(Amount in ` Million)

I. AGRICULTURE

288,774

740473.5

569090.6

206,437

317375.2

205944.7

1. Direct Finance

240,248

395938.2

304893.5

191,530

179020.8

126978.2

2. Indirect Finance

48,526

344535.3

264197.1

14,907

138354.4

78966.5

II. INDUSTRY

342,579

6298218.5

4604314.8

78,382

1135669.6

630802.3

1. Mining & Quarrying

8,514

110722.0

75940.7

1,736

57588.3

26854.6

2. Food Manufacturing & Processing

49,676

758153.2

567971.0

5,223

41180.4

24944.8

(a) Rice Mills, Flour & Dal Mills

20,490

251349.6

190655.7

1,298

9962.1

6999.6

(b) Sugar

1,086

185968.5

132489.4

82

1992.3

540.6

(c) Edible Oils & Vanaspati

5,551

98895.9

72811.0

591

9042.4

4303.4

(d) Tea Processing

494

9459.1

6462.5

116

1212.4

849.8

(e) Processing of Fruits & Vegetables

2,378

23021.2

20095.6

434

2428.1

1907.3

(f) Others

19,677

189458.7

145456.8

2,702

16543.3

10344.0

3. Beverage & Tobacco

3,190

83168.1

63752.3

540

19193.7

8964.9

4. Textiles

51,782

728348.8

570559.7

13,490

63448.0

43385.0

(a) Cotton Textiles

15,782

368677.3

289494.5

6,102

26233.5

18043.8

(b) Jute & Other Natural Fibre Textiles

1,065

11153.7

7640.8

165

705.2

499.0

(c) Handloom Textiles & Khadi

4,108

16429.2

12263.4

579

1223.1

897.5

(d) Other Textiles & Textile Products

30,827

332088.7

261161.0

6,644

35286.3

23944.7

5. Paper, Paper Products & Printing

16,002

162939.1

122887.2

2,797

35804.3

16446.2

6. Woods and Wood Products

7,815

42265.1

32796.4

1,038

3140.0

2334.5

7. Leather & Leather Products

3,824

33860.9

27618.5

691

5089.5

3592.5

8. Gems and Jewellery

3,867

171381.6

132060.8

1,150

34551.0

30084.3

9. Rubber & Plastic Products

16,310

181700.3

135206.1

3,589

21983.9

14459.3

10. Chemicals & Chemical Products

21,414

567606.1

368768.8

3,316

97003.2

50421.1

(a) Heavy Industrial Chemicals

3,816

96363.8

60664.7

589

12500.4

4816.6

(b) Fertilisers

843

113253.5

57211.0

144

34524.9

24850.6

(c) Drugs & Pharmaceuticals

4,135

172389.7

122343.1

725

20487.5

9121.8

(d) Non-Edible Oils

841

15640.9

12667.5

90

926.7

870.5

(e) Other Chemicals & Chemical Products

11,779

169958.3

115882.4

1,768

28563.8

10761.6

11. Petroleum, Coal Products & Nuclear Fuels

2,113

333978.7

147375.8

469

66518.1

7526.5

12. Manufacture of Cement & Cement Products

8,331

75027.4

52649.8

707

4860.9

2624.4

13. Basic Metals & Metal Products

34,516

917026.1

700202.2

5,598

79494.3

47654.0

(a) Iron & Steel

16,350

649625.0

490389.4

2,690

42986.2

28851.4

(b) Non-Ferrous Metals

5,618

104319.2

82288.4

724

6894.6

5002.2

(c) Metal Products

12,548

163081.9

127524.4

2,184

29613.5

13800.4

14. Engineering

48,065

705186.6

557424.3

8,764

155691.9

57406.3

(a) Heavy Engineering

6,894

139498.7

106004.6

1,398

16888.5

10164.5

(b) Light Engineering

26,997

253746.5

207354.2

4,485

35795.6

18670.1

(c) Electrical Machinery & Goods

10,929

216582.9

162438.6

2,315

38493.6

23486.9

(d) Electronic Machinery & Goods

3,245

95358.5

81626.9

566

64514.2

5084.8

15. Vehicles,Vehicle Parts & Transport Equipments

8,531

244797.1

155855.0

2,840

46030.4

25712.1

16. Other Industries

40,853

223292.8

168643.8

11,804

51051.7

36280.0

17. Electricity, Gas & Water

1,894

232160.2

156394.6

621

84718.2

56030.6

(a) Electricity Generation & Transmission

707

206917.6

137788.9

296

77808.0

54368.9

(b) Non-Conventional Energy

346

14761.1

13510.4

85

887.7

699.5

(c) Gas, Steam & Water Supply

841

10481.5

5095.3

240

6022.5

962.2

18. Construction

15,882

726604.5

568207.9

14,009

268321.9

176081.4

(a) Other than Infrastructure

8,811

202716.1

157134.2

9,997

94721.6

60973.7

(b) Infrastructure Construction

7,071

523888.4

411073.7

4,012

173600.3

115107.7

III. TRANSPORT OPERATORS

11,639

151981.0

123453.2

9,227

82668.8

35294.9

IV. PROFESSIONAL AND OTHER SERVICES

100,317

634007.5

469135.3

72,141

562405.6

263282.2

1. Professional Services

16,435

90620.8

65816.9

8,919

78225.8

44228.4

2. Tourism, Hotel & Restaurants

8,450

58059.3

32307.8

5,185

30149.8

17030.5

3. Recreation services

1,570

24317.8

18064.6

1,142

8698.7

5089.9

4. IT and Telecommunications

4,203

67419.7

53299.4

1,460

11949.3

7030.6

5. Others

69,659

393589.9

299646.5

55,435

433382.0

189902.9

V. PERSONAL LOANS

-

-

-

721,652

870449.5

569900.4

1. Housing

-

-

-

147,274

295590.9

223898.2

2. Consumer Durables

-

-

-

7,148

4196.9

2955.4

3. Vehicles

-

-

-

1,476

1818.0

1403.7

4. Education

-

-

-

-

-

-

5. Personal Credit Cards

-

-

-

-

-

-

6. Others

-

-

-

565,754

568843.6

341643.0

VI. TRADE

582,073

3635357.9

2017813.5

242,791

820804.4

566097.0

1. Wholesale Trade

63,352

2522178.0

1190078.1

37,674

409308.5

253080.8

2. Retail Trade

518,721

1113179.9

827735.4

205,117

411495.9

313016.2

VII. FINANCE

21,782

745979.5

482527.6

10,245

749391.9

287236.2

VIII. ALL OTHERS

118,411

555390.6

248629.5

89,618

1626752.7

168420.5

TOTAL BANK CREDIT

1,465,575

12761408.5

8514964.6

1,430,493

6165517.7

2726978.1

TABLE NO. 5.1 – TYPE OF ACCOUNT-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED
COMMERCIAL BANKS ACCORDING TO OCCUPATION MARCH 2012

(Amount in ` Million)

