Table No 5.1 Type of account-wise classification of outstanding credit of scheduled commercial banks according to occupation - RBI - Reserve Bank of India
Table No 5.1 Type of account-wise classification of outstanding credit of scheduled commercial banks according to occupation
(Amount in ` Million) |
||||||
OCCUPATION |
CASH CREDIT |
OVERDRAFT |
||||
No. of Accounts |
Credit Limit |
Amount Outstanding |
No. of Accounts |
Credit Limit |
Amount Outstanding |
|
1 |
2 |
3 |
4 |
5 |
6 |
|
I. AGRICULTURE |
365,376 |
777399.2 |
554848.7 |
58,969 |
511976.3 |
96286.3 |
1. Direct Finance |
324,790 |
439779.8 |
334872.5 |
49,171 |
396958.3 |
50716.5 |
2. Indirect Finance |
40,586 |
337619.4 |
219976.2 |
9,798 |
115018.0 |
45569.8 |
II. INDUSTRY |
316,880 |
5125392.4 |
3460240.9 |
85,606 |
2222368.0 |
567323.2 |
1. Mining & Quarrying |
9,557 |
150575.4 |
73639.1 |
2,184 |
40112.8 |
27228.6 |
2. Food Manufacturing & Processing |
46,106 |
601948.0 |
405608.2 |
6,689 |
52769.6 |
38593.1 |
(a) Rice Mills, Flour & Dal Mills |
20,130 |
224362.7 |
145568.6 |
1,836 |
14274.8 |
11295.8 |
(b) Sugar |
930 |
136774.7 |
87815.1 |
119 |
4091.2 |
2731.4 |
(c) Edible Oils & Vanaspati |
4,124 |
80066.7 |
57112.8 |
763 |
6811.2 |
5085.0 |
(d) Tea Processing |
442 |
6637.1 |
5032.3 |
96 |
900.6 |
645.9 |
(e) Processing of Fruits & Vegetables |
1,520 |
9744.3 |
7983.9 |
226 |
2967.3 |
2926.5 |
(f) Others |
18,960 |
144362.6 |
102095.6 |
3,649 |
23724.5 |
15908.5 |
3. Beverage & Tobacco |
3,344 |
67757.8 |
49599.2 |
614 |
35988.5 |
7412.8 |
4. Textiles |
50,190 |
600943.8 |
466685.0 |
11,532 |
83046.8 |
55721.3 |
(a) Cotton Textiles |
15,705 |
287171.5 |
222246.8 |
3,366 |
25067.6 |
19227.1 |
(b) Jute & Other Natural Fibre Textiles |
1,166 |
9436.2 |
7162.9 |
466 |
2095.1 |
1404.7 |
(c) Handloom Textiles & Khadi |
4,178 |
13138.2 |
11419.3 |
600 |
1743.3 |
1571.5 |
(d) Other Textiles & Textile Products |
29,141 |
291197.8 |
225856.1 |
7,100 |
54140.8 |
33517.9 |
5. Paper, Paper Products & Printing |
14,882 |
133713.5 |
93642.8 |
2,987 |
248218.0 |
15504.7 |
6. Woods and Wood Products |
7,093 |
30257.2 |
23981.6 |
1,038 |
3306.3 |
2900.2 |
7. Leather & Leather Products |
3,794 |
28208.9 |
23314.1 |
800 |
5300.3 |
3773.1 |
8. Gems and Jewellery |
3,404 |
154460.7 |
99608.5 |
1,131 |
43295.0 |
27912.8 |
9. Rubber & Plastic Products |
15,160 |
165025.5 |
109915.2 |
2,047 |
35036.2 |
12940.1 |
10. Chemicals & Chemical Products |
20,769 |
457089.8 |
275783.7 |
3,162 |
368985.7 |
27939.3 |
(a) Heavy Industrial Chemicals |
3,891 |
78451.4 |
43402.5 |
694 |
6834.9 |
4682.5 |
(b) Fertilisers |
792 |
81638.5 |
27682.2 |
165 |
3969.7 |
1085.5 |
(c) Drugs & Pharmaceuticals |
4,169 |
153811.0 |
100957.3 |
645 |
63731.3 |
8813.0 |
(d) Non-Edible Oils |
852 |
12509.8 |
9980.1 |
88 |
1200.7 |
1153.5 |
(e) Other Chemicals & Chemical Products |
11,065 |
130679.2 |
93761.7 |
1,570 |
293249.1 |
12204.8 |
11. Petroleum, Coal Products & Nuclear Fuels |
1,983 |
268665.2 |
154775.6 |
641 |
88429.9 |
25329.5 |
12. Manufacture of Cement & Cement Products |
7,109 |
71648.2 |
42913.0 |
891 |
27389.6 |
6672.8 |
13. Basic Metals & Metal Products |
32,243 |
743035.8 |
526605.6 |
5,799 |
107239.5 |
52700.0 |
(a) Iron & Steel |
14,731 |
511887.5 |
363355.5 |
2,192 |
52119.4 |
32123.7 |
(b) Non-Ferrous Metals |
5,286 |
92315.5 |
63815.5 |
817 |
9547.5 |
6705.7 |
(c) Metal Products |
12,226 |
138832.8 |
99434.6 |
2,790 |
45572.7 |
13870.6 |
14. Engineering |
40,910 |
550021.9 |
400909.9 |
12,121 |
548550.9 |
66055.7 |
(a) Heavy Engineering |
6,715 |
104272.8 |
68440.5 |
1,436 |
49391.5 |
5418.8 |
(b) Light Engineering |
20,785 |
196464.0 |
147330.4 |
7,689 |
202603.6 |
31994.7 |
(c) Electrical Machinery & Goods |
10,269 |
176437.1 |
130450.4 |
2,398 |
210809.0 |
22850.5 |
(d) Electronic Machinery & Goods |
3,141 |
72847.9 |
54688.5 |
598 |
85746.8 |
5791.7 |
15. Vehicles, Vehicle Parts & Transport Equipments |
7,853 |
187421.3 |
110832.6 |
1,482 |
47953.7 |
13636.4 |
16. Other Industries |
36,378 |
181063.4 |
127508.7 |
15,515 |
77482.9 |
36220.4 |
17. Electricity, Gas & Water |
1,880 |
214000.0 |
97501.4 |
577 |
75621.2 |
15830.6 |
(a) Electricity Generation & Transmission |
708 |
192216.7 |
81676.5 |
257 |
41031.4 |
13847.8 |
(b) Non-Conventional Energy |
279 |
13385.6 |
11818.8 |
49 |
3392.4 |
681.7 |
(c) Gas, Steam & Water Supply |
893 |
8397.7 |
4006.0 |
271 |
31197.3 |
1301.2 |
18. Construction |
14,225 |
519556.0 |
377416.7 |
16,396 |
333641.1 |
130951.6 |
(a) Other than Infrastructure |
7,470 |
149652.0 |
108085.7 |
10,904 |
96703.2 |
50958.0 |
(b) Infrastructure Construction |
6,755 |
369904.1 |
269331.0 |
5,492 |
236938.0 |
79993.6 |
III. TRANSPORT OPERATORS |
9,605 |
112645.2 |
86655.1 |
7,967 |
118055.6 |
45711.8 |
IV. PROFESSIONAL AND OTHER SERVICES |
80,710 |
502575.7 |
347995.4 |
77,831 |
949968.4 |
280106.7 |
1. Professional Services |
12,339 |
71442.6 |
48676.3 |
10,047 |
146864.1 |
48068.9 |
2. Tourism, Hotel & Restaurants |
7,449 |
29354.0 |
20615.5 |
5,185 |
81490.8 |
13315.3 |
3. Recreation services |
1,723 |
21739.1 |
15508.3 |
1,202 |
