Table No. 1.11 - Percentage Distribution of Outstanding Credit of Scheduled Commercial Banks According to Population Group and Occupation - RBI - Reserve Bank of India
Table No. 1.11 - Percentage Distribution of Outstanding Credit of Scheduled Commercial Banks According to Population Group and Occupation
A. POPULATION GROUP-WISE BANK CREDIT - PERCENTAGE SHARE ACCORDING TO OCCUPATION
(Per cent) |
|||||||
RURAL |
SEMI-URBAN |
URBAN |
METROPOLITAN |
ALL-INDIA |
|||
OCCUPATION |
|||||||
1 |
2 |
3 |
4 |
5 |
|||
I. |
AGRICULTURE |
32.3 |
20.0 |
6.0 |
3.0 |
10.0 |
|
1. |
Direct Finance |
30.3 |
17.7 |
3.7 |
0.8 |
7.8 |
|
2. |
Indirect Finance |
2.0 |
2.3 |
2.3 |
2.3 |
2.2 |
|
II. |
INDUSTRY |
24.2 |
32.4 |
42.6 |
47.1 |
41.0 |
|
1. |
Mining & Quarrying |
0.5 |
0.8 |
0.6 |
2.8 |
1.8 |
|
2. |
Manufacturing & Processing |
18.3 |
27.9 |
37.3 |
37.0 |
33.2 |
|
3. |
Electricity, Gas & Water |
3.3 |
2.3 |
2.4 |
3.8 |
3.3 |
|
4. |
Construction |
2.0 |
1.3 |
2.3 |
3.4 |
2.7 |
|
III. |
TRANSPORT OPERATORS |
1.3 |
1.4 |
1.0 |
1.3 |
1.2 |
|
IV. |
PROFESSIONAL AND OTHER SERVICES |
2.3 |
3.5 |
4.9 |
5.2 |
4.5 |
|
V. |
PERSONAL LOANS |
14.6 |
21.5 |
20.7 |
11.5 |
15.1 |
|
1. |
Loans for Purchase of Consumer Durables |
0.9 |
0.8 |
0.6 |
0.2 |
0.4 |
|
2. |
Loans for Housing |
5.1 |
9.2 |
9.9 |
5.0 |
6.5 |
|
3. |
Rest of the Personal Loans |
8.7 |
11.6 |
10.2 |
6.4 |
8.2 |
|
VI. |
TRADE |
13.9 |
10.6 |
15.0 |
14.1 |
13.8 |
|
1. |
Wholesale Trade |
8.0 |
2.9 |
8.6 |
11.6 |
9.3 |
|
2. |
Retail Trade |
5.9 |
7.8 |
6.4 |
2.5 |
4.4 |
|
VII. |
FINANCE |
3.5 |
1.1 |
1.0 |
11.0 |
6.7 |
|
VIII. |
ALL OTHERS |
7.8 |
9.5 |
8.9 |
6.8 |
7.7 |
|
TOTAL BANK CREDIT |
100.0 |
100.0 |
100.0 |
100.0 |
100.0 |
||
OF WHICH: 1. Artisans and Village & Tiny Industries |
1.5 |
1.9 |
0.6 |
0.2 |
0.7 |
||
2. Other Small Scale Industries |
3.1 |
5.8 |
7.6 |
4.4 |
5.0 |
B. OCCUPATION-WISE BANK CREDIT - PERCENTAGE SHARE ACCORDING TO POPULATION GROUP
(Per cent) |
|||||||
RURAL |
SEMI-URBAN |
URBAN |
METROPOLITAN |
ALL-INDIA |
|||
OCCUPATION |
|||||||
6 |
7 |
8 |
9 |
10 |
|||
I. |
AGRICULTURE |
45.3 |
27.4 |
11.3 |
16.0 |
100.0 |
|
1. |
Direct Finance |
54.6 |
31.2 |
9.0 |
5.2 |
100.0 |
|
2. |
Indirect Finance |
12.8 |
14.2 |
19.3 |
53.7 |
100.0 |
|
II. |
INDUSTRY |
8.3 |
10.9 |
19.6 |
61.2 |
100.0 |
|
1. |
Mining & Quarrying |
4.1 |
6.5 |
6.1 |
83.2 |
100.0 |
|
2. |
Manufacturing & Processing |
7.8 |
11.6 |
21.2 |
59.4 |
100.0 |
|
3. |
Electricity, Gas & Water |
14.2 |
9.8 |
13.8 |
62.1 |
100.0 |
|
4. |
Construction |
10.5 |
6.7 |
16.1 |
66.7 |
100.0 |
|
III. |
TRANSPORT OPERATORS |
14.9 |
15.1 |
14.6 |
55.4 |
100.0 |
|
IV. |
PROFESSIONAL AND OTHER SERVICES |
7.2 |
10.7 |
20.6 |
61.5 |
100.0 |
|
V. |
PERSONAL LOANS |
13.7 |
19.7 |
26.0 |
40.7 |
100.0 |
|
1. |
Loans for Purchase of Consumer Durables |
28.2 |
24.6 |
26.4 |
20.8 |
100.0 |
|
2. |
Loans for Housing |
11.0 |
19.5 |
28.9 |
40.6 |
100.0 |
|
3. |
Rest of the Personal Loans |
15.0 |
19.6 |
23.6 |
41.8 |
100.0 |
|
VI. |
TRADE |
14.2 |
10.7 |
20.5 |
54.6 |
100.0 |
|
1. |
Wholesale Trade |
12.1 |
4.2 |
17.4 |
66.3 |
100.0 |
|
2. |
Retail Trade |
18.8 |
24.2 |
27.2 |
29.8 |
100.0 |
|
VII. |
FINANCE |
7.3 |
2.2 |
2.9 |
87.5 |
100.0 |
|
VIII. |
ALL |
OTHERS |
14.3 |
17.1 |
21.8 |
46.9 |
100.0 |
TOTAL BANK CREDIT |
14.1 |
13.8 |
18.9 |
53.2 |
100.0 |
||
OF WHICH: |
1. Artisans and Village & Tiny Industries |
30.9 |
38.2 |
17.3 |
13.6 |
100.0 |
|
2. Other Small Scale Industries |
8.8 |
15.9 |
28.6 |
46.6 |
100.0 |