I. AGRICULTURE

2,391,497

1256567.6

970542.8

772,574

586983.9

477935.9

1. Direct Finance

2,325,681

1091473.4

838369.6

702,317

412826.5

329580.0

2. Indirect Finance

65,816

165094.3

132173.2

70,257

174157.4

148355.9

II. INDUSTRY

40,193

2664591.8

1504071.9

182,672

3438716.2

2536168.1

1. Mining & Quarrying

842

55186.1

43039.9

2,371

109570.9

77081.3

2. Food Manufacturing & Processing

3,454

171454.5

127607.8

9,286

144965.3

110780.0

(a) Rice Mills, Flour & Dal Mills

1,128

27859.3

19397.4

2,708

15733.3

11295.7

(b) Sugar

131

28542.9

26299.9

371

50470.3

40578.5

(c) Edible Oils & Vanaspati

277

29007.4

10601.8

649

20636.7

13403.0

(d) Tea Processing

25

167.2

127.9

79

1172.9

892.9

(e) Processing of Fruits & Vegetables

257

5314.3

4642.3

551

12578.6

9999.4

(f) Others

1,636

80563.3

66538.5

4,928

44373.5

34610.5

3. Beverage & Tobacco

253

16872.9

14278.9

967

40423.2

25925.6

4. Textiles

9,816

112918.0

77261.4

14,330

217009.1

155400.0

(a) Cotton Textiles

5,653

47039.4

28141.7

3,237

120520.7

90944.2

(b) Jute & Other Natural Fibre Textiles

88

841.8

669.5

264

1394.6

676.5

(c) Handloom Textiles & Khadi

252

4563.1

1068.7

662

1197.7

971.7

(d) Other Textiles & Textile Products

3,823

60473.7

47381.5

10,167

93896.0

62807.5

5. Paper, Paper Products & Printing

1,192

74550.3

32441.6

3,601

82385.3

45096.4

6. Woods and Wood Products

424

2520.4

1791.1

847

4461.7

3384.4

7. Leather & Leather Products

590

5948.3

3369.6

809

13561.0

9246.9

8. Gems and Jewellery

1,137

42530.8

36515.8

1,189

6108.9

5015.1

9. Rubber & Plastic Products

1,430

37115.9

21687.1

5,175

49437.1

34097.7

10. Chemicals & Chemical Products

1,861

162992.8

98397.2

4,878

154258.2

98943.7

(a) Heavy Industrial Chemicals

267

26756.6

10678.6

905

22404.7

16012.9

(b) Fertilisers

58

41715.5

33496.7

149

22505.1

8294.9

(c) Drugs & Pharmaceuticals

492

49491.4

28606.1

1,154

56990.4

39305.0

(d) Non-Edible Oils

57

1622.6

1259.7

134

910.1

619.1

(e) Other Chemicals & Chemical Products

987

43406.7

24356.1

2,536

51447.9

34711.8

11. Petroleum, Coal Products & Nuclear Fuels

172

120600.4

97252.6

459

160635.1

132404.8

12. Manufacture of Cement & Cement Products

321

18028.5

14620.9

1,889

61264.0

42500.7

13. Basic Metals & Metal Products

3,097

372488.9

181946.9

5,923

423764.7

337315.9

(a) Iron & Steel

1,499

240356.5

127072.8

2,845

302270.3

245668.3

(b) Non-Ferrous Metals

376

51909.9

28981.2

872

77719.6

68935.3

(c) Metal Products

1,222

80222.5

25892.9

2,206

43774.8

22712.3

14. Engineering

4,980

532042.0

133017.5