9588.0 |
6864.9 |
4. IT and Telecommunications |
4,128 |
59277.9 |
37657.3 |
1,612 |
63443.6 |
15520.5 |
5. Others |
55,071 |
320762.1 |
225538.0 |
59,785 |
648582.0 |
196337.2 |
V. PERSONAL LOANS |
- |
- |
- |
610,282 |
712926.5 |
431894.2 |
1. Housing |
- |
- |
- |
111,196 |
226991.1 |
173162.5 |
2. Consumer Durables |
- |
- |
- |
3,325 |
1594.0 |
970.6 |
3. Vehicles |
- |
- |
- |
3,428 |
1233.9 |
828.0 |
4. Education |
- |
- |
- |
- |
- |
- |
5. Personal Credit Cards |
- |
- |
- |
- |
- |
- |
6. Others |
- |
- |
- |
492,333 |
483107.5 |
256933.0 |
VI. TRADE |
543,656 |
3743582.1 |
1579641.7 |
196,968 |
898168.3 |
434742.1 |
1. Wholesale Trade |
66,480 |
2092162.0 |
882354.4 |
30,554 |
364642.6 |
219508.2 |
2. Retail Trade |
477,176 |
1651420.1 |
697287.3 |
166,414 |
533525.7 |
215233.9 |
VII. FINANCE |
11,218 |
517716.0 |
278714.2 |
5,157 |
1382360.0 |
206140.1 |
VIII. ALL OTHERS |
46,675 |
186442.0 |
125862.6 |
85,436 |
1470610.9 |
144922.3 |
TOTAL BANK CREDIT |
1,374,120 |
10965752.7 |
6433958.5 |
1,128,216 |
8266434.0 |
2207126.8 |
TABLE NO. 5.1 – TYPE OF ACCOUNT-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION MARCH 2011 |
||||||
(Amount in ` Million) |
||||||
OCCUPATION |
DEMAND LOANS |
MEDIUM TERM LOANS |
||||
No. of Accounts |
Credit Limit |
Amount Outstanding
|
No. of Accounts |
Credit Limit |
Amount Outstanding
|
|
7 |
8 |
9 |
10 |
11 |
12 |
|
I. AGRICULTURE |
1,475,468 |
2235193.6 |
766057.1 |
573,222 |
564451.6 |
443871.7 |
1. Direct Finance |
1,393,622 |
846912.6 |
607414.0 |
542,759 |
393207.6 |
311559.9 |
2. Indirect Finance |
81,846 |
1388281.0 |
158643.2 |
30,463 |
171244.0 |
132311.7 |
II. INDUSTRY |
54,194 |
3692027.6 |
1626767.1 |
179,861 |
3893200.3 |
2398908.4 |
1. Mining & Quarrying |
713 |
42361.6 |
37672.3 |
2,183 |
81231.1 |
62653.4 |
2. Food Manufacturing & Processing |
4,041 |
187515.2 |
99144.7 |
13,982 |
151173.9 |
100386.5 |
(a) Rice Mills, Flour & Dal Mills |
1,413 |
20487.5 |
17525.8 |
3,261 |
19763.1 |
14235.2 |
(b) Sugar |
98 |
23375.5 |
21352.8 |
396 |
50384.4 |
42343.7 |
(c) Edible Oils & Vanaspati |
355 |
83367.1 |
12666.2 |
664 |
23145.2 |
13041.9 |
(d) Tea Processing |
128 |
1559.2 |
1200.1 |
93 |
1767.3 |
712.8 |
(e) Processing of Fruits & Vegetables |
193 |
1539.9 |
1107.6 |
446 |
2967.2 |
2119.5 |
(f) Others |
1,854 |
57186.0 |
45292.1 |
9,122 |
53146.7 |
27933.5 |
3. Beverage & Tobacco |
660 |
31637.8 |
19939.1 |
989 |
94699.2 |
27214.6 |
4. Textiles |
12,871 |
144971.9 |
91944.9 |
19,544 |
397388.6 |
202747.5 |
(a) Cotton Textiles |
7,843 |
64415.8 |
52121.0 |
4,934 |
243894.7 |
96857.1 |
(b) Jute & Other Natural Fibre Textiles |
292 |
793.3 |
611.2 |
257 |
2408.0 |
1476.8 |
(c) Handloom Textiles & Khadi |
399 |
3864.8 |
1799.9 |
860 |
1235.5 |
955.5 |
(d) Other Textiles & Textile Products |
4,337 |
75898.0 |
37412.8 |
13,493 |
149850.4 |
103458.2 |
5. Paper, Paper Products & Printing |
1,425 |
54499.7 |
33880.3 |
4,305 |
89819.8 |
56249.5 |
6. Woods and Wood Products |
329 |
1915.4 |
1666.1 |
845 |
4846.0 |
3373.8 |
7. Leather & Leather Products |
876 |
7818.0 |
6187.3 |
983 |
3667.3 |
2540.2 |
8. Gems and Jewellery |
1,024 |
25077.5 |
24055.7 |
950 |
7859.3 |
6189.9 |
9. Rubber & Plastic Products |
1,192 |
37118.2 |
24829.2 |
3,634 |
46106.5 |
32656.1 |
10. Chemicals & Chemical Products |
2,247 |
273942.9 |
118963.6 |
4,984 |
166597.9 |
114787.3 |
(a) Heavy Industrial Chemicals |
336 |
21056.6 |
11570.9 |
913 |
23706.9 |
17262.3 |
(b) Fertilisers |
80 |
34702.7 |
30232.1 |
181 |
33070.9 |
24837.8 |
(c) Drugs & Pharmaceuticals |
821 |
128937.3 |
45459.6 |
1,134 |
62562.8 |
45539.1 |
(d) Non-Edible Oils |
57 |
1240.5 |
1165.0 |
148 |
1588.4 |
1132.4 |
(e) Other Chemicals & Chemical Products |
953 |
88005.9 |
30536.0 |
2,608 |
45668.9 |
26015.6 |
11. Petroleum, Coal Products & Nuclear Fuels |
231 |
140946.4 |
125543.5 |
413 |
86929.1 |
73226.2 |
12. Manufacture of Cement & Cement Products |
339 |
23628.1 |
13190.2 |
1,958 |
58864.9 |
44400.0 |
13. Basic Metals & Metal Products |
3,263 |
494084.5 |
221983.9 |
6,632 |
464535.9 |
338874.3 |
(a) Iron & Steel |
1,602 |
278225.2 |
168105.9 |
2,843 |
301614.4 |
218115.3 |
(b) Non-Ferrous Metals |
493 |
97406.9 |
31236.6 |
1,037 |
108865.4 |
92966.4 |
(c) Metal Products |
1,168 |
118452.5 |
22641.4 |
2,752 |
54056.1 |
27792.6 |
14. Engineering |
5,279 |
349967.0 |
133977.1 |
9,644 |
221599.4 |
131463.0 |
(a) Heavy Engineering |
901 |
92273.6 |
27292.4 |
2,156 |
72042.7 |
25889.6 |
(b) Light Engineering |
2,424 |
63550.6 |
37257.3 |
5,062 |
58182.9 |
40522.3 |
(c) Electrical Machinery & Goods |
1,604 |
158053.1 |
39579.5 |
1,754 |
60431.0 |
38148.6 |
(d) Electronic Machinery & Goods |
350 |
36089.6 |
29847.9 |
672 |
30942.9 |
26902.4 |
15. Vehicles, Vehicle Parts & Transport Equipments |
2,051 |
115958.7 |
78848.9 |
8,106 |
118488.7 |
74685.2 |
16. Other Industries |
4,515 |
124078.7 |
28532.9 |
10,476 |
72646.3 |
47574.1 |
17. Electricity, Gas & Water |
532 |
292345.9 |
225213.7 |
1,272 |
482489.6 |
371610.2 |
(a) Electricity Generation & Transmission |
342 |
257463.0 |
205505.5 |
654 |
426655.6 |
325083.4 |
