Table No. 1.10 - Population Group-Wise Outstanding Credit of Scheduled Commercial Banks According to Occupation - RBI - Reserve Bank of India
Table No. 1.10 - Population Group-Wise Outstanding Credit of Scheduled Commercial Banks According to Occupation
March 2002 | |||||||||
(Amount in Rupees Lakh) | |||||||||
RURAL | SEMI-URBAN | ||||||||
No. of | Credit | Amount | No. of | Credit | Amount | ||||
OCCUPATION | Accounts | Limit | Outstanding | Accounts | Limit | Outstanding | |||
1 | 2 | 3 | 4 | 5 | 6 | ||||
I. | AGRICULTURE | 133,90,822 | 34739,75 | 28643,33 | 59,52,516 | 21146,50 | 17853,18 | ||
1. | Direct Finance | 130,31,344 | 31274,80 | 26430,59 | 58,10,732 | 18030,73 | 15387,14 | ||
2. | Indirect Finance | 3,59,478 | 3464,95 | 2212,74 | 1,41,784 | 3115,77 | 2466,04 | ||
II. | INDUSTRY | 18,38,791 | 29776,78 | 20689,33 | 9,10,846 | 44702,26 | 30736,61 | ||
1. | Mining & Quarrying | 2,099 | 1211,82 | 804,74 | 2,808 | 1332,25 | 872,22 | ||
2. | Manufacturing & Processing | 18,05,330 | 23059,01 | 16474,26 | 8,75,863 | 38963,74 | 26700,92 | ||
3. | Electricity, Gas & Water | 327 | 4568,97 | 2603,99 | 631 | 3092,84 | 2012,49 | ||
4. | Construction | 31,035 | 936,98 | 806,34 | 31,544 | 1313,44 | 1150,99 | ||
III. | TRANSPORT OPERATORS | 2,98,991 | 1845,86 | 1341,36 | 1,83,432 | 1933,16 | 1453,77 | ||
IV. | PROFESSIONAL AND OTHER SERVICES | 6,36,717 | 2993,16 | 1752,91 | 4,19,139 | 3802,80 | 3065,00 | ||
V. | PERSONAL LOANS | 39,18,171 | 13606,21 | 11434,69 | 39,10,731 | 20231,26 | 17009,60 | ||
1. | Loans for Purchase of Consumer Durables | 3,60,306 | 1041,71 | 801,90 | 3,42,382 | 1059,33 | 795,65 | ||
2. | Loans for Housing | 2,92,206 | 3562,60 | 3159,87 | 4,80,297 | 7606,67 | 6694,22 | ||
3. | Rest of the Personal Loans | 32,65,659 | 9001,90 | 7472,92 | 30,88,052 | 11565,26 | 9519,73 | ||
VI. | TRADE | 31,25,378 | 17768,59 | 14447,17 | 18,11,094 | 12137,34 | 10188,50 | ||
1. | Wholesale Trade | 99,386 | 10780,89 | 8946,89 | 88,324 | 3616,65 | 3079,03 | ||
2. | Retail Trade | 30,25,992 | 6987,70 | 5500,27 | 17,22,770 | 8520,69 | 7109,47 | ||
VII. | FINANCE | 23,759 | 2382,29 | 1994,23 | 24,603 | 774,69 | 605,77 | ||
VIII. | ALL OTHERS | 19,30,227 | 10188,37 | 7409,88 | 18,24,657 | 11471,31 | 9243,91 | ||
TOTAL BANK CREDIT | 251,62,856 | 113301,01 | 87712,89 | 150,37,018 | 116199,33 | 90156,34 | |||
OF WHICH: 1. Artisans and Village & Tiny Industries | 10,36,118 | 1823,84 | 1469,92 | 2,91,483 | 1981,99 | 1606,15 | |||
2. Other Small Scale Industries | 5,62,787 | 3266,39 | 2608,44 | 4,20,260 | 6734,13 | 5418,86 | |||
URBAN | METROPOLITAN | ||||||||
No. of | Credit | Amount | No. of | Credit | Amount | ||||
OCCUPATION | Accounts | Limit | Outstanding | Accounts | Limit | Outstanding | |||
7 | 8 | 9 | 10 | 11 | 12 | ||||
I. | AGRICULTURE | 8,64,054 | 9285,43 | 7707,49 | 1,43,792 | 13586,88 | 9804,55 | ||
1. | Direct Finance | 8,07,240 | 4569,03 | 3903,34 | 90,796 | 2195,38 | 1709,35 | ||
2. | Indirect Finance | 56,814 | 4716,40 | 3804,15 | 52,996 | 11391,50 | 8095,21 | ||
II. | INDUSTRY | 6,45,642 | 67854,83 | 52632,13 | 8,37,222 | 229296,06 | 167567,44 | ||
1. | Mining & Quarrying | 2,321 | 1498,95 | 878,32 | 1,892 | 16776,10 | 9099,09 | ||
2. | Manufacturing & Processing | 6,14,660 | 60180,38 | 46851,92 | 8,13,246 | 183501,68 | 136044,87 | ||
3. | Electricity, Gas & Water | 925 | 3129,06 | 2374,14 | 1,493 | 15701,00 | 11833,71 | ||
4. | Construction | 27,736 | 3046,45 | 2527,75 | 20,591 | 13317,29 | 10589,77 | ||
III. | TRANSPORT OPERATORS | 1,13,256 | 1691,25 | 1290,78 | 61,550 | 6980,28 | 5237,37 | ||
IV. | PROFESSIONAL AND OTHER SERVICES | 2,70,175 | 8727,92 | 6129,21 | 1,59,300 | 21259,87 | 16754,43 | ||
V. | PERSONAL LOANS | 37,23,165 | 26206,71 | 22017,85 | 60,42,138 | 47905,76 | 32055,87 | ||
1. | Loans for Purchase of Consumer Durables | 3,29,490 | 1252,54 | 969,33 | 1,81,664 | 814,10 | 646,83 | ||
2. | Loans for Housing | 5,88,641 | 11051,44 | 9790,41 | 4,55,171 | 15344,92 | 13181,42 | ||
3. | Rest of the Personal Loans | 28,05,034 | 13902,74 | 11258,12 | 54,05,303 | 31746,73 | 18227,62 | ||
VI. | TRADE | 8,96,238 | 23426,01 | 19368,97 | 3,29,325 | 65454,40 | 56867,41 | ||
1. | Wholesale Trade | 90,220 | 14170,38 | 11865,72 | 92,869 | 56143,39 | 49612,00 | ||
2. | Retail Trade | 8,06,018 | 9255,64 | 7503,25 | 2,36,456 | 9311,02 | 7255,40 | ||
VII. | FINANCE | 27,282 | 1508,55 | 1216,35 | 25,117 | 45052,61 | 33797,36 | ||
VIII. | ALL OTHERS | 11,21,036 | 16494,83 | 13394,21 | 9,29,213 | 41196,23 | 32282,44 | ||
TOTAL BANK CREDIT | 76,60,848 | 155195,54 | 123756,99 | 85,27,657 | 470732,10 | 354366,86 | |||
OF WHICH | : 1. Artisans and Village & Tiny Industries | 92,801 | 1713,51 | 1396,48 | 34,598 | 1386,39 | 1127,87 | ||
2. Other Small Scale Industries | 3,27,657 | 11239,77 | 8982,89 | 2,62,094 | 18690,29 | 14960,11 | |||