41,163

216844.7

158126.9

(a) Heavy Engineering

975

36983.5

23125.5

2,435

41385.4

28357.2

(b) Light Engineering

1,860

65956.1

47054.2

35,988

85680.4

62196.4

(c) Electrical Machinery & Goods

1,589

384174.6

24667.9

2,045

43542.0

30895.4

(d) Electronic Machinery & Goods

556

44927.8

38170.0

695

46236.9

36677.8

15. Vehicles,Vehicle Parts & Transport Equipments

1,829

132882.2

73493.8

10,368

135070.3

73188.7

16. Other Industries

3,950

58543.1

29708.6

10,769

108324.7

53039.3

17. Electricity, Gas & Water

568

325090.8

239447.9

1,215

574670.0

482277.2

(a) Electricity Generation & Transmission

370

288768.7

207582.8

673

505351.5

428259.9

(b) Non-Conventional Energy

99

8988.1

6917.1

193

33907.2

26454.1

(c) Gas, Steam & Water Supply

99

27334.0

24948.0

349

35411.3

27563.2

18. Construction

4,277

422826.0

278193.2

67,433

935962.1

692343.8

(a) Other than Infrastructure

3,131

102408.8

59353.1

47,900

299840.8

209052.8

(b) Infrastructure Construction

1,146

320417.2

218840.1

19,533

636121.3

483291.0

III. TRANSPORT OPERATORS

10,858

198427.4

95464.9

279,184

478263.5

308566.9

IV. PROFESSIONAL AND OTHER SERVICES

32,379

872268.2

388859.2

107,361

874022.1

623633.4

1. Professional Services

3,091

41940.3

27868.4

26,248

37810.0

29675.9

2. Tourism, Hotel & Restaurants

1,936

24482.7

16702.7

12,284

103051.6

63182.9

3. Recreation services

464

38394.2

20207.3

984

29435.4

24065.5

4. IT and Telecommunications

572

485332.5

154430.7

1,498

196434.9

173090.4

5. Others

26,316

282118.5

169650.1

66,347

507290.1

333618.8

V. PERSONAL LOANS

1,729,017

898067.1

398757.7

1,335,190

1029446.4

743006.5

1. Housing

-

-

-

454,216

534534.8

426649.8

2. Consumer Durables

10,216

12337.9

10486.1

13,197

8183.0

6610.6

3. Vehicles

47,550

19637.4

14785.8

434,302

215254.3

128476.6

4. Education

-

-

-

120,209

54472.2

29383.5

5. Personal Credit Cards

1,195,734

408812.4

50961.5

-

-

-

6. Others

475,517

457279.4

322524.3

313,266

217002.1

151886.0

VI. TRADE

70,701

627883.8

436397.8

181,312

506487.2

232938.8

1. Wholesale Trade

6,931

217012.2

140905.9

9,930

143035.9

57304.2

2. Retail Trade

63,770

410871.6

295491.9

171,382

363451.4

175634.6

VII. FINANCE

44,069

760466.3

547594.0

21,014

1763920.3

1129100.4

VIII. ALL OTHERS

102,916

256924.9

215347.4

106,991

278890.1

222787.7

TOTAL BANK CREDIT

4,421,630

7535197.2

4557035.9

2,986,298

8956729.7

6274137.8

TABLE NO. 5.1 – TYPE OF ACCOUNT-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED
COMMERCIAL BANKS ACCORDING TO OCCUPATION MARCH 2012

(Amount in ` Million)

