A.POPULATION GROUP-WISE BANK CREDIT - PERCENTAGE SHARE ACCORDING TO OCCUPATION

(Per cent)

OCCUPATION

RURAL

SEMI-URBAN

URBAN

METROPOLITAN

ALL-INDIA

1

2

3

4

5

I.

AGRICULTURE

35.9

21.1

7.3

4.2

10.9

1. Direct Finance

33.1

19.1

4.6

0.8

8.0

2. Indirect Finance

2.7

2.0

2.7

3.4

3.0

II.

INDUSTRY

19.9

25.6

37.1

45.4

38

1. Mining & Quarrying

0.5

0.8

0.7

1.8

1.3

2. Manufacturing & Processing

14.7

21.0

32.1

34.3

29.7

3. Electricity, Gas & Water

2.6

1.6

1.8

4.1

3.2

4. Construction

2.1

2.2

2.5

5.2

3.9

III.

TRANSPORT OPERATORS

1.3

1.2

0.9

1.4

1.3

IV.

PROFESSIONAL AND OTHER SERVICES

2.8

3.8

5.4

5.6

5.0

V.

PERSONAL LOANS

19.9

28.5

27.2

16.1

20.3

1. Loans for Purchase of Consumer Durables

1.0

0.8

0.5

0.3

0.5

2. Loans for Housing

7.0

11.9

13.6

8.4

9.7

3. Rest of the Personal Loans

11.9

15.7

13.1

7.5

10.2

VI.

TRADE

11.7

10.4

12.9

11.2

11.5

1. Wholesale Trade

5.8

2.7

6.5

8.7

7.2

2. Retail Trade

5.9

7.7

6.4

2.5

4.4

VII.

FINANCE

0.7

0.5

1.3

11.4

6.7

VIII.

ALL OTHERS

7.8

9.0

7.9

4.6

6.2

TOTAL BANK CREDIT

100.0

100.0

100.0

100.0

100.0

OF WHICH: 1. Artisans and Village & Tiny Industries

1.5

1.9

0.3

0.1

0.6

2. Other Small Scale Industries

3.0

5.1

7.0

3.6

4.4

B.

OCCUPATION-WISE BANK CREDIT - PERCENTAGE SHARE ACCORDING TO POPULATION GROUP

OCCUPATION

RURAL

SEMI-URBAN

URBAN

METROPOLITAN

ALL-INDIA

6

7

8

9

10

I.

AGRICULTURE

40.9

25.2

12.9

20.9

100.0

1. Direct Finance

52.0

31.3

11.3

5.5

100.0

2. Indirect Finance

11.4

8.7

17.5

62.4

100.0

II.

INDUSTRY

6.5

8.8

18.8

65.9

100.0

1. Mining & Quarrying

4.9

7.7

10.0

77.4

100.0

2. Manufacturing & Processing

6.2

9.2

20.9

63.7

100.0

3. Electricity, Gas & Water

10.3

6.7

11.1

71.9

100.0

4. Construction

6.8

7.3

12.4

73.5

100.0

III.

TRANSPORT OPERATORS

12.4

12.3

13.7

61.6

100.0

IV.

PROFESSIONAL AND OTHER SERVICES

6.9

9.9

21.0

62.1

100.0

V.

PERSONAL LOANS

12.2

18.3

25.8

43.7

100.0

1. Loans for Purchase of Consumer Durables

26.8

22.1

21.6

29.5

100.0

2. Loans for Housing

9.0

16.1

27.0

47.9

100.0

3. Rest of the Personal Loans

14.6

20.2

24.8

40.4

100.0

VI.

TRADE

12.7

11.8

21.7

53.8

100.0

1. Wholesale Trade

10.1

5.0

17.6

67.4

100.0

2. Retail Trade

17.0

23.1

28.4

31.6

100.0

VII.

FINANCE

1.4

0.9

3.7

94.0

100.0

VIII.

ALL OTHERS

15.7

18.8

24.5

41.0

100.0

TOTAL BANK CREDIT

12.5

13.0

19.3

55.2

100.0

OF WHICH: 1. Artisans and Village & Tiny Industries

33.1

44.4

11.6

10.9

100.0

2. Other Small Scale Industries

8.5

15.4

31.0

45.1

100.0