A. POPULATION GROUP-WISE BANK CREDIT - PERCENTAGE SHARE ACCORDING TO OCCUPATION

(Per cent)

OCCUPATION

RURAL

SEMI-URBAN

URBAN

METROPOLITAN

ALL-INDIA

1

2

3

4

5

I. AGRICULTURE

33.3

23.0

6.9

3.7

10.8

1.

Direct Finance

31.2

20.8

4.5

0.8

8.2

2.

Indirect Finance

2.1

2.1

2.4

2.9

2.6

II. INDUSTRY

26.5

24.8

35.9

46.0

38.8

1.

Mining & Quarrying

1.5

0.9

0.6

1.7

1.4

2.

Manufacturing & Processing

19.9

19.6

29.7

33.5

29.2

3.

Electricity, Gas & Water

2.4

1.6

2.4

3.9

3.2

4.

Construction

2.7

2.6

3.2

6.8

5.1

III. TRANSPORT OPERATORS

1.5

1.1

1.0

1.2

1.2

IV. PROFESSIONAL AND OTHER SERVICES

2.4

3.4

5.4

5.5

4.8

V. PERSONAL LOANS

19.5

30.0

30.9

18.2

22.2

1.

Loans for Purchase of Consumer Durables

0.7

0.7

0.8

0.4

0.6

2.

Loans for Housing

8.1

13.5

16.3

9.4

11.0

3.

Rest of the Personal Loans

10.7

15.8

13.9

8.4

10.7

VI. TRADE

11.6

11.2

12.3

10.8

11.2

1.

Wholesale Trade

5.9

2.8

5.3

7.7

6.4

2.

Retail Trade

5.7

8.4

7.0

3.2

4.9

VII. FINANCE

0.9

0.6

1.6

10.6

6.4

VIII. ALL OTHERS

4.3

6.0

6.1

3.9

4.6

TOTAL BANK CREDIT

100.0

100.0

100.0

100.0

100.0

OF WHICH: 1. Artisans and Village & Tiny Industries

1.2

2.0

0.3

0.1

0.5

2. Other Small Scale Industries

2.5

4.8

7.0

3.3

4.1

B. OCCUPATION-WISE BANK CREDIT - PERCENTAGE SHARE ACCORDING TO POPULATION GROUP

(Per cent)

OCCUPATION

RURAL

SEMI-URBAN

URBAN

METROPOLITAN

ALL-INDIA

6

7

8

9

10

I. AGRICULTURE

43.0

26.4

11.7

19.0

100.0

1.

Direct Finance

52.9

31.4

10.0

5.7

100.0

2.

Indirect Finance

11.4

10.2

17.2

61.2

100.0

II. INDUSTRY

9.5

7.9

17.1

65.5

100.0

1.

Mining & Quarrying

15.0

8.4

8.6

67.9

100.0

2.

Manufacturing & Processing

9.5

8.3

18.8

63.4

100.0

3.

Electricity, Gas & Water

10.8

6.2

13.9

69.2

100.0

4.

Construction

7.3

6.5

11.5

74.7

100.0

III. TRANSPORT OPERATORS

17.9

11.3

15.8

55.1

100.0

IV. PROFESSIONAL AND OTHER SERVICES

6.8

8.9

20.9

63.4

100.0

V. PERSONAL LOANS

12.3

16.8

25.6

45.4

100.0

1.

Loans for Purchase of Consumer Durables

17.7

16.0

25.5

40.8

100.0

2.

Loans for Housing

10.3

15.2

27.2

47.3

100.0

3.

Rest of the Personal Loans

14.0

18.4

24.0

43.6

100.0

VI. TRADE

14.4

12.3

20.1

53.3

100.0

1.

Wholesale Trade

13.0

5.5

15.2

66.4

100.0

2.

Retail Trade

16.2

21.3

26.5

36.1

100.0

VII. FINANCE

1.9

1.2

4.5

92.5

100.0

VIII. ALL OTHERS

13.0

15.9

24.1

46.9

100.0

TOTAL BANK CREDIT

13.9

12.4

18.4

55.3

100.0

OF WHICH:
1. Artisans and Village & Tiny Industries

31.4

46.5

10.4

11.8

100.0

2. Other Small Scale Industries

8.7

14.7

31.7

44.9

100.0