I. AGRICULTURE

1,732,477

1183620.5

937547.2

1,824

81086.1

34274.7

1. Direct Finance

1,670,013

955561.9

776656.1

1,320

58493.5

18219.0

2. Indirect Finance

62,464

228058.6

160891.2

504

22592.6

16055.8

II. INDUSTRY

344,120

11882587.2

7832971.2

35,062

2970390.0

845109.8

1. Mining & Quarrying

7,190

284308.6

209624.3

665

69118.4

36317.1

2. Food Manufacturing & Processing

38,670

518569.1

352374.4

2,816

290731.1

104542.9

(a) Rice Mills, Flour & Dal Mills

11,554

47485.3

33313.1

493

84127.7

39707.1

(b) Sugar

900

139851.6

104479.3

40

30974.9

9704.4

(c) Edible Oils & Vanaspati

3,302

52571.9

34484.8

138

18251.1

9938.8

(d) Tea Processing

305

2935.7

1965.0

93

4977.8

1391.8

(e) Processing of Fruits & Vegetables

2,766

151161.3

93330.9

272

7636.0

4585.3

(f) Others

19,843

124563.2

84801.3

1,780

144763.5

39215.4

3. Beverage & Tobacco

2,861

87058.3

59895.3

80

11588.5

7961.5

4. Textiles

49,255

992741.1

652914.7

17,138

1103385.0

174683.7

(a) Cotton Textiles

13,909

557152.0

373148.7

2,944

233599.9

55440.7

(b) Jute & Other Natural Fibre Textiles

918

7944.8

4797.9

174

4634.3

2582.6

(c) Handloom Textiles & Khadi

2,958

9726.4

7008.9

308

5642.6

2624.4

(d) Other Textiles & Textile Products

31,470

417918.0

267959.2

13,712

859508.1

114036.0

5. Paper, Paper Products & Printing

14,005

181363.4

119332.6

340

74071.6

9122.7

6. Woods and Wood Products

3,030

16088.8

11394.6

70

1101.4

865.4

7. Leather & Leather Products

2,281

29088.2

16784.4

2,880

131603.3

23464.7

8. Gems and Jewellery

1,810

12829.8

8464.8

1,340

197891.3

77903.4

9. Rubber & Plastic Products

12,113

132401.9

94432.2

729

24952.2

15139.2

10. Chemicals & Chemical Products

13,272

384175.5

262996.7

2,059

333620.4

140605.0

(a) Heavy Industrial Chemicals

2,034

63725.5

45586.7

450

35173.7

18128.3

(b) Fertilisers

507

53711.5

37129.7

19

2050.8

770.2

(c) Drugs & Pharmaceuticals

3,068

137623.3

100112.7

744

233449.6

91467.2

(d) Non-Edible Oils

450

7128.8

4167.2

23

1955.0

1369.7

(e) Other Chemicals & Chemical Products

7,213

121986.4

76000.3

823

60991.2

28869.7

11. Petroleum, Coal Products & Nuclear Fuels

1,287

290387.9

222579.3

66

56768.4

38975.5

12. Manufacture of Cement & Cement Products

6,169

268208.7

208831.4

58

1164.7

604.1

13. Basic Metals & Metal Products

21,953

1721244.7

1101981.7

2,087

384207.7

84054.5

(a) Iron & Steel

10,345

1260233.8

836482.0

721

185785.3

47062.4

(b) Non-Ferrous Metals

3,145

322094.5

171828.5

523

93386.7

18004.0

(c) Metal Products

8,463

138916.3

93671.2

843

105035.7

18988.1

14. Engineering

52,582

475390.5

326032.9

2,096

103030.7

59158.2

(a) Heavy Engineering

7,797

63857.2

44778.8

297

28656.9

18629.6

(b) Light Engineering

36,694

178470.1

122145.9

1,217

37697.8

22160.6

(c) Electrical Machinery & Goods

5,956

145203.5

96620.0

468

28718.7

14626.1

(d) Electronic Machinery & Goods

2,135

87859.7

62488.2

114

7957.2

3742.0

15. Vehicles,Vehicle Parts & Transport Equipments

14,055

281007.0

177871.0

801

70249.2

32478.4

16. Other Industries

37,459

362870.8

220140.0

1,630

79468.1

18484.7

17. Electricity, Gas & Water

4,747

2618300.7

1562861.0

47

8515.0

4809.7

(a) Electricity Generation & Transmission

2,450

2445563.8

1438820.3

40

8395.6

4699.1

(b) Non-Conventional Energy

1,077

96633.3

68933.6

3

83.4

79.1

(c) Gas, Steam & Water Supply

1,220

76103.6

55107.0

4

35.9

31.5

18. Construction

61,381

3226552.3

2224460.0

160

28923.1

15939.1

(a) Other than Infrastructure

49,782

519372.3

404112.2

58

13439.1

6267.4

(b) Infrastructure Construction

11,599

2707179.9

1820347.8

102

15484.0

9671.8

III. TRANSPORT OPERATORS

453,414

762886.2

567351.0

152

3324.7

2285.6

IV. PROFESSIONAL AND OTHER SERVICES

281,100

2399965.1

1702463.8

822

119956.6

46622.3

1. Professional Services

36,178

81864.0

66288.6

172

23456.3

5763.9

2. Tourism, Hotel & Restaurants

24,442

442143.8

312453.5

19

12662.1

1160.8

3. Recreation services

2,791

94753.1

75052.7

21

2477.8

520.2

4. IT and Telecommunications

3,859

297149.8

213079.4

16

8854.3

8340.9

5. Others

213,830

1484054.3

1035589.6

594

72506.1

30836.6

V. PERSONAL LOANS

7,758,292

5654866.5

4374263.7

-

-

-

1. Housing

3,816,932

3769549.9

2977891.8

-

-

-

2. Consumer Durables

38,353

21537.8

16521.2

-

-

-

3. Vehicles

1,495,024

659284.8

461745.4

-

-

-

4. Education

1,081,466

458969.1

348203.3

-

-

-

5. Personal Credit Cards

-

-

-

-

-

-

6. Others

1,326,517

745524.9

569901.9

-

-

-

VI. TRADE

210,082

1065541.0

798451.6

4,217

248343.8

83800.3

1. Wholesale Trade

24,065

185741.0

166929.8

3,062

210602.2

74944.5

2. Retail Trade

186,017

879799.9

631521.8

1,155

37741.6

8855.8

VII. FINANCE

84,512

1722429.1

1405479.6

50

20205.2

16756.9

VIII. ALL OTHERS

474,218

880496.3

702534.5

2,101

180619.9

24642.1

TOTAL BANK CREDIT

11,338,215

25552391.7

18321062.7

44,228

3623926.2

1053491.7

TABLE NO. 5.1 – TYPE OF ACCOUNT-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED
COMMERCIAL BANKS ACCORDING TO OCCUPATION MARCH 2012

(Amount in ` Million)