(b) Non-Conventional Energy |
67 |
7968.2 |
6453.1 |
189 |
25551.8 |
18606.7 |
(c) Gas, Steam & Water Supply |
123 |
26914.6 |
13255.2 |
429 |
30282.2 |
27920.1 |
18. Construction |
12,606 |
1344159.9 |
341193.8 |
88,961 |
1344256.8 |
708276.7 |
(a) Other than Infrastructure |
8,708 |
252285.9 |
72141.2 |
73,771 |
686164.8 |
198998.1 |
(b) Infrastructure Construction |
3,898 |
1091874.1 |
269052.6 |
15,190 |
658092.0 |
509278.6 |
III. TRANSPORT OPERATORS |
14,031 |
198682.5 |
166422.6 |
225,226 |
534953.6 |
282168.3 |
IV. PROFESSIONAL AND OTHER SERVICES |
37,025 |
3032321.5 |
433501.3 |
92,513 |
2753381.8 |
785053.0 |
1. Professional Services |
2,375 |
75093.1 |
18546.6 |
7,167 |
35565.4 |
28703.7 |
2. Tourism, Hotel & Restaurants |
1,843 |
144624.8 |
22539.4 |
8,392 |
116779.1 |
69945.6 |
3. Recreation services |
386 |
15629.2 |
11159.5 |
1,247 |
67657.3 |
29646.3 |
4. IT and Telecommunications |
529 |
2467874.6 |
171775.6 |
1,794 |
1040178.1 |
173702.6 |
5. Others |
31,892 |
329099.9 |
209480.2 |
73,913 |
1493201.9 |
483054.8 |
V. PERSONAL LOANS |
1,889,273 |
901569.7 |
383570.7 |
1,743,802 |
1281875.9 |
923901.5 |
1. Housing |
- |
- |
- |
583,916 |
582137.5 |
462493.9 |
2. Consumer Durables |
14,775 |
10110.5 |
8987.5 |
9,577 |
12942.2 |
9760.5 |
3. Vehicles |
48,233 |
18387.6 |
13612.2 |
560,245 |
264767.8 |
160856.1 |
4. Education |
- |
- |
- |
199,534 |
91145.5 |
63592.0 |
5. Personal Credit Cards |
1,131,923 |
372550.6 |
52612.2 |
- |
- |
- |
6. Others |
694,342 |
500521.1 |
308358.8 |
390,530 |
330882.9 |
227199.0 |
VI. TRADE |
80,026 |
405642.3 |
265335.2 |
97,934 |
450519.3 |
160363.2 |
1. Wholesale Trade |
6,326 |
199592.9 |
135398.7 |
7,151 |
265303.7 |
40048.8 |
2. Retail Trade |
73,700 |
206049.4 |
129936.5 |
90,783 |
185215.6 |
120314.4 |
VII. FINANCE |
5,849 |
1335889.0 |
732131.3 |
37,409 |
1707187.0 |
996738.7 |
VIII. ALL OTHERS |
68,352 |
314827.4 |
249890.4 |
68,060 |
470415.2 |
238435.0 |
TOTAL BANK CREDIT |
3,624,218 |
12116153.6 |
4623675.6 |
3,018,027 |
11655984.7 |
6229439.9 |
TABLE NO. 5.1 – TYPE OF ACCOUNT-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION MARCH 2011 |
||||||
(Amount in ` Million) |
||||||
OCCUPATION |
LONG TERM LOANS |
PACKING CREDIT |
||||
No. of Accounts |
Credit Limit |
Amount Outstanding
|
No. of Accounts |
Credit Limit |
Amount Outstanding
|
|
13 |
14 |
15 |
16 |
17 |
18 |
|
I. AGRICULTURE |
1,401,456 |
950528.5 |
763404.9 |
2,189 |
73054.8 |
38229.9 |
1. Direct Finance |
1,338,645 |
740591.8 |
611573.5 |
1,528 |
53995.7 |
23336.5 |
2. Indirect Finance |
62,811 |
209936.6 |
151831.3 |
661 |
19059.1 |
14893.4 |
II. INDUSTRY |
320,321 |
9414003.8 |
6299509.0 |
36,535 |
2484233.8 |
685044.3 |
1. Mining & Quarrying |
8,107 |
326395.4 |
245989.2 |
966 |
59680.5 |
25635.1 |
2. Food Manufacturing & Processing |
35,009 |
333975.5 |
247758.9 |
3,110 |
276707.4 |
86124.5 |
(a) Rice Mills, Flour & Dal Mills |
10,943 |
41673.8 |
31275.4 |
472 |
71925.4 |
31928.7 |
(b) Sugar |
859 |
129710.9 |
97774.4 |
37 |
6636.8 |
4833.7 |
(c) Edible Oils & Vanaspati |
2,052 |
41227.8 |
27495.7 |
214 |
21669.9 |
11011.4 |
(d) Tea Processing |
333 |
3820.8 |
2782.6 |
95 |
13019.0 |
1983.3 |
(e) Processing of Fruits & Vegetables |
1,369 |
9167.2 |
6936.7 |
173 |
9063.2 |
4512.3 |
(f) Others |
19,453 |
108374.9 |
81494.1 |
2,119 |
154393.0 |
31855.1 |
3. Beverage & Tobacco |
2,744 |
74918.6 |
58880.6 |
81 |
6448.3 |
3396.8 |
4. Textiles |
46,884 |
755705.3 |
539588.2 |
17,293 |
1037850.2 |
161982.8 |
(a) Cotton Textiles |
15,518 |
421576.1 |
307536.4 |
3,181 |
171877.6 |
48471.4 |
(b) Jute & Other Natural Fibre Textiles |
1,002 |
11169.4 |
5613.6 |
301 |
1723.4 |
1283.6 |
(c) Handloom Textiles & Khadi |
3,238 |
11736.7 |
8356.3 |
338 |
10980.2 |
2622.6 |
(d) Other Textiles & Textile Products |
27,126 |
311223.0 |
218081.9 |
13,473 |
853269.0 |
109605.1 |
5. Paper, Paper Products & Printing |
12,790 |
151745.6 |
104124.9 |
359 |
33342.8 |
7993.5 |
6. Woods and Wood Products |
2,455 |
13737.7 |
9704.1 |
66 |
1049.1 |
746.2 |
7. Leather & Leather Products |
2,060 |
32219.4 |
17314.7 |
4,041 |
130587.9 |
22155.0 |
8. Gems and Jewellery |
1,497 |
16662.5 |
9153.5 |
997 |
86542.4 |
39546.1 |
9. Rubber & Plastic Products |
9,593 |
112710.9 |
81623.5 |
621 |
23096.9 |
12833.0 |
10. Chemicals & Chemical Products |
11,490 |
356350.2 |
221798.9 |
1,857 |
296839.3 |
114035.3 |
(a) Heavy Industrial Chemicals |
2,074 |
52987.8 |
38691.4 |
387 |
25348.1 |
15342.4 |
(b) Fertilisers |
415 |
50121.9 |
25301.4 |
14 |
1387.6 |
888.9 |
(c) Drugs & Pharmaceuticals |
2,734 |
155513.2 |
90791.2 |
768 |
233570.0 |
76675.3 |
(d) Non-Edible Oils |
419 |
4315.8 |
3093.4 |
17 |
1417.3 |
1077.3 |
(e) Other Chemicals & Chemical Products |
5,848 |
93411.5 |
63921.5 |
671 |
35116.3 |
20051.4 |
11. Petroleum, Coal Products & Nuclear Fuels |
1,192 |
307821.2 |
213027.5 |
115 |
59848.8 |
33447.2 |
12. Manufacture of Cement & Cement Products |
4,829 |
220933.8 |
160049.1 |
64 |
2244.5 |
482.9 |
13. Basic Metals & Metal Products |
18,175 |
1336078.0 |
852237.5 |
2,215 |
174171.4 |
78540.5 |
(a) Iron & Steel |
