Table No 4.3 Interest rate range and organisation-wise classification of outstanding loans and advances of scheduled commercial banks - RBI - Reserve Bank of India
Table No 4.3 Interest rate range and organisation-wise classification of outstanding loans and advances of scheduled commercial banks
(Amount in ` Million) |
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INTEREST RATE RANGE |
PUBLIC SECTOR |
CO-OPERATIVE SECTOR |
PRIVATE CORPORATE SECTOR |
||||||
No. of Amount |
Credit Limit |
Accounts Outstanding |
No. of Amount |
Credit Limit |
Accounts Outstanding |
No. of Amount |
Credit Limit |
Accounts Outstanding |
|
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
|
less than 6% |
456 |
189282.7 |
109146.7 |
660 |
34277.8 |
21466.1 |
6,931 |
1330469.2 |
349129.0 |
6% and above but less than 10% |
11,009 |
3504693.6 |
2841689.9 |
11,785 |
280728.9 |
219063.6 |
79,502 |
8626276.3 |
3058969.8 |
10% and above but less than 12% |
14,122 |
5235172.5 |
2250343.0 |
17,688 |
154464.9 |
97854.4 |
100,857 |
10626699.2 |
4135157.3 |
12% and above but less than 13% |
9,185 |
1133720.3 |
715346.8 |
7,755 |
48932.6 |
33684.9 |
64,589 |
4358668.5 |
2431032.8 |
13% and above but less than 14% |
13,012 |
1027060.9 |
627887.7 |
6,610 |
40934.1 |
30812.8 |
86,780 |
3909591.4 |
2447313.3 |
14% and above but less than 15% |
7,847 |
286597.9 |
185438.2 |
3,381 |
28648.1 |
20192.0 |
59,383 |
2583850.8 |
1416396.8 |
15% and above but less than 16% |
5,823 |
267082.3 |
157303.2 |
1,816 |
13406.8 |
10254.9 |
35,969 |
1596085.4 |
711145.9 |
16% and above but less than 17% |
2,585 |
44664.0 |
26208.7 |
621 |
4034.2 |
3303.0 |
13,047 |
316948.0 |
215686.5 |
17% and above but less than 18% |
391 |
20635.9 |
9544.6 |
327 |
5256.6 |
2498.5 |
9,310 |
187352.9 |
99681.7 |
18% and above but less than 20% |
470 |
17839.7 |
14307.8 |
113 |
317.9 |
214.0 |
7,804 |
263789.8 |
37474.5 |
20% and above |
104 |
20396.3 |
9354.4 |
73 |
930.5 |
361.1 |
2,188 |
25471.0 |
13690.9 |
TOTAL LOANS & ADVANCES |
65,004 |
11747146.2 |
6946571.0 |
50,829 |
611932.4 |
439705.1 |
466,360 |
33825202.5 |
14915678.7 |
INTEREST RATE RANGE |
HOUSHOLD SECTOR - INDIVIDUALS |
HOUSEHOLD SECTOR - OTHERS |
||||
No. of Amount |
Credit Limit |
Accounts Outstanding |
No. of Amount |
Credit Limit |
Accounts Outstanding |
|
10 |
11 |
12 |
13 |
14 |
15 |
|
less than 6% |
103,138 |
397973.3 |
93228.8 |
2,806 |
60122.0 |
32755.3 |
6% and above but less than 10% |
3,872,678 |
3833344.2 |
2831608.1 |
91,866 |
574666.4 |
244241.6 |
10% and above but less than 12% |
4,340,304 |
5029138.0 |
2945984.9 |
190,576 |
851530.2 |
546161.2 |
12% and above but less than 13% |
2,214,171 |
1672719.0 |
1168307.9 |
228,868 |
799109.1 |
558382.4 |
13% and above but less than 14% |
2,363,951 |
1606314.8 |
1230337.0 |
419,076 |
1079033.7 |
818170.6 |
14% and above but less than 15% |
947,377 |
1105895.0 |
605955.7 |
210,401 |
965211.9 |
558428.6 |
15% and above but less than 16% |
480,247 |
457316.5 |
326660.1 |
111,076 |
422255.4 |
321417.5 |
16% and above but less than 17% |
239,711 |
168409.3 |
121006.2 |
35,170 |
415358.7 |
88958.2 |
17% and above but less than 18% |
165,018 |
128248.6 |
93922.6 |
22,407 |
75839.7 |
45746.9 |
18% and above but less than 20% |
261,606 |
119284.2 |
76330.0 |
25,192 |
37523.3 |
25569.6 |
20% and above |
1,223,138 |
411965.3 |
76807.2 |
6,583 |
6541.2 |
4758.5 |
TOTAL LOANS & ADVANCES |
16,211,339 |
14930608.3 |
9570148.6 |
1,344,021 |
5287191.6 |
3244590.5 |
See Notes on Tables. |