I. AGRICULTURE

2,369

22071.6

13319.0

219

37782.4

5059.7

1. Direct Finance

2,041

16252.6

10879.1

100

22653.4

1632.8

2. Indirect Finance

328

5819.0

2439.8

119

15129.1

3426.9

II. INDUSTRY

8,781

595654.8

257977.7

12,501

1405952.5

236148.9

1. Mining & Quarrying

153

14384.5

5852.5

367

27942.8

11252.0

2. Food Manufacturing & Processing

760

59656.8

22886.3

1,117

118756.5

9556.1

(a) Rice Mills, Flour & Dal Mills

229

9983.3

6552.5

697

73117.2

4107.7

(b) Sugar

4

1216.7

921.3

1

3306.9

20.6

(c) Edible Oils & Vanaspati

52

5513.2

3776.2

24

1934.3

559.0

(d) Tea Processing

19

530.8

535.6

20

435.8

338.4

(e) Processing of Fruits & Vegetables

35

21848.4

517.8

27

28839.4

292.0

(f) Others

421

20564.4

10582.9

348

11123.0

4238.3

3. Beverage & Tobacco

24

675.5

417.0

49

630.0

336.6

4. Textiles

2,983

189002.7

49610.2

3,017

288345.1

34610.1

(a) Cotton Textiles

914

77875.7

23649.2

978

159373.9

16131.7

(b) Jute & Other Natural Fibre Textiles

48

40133.5

683.6

38

15363.0

570.0

(c) Handloom Textiles & Khadi

116

5018.3

441.8

30

1897.7

344.8

(d) Other Textiles & Textile Products

1,905

65975.2

24835.7

1,971

111710.4

17563.6

5. Paper, Paper Products & Printing

106

2436.9

1452.9

305

101114.5

2075.0

6. Woods and Wood Products

34

668.7

633.6

6

237.7

20.6

7. Leather & Leather Products

488

13148.2

4923.5

243

24028.5

3137.1

8. Gems and Jewellery

535

91009.9

60827.4

987

129986.3

49209.2

9. Rubber & Plastic Products

203

10586.9

2961.7

672

7537.8

2770.2

10. Chemicals & Chemical Products

1,079

53121.6

25236.2

1,919

222785.9

24841.6

(a) Heavy Industrial Chemicals

164

8305.6

3789.3

435

22415.9

4387.8

(b) Fertilisers

20

2668.3

1074.4

12

714.2

352.5

(c) Drugs & Pharmaceuticals

511

23614.7

10945.1

420

130383.5

11531.2

(d) Non-Edible Oils

18

904.1

537.4

3

560.8

177.3

(e) Other Chemicals & Chemical Products

366

17628.9

8890.0

1,049

68711.5

8392.8

11. Petroleum, Coal Products & Nuclear Fuels

52

7086.0

3916.1

62

138109.8

37518.4

12. Manufacture of Cement & Cement Products

16

309.3

136.0

4

41.1

39.3

13. Basic Metals & Metal Products

703

69724.4

36803.6

1,436

145086.4

38027.5

(a) Iron & Steel

372

48031.5

26680.2

468

91601.4

23089.7

(b) Non-Ferrous Metals

119

6445.5

2862.9

64

9027.5

3406.4

(c) Metal Products

212

15247.4

7260.5

904

44457.5

11531.3

14. Engineering

675

35302.2

16349.3

1,110

66765.1

9511.6

(a) Heavy Engineering

94

6934.0

2384.5

170

5478.6

1999.5

(b) Light Engineering

351

11406.7

5005.5

517

22955.0

3581.0

(c) Electrical Machinery & Goods

187

14384.6

7603.9

337

37039.8

3100.5

(d) Electronic Machinery & Goods

43

2576.9

1355.4

86

1291.7

830.7

15. Vehicles,Vehicle Parts & Transport Equipments

410

12151.0

5932.0

793

111324.4

8072.5

16. Other Industries

404

10601.3

7179.8

335

16101.9

3059.5

17. Electricity, Gas & Water

28

14780.6

7528.1

6

467.4

374.7

(a) Electricity Generation & Transmission

19

14214.5

7036.6

4

79.0

16.3

(b) Non-Conventional Energy

6

556.5

481.8

1

358.4

358.4

(c) Gas, Steam & Water Supply

3

9.7

9.8

1

30.0

-

18. Construction

128

11008.2

5331.4

73

6691.4

1736.8

(a) Other than Infrastructure

66

2356.8

1961.0

42

4695.4

443.1

(b) Infrastructure Construction

62

8651.3

3370.4

31

1996.0

1293.7

III. TRANSPORT OPERATORS

52

4869.0

4104.8

49

11306.8

3282.9

IV. PROFESSIONAL AND OTHER SERVICES

462

18289.0

12370.9

1,487

172996.5

19233.4

1. Professional Services

81

849.0

824.9

989

13916.1

6821.7

2. Tourism, Hotel & Restaurants

31

1535.3

1055.7

2

339.7

7.8

3. Recreation services

8

1199.5

447.1

3

141.1

131.1

4. IT and Telecommunications

5

7.0

1.5

6

6383.2

3440.2

5. Others

337

14698.2

10041.6

487

152216.5

8832.5

V. PERSONAL LOANS

-

-

-

-

-

-

1. Housing

-

-

-

-

-

-

2. Consumer Durables

-

-

-

-

-

-

3. Vehicles

-

-

-

-

-

-

4. Education

-

-

-

-

-

-

5. Personal Credit Cards

-

-

-

-

-

-

6. Others

-

-

-

-

-

-

VI. TRADE

2,098

100317.9

59132.3

1,968

132055.9

36240.2

1. Wholesale Trade

946

62608.3

37580.1

1,651

123083.9

32565.5

2. Retail Trade

1,152

37709.6

21552.2

317

8972.1

3674.8

VII. FINANCE

407

26192.5

22324.7

304

27555.1

25575.4

VIII. ALL OTHERS

506

12513.5

6762.9

481

48860.5

11790.8

TOTAL BANK CREDIT

14,675

779908.2

375992.3

17,009

1836509.8

337331.4

TABLE NO. 5.1 – TYPE OF ACCOUNT-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED
COMMERCIAL BANKS ACCORDING TO OCCUPATION MARCH 2012