8,468 |
1065819.4 |
687563.5 |
809 |
80428.9 |
40410.5 |
(b) Non-Ferrous Metals |
2,563 |
147776.4 |
88653.5 |
424 |
67419.8 |
25052.1 |
(c) Metal Products |
7,144 |
122482.2 |
76020.5 |
982 |
26322.7 |
13077.9 |
14. Engineering |
28,761 |
444151.2 |
308308.3 |
2,107 |
103326.6 |
41615.7 |
(a) Heavy Engineering |
7,461 |
60766.0 |
39699.1 |
459 |
14133.3 |
8754.9 |
(b) Light Engineering |
14,985 |
183884.1 |
131535.1 |
1,043 |
33957.7 |
15865.1 |
(c) Electrical Machinery & Goods |
4,775 |
147922.5 |
95729.4 |
482 |
49632.9 |
13197.5 |
(d) Electronic Machinery & Goods |
1,540 |
51578.6 |
41344.7 |
123 |
5602.6 |
3798.2 |
15. Vehicles, Vehicle Parts & Transport Equipments |
10,345 |
239791.5 |
172243.7 |
870 |
44925.5 |
23235.9 |
16. Other Industries |
29,778 |
208931.2 |
139139.7 |
1,606 |
78721.0 |
17676.7 |
17. Electricity, Gas & Water |
4,249 |
1986629.3 |
1207124.8 |
45 |
7909.6 |
1518.8 |
(a) Electricity Generation & Transmission |
2,170 |
1856554.4 |
1117625.6 |
22 |
6642.3 |
576.0 |
(b) Non-Conventional Energy |
915 |
70495.4 |
48649.5 |
12 |
1083.9 |
777.3 |
(c) Gas, Steam & Water Supply |
1,164 |
59579.5 |
40849.7 |
11 |
183.4 |
165.6 |
18. Construction |
90,363 |
2495246.5 |
1711441.9 |
122 |
60941.6 |
14078.4 |
(a) Other than Infrastructure |
80,979 |
414984.0 |
311804.1 |
45 |
46279.4 |
6063.7 |
(b) Infrastructure Construction |
9,384 |
2080262.5 |
1399637.9 |
77 |
14662.2 |
8014.7 |
III. TRANSPORT OPERATORS |
369,386 |
692829.4 |
485445.1 |
47 |
2866.0 |
1916.2 |
IV. PROFESSIONAL AND OTHER SERVICES |
213,606 |
2193734.9 |
1625740.1 |
1,158 |
193987.7 |
50907.2 |
1. Professional Services |
23,935 |
71569.6 |
60878.5 |
172 |
19756.7 |
5318.0 |
2. Tourism, Hotel & Restaurants |
19,860 |
357545.2 |
259687.7 |
24 |
993.2 |
692.8 |
3. Recreation services |
3,525 |
81220.7 |
63597.8 |
31 |
2139.2 |
849.3 |
4. IT and Telecommunications |
10,210 |
364034.7 |
271232.5 |
57 |
9884.1 |
6717.5 |
5. Others |
156,076 |
1319364.7 |
970343.7 |
874 |
161214.5 |
37329.6 |
V. PERSONAL LOANS |
6,446,654 |
4764748.1 |
3714156.8 |
- |
- |
- |
1. Housing |
3,478,439 |
3325154.1 |
2675425.6 |
- |
- |
- |
2. Consumer Durables |
30,158 |
15248.6 |
11641.7 |
- |
- |
- |
3. Vehicles |
1,260,527 |
538635.3 |
381687.1 |
- |
- |
- |
4. Education |
858,585 |
376191.1 |
282668.6 |
- |
- |
- |
5. Personal Credit Cards |
- |
- |
- |
- |
- |
- |
6. Others |
818,945 |
509519.1 |
362733.8 |
- |
- |
- |
VI. TRADE |
259,137 |
491236.9 |
364549.1 |
6,039 |
309686.4 |
104484.7 |
1. Wholesale Trade |
17,005 |
136451.9 |
102933.1 |
3,867 |
246857.2 |
94080.5 |
2. Retail Trade |
242,132 |
354785.0 |
261616.0 |
2,172 |
62829.2 |
10404.2 |
VII. FINANCE |
36,274 |
1402524.7 |
1183501.6 |
48 |
13893.4 |
13226.3 |
VIII. ALL OTHERS |
245,615 |
717750.5 |
588888.3 |
1,502 |
131383.6 |
26326.9 |
TOTAL BANK CREDIT |
9,292,449 |
20627356.8 |
15025195.0 |
47,518 |
3209105.5 |
920135.5 |
TABLE NO. 5.1 – TYPE OF ACCOUNT-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION MARCH 2011 |
||||||
(Amount in ` Million) |
||||||
OCCUPATION |
EXPORT BILLS PURCHASED |
EXPORT BILLS DISCOUNTED |
||||
No. of Accounts |
Credit Limit |
Amount Outstanding
|
No. of Accounts |
Credit Limit |
Amount Outstanding
|
|
19 |
20 |
21 |
22 |
23 |
24 |
|
I. AGRICULTURE |
938 |
19600.0 |
11575.0 |
255 |
8233.8 |
3983.5 |
1. Direct Finance |
743 |
11063.0 |
5932.9 |
177 |
4206.2 |
1850.7 |
2. Indirect Finance |
195 |
8537.0 |
5642.1 |
78 |
4027.6 |
2132.8 |
II. INDUSTRY |
9,613 |
376321.8 |
198322.6 |
15,598 |
1046893.7 |
206070.0 |
1. Mining & Quarrying |
234 |
14275.7 |
6099.5 |
364 |
17039.6 |
8410.1 |
2. Food Manufacturing & Processing |
825 |
35979.9 |
19869.6 |
1,175 |
28430.8 |
9457.5 |
(a) Rice Mills, Flour & Dal Mills |
238 |
11121.9 |
7964.6 |
166 |
4231.0 |
2457.2 |
(b) Sugar |
10 |
3292.5 |
1962.3 |
1 |
5.6 |
5.6 |
(c) Edible Oils & Vanaspati |
55 |
4528.7 |
2129.7 |
41 |
5608.0 |
1963.9 |
(d) Tea Processing |
34 |
511.4 |
524.5 |
43 |
588.8 |
767.3 |
(e) Processing of Fruits & Vegetables |
38 |
993.5 |
256.1 |
60 |
1094.4 |
355.0 |
(f) Others |
450 |
15531.8 |
7032.5 |
864 |
16903.1 |
3908.5 |
3. Beverage & Tobacco |
25 |
1118.0 |
653.8 |
7 |
85.3 |
33.9 |
4. Textiles |
3,764 |
114920.0 |
52194.0 |
6,381 |
105260.1 |
29451.6 |
(a) Cotton Textiles |
848 |
40788.3 |
21483.8 |
1,181 |
52495.4 |
10539.2 |
(b) Jute & Other Natural Fibre Textiles |
76 |
4961.4 |
1646.7 |
63 |
769.1 |
313.0 |
(c) Handloom Textiles & Khadi |
66 |
743.8 |
272.1 |
40 |
980.2 |
602.7 |
(d) Other Textiles & Textile Products |
2,774 |
68426.5 |
28791.4 |
5,097 |
51015.5 |
17996.7 |
5. Paper, Paper Products & Printing |
98 |
2576.9 |
1489.4 |
242 |
204493.7 |
1756.0 |
6. Woods and Wood Products |
85 |
1048.8 |
938.7 |
8 |
68.6 |
15.2 |
7. Leather & Leather Products |
689 |
9553.4 |
4912.7 |
1,257 |
14325.9 |
4010.1 |
8. Gems and Jewellery |
245 |
35979.1 |
28228.6 |
750 |
133486.1 |
49465.2 |
9. Rubber & Plastic Products |
250 |
7434.1 |
3022.7 |
292 |
7072.1 |
2693.1 |
10. Chemicals & Chemical Products |
1,169 |
39778.7 |
21717.1 |
1,607 |
179377.4 |
18027.0 |
(a) Heavy Industrial Chemicals |
