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Table No 1.17 Population group-wise outstanding credit of small borrowal accounts of scheduled commercial banks according to occupation

(Amount in ` Million)

OCCUPATION

RURAL

SEMI-URBAN

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

1

2

3

4

5

6

I. AGRICULTURE

26,237,836

1339377.5

1238015.1

16,079,246

939126.8

881517.4

1. Direct Finance

25,083,275

1281538.8

1184902.4

15,329,286

895809.7

842343.6

2. Indirect Finance

1,154,561

57838.7

53112.8

749,960

43317.1

39173.7

II. INDUSTRY

556,090

23502.2

19088.7

349,155

19034.6

19375.3

III. TRANSPORT OPERATORS

113,607

9597.0

7342.8

95,216

8557.0

6578.4

IV. PROFESSIONAL AND OTHER SERVICES

625,970

27782.6

23188.5

460,345

24880.4

21216.5

V. PERSONAL LOANS

4,106,354

275966.7

217310.3

5,572,528

437038.1

339069.4

1. Loans for Housing

384,862

33937.3

26247.9

481,767

49560.4

36326.7

2. Loans for Purchase of Consumer Durables

275,672

15907.4

11743.2

242,517

15001.9

11137.8

3. Rest of the Personal Loans

3,445,820

226122.0

179319.1

4,848,244

372475.8

291604.9

VI. TRADE

2,592,620

114337.3

93434.2

1,802,128

98247.1

81696.3

1. Wholesale Trade

140,065

5505.9

4735.9

101,581

4163.6

5321.8

2. Retail Trade

2,452,555

108831.4

88698.3

1,700,547

94083.5

76374.5

VII. FINANCE

405,238

30388.7

21462.7

193,362

14170.6

10175.4

VIII. ALL OTHERS

2,590,024

91760.8

85358.9

1,244,616

38457.7

36983.0

TOTAL BANK CREDIT

37,227,739

1912712.8

1705201.2

25,796,596

1579512.1

1396611.6


OCCUPATION

URBAN / METROPOLITAN

ALL-INDIA

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

7

8

9

10

11

12

I. AGRICULTURE

4,113,748

271315.4

250267.2

46,430,830

2549819.7

2369799.7

1. Direct Finance

3,838,974

254791.6

234908.1

44,251,535

2432140.1

2262154.1

2. Indirect Finance

274,774

16523.8

15359.2

2,179,295

117679.7

107645.6

II. INDUSTRY

1,603,305

53778.4

135220.2

2,508,550

96315.1

173684.3

III. TRANSPORT OPERATORS

184,577

18916.8

15023.3

393,400

37070.8

28944.6

IV. PROFESSIONAL AND OTHER SERVICES

708,730

51984.3

41202.3

1,795,045

104647.3

85607.2

V. PERSONAL LOANS

33,484,854

1694516.5

859197.4

43,163,736

2407521.2

1415577.0

1. Loans for Housing

1,203,695

101163.6

96420.7

2,070,324

184661.3

158995.4

2. Loans for Purchase of Consumer Durables

663,140

23555.7

14010.8

1,181,329

54465.0

36891.8

3. Rest of the Personal Loans

31,618,019

1569797.1

748765.8

39,912,083

2168394.9

1219689.9

VI. TRADE

2,125,477

109803.7

100200.2

6,520,225

322388.1

275330.7

1. Wholesale Trade

385,344

8918.3

15951.8

626,990

18587.9

26009.5

2. Retail Trade

1,740,133

100885.4

84248.3

5,893,235

303800.3

249321.2

VII. FINANCE

378,009

18970.1

11853.2

976,609

63529.3

43491.3

VIII. ALL OTHERS

3,488,338

46886.4

51437.0

7,322,978

177104.9

173778.8

TOTAL BANK CREDIT

46,087,038

2266171.6

1464400.8

109,111,373

5758396.6

4566213.6

See Notes on Tables.

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