(Amount in ` Million)

I. AGRICULTURE

39

589.7

362.4

94

85.6

41.1

1. Direct Finance

26

406.5

330.2

46

21.6

11.9

2. Indirect Finance

13

183.2

32.2

48

64.1

29.1

II. INDUSTRY

1,512

75489.6

36426.8

561

550852.6

47774.0

1. Mining & Quarrying

13

5197.9

3819.0

4

1639.0

1084.1

2. Food Manufacturing & Processing

43

3357.7

2154.2

43

4101.9

2965.2

(a) Rice Mills, Flour & Dal Mills

1

16.5

16.5

4

1610.0

1269.9

(b) Sugar

1

0.8

-

-

-

-

(c) Edible Oils & Vanaspati

3

1760.0

1152.6

8

62.6

63.9

(d) Tea Processing

2

450.0

119.4

6

104.3

33.1

(e) Processing of Fruits & Vegetables

2

4.5

1.5

-

-

-

(f) Others

34

1125.8

864.1

25

2324.9

1598.4

3. Beverage & Tobacco

-

-

-

-

-

-

4. Textiles

787

5040.4

2702.3

183

331758.1

8416.6

(a) Cotton Textiles

82

1185.4

242.3

57

191719.0

2655.1

(b) Jute & Other Natural Fibre Textiles

1

16.9

10.9

4

167.0

118.0

(c) Handloom Textiles & Khadi

8

51.8

20.7

2

3.6

3.5

(d) Other Textiles & Textile Products

696

3786.2

2428.4

120

139868.5

5639.9

5. Paper, Paper Products & Printing

22

122.4

79.6

3

9.6

8.1

6. Woods and Wood Products

5

23.0

6.1

-

-

-

7. Leather & Leather Products

20

421.7

32.8

22

2687.2

739.6

8. Gems and Jewellery

321

34869.5

16459.4

58

89734.8

6064.0

9. Rubber & Plastic Products

21

349.6

115.6

5

96.6

75.6

10. Chemicals & Chemical Products

64

3202.4

2554.9

53

14759.6

3398.9

(a) Heavy Industrial Chemicals

30

542.2

301.1

3

42.3

42.2

(b) Fertilisers

-

-

-

8

636.4

32.8

(c) Drugs & Pharmaceuticals

11

675.6

556.8

38

14045.9

3295.9

(d) Non-Edible Oils

-

-

-

-

-

-

(e) Other Chemicals & Chemical Products

23

1984.7

1696.9

4

35.2

28.0

11. Petroleum, Coal Products & Nuclear Fuels

1

3.8

4.0

1

14.0

6.5

12. Manufacture of Cement & Cement Products

7

175.8

144.2

-

-

-

13. Basic Metals & Metal Products

63

6250.7

5118.8

59

7009.0

4260.9

(a) Iron & Steel

43

5958.7

5026.2

42

6456.5

4085.1

(b) Non-Ferrous Metals

5

81.2

50.2

6

360.8

87.2

(c) Metal Products

15

210.8

42.4

11

191.6

88.7

14. Engineering

89

13339.1

1020.5

28

7545.5

2155.6

(a) Heavy Engineering

15

26.2

26.5

8

199.7

96.8

(b) Light Engineering

45

8462.0

507.0

11

5360.6

116.2

(c) Electrical Machinery & Goods

26

4724.3

371.4

6

359.1

318.3

(d) Electronic Machinery & Goods

3

126.5

115.7

3

1626.1

1624.3

15. Vehicles,Vehicle Parts & Transport Equipments

14

1063.3

1002.1

9

209.6

187.5

16. Other Industries

36

564.8

365.7

12

7575.1

345.8

17. Electricity, Gas & Water

-

-

-

10

308.1

306.2

(a) Electricity Generation & Transmission

-

-

-

10

308.1

306.2

(b) Non-Conventional Energy

-

-

-

-

-

-

(c) Gas, Steam & Water Supply

-

-

-

-

-

-

18. Construction

6

1507.4

847.7

71

83404.5

17759.4

(a) Other than Infrastructure

2

760.0

279.3

2

137.5

75.6

(b) Infrastructure Construction

4

747.4

568.3

69

83267.0

17683.8

III. TRANSPORT OPERATORS

8

2.9

2.4

17

1919.2

1785.6

IV. PROFESSIONAL AND OTHER SERVICES

43

780.9

180.6

100

1690.5

610.1

1. Professional Services

11

113.5

28.4

57

50.6

28.8

2. Tourism, Hotel & Restaurants

-

-

-

3

37.5

34.7

3. Recreation services

-

-

-

-

-

-

4. IT and Telecommunications

-

-

-

1

5.0

-

5. Others

32

667.4

152.3

39

1597.5

546.6

V. PERSONAL LOANS

-

-

-

-

-

-

1. Housing

-

-

-

-

-

-

2. Consumer Durables

-

-

-

-

-

-

3. Vehicles

-

-

-

-

-

-

4. Education

-

-

-

-

-

-

5. Personal Credit Cards

-

-

-

-

-

-

6. Others

-

-

-

-

-

-

VI. TRADE

200

13647.6

6749.7

361

60134.1

6266.8

1. Wholesale Trade

144

12548.4

6310.0

129

53684.1

5190.6

2. Retail Trade

56

1099.3

439.7

232

6450.0

1076.3

VII. FINANCE

2

110.6

75.6

32

7774.5

2637.1

VIII. ALL OTHERS

21

635.6

280.7

63

2059.5

261.8

TOTAL BANK CREDIT

1,825

91256.8

44078.3

1,228

624516.1

59376.4

TABLE NO. 5.1 – TYPE OF ACCOUNT-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED
COMMERCIAL BANKS ACCORDING TO OCCUPATION MARCH 2012