190 |
6625.6 |
3578.0 |
460 |
19719.9 |
3763.2 |
(b) Fertilisers |
40 |
1835.3 |
1954.9 |
3 |
301.0 |
55.7 |
(c) Drugs & Pharmaceuticals |
571 |
18122.0 |
9148.1 |
374 |
25659.7 |
6764.9 |
(d) Non-Edible Oils |
20 |
1378.4 |
858.9 |
4 |
131.2 |
115.9 |
(e) Other Chemicals & Chemical Products |
348 |
11817.5 |
6177.1 |
766 |
133565.6 |
7327.4 |
11. Petroleum, Coal Products & Nuclear Fuels |
30 |
6998.5 |
6508.5 |
46 |
50669.7 |
21480.7 |
12. Manufacture of Cement & Cement Products |
17 |
392.7 |
197.0 |
9 |
139.4 |
21.2 |
13. Basic Metals & Metal Products |
724 |
58784.5 |
27961.6 |
1,416 |
206813.3 |
40416.0 |
(a) Iron & Steel |
367 |
32656.6 |
18860.3 |
575 |
174310.8 |
27114.0 |
(b) Non-Ferrous Metals |
164 |
7635.2 |
5171.2 |
139 |
7858.1 |
3564.7 |
(c) Metal Products |
193 |
18492.7 |
3930.1 |
702 |
24644.4 |
9737.3 |
14. Engineering |
896 |
23077.0 |
11662.9 |
791 |
27127.4 |
9072.9 |
(a) Heavy Engineering |
421 |
4902.4 |
3338.4 |
209 |
2884.9 |
2283.6 |
(b) Light Engineering |
286 |
11832.8 |
3295.8 |
346 |
13370.0 |
2993.5 |
(c) Electrical Machinery & Goods |
159 |
4716.8 |
3295.7 |
189 |
8403.7 |
954.1 |
(d) Electronic Machinery & Goods |
30 |
1625.0 |
1733.0 |
47 |
2468.8 |
2841.7 |
15. Vehicles,Vehicle Parts & Transport Equipments |
170 |
3173.8 |
1891.8 |
876 |
58449.1 |
7087.2 |
16. Other Industries |
336 |
5763.3 |
3278.1 |
333 |
9960.6 |
2700.2 |
17. Electricity, Gas & Water |
11 |
5812.0 |
4627.5 |
7 |
1817.9 |
258.6 |
(a) Electricity Generation & Transmission |
5 |
5579.9 |
4412.4 |
5 |
674.7 |
98.8 |
(b) Non-Conventional Energy |
3 |
205.8 |
189.6 |
1 |
143.2 |
107.8 |
(c) Gas, Steam & Water Supply |
3 |
26.3 |
25.5 |
1 |
1000.0 |
51.9 |
18. Construction |
45 |
9655.5 |
3069.2 |
37 |
2276.5 |
1713.7 |
(a) Other than Infrastructure |
22 |
1969.7 |
1107.7 |
18 |
157.0 |
35.5 |
(b) Infrastructure Construction |
23 |
7685.8 |
1961.5 |
19 |
2119.5 |
1678.3 |
III. TRANSPORT OPERATORS |
28 |
1415.6 |
1343.8 |
24 |
3222.6 |
2037.2 |
IV. PROFESSIONAL AND OTHER SERVICES |
523 |
20288.6 |
13707.8 |
504 |
20971.0 |
16191.0 |
1. Professional Services |
107 |
1441.4 |
966.4 |
289 |
1476.5 |
1321.0 |
2. Tourism, Hotel & Restaurants |
18 |
1537.6 |
959.2 |
5 |
135.1 |
150.6 |
3. Recreation services |
7 |
1259.4 |
626.3 |
4 |
109.0 |
29.7 |
4. IT and Telecommunications |
17 |
226.8 |
132.1 |
12 |
79.7 |
47.8 |
5. Others |
374 |
15823.3 |
11023.8 |
194 |
19170.6 |
14641.9 |
V. PERSONAL LOANS |
- |
- |
- |
- |
- |
- |
1. Housing |
- |
- |
- |
- |
- |
- |
2. Consumer Durables |
- |
- |
- |
- |
- |
- |
3. Vehicles |
- |
- |
- |
- |
- |
- |
4. Education |
- |
- |
- |
- |
- |
- |
5. Personal Credit Cards |
- |
- |
- |
- |
- |
- |
6. Others |
- |
- |
- |
- |
- |
- |
VI. TRADE |
2,149 |
58163.0 |
33777.6 |
2,177 |
266293.6 |
21619.9 |
1. Wholesale Trade |
1,069 |
50532.8 |
29696.3 |
1,475 |
260214.3 |
19231.2 |
2. Retail Trade |
1,080 |
7630.2 |
4081.3 |
702 |
6079.3 |
2388.7 |
VII. FINANCE |
458 |
4704.6 |
3731.0 |
221 |
7235.4 |
16237.3 |
VIII. ALL OTHERS |
796 |
7489.8 |
2647.4 |
1,261 |
55795.2 |
12279.1 |
TOTAL BANK CREDIT |
14,505 |
487983.4 |
265105.4 |
20,040 |
1408645.3 |
278418.1 |
TABLE NO. 5.1 – TYPE OF ACCOUNT-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION MARCH 2011 |
||||||
(Amount in ` Million) |
||||||
OCCUPATION |
EXPORT BILLS ADVANCED AGAINST |
ADVANCES AGAINST EXPORT CASH INCENTIVES AND DUTY DRAWBACK CLAIMS |
||||
No. of Accounts |
Credit Limit |
Amount Outstanding
|
No. of Accounts |
Credit Limit |
Amount Outstanding
|
|
25 |
26 |
27 |
28 |
29 |
30 |
|
I. AGRICULTURE |
55 |
1176.4 |
811.5 |
119 |
1699.0 |
1562.6 |
1. Direct Finance |
39 |
318.0 |
169.3 |
54 |
1234.8 |
1196.5 |
2. Indirect Finance |
16 |
858.4 |
642.2 |
65 |
464.2 |
366.1 |
II. INDUSTRY |
1,039 |
44090.0 |
19281.6 |
433 |
262460.0 |
22064.8 |
1. Mining & Quarrying |
41 |
1417.0 |
172.0 |
4 |
1021.5 |
716.3 |
2. Food Manufacturing & Processing |
24 |
1718.4 |
650.5 |
38 |
4108.8 |
2573.5 |
(a) Rice Mills, Flour & Dal Mills |
2 |
32.2 |
32.2 |
6 |
1019.3 |
113.1 |
(b) Sugar |
6 |
118.2 |
95.0 |
- |
- |
- |
(c) Edible Oils & Vanaspati |
2 |
645.0 |
73.8 |
19 |
2358.3 |
1802.4 |
(d) Tea Processing |
2 |
354.0 |
2.6 |
3 |
53.8 |
24.8 |
(e) Processing of Fruits & Vegetables |
1 |
2.0 |
- |
- |
- |
- |
(f) Others |
11 |
567.1 |
447.0 |
10 |
677.3 |
633.2 |
3. Beverage & Tobacco |
1 |
100.0 |
37.4 |
1 |
500.0 |
410.4 |
4. Textiles |
316 |
3851.0 |
1720.0 |
146 |
5401.5 |
3784.8 |
(a) Cotton Textiles |
106 |
1365.2 |
401.8 |
54 |
2080.0 |
1580.3 |
(b) Jute & Other Natural Fibre Textiles |
3 |
41.9 |
5.3 |
- |
- |
- |
(c) Handloom Textiles & Khadi |
6 |
121.3 |
13.0 |
3 |
50.2 |
33.0 |
(d) Other Textiles & Textile Products |
201 |
2322.6 |
1300.0 |
89 |
3271.3 |
2171.5 |
5. Paper, Paper Products & Printing |
17 |
66.3 |
24.3 |
4 |
378.4 |
378.2 |
6. Woods and Wood Products |
1 |
5.7 |
2.7 |
1 |
14.0 |
7.4 |
7. Leather & Leather Products |
36 |
509.2 |
144.5 |
8 |
131.2 |
83.3 |
8. Gems and Jewellery |
214 |
22164.9 |
11977.3 |
59 |
159423.7 |
5418.3 |
9. Rubber & Plastic Products |
16 |
626.9 |
310.1 |
