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Table No. 1.10 - Population Group-Wise Outstanding Credit of Scheduled Commercial Banks According to Occupation

(Amount in Rupees Lakh)

 

RURAL

SEMI-URBAN

OCCUPATION

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

 

1

2

3

4

5

6

I.

AGRICULTURE

197,31,700

99072,83

85064,51

109,45,807

69894,90

59416,34

 

1.

Direct Finance

192,86,618

92219,88

79738,66

107,56,041

62775,36

54663,85

 

2.

Indirect Finance

4,45,082

6852,95

5325,85

1,89,766

7119,55

4752,50

II.

INDUSTRY

11,53,737

72082,00

54130,19

7,97,221

61528,99

44838,61

 

1.

Mining & Quarrying

7,697

3973,71

3499,28

8,049

3079,80

2099,32

 

2.

Manufacturing & Processing

10,08,352

50672,69

37195,53

6,50,888

48415,14

35059,93

 

3.

Electricity, Gas & Water

2,115

9966,96

7678,26

1,573

4189,51

3484,17

 

4.

Construction

1,35,573

7468,63

5757,13

1,36,711

5844,55

4195,19

III.

TRANSPORT OPERATORS

2,05,856

3833,29

3182,64

1,26,790

2448,46

1933,05

IV.

PROFESSIONAL AND OTHER SERVICES

5,49,257

10416,64

7603,04

4,43,770

9394,21

7121,39

V.

PERSONAL LOANS

46,55,867

56992,98

45602,09

60,02,430

79531,98

63549,20

 

1.

Loans for Purchase of Consumer Durables

3,84,907

2302,34

1772,36

3,66,065

2400,91

1936,80

 

2.

Loans for Housing

7,86,837

23424,01

20023,22

11,51,640

33760,48

28364,33

 

3.

Rest of the Personal Loans

34,84,123

31266,63

23806,51

44,84,725

43370,60

33248,07

VI.

TRADE

26,67,982

33452,88

28444,39

18,31,700

28818,12

22629,85

 

1.

Wholesale Trade

1,29,909

17747,55

16058,92

1,25,365

7213,02

5801,90

 

2.

Retail Trade

25,38,073

15705,33

12385,48

17,06,335

21605,10

16827,95

VII.

FINANCE

45,198

2779,42

2267,25

34,096

1563,89

1154,47

VIII.

ALL OTHERS

20,19,304

12007,56

9409,62

19,17,557

15338,90

12109,87

TOTAL BANK CREDIT

310,28,901

290637,59

235703,74

220,99,371

268519,45

212752,79

OF WHICH : 1. Artisans and Village & Tiny Industries

6,76,283

3296,35

2553,96

2,61,820

4953,11

3856,26

2. Other Small Scale Industries

2,24,032

7507,03

5904,77

1,98,786

12791,08

9757,40



 

URBAN

METROPOLITAN

OCCUPATION

No. of Accounts

Credit
Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

 

7

8

9

10

11

12

I.

AGRICULTURE

22,96,892

38570,55

31976,90

2,42,168

69253,65

53733,33

 

1.

Direct Finance

22,28,944

26663,89

22452,71

2,11,273

20642,86

14641,61

 

2.

Indirect Finance

67,948

11906,66

9524,18

30,895

48610,79

39091,72

II.

INDUSTRY

6,45,850

181273,21

127360,95

6,57,604

828112,10

515567,38

 

1.

Mining & Quarrying

7,507

5438,86

3762,95

4,114

23619,97

12569,03

 

2.

Manufacturing & Processing

5,36,154

147782,47

101789,33

6,02,284

629056,62

371966,08

 

3.

Electricity, Gas & Water

3,188

10333,19

8574,80

3,934

59560,76

46975,98

 

4.

Construction

99,001

17718,68

13233,86

47,272

115874,75

84056,29

III.

TRANSPORT OPERATORS

1,70,870

5516,71

4859,68

1,90,861

19858,78

16095,44

IV.

PROFESSIONAL AND OTHER SERVICES

7,04,003

26079,85

19141,62

9,52,678

127732,67

87590,10

V.

PERSONAL LOANS

68,63,960

129799,19

104658,43

237,45,604

322371,97

219752,25

 

1.

Loans for Purchase of Consumer Durables

3,51,139

2599,20

2128,65

7,05,859

5871,22

3784,54

 

2.

Loans for Housing

14,52,997

65362,01

55858,72

16,18,439

147198,78

124677,07

 

3.

Rest of the Personal Loans

50,59,824

61837,98

46671,05

214,21,306

169301,98

91290,63

VI.

TRADE

12,27,329

56572,20

40168,53

7,75,210

189670,01

113621,01

 

1.

Wholesale Trade

1,53,698

24935,20

16089,16

2,95,483

100426,44

62804,40

 

2.

Retail Trade

10,73,631

31637,00

24079,37

4,79,727

89243,58

50816,61

VII.

FINANCE

22,138

7909,80

5442,19

51,405

147326,93

115098,28

VIII.

ALL

OTHERS

13,23,193

22040,07

16585,99

14,43,990

42164,40

26991,03

TOTAL BANK CREDIT

132,54,235

467761,57

350194,28

280,59,520

1746490,52

1148448,81

OF WHICH

: 1. Artisans and Village & Tiny Industries

71,213

1294,42

1020,29

41,702

1466,44

1100,70

 

 

2. Other Small Scale Industries

2,26,078

28251,77

21437,95

1,55,200

42020,44

31211,95

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