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Table No 1.17 Population group-wise outstanding credit of small borrowal accounts of scheduled commercial banks according to occupation

(Amount in ` Million)

OCCUPATION

RURAL

SEMI-URBAN

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

1

2

3

4

5

6

I. AGRICULTURE

24,717,789

1142385.9

1023813.5

14,316,006

748584.2

682788.5

1. Direct Finance

23,595,753

1092821.2

978548.3

13,592,978

710325.9

648289.1

2. Indirect Finance

1,122,036

49564.7

45265.2

723,028

38258.4

34499.4

II. INDUSTRY

594,294

21548.7

17009.9

315,203

17101.0

14117.9

III. TRANSPORT OPERATORS

115,675

8790.4

6882.1

87,602

7242.3

5725.6

IV. PROFESSIONAL AND OTHER SERVICES

650,910

26006.7

21471.4

474,096

23408.8

19813.2

V. PERSONAL LOANS

4,702,858

294131.3

235084.1

5,858,482

431401.3

329111.4

1. Loans for Housing

427,487

39163.5

30972.1

506,121

54031.5

41297.3

2. Loans for Purchase of Consumer Durables

241,092

16319.8

11629.3

199,817

11866.9

8856.0

3. Rest of the Personal Loans

4,034,279

238648.0

192482.8

5,152,544

365502.9

278958.1

VI. TRADE

2,618,510

109986.7

90234.4

1,682,547

87456.5

70480.8

1. Wholesale Trade

88,928

5672.0

5024.3

78,918

4932.9

4488.2

2. Retail Trade

2,529,582

104314.6

85210.1

1,603,629

82523.7

65992.6

VII. FINANCE

550,581

33236.7

24688.5

201,740

13013.2

9407.9

VIII. ALL OTHERS

2,124,346

78735.9

70754.4

1,541,492

55369.0

53764.2

TOTAL BANK CREDIT

36,074,963

1714822.3

1489938.4

24,477,168

1383576.3

1185209.4


OCCUPATION

URBAN / METROPOLITAN

ALL-INDIA

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

7

8

9

10

11

12

I. AGRICULTURE

3,723,327

221141.3

200015.9

42,757,122

2112111.5

1906618.0

1. Direct Finance

3,497,766

205579.6

185760.4

40,686,497

2008726.7

1812597.8

2. Indirect Finance

225,561

15561.7

14255.6

2,070,625

103384.8

94020.2

II. INDUSTRY

383,222

31857.3

35412.8

1,292,719

70506.9

66540.6

III. TRANSPORT OPERATORS

153,882

15646.8

10951.1

357,159

31679.5

23558.8

IV. PROFESSIONAL AND OTHER SERVICES

564,034

42553.6

30532.2

1,689,040

91969.1

71816.8

V. PERSONAL LOANS

31,167,760

1531935.4

683627.1

41,729,100

2257468.0

1247822.6

1. Loans for Housing

876,029

97672.5

75960.6

1,809,637

190867.5

148229.9

2. Loans for Purchase of Consumer Durables

804,763

25883.1

13791.4

1,245,672

54069.8

34276.7

3. Rest of the Personal Loans

29,486,968

1408379.8

593875.1

38,673,791

2012530.8

1065316.0

VI. TRADE

1,468,782

113229.2

98351.6

5,769,839

310672.4

259066.8

1. Wholesale Trade

221,028

35586.0

34873.4

388,874

46190.9

44385.9

2. Retail Trade

1,247,754

77643.1

63478.2

5,380,965

264481.4

214681.0

VII. FINANCE

102,686

8349.8

5854.4

855,007

54599.7

39950.8

VIII. ALL OTHERS

4,038,990

78672.1

98988.5

7,704,828

212777.0

223507.1

TOTAL BANK CREDIT

41,602,683

2043385.5

1163733.7

102,154,814

5141784.2

3838881.5

See Notes on Tables.

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