9 |
426.5 |
443.7 |
10. Chemicals & Chemical Products |
86 |
1540.3 |
852.0 |
33 |
2919.6 |
1423.5 |
(a) Heavy Industrial Chemicals |
23 |
688.9 |
400.6 |
9 |
1192.9 |
452.6 |
(b) Fertilisers |
- |
- |
- |
1 |
574.9 |
465.9 |
(c) Drugs & Pharmaceuticals |
14 |
479.9 |
353.4 |
18 |
1134.0 |
488.8 |
(d) Non-Edible Oils |
1 |
17.0 |
8.7 |
- |
- |
- |
(e) Other Chemicals & Chemical Products |
48 |
354.5 |
89.2 |
5 |
17.9 |
16.3 |
11. Petroleum, Coal Products & Nuclear Fuels |
44 |
65.4 |
44.3 |
1 |
900.0 |
900.0 |
12. Manufacture of Cement & Cement Products |
- |
- |
- |
5 |
64.1 |
64.1 |
13. Basic Metals & Metal Products |
148 |
2293.8 |
1751.8 |
52 |
64047.5 |
4700.7 |
(a) Iron & Steel |
117 |
2105.0 |
1612.6 |
28 |
61306.2 |
4199.1 |
(b) Non-Ferrous Metals |
22 |
90.7 |
68.3 |
8 |
724.0 |
120.3 |
(c) Metal Products |
9 |
98.1 |
71.0 |
16 |
2017.3 |
381.3 |
14. Engineering |
47 |
8550.9 |
1099.8 |
26 |
9313.1 |
343.8 |
(a) Heavy Engineering |
4 |
49.7 |
30.9 |
10 |
115.1 |
105.6 |
(b) Light Engineering |
25 |
7379.0 |
564.5 |
10 |
114.2 |
67.7 |
(c) Electrical Machinery & Goods |
17 |
1092.3 |
474.4 |
5 |
9070.8 |
165.4 |
(d) Electronic Machinery & Goods |
1 |
30.0 |
30.0 |
1 |
13.0 |
5.1 |
15. Vehicles, Vehicle Parts & Transport Equipments |
15 |
573.9 |
146.9 |
13 |
463.2 |
203.9 |
16. Other Industries |
30 |
397.7 |
209.6 |
18 |
8592.3 |
435.9 |
17. Electricity, Gas & Water |
- |
- |
- |
8 |
223.1 |
48.0 |
(a) Electricity Generation & Transmission |
- |
- |
- |
8 |
223.1 |
48.0 |
(b) Non-Conventional Energy |
- |
- |
- |
- |
- |
- |
(c) Gas, Steam & Water Supply |
- |
- |
- |
- |
- |
- |
18. Construction |
3 |
208.4 |
138.6 |
7 |
4531.3 |
129.0 |
(a) Other than Infrastructure |
1 |
3.0 |
4.9 |
4 |
106.3 |
47.5 |
(b) Infrastructure Construction |
2 |
205.4 |
133.6 |
3 |
4425.0 |
81.4 |
III. TRANSPORT OPERATORS |
1 |
60.0 |
60.0 |
28 |
3618.1 |
2941.0 |
IV. PROFESSIONAL AND OTHER SERVICES |
56 |
2032.5 |
1132.2 |
112 |
832.6 |
688.9 |
1. Professional Services |
7 |
1196.9 |
612.2 |
63 |
178.8 |
161.2 |
2. Tourism, Hotel & Restaurants |
1 |
9.5 |
9.5 |
4 |
71.9 |
19.4 |
3. Recreation services |
- |
- |
- |
2 |
91.5 |
90.8 |
4. IT and Telecommunications |
1 |
10.0 |
9.5 |
2 |
16.6 |
13.1 |
5. Others |
47 |
816.1 |
500.9 |
41 |
473.8 |
404.5 |
V. PERSONAL LOANS |
- |
- |
- |
- |
- |
- |
1. Housing |
- |
- |
- |
- |
- |
- |
2. Consumer Durables |
- |
- |
- |
- |
- |
- |
3. Vehicles |
- |
- |
- |
- |
- |
- |
4. Education |
- |
- |
- |
- |
- |
- |
5. Personal Credit Cards |
- |
- |
- |
- |
- |
- |
6. Others |
- |
- |
- |
- |
- |
- |
VI. TRADE |
604 |
9374.1 |
5580.3 |
87 |
74615.8 |
5267.3 |
1. Wholesale Trade |
536 |
7072.1 |
5270.0 |
67 |
74138.2 |
4771.5 |
2. Retail Trade |
68 |
2302.0 |
310.3 |
20 |
477.6 |
495.7 |
VII. FINANCE |
4 |
600.9 |
2.0 |
12 |
1458.5 |
189.9 |
VIII. ALL OTHERS |
71 |
785.1 |
609.6 |
45 |
376.2 |
360.4 |
TOTAL BANK CREDIT |
1,830 |
58119.0 |
27477.1 |
836 |
345060.1 |
33075.0 |
TABLE NO. 5.1 – TYPE OF ACCOUNT-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION MARCH 2011 |
||||||
(Amount in ` Million) |
||||||
OCCUPATION |
INLAND BILLS - PURCHASED |
INLAND BILLS - DISCOUNTED |
||||
No. of Accounts |
Credit Limit |
Amount Outstanding
|
No. of Accounts |
Credit Limit |
Amount Outstanding
|
|
31 |
32 |
33 |
34 |
35 |
36 |
|
I. AGRICULTURE |
2,493 |
20285.9 |
16200.8 |
798 |
9785.4 |
5941.3 |
1. Direct Finance |
2,376 |
18091.1 |
14830.3 |
577 |
6444.7 |
3299.4 |
2. Indirect Finance |
117 |
2194.8 |
1370.5 |
221 |
3340.7 |
2641.9 |
II. INDUSTRY |
7,695 |
565646.0 |
254241.6 |
17,640 |
731511.6 |
300738.1 |
1. Mining & Quarrying |
164 |
22032.7 |
15560.5 |
188 |
14726.2 |
4239.9 |
2. Food Manufacturing & Processing |
263 |
9736.4 |
6589.9 |
1,140 |
7403.0 |
5184.7 |
(a) Rice Mills, Flour & Dal Mills |
28 |
556.2 |
523.9 |
909 |
2394.8 |
2114.3 |
(b) Sugar |
54 |
711.6 |
242.0 |
5 |
17.8 |
17.9 |
(c) Edible Oils & Vanaspati |
12 |
1164.9 |
973.9 |
38 |
2288.2 |
1140.7 |
(d) Tea Processing |
3 |
342.4 |
11.1 |
1 |
10.0 |
7.7 |
(e) Processing of Fruits & Vegetables |
8 |
263.2 |
121.9 |
7 |
235.3 |
73.6 |
(f) Others |
158 |
6698.0 |
4717.0 |
180 |
2456.9 |
1830.6 |
3. Beverage & Tobacco |
90 |
4090.6 |
1379.3 |
136 |
8141.9 |
2899.0 |
4. Textiles |
796 |
33075.1 |
19084.1 |
2,602 |
39204.9 |
17132.4 |
(a) Cotton Textiles |
440 |
19475.3 |
10075.1 |
916 |
15760.3 |
8371.1 |
(b) Jute & Other Natural Fibre Textiles |
5 |
17.4 |
13.9 |
40 |
223.1 |
198.0 |
(c) Handloom Textiles & Khadi |
40 |
166.8 |
132.3 |
1 |
4.2 |
4.2 |
(d) Other Textiles & Textile Products |
311 |
13415.6 |
8862.7 |
1,645 |
23217.2 |
8559.0 |
5. Paper, Paper Products & Printing |
166 |
2104.5 |
848.8 |
670 |
11798.6 |
6302.4 |
6. Woods and Wood Products |
105 |
450.4 |
236.1 |
104 |
3657.0 |
2989.6 |
7. Leather & Leather Products |
229 |
1743.6 |
1087.8 |
79 |
14240.8 |
667.1 |
8. Gems and Jewellery |
27 |
3634.5 |
2443.6 |
4 |
156.5 |
80.7 |
9. Rubber & Plastic Products |
436 |
9514.3 |
5064.5 |
980 |
12057.6 |
8601.2 |
10. Chemicals & Chemical Products |
891 |
23928.5 |
12426.8 |
2,345 |
49754.1 |
20555.7 |