(Amount in ` Million)

I. AGRICULTURE

2,652

14541.5

11616.8

1,184

33787.4

23423.4

1. Direct Finance

2,590

12544.8

10165.4

884

11605.9

6589.4

2. Indirect Finance

62

1996.7

1451.4

300

22181.5

16834.0

II. INDUSTRY

8,906

632975.5

343246.0

13,588

664834.4

354436.9

1. Mining & Quarrying

83

23191.5

18450.2

350

19276.4

7044.4

2. Food Manufacturing & Processing

237

8139.6

3558.0

223

18538.1

7466.3

(a) Rice Mills, Flour & Dal Mills

24

553.8

517.6

28

1330.7

822.1

(b) Sugar

9

224.3

57.5

8

1007.8

546.7

(c) Edible Oils & Vanaspati

27

1754.4

1174.6

37

7379.5

2888.1

(d) Tea Processing

19

336.4

15.6

-

-

-

(e) Processing of Fruits & Vegetables

34

527.7

314.3

5

55.8

38.5

(f) Others

124

4743.1

1478.3

145

8764.2

3170.8

3. Beverage & Tobacco

51

4049.9

2087.0

19

6874.5

4617.9

4. Textiles

838

47040.7

25494.2

1,097

27369.4

13717.4

(a) Cotton Textiles

555

33420.1

17261.9

505

15371.0

7359.8

(b) Jute & Other Natural Fibre Textiles

3

7.4

7.9

12

397.9

362.2

(c) Handloom Textiles & Khadi

12

313.1

36.8

18

189.5

59.5

(d) Other Textiles & Textile Products

268

13300.1

8187.6

562

11410.9

5936.0

5. Paper, Paper Products & Printing

198

4842.5

2075.9

243

7393.3

5605.9

6. Woods and Wood Products

46

702.8

289.3

151

3958.7

2696.4

7. Leather & Leather Products

82

1395.4

644.9

277

4587.1

744.6

8. Gems and Jewellery

33

3848.3

2677.7

4

491.6

405.2

9. Rubber & Plastic Products

271

14894.1

6672.9

424

14755.6

5750.2

10. Chemicals & Chemical Products

519

45415.1

22607.4

887

45937.5

23388.0

(a) Heavy Industrial Chemicals

145

8778.0

4893.0

238

8377.1

4246.3

(b) Fertilisers

10

1741.7

1408.8

12

302.8

74.1

(c) Drugs & Pharmaceuticals

142

12692.9

5261.5

141

10153.0

5956.1

(d) Non-Edible Oils

10

487.5

83.4

82

985.0

305.2

(e) Other Chemicals & Chemical Products

212

21715.0

10960.6

414

26119.6

12806.3

11. Petroleum, Coal Products & Nuclear Fuels

59

14760.3

10017.3

113

34534.2

8687.6

12. Manufacture of Cement & Cement Products

75

1693.6

810.4

85

6343.9

2993.6

13. Basic Metals & Metal Products

1,398

273966.9

135710.5

2,377

155528.4

94767.7

(a) Iron & Steel

904

222162.2

104433.9

1,426

102089.9

70795.3

(b) Non-Ferrous Metals

165

30896.0

19772.5

381

18018.4

10046.6

(c) Metal Products

329

20908.8

11504.1

570

35420.1

13925.8

14. Engineering

1,146

79820.9

38451.2

1,947

111762.4

55823.4

(a) Heavy Engineering

147

14434.0

9104.7

336

23144.0

14914.2

(b) Light Engineering

445

26918.6

12398.4

526

34353.6

10242.7

(c) Electrical Machinery & Goods

471

25640.9

13640.3

832

43780.2

24092.9

(d) Electronic Machinery & Goods

83

12827.4

3307.8

253

10484.6

6573.6

15. Vehicles,Vehicle Parts & Transport Equipments

3,113

13590.9

11294.0

4,360

94485.0

48370.0

16. Other Industries

386

9126.9

4730.5

412

19935.0

7109.5

17. Electricity, Gas & Water

41

19787.2

17880.3

79

47834.5

38005.3

(a) Electricity Generation & Transmission

28

18559.3

15407.2

62

45753.1

36299.9

(b) Non-Conventional Energy

5

967.7

2264.1

6

1796.4

1623.2

(c) Gas, Steam & Water Supply

8

260.1

209.0

11

284.9

82.3

18. Construction

330

66708.9

39794.4

540

45228.7

27243.4

(a) Other than Infrastructure

184

5374.9

3246.8

219

7229.8

3499.8

(b) Infrastructure Construction

146

61334.0

36547.6

321

37998.9

23743.6

III. TRANSPORT OPERATORS

226

7257.6

5691.4

81

10120.6

2777.8

IV. PROFESSIONAL AND OTHER SERVICES

1,365

35828.7

21903.1

1,757

65533.7

22148.9

1. Professional Services

191

4913.9

882.9

1,027

29940.5

3279.0

2. Tourism, Hotel & Restaurants

82

2441.3

2350.7

14

191.2

35.3

3. Recreation services

28

1504.1

1327.4

25

2382.8

1608.1

4. IT and Telecommunications

