Table No. 1.10 - Population Group-Wise Outstanding Credit of Scheduled Commercial Banks According to Occupation - RBI - Reserve Bank of India
Table No. 1.10 - Population Group-Wise Outstanding Credit of Scheduled Commercial Banks According to Occupation
(Amount in Rupees Lakh) |
||||
OCCUPATION |
RURAL |
|||
No. of |
Credit |
Amount |
||
Accounts |
Limit |
Outstanding |
||
1 |
2 |
3 |
||
I |
AGRICULTURE |
137,84,807 |
46195,81 |
39402,37 |
1. Direct Finance |
134,19,769 |
42556,78 |
36425,38 |
|
2. Indirect Finance |
3,65,038 |
3639,03 |
2976,99 |
|
II |
INDUSTRY |
13,08,971 |
30093,66 |
21921,41 |
1. Mining & Quarrying |
2,637 |
798,65 |
550,58 |
|
2. Manufacturing & Processing |
12,55,140 |
23262,88 |
16159,83 |
|
3. Electricity, Gas & Water |
608 |
3350,36 |
2860,12 |
|
4. Construction |
50,586 |
2681,76 |
2350,88 |
|
III |
TRANSPORT OPERATORS |
2,27,703 |
1834,65 |
1380,04 |
IV |
PROFESSIONAL AND OTHER SERVICES |
6,06,837 |
3885,87 |
3051,66 |
V |
PERSONAL LOANS |
46,06,869 |
26602,41 |
21904,38 |
1. Loans for Purchase of Consumer Durables |
3,99,203 |
1507,59 |
1125,30 |
|
2. Loans for Housing |
4,67,043 |
8785,69 |
7712,09 |
|
3. Rest of the Personal Loans |
37,40,623 |
16309,13 |
13066,99 |
|
VI |
TRADE |
26,59,239 |
16611,39 |
12875,91 |
1. Wholesale Trade |
1,02,966 |
8306,55 |
6348,52 |
|
2. Retail Trade |
25,56,273 |
8304,85 |
6527,40 |
|
VII |
FINANCE |
32,680 |
1115,12 |
804,79 |
VIII |
ALL OTHERS |
23,37,700 |
11215,01 |
8566,88 |
TOTAL BANK CREDIT |
255,64,806 |
137553,92 |
109907,45 |
|
OF WHICH : 1. Artisans and Village & Tiny Industries |
8,99,358 |
2108,43 |
1628,15 |
|
2. Other Small Scale Industries |
2,34,818 |
4243,57 |
3265,96 |
(Amount in Rupees Lakh) |
||||
OCCUPATION |
SEMI-URBAN |
|||
No. of |
Credit |
Amount |
||
Accounts |
Limit |
Outstanding |
||
1 |
2 |
3 |
||
I |
AGRICULTURE |
63,89,146 |
28635,11 |
24221,16 |
1. Direct Finance |
62,54,207 |
25709,25 |
21941,67 |
|
2. Indirect Finance |
1,34,939 |
2925,86 |
2279,49 |
|
II |
INDUSTRY |
6,61,485 |
42277,07 |
29382,40 |
1. Mining & Quarrying |
3,497 |
1595,53 |
877,06 |
|
2. Manufacturing & Processing |
6,06,935 |
34912,12 |
24100,62 |
|
3. Electricity, Gas & Water |
812 |
2485,92 |
1872,02 |
|
4. Construction |
50,241 |
3283,51 |
2532,69 |
|
III |
TRANSPORT OPERATORS |
1,37,714 |
1895,03 |
1371,70 |
IV |
PROFESSIONAL AND OTHER SERVICES |
4,21,303 |
5415,65 |
4339,39 |
V |
PERSONAL LOANS |
49,64,554 |
39249,49 |
32729,96 |
1. Loans for Purchase of Consumer Durables |
3,12,505 |
1225,45 |
930,78 |
|
2. Loans for Housing |
7,49,266 |
15587,47 |
13711,02 |
|
3. Rest of the Personal Loans |
39,02,783 |
22436,58 |
18088,17 |
|
VI |
TRADE |
15,31,136 |
14894,53 |
11994,22 |
1. Wholesale Trade |
92,608 |
4001,71 |
3133,34 |
|
2. Retail Trade |
14,38,528 |
10892,82 |
8860,88 |
|
VII |
FINANCE |
16,435 |
759,88 |
534,00 |
VIII |
ALL OTHERS |
19,86,543 |
13049,87 |
10298,13 |
TOTAL BANK CREDIT |
161,08,316 |
146176,63 |
114870,98 |
|
OF WHICH : 1. Artisans and Village & Tiny Industries |