(a) Heavy Industrial Chemicals |
162 |
5635.5 |
2700.6 |
606 |
3294.3 |
2289.0 |
(b) Fertilisers |
10 |
1615.1 |
882.1 |
11 |
253.2 |
96.6 |
(c) Drugs & Pharmaceuticals |
305 |
8522.9 |
5367.6 |
201 |
8866.9 |
7161.3 |
(d) Non-Edible Oils |
11 |
548.0 |
142.0 |
76 |
1016.8 |
638.3 |
(e) Other Chemicals & Chemical Products |
403 |
7607.0 |
3334.5 |
1,451 |
36322.8 |
10370.4 |
11. Petroleum, Coal Products & Nuclear Fuels |
51 |
22061.0 |
5216.8 |
133 |
17316.5 |
11844.1 |
12. Manufacture of Cement & Cement Products |
71 |
7024.5 |
4360.9 |
60 |
4491.7 |
2782.5 |
13. Basic Metals & Metal Products |
1,759 |
272238.5 |
96806.9 |
3,275 |
157246.9 |
61420.0 |
(a) Iron & Steel |
1,097 |
229545.8 |
68374.5 |
1,809 |
88569.3 |
40348.9 |
(b) Non-Ferrous Metals |
299 |
26677.9 |
20358.2 |
546 |
37758.9 |
9127.7 |
(c) Metal Products |
363 |
16014.9 |
8074.2 |
920 |
30918.6 |
11943.4 |
14. Engineering |
1,267 |
78919.1 |
33653.5 |
3,390 |
197329.1 |
53720.0 |
(a) Heavy Engineering |
220 |
21766.6 |
10412.2 |
398 |
18053.6 |
6297.8 |
(b) Light Engineering |
436 |
18800.0 |
9290.9 |
1,394 |
50875.4 |
20951.7 |
(c) Electrical Machinery & Goods |
517 |
26208.9 |
12889.7 |
1,380 |
118863.8 |
20364.5 |
(d) Electronic Machinery & Goods |
94 |
12143.5 |
1060.7 |
218 |
9536.4 |
6106.1 |
15. Vehicles, Vehicle Parts & Transport Equipments |
627 |
5292.0 |
2384.1 |
1,025 |
89643.1 |
48717.7 |
16. Other Industries |
293 |
5938.3 |
2810.4 |
832 |
15089.2 |
6130.7 |
17. Electricity, Gas & Water |
56 |
19905.9 |
13843.1 |
56 |
19851.3 |
13222.8 |
(a) Electricity Generation & Transmission |
43 |
19005.1 |
13356.2 |
38 |
18002.6 |
12475.9 |
(b) Non-Conventional Energy |
6 |
67.4 |
45.8 |
15 |
1821.2 |
743.2 |
(c) Gas, Steam & Water Supply |
7 |
833.3 |
441.1 |
3 |
27.6 |
3.7 |
18. Construction |
404 |
43956.0 |
30444.6 |
621 |
69403.3 |
34247.5 |
(a) Other than Infrastructure |
126 |
9570.8 |
2846.5 |
151 |
24202.6 |
3993.4 |
(b) Infrastructure Construction |
278 |
34385.3 |
27598.1 |
470 |
45200.7 |
30254.1 |
III. TRANSPORT OPERATORS |
429 |
3098.3 |
1822.7 |
89 |
62730.6 |
3631.9 |
IV. PROFESSIONAL AND OTHER SERVICES |
1,925 |
34916.7 |
19401.7 |
1,715 |
60865.7 |
33329.0 |
1. Professional Services |
173 |
3514.5 |
1358.3 |
697 |
7292.3 |
4457.9 |
2. Tourism, Hotel & Restaurants |
39 |
85.4 |
63.8 |
6 |
192.5 |
110.8 |
3. Recreation services |
276 |
1358.8 |
823.1 |
63 |
1386.5 |
1278.3 |
4. IT and Telecommunications |
54 |
1758.9 |
551.1 |
160 |
23642.3 |
12614.6 |
5. Others |
1,383 |
28199.1 |
16605.4 |
789 |
28352.0 |
14867.4 |
V. PERSONAL LOANS |
- |
- |
- |
- |
- |
- |
1. Housing |
- |
- |
- |
- |
- |
- |
2. Consumer Durables |
- |
- |
- |
- |
- |
- |
3. Vehicles |
- |
- |
- |
- |
- |
- |
4. Education |
- |
- |
- |
- |
- |
- |
5. Personal Credit Cards |
- |
- |
- |
- |
- |
- |
6. Others |
- |
- |
- |
- |
- |
- |
VI. TRADE |
2,479 |
71711.1 |
39824.6 |
4,949 |
99521.4 |
56144.7 |
1. Wholesale Trade |
1,248 |
53012.6 |
27403.9 |
1,764 |
59085.4 |
30080.2 |
2. Retail Trade |
1,231 |
18698.5 |
12420.8 |
3,185 |
40436.1 |
26064.5 |
VII. FINANCE |
558 |
1001858.7 |
4628.4 |
93 |
44903.9 |
33563.7 |
VIII. ALL OTHERS |
3,224 |
35017.3 |
16692.8 |
1,222 |
81460.3 |
67157.4 |
TOTAL BANK CREDIT |
18,803 |
1732534.0 |
352812.6 |
26,506 |
1090778.8 |
500506.2 |
TABLE NO. 5.1 – TYPE OF ACCOUNT-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION MARCH 2011 |
|||||||||
(Amount in ` Million) |
|||||||||
OCCUPATION |
ADVANCES AGAINST IMPORT BILLS |
FOREIGN CURRENCY CHEQUES TCS/ DDS/ MTS PURCHASED |
TOTAL |
||||||
No. of Accounts |
Credit Limit |
Amount Out standing
|
No. of Accounts |
Credit Limit |
Amount Out standing
|
No. of |
Credit |
Amount |
|
37 |
38 |
39 |
40 |
41 |
42 |
43 |
44 |
45 |
|
I. AGRICULTURE |
630 |
921.5 |
639.3 |
11 |
423.7 |
188.2 |
3,881,979 |
5174729.7 |
2703600.8 |
1. Direct Finance |
131 |
572.1 |
380.1 |
10 |
423.3 |
187.8 |
3,654,622 |
2913798.9 |
1967320.0 |
2. Indirect Finance |
499 |
349.4 |
259.2 |
1 |
0.4 |
0.4 |
227,357 |
2260930.8 |
736280.8 |
II. INDUSTRY |
527 |
26048.8 |
4074.8 |
286 |
14862.3 |
11341.0 |
1,046,228 |
29899060.1 |
16053927.4 |
1. Mining & Quarrying |
15 |
262.4 |
54.9 |
4 |
220.0 |
146.7 |
24,724 |
771351.9 |
508217.5 |
2. Food Manufacturing & Processing |
14 |
93.8 |
59.9 |
22 |
1860.7 |
1438.6 |
112,438 |
1693421.4 |
1023440.2 |
(a) Rice Mills, Flour & Dal Mills |
2 |
1.8 |
1.5 |
- |
- |
- |
39,406 |
411844.5 |
265036.3 |
(b) Sugar |
- |
- |
- |
- |
- |
- |
2,515 |
355119.3 |
259173.9 |
(c) Edible Oils & Vanaspati |
1 |
52.6 |
18.9 |
1 |
20.9 |
18.8 |
8,341 |
272954.5 |
134534.9 |
(d) Tea Processing |
- |
- |
- |
- |
- |
- |
1,273 |
29564.6 |
13695.0 |
(e) Processing of Fruits & Vegetables |
- |
- |
- |
- |
- |
- |
4,041 |
38037.4 |
26393.2 |
(f) Others |
11 |
39.4 |
39.5 |
21 |
1839.8 |
1419.8 |
56,862 |
585901.2 |
324606.9 |
3. Beverage & Tobacco |
- |
- |
- |
- |
- |
- |
8,692 |
325485.9 |
171856.8 |
4. Textiles |
126 |
2178.6 |
522.3 |
99 |
4233.9 |
2443.7 |
172,544 |
3328031.6 |
1645002.5 |
(a) Cotton Textiles |
38 |
239.2 |
242.3 |
35 |
1209.6 |
591.0 |
54,165 |
1347416.9 |