25

3102.4

1748.3

88

2065.7

1587.9

5. Others

1,039

23867.0

15593.8

603

30953.4

15638.6

V. PERSONAL LOANS

-

-

-

-

-

-

1. Housing

-

-

-

-

-

-

2. Consumer Durables

-

-

-

-

-

-

3. Vehicles

-

-

-

-

-

-

4. Education

-

-

-

-

-

-

5. Personal Credit Cards

-

-

-

-

-

-

6. Others

-

-

-

-

-

-

VI. TRADE

3,256

116205.4

98749.2

4,661

102609.5

61734.7

1. Wholesale Trade

1,906

69462.2

64630.7

1,929

60207.2

36186.5

2. Retail Trade

1,350

46743.2

34118.5

2,732

42402.3

25548.1

VII. FINANCE

1,979

1035576.7

22346.9

943

137997.5

102932.9

VIII. ALL OTHERS

2,903

34107.8

20492.8

1,638

112296.1

71158.9

TOTAL BANK CREDIT

21,287

1876493.1

524046.2

23,852

1127179.1

638613.5

TABLE NO. 5.1 – TYPE OF ACCOUNT-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED
COMMERCIAL BANKS ACCORDING TO OCCUPATION MARCH 2012

(Amount in ` Million)

I. AGRICULTURE

175

551.5

327.3

40

543.9

63.3

5,400,355

4276060.3

3249548.9

1. Direct Finance

110

431.3

263.5

11

502.4

54.9

5,136,917

3157732.7

2424623.5

2. Indirect Finance

65

120.1

63.8

29

41.5

8.4

263,438

1118327.7

824925.4

II. INDUSTRY

434

9421.5

4613.4

1,039

34252.0

11899.7

1,070,330

32359606.0

19245961.5

1. Mining & Quarrying

12

224.3

48.3

1

50.0

0.1

22,301

778400.7

516408.5

2. Food Manufacturing & Processing

2

54.4

47.2

103

3144.0

2283.0

111,653

2140802.4

1339137.0

(a) Rice Mills, Flour & Dal Mills

-

-

-

-

-

-

38,654

523128.9

314655.0

(b) Sugar

-

-

-

-

-

-

2,633

443557.0

315638.3

(c) Edible Oils & Vanaspati

-

-

-

2

65.9

19.7

10,661

246875.2

155176.8

(d) Tea Processing

1

24.7

17.5

-

-

-

1,179

21807.1

12749.6

(e) Processing of Fruits & Vegetables

-

-

-

1

120.0

15.9

6,762

253535.3

135740.9

(f) Others

1

29.7

29.7

100

2958.1

2247.5

51,764

651898.9

405176.5

3. Beverage & Tobacco

-

-

-

15

900.0

49.5

8,049

271434.7

188286.5

4. Textiles

145

2275.5

700.9

311

5144.2

2717.7

165,172

4113826.0

1812173.7

(a) Cotton Textiles

6

85.5

11.6

92

2902.1

849.4

50,816

1835155.4

923374.5

(b) Jute & Other Natural Fibre Textiles

-

-

-

-

-

-

2,780

82760.2

18618.8

(c) Handloom Textiles & Khadi

1

1500.0

-

-

-

-

9,054

47756.1

25741.7

(d) Other Textiles & Textile Products

138

690.0

689.3

219

2242.1

1868.3

102,522

2148154.3

844438.7

5. Paper, Paper Products & Printing

2

8.4

8.2

13

419.9

4.2

38,829

727461.6

356636.5

6. Woods and Wood Products

4

189.1

34.5

-

-

-

13,470

75357.3

56246.9

7. Leather & Leather Products

5

102.7

23.8

49

360.2

299.1

12,261

265882.2

94621.8

8. Gems and Jewellery

9

345.8

307.2

120

3324.2

3174.2

12,560

818903.8

429168.4

9. Rubber & Plastic Products

4

160.1

6.8

32

1022.0

585.0

40,978

496994.0

333959.7

10. Chemicals & Chemical Products

33

251.5

281.6

72

3151.5

354.9

51,426

2088281.3

1122796.0

(a) Heavy Industrial Chemicals

2

31.5

15.2

21

270.1

112.8

9,099

305687.3

173675.6

(b) Fertilisers

-

-

-

4

525.5

4.6

1,786

274350.2

164700.3

(c) Drugs & Pharmaceuticals

4

93.7

93.7

27

1601.4

221.8

11,612

863692.3

428818.0

(d) Non-Edible Oils

-

-

-

-

-

-

1,708

31121.5

22057.1

(e) Other Chemicals & Chemical Products

27

126.3

172.7

20

754.5

15.8

27,221

613430.1

333545.0

11. Petroleum, Coal Products & Nuclear Fuels

-

-

-

24

4291.8

14.5

4,878

1227688.5

706278.9

12. Manufacture of Cement & Cement Products

-

-

-

15

252.8

27.0

17,677

437370.9

325981.8

13. Basic Metals & Metal Products

66

640.8

594.2

59

1325.8

377.7

79,335

4557758.8

2768816.1

(a) Iron & Steel

15

217.4

152.6

22

191.8

141.8

37,742

3157966.5

2009931.1

(b) Non-Ferrous Metals

-

-

-

1

50.0

-

11,999

721204.1

411265.3