3,05,628 |
2797,95 |
2179,28 |
|
2. Other Small Scale Industries |
1,75,083 |
7841,45 |
5914,99 |
(Amount in Rupees Lakh) |
||||
OCCUPATION |
URBAN |
|||
No. of |
Credit |
Amount |
||
Accounts |
Limit |
Outstanding |
||
1 |
2 |
3 |
||
I |
AGRICULTURE |
10,24,495 |
14964,90 |
12459,86 |
1. Direct Finance |
9,66,777 |
9385,06 |
7894,28 |
|
2. Indirect Finance |
57,718 |
5579,84 |
4565,58 |
|
II |
INDUSTRY |
4,30,963 |
89209,01 |
62991,77 |
1. Mining & Quarrying |
3,405 |
1907,28 |
1126,83 |
|
2. Manufacturing & Processing |
3,80,441 |
78161,01 |
54483,01 |
|
3. Electricity, Gas & Water |
1,120 |
3563,33 |
3104,11 |
|
4. Construction |
45,997 |
5577,39 |
4277,82 |
|
III |
TRANSPORT OPERATORS |
96,265 |
1880,30 |
1533,89 |
IV |
PROFESSIONAL AND OTHER SERVICES |
2,92,434 |
10942,03 |
9244,38 |
V |
PERSONAL LOANS |
49,62,944 |
56241,02 |
46171,18 |
1. Loans for Purchase of Consumer Durables |
2,73,565 |
1208,22 |
905,89 |
|
2. Loans for Housing |
9,21,001 |
26057,84 |
23073,05 |
|
3. Rest of the Personal Loans |
37,68,378 |
28974,96 |
22192,24 |
|
VI |
TRADE |
8,22,413 |
31548,06 |
21984,43 |
1. Wholesale Trade |
81,580 |
17390,38 |
11096,13 |
|
2. Retail Trade |
7,40,833 |
14157,68 |
10888,30 |
|
VII |
FINANCE |
12,644 |
2554,49 |
2180,95 |
VIII |
ALL OTHERS |
12,89,147 |
16949,95 |
13407,32 |
TOTAL BANK CREDIT |
89,31,305 |
224289,76 |
169973,79 |
|
OF WHICH : 1. Artisans and Village & Tiny Industries |
71,214 |
687,47 |
569,50 |
|
2. Other Small Scale Industries |
1,87,147 |
15933,08 |
11908,97 |
(Amount in Rupees Lakh) |
||||
OCCUPATION |
METROPOLITAN |
|||
No. of |
Credit |
Amount |
||
Accounts |
Limit |
Outstanding |
||
1 |
2 |
3 |
||
I |
AGRICULTURE |
1,05,720 |
26093,35 |
20161,64 |
1. Direct Finance |
79,201 |
5096,34 |
3837,39 |
|
2. Indirect Finance |
26,519 |
20997,00 |
16324,24 |
|
II |
INDUSTRY |
4,62,938 |
308805,08 |
220507,90 |
1. Mining & Quarrying |
2,743 |
15448,90 |
8768,21 |
|
2. Manufacturing & Processing |
4,32,661 |
232988,83 |
166309,66 |
|
3. Electricity, Gas & Water |
1,737 |
27822,54 |
20022,11 |
|
4. Construction |
25,797 |
32544,82 |
25407,92 |
|
III |
TRANSPORT OPERATORS |
50,020 |
8881,84 |
6886,33 |
IV |
PROFESSIONAL AND OTHER SERVICES |
1,82,694 |
35062,54 |
27291,97 |
V |
PERSONAL LOANS |
138,34,197 |
123741,57 |
78281,72 |
1. Loans for Purchase of Consumer Durables |
3,69,080 |
1606,81 |
1241,27 |
|
2. Loans for Housing |
8,97,716 |
46261,22 |
40850,29 |
|
3. Rest of the Personal Loans |
125,67,401 |
75873,54 |
36190,15 |
|
VI |
TRADE |
3,12,954 |
70515,74 |
54583,30 |
1. Wholesale Trade |
1,04,220 |
54560,12 |
42455,38 |
|
2. Retail Trade |
2,08,734 |
15955,63 |
12127,91 |
|
VII |
FINANCE |
14,341 |
65959,75 |
55444,09 |
VIII |
ALL OTHERS |
8,22,999 |
29879,16 |
22402,88 |
TOTAL BANK CREDIT |
157,85,863 |
668939,03 |
485559,81 |
|
OF WHICH : 1. Artisans and Village & Tiny Industries |
17,575 |
657,68 |
535,19 |
|
2. Other Small Scale Industries |
1,21,008 |
23114,76 |
17342,63 |