799744.5 |
(b) Jute & Other Natural Fibre Textiles |
- |
- |
- |
- |
- |
- |
3,671 |
33638.3 |
19729.6 |
(c) Handloom Textiles & Khadi |
3 |
1504.5 |
4.5 |
- |
- |
- |
9,772 |
46269.5 |
27786.8 |
(d) Other Textiles & Textile Products |
85 |
434.8 |
275.5 |
64 |
3024.3 |
1852.7 |
104,936 |
1900706.9 |
797741.6 |
5. Paper, Paper Products & Printing |
7 |
25.1 |
19.8 |
3 |
56.0 |
4.2 |
37,955 |
932839.1 |
322218.6 |
6. Woods and Wood Products |
1 |
24.0 |
24.0 |
2 |
6.5 |
6.1 |
12,133 |
60386.9 |
46591.8 |
7. Leather & Leather Products |
- |
- |
- |
16 |
383.2 |
144.6 |
14,868 |
248689.0 |
86334.5 |
8. Gems and Jewellery |
10 |
800.8 |
484.3 |
40 |
3681.8 |
3444.1 |
10,352 |
693224.6 |
308008.6 |
9. Rubber & Plastic Products |
11 |
388.6 |
153.3 |
13 |
1637.7 |
1294.1 |
34,254 |
458252.0 |
296379.7 |
10. Chemicals & Chemical Products |
34 |
489.3 |
404.1 |
15 |
628.1 |
498.1 |
50,689 |
2218221.9 |
949212.5 |
(a) Heavy Industrial Chemicals |
5 |
16.3 |
6.6 |
2 |
158.0 |
151.8 |
9,752 |
245717.2 |
144294.4 |
(b) Fertilisers |
1 |
4.0 |
0.9 |
1 |
0.5 |
0.7 |
1,714 |
209475.2 |
113484.7 |
(c) Drugs & Pharmaceuticals |
12 |
106.1 |
97.3 |
7 |
448.1 |
340.5 |
11,773 |
861465.4 |
397957.5 |
(d) Non-Edible Oils |
1 |
10.0 |
3.8 |
- |
- |
- |
1,694 |
25373.8 |
19369.3 |
(e) Other Chemicals & Chemical Products |
15 |
352.9 |
295.5 |
5 |
21.5 |
5.1 |
25,756 |
876190.3 |
274106.6 |
11. Petroleum, Coal Products & Nuclear Fuels |
3 |
64.6 |
51.8 |
2 |
7.6 |
4.6 |
4,885 |
1050724.0 |
671400.3 |
12. Manufacture of Cement & Cement Products |
1 |
2.5 |
2.5 |
1 |
16.7 |
16.7 |
15,354 |
416840.7 |
275152.7 |
13. Basic Metals & Metal Products |
60 |
983.8 |
1028.2 |
10 |
384.5 |
381.5 |
75,771 |
4081938.1 |
2305408.5 |
(a) Iron & Steel |
38 |
920.5 |
818.4 |
5 |
195.3 |
192.4 |
34,681 |
2879704.3 |
1671194.4 |
(b) Non-Ferrous Metals |
2 |
6.2 |
136.0 |
1 |
1.4 |
1.4 |
11,801 |
604084.0 |
346977.6 |
(c) Metal Products |
20 |
57.1 |
73.8 |
4 |
187.9 |
187.7 |
29,289 |
598149.8 |
287236.5 |
14. Engineering |
33 |
176.9 |
145.0 |
42 |
950.4 |
796.0 |
105,314 |
2563061.0 |
1192823.6 |
(a) Heavy Engineering |
3 |
28.9 |
25.8 |
25 |
245.8 |
245.8 |
20,418 |
440927.0 |
198235.4 |
(b) Light Engineering |
9 |
78.9 |
61.5 |
11 |
328.1 |
232.1 |
54,505 |
841421.4 |
441962.6 |
(c) Electrical Machinery & Goods |
20 |
61.2 |
57.7 |
5 |
364.0 |
312.8 |
23,574 |
972067.3 |
378470.3 |
(d) Electronic Machinery & Goods |
1 |
7.9 |
- |
1 |
12.5 |
5.3 |
6,817 |
308645.4 |
174155.3 |
15. Vehicles, Vehicle Parts & Transport Equipments |
4 |
279.3 |
258.4 |
8 |
131.8 |
72.1 |
33,445 |
912545.6 |
534244.7 |
16. Other Industries |
38 |
84.9 |
78.4 |
4 |
580.4 |
568.0 |
100,152 |
789330.2 |
412863.7 |
17. Electricity, Gas & Water |
3 |
10.9 |
10.8 |
1 |
79.5 |
79.5 |
8,697 |
3106696.2 |
1950889.7 |
(a) Electricity Generation & Transmission |
1 |
10.0 |
10.0 |
1 |
79.5 |
79.5 |
4,254 |
2824138.4 |
1774795.6 |
(b) Non-Conventional Energy |
- |
- |
- |
- |
- |
- |
1,536 |
124114.9 |
88073.5 |
(c) Gas, Steam & Water Supply |
2 |
0.9 |
0.8 |
- |
- |
- |
2,907 |
158442.9 |
88020.7 |
18. Construction |
167 |
20183.3 |
777.4 |
4 |
3.7 |
2.5 |
223,961 |
6248020.1 |
3353881.6 |
(a) Other than Infrastructure |
127 |
19678.8 |
309.4 |
4 |
3.7 |
2.5 |
182,330 |
1701761.1 |
756398.3 |
(b) Infrastructure Construction |
40 |
504.4 |
468.0 |
- |
- |
- |
41,631 |
4546258.9 |
2597483.3 |
III. TRANSPORT OPERATORS |
2 |
0.6 |
0.4 |
1 |
0.3 |
0.2 |
626,864 |
1734178.5 |
1080156.5 |
IV. PROFESSIONAL AND OTHER SERVICES |
51 |
1194.2 |
912.9 |
47 |
1276.6 |
387.0 |
507,776 |
9768347.8 |
3609054.2 |
1. Professional Services |
1 |
1.0 |
0.9 |
10 |
484.5 |
40.2 |
57,382 |
435877.5 |
219110.0 |
2. Tourism, Hotel & Restaurants |
4 |
11.7 |
11.2 |
3 |
19.2 |
14.3 |
42,833 |
732850.2 |
388135.1 |
3. Recreation services |
1 |
4.8 |
63.2 |
- |
- |
- |
8,467 |
202183.4 |
130537.4 |
4. IT and Telecommunications |
2 |
43.2 |
43.2 |
7 |
9.1 |
4.0 |
18,585 |
4030479.7 |
690021.3 |
5. Others |
43 |
1133.5 |
794.4 |
27 |
763.6 |
328.5 |
380,509 |
4366957.0 |
2181250.3 |
V. PERSONAL LOANS |
- |
- |
- |
- |
- |
- |
10,690,011 |
7661120.2 |
5453523.3 |
2. Consumer Durables |
- |
- |
- |
- |
- |
- |
57,835 |
39895.3 |
31360.4 |
3. Vehicles |
- |
- |
- |
- |
- |
- |
1,872,433 |
823024.6 |
556983.4 |
4. Education |
- |
- |
- |
- |
- |
- |
1,058,119 |
467336.6 |
346260.6 |
5. Personal Credit Cards |
- |
- |
- |
- |
- |
- |
1,131,923 |
372550.6 |
52612.2 |
6. Others |
- |
- |
- |
- |
- |
- |
2,396,150 |
1824030.5 |
1155224.6 |
VI. TRADE |
148 |
1378.5 |
1188.0 |
171 |
1438.9 |
999.5 |
1,196,524 |
6881331.7 |
3073517.8 |
1. Wholesale Trade |
111 |
506.3 |
358.6 |
30 |
1071.4 |
837.8 |
137,683 |
3810643.3 |
1591973.2 |
2. Retail Trade |
37 |
872.2 |
829.3 |
141 |
367.5 |
161.7 |
1,058,841 |
3070688.4 |
1481544.6 |
VII. FINANCE |
3 |
5.8 |
4.2 |
23 |
788.8 |
38.2 |
97,327 |
7421126.7 |
3468847.0 |
VIII. ALL OTHERS |
60 |
842.3 |
721.6 |
253 |
438.1 |
167.5 |
522,572 |
3473633.8 |
1474961.4 |
TOTAL BANK CREDIT |
1,421 |
30391.8 |
7541.2 |
792 |
19228.6 |
13121.6 |
18,569,281 |
72013528.4 |
36917588.5 |