINANCE

2.0

0.8

2.1

11.0

7.3

VIII.

ALL OTHERS

2.3

2.8

3.6

3.0

3.0

TOTAL BANK CREDIT

100.0

100.0

100.0

100.0

100.0

TABLE NO. 1.11 - PERCENTAGE DISTRIBUTION OF OUTSTANDING CREDIT OF SCHEDULED
COMMERCIAL BANKS ACCORDING TO POPULATION GROUP AND OCCUPATION MARCH 2010

B. OCCUPATION-WISE BANK CREDIT - PERCENTAGE SHARE ACCORDING TO POPULATION GROUP

(Per cent)

OCCUPATION

RURAL

SEMI-URBAN

URBAN

METRO POLITAN

ALL-INDIA

6

7

8

9

10

I.

AGRICULTURE

38.5

27.9

17.3

16.4

100.0

1. Direct Finance

45.6

31.9

14.4

8.1

100.0

2. Indirect Finance

15.8

15.0

26.6

42.7

100.0

II.

INDUSTRY

6.7

5.9

16.2

71.1

100.0

1. Mining & Quarrying

8.1

9.3

10.6

72.0

100.0

2. Manufacturing & Processing

6.4

6.8

17.9

68.9

100.0

3. Electricity, Gas & Water

8.4

4.2

15.8

71.6

100.0

4. Construction

6.7

3.2

11.5

78.5

100.0

III.

TRANSPORT OPERATORS

8.7

5.9

12.0

73.4

100.0

IV.

PROFESSIONAL AND OTHER SERVICES

6.0

6.0

15.7

72.2

100.0

V.

PERSONAL LOANS

11.5

18.6

26.2

43.7

100.0

1. Loans for Housing

8.2

15.8

27.4

48.5

100.0

2. Loans for Purchase of Consumer Durables

28.9

25.6

25.4

20.2

100.0

3. Rest of the Personal Loans

15.2

22.0

24.7

38.1

100.0

VI.

TRADE

12.1

12.4

22.1

53.4

100.0

1. Wholesale Trade

12.6

7.1

17.3

63.1

100.0

2. Retail Trade

11.7

17.0

26.3

45.1

100.0

VII.

FINANCE

3.2

1.3

5.1

90.4

100.0

VIII.

ALL OTHERS

8.8

10.1

21.4

59.6

100.0

TOTAL BANK CREDIT

11.5

11.0

17.7

59.7

100.0