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Table No. 1.9 - Outstanding Credit of Scheduled Commercial Banks According to Occupation

(Amount in Rupees Lakh)

OCCUPATION

No. of Accounts

Credit Limit 

Amount
Outstanding

1

2

3

I

AGRICULTURE

382,05,178

321418,31

274141,12

 

1

Direct Finance

375,16,330

244742,94

212567,14

 

2

Indirect Finance

6,88,848

76675,37

61573,98

II

INDUSTRY

40,65,753

1308392,48

928535,78

 

1

Mining & Quarrying

23,189

43415,50

30363,11

 

2

Food Manufacturing & Processing

3,76,198

81127,43

58500,46

 

 

(a) Rice Mills, Flour & Dal Mills

1,45,400

18369,42

13947,11

 

 

(b) Sugar

2,084

19501,45

14698,48

 

 

(c) Edible Oils & Vanaspati

21,827

9888,75

7308,36

 

 

(d) Tea Processing

1,705

4047,37

2961,46

 

 

(e) Processing of Fruits & Vegetables

3,442

1765,19

1265,66

 

 

(f) Others

2,01,740

27555,26

18319,38

 

3

Beverage & Tobacco

6,745

12889,39

9000,80

 

4

Textiles

4,62,797

154049,31

108309,73

 

 

(a) Cotton Textiles

1,38,598

71650,70

49892,68

 

 

(b) Jute & Other Natural Fibre Textiles

50,363

2674,70

1805,18

 

 

(c) Handloom Textiles & Khadi

70,271

3277,41

2364,35

 

 

(d) Other Textiles & Textile Products

2,03,565

76446,50

54247,51

 

5

Paper, Paper Products & Printing

68,817

23707,22

17667,83

 

6

Leather & Leather Products

62,243

11440,50

8884,47

 

7

Rubber & Plastic Products

59,306

24696,80

17220,94

 

8

Chemicals & Chemical Products

2,23,384

97367,09

66523,01

 

 

(a) Heavy Industrial Chemicals

8,164

22616,39

15907,45

 

 

(b) Fertilisers

1,220

10115,67

7201,21

 

 

(c) Drugs & Pharmaceuticals

1,03,916

31970,58

21343,66

 

 

(d) Non-Edible Oils

1,246

1706,08

1068,63

 

 

(e) Other Chemicals & Chemical Products

1,08,838

30958,37

21002,06

 

9

Petroleum, Coal Products & Nuclear Fuels

3,710

56730,04

42629,06

 

10

Manufacture of Cement & Cement Products

35,973

20307,24

14344,87

 

11

Basic Metals & Metal Products

3,78,269

167955,87

115233,64

 

 

(a) Iron & Steel

25,092

119431,19

81852,10

 

 

(b) Non-Ferrous Metals

7,270

20776,50

14336,68

 

 

(c) Metal Products

3,45,907

27748,18

19044,86

 

12

Engineering

6,74,025

97674,85

68579,43

 

 

(a) Heavy Engineering

17,745

16647,18

10986,96

 

 

(b) Light Engineering

79,622

37712,86

28150,85

 

 

(c) Electrical Machinery & Goods

41,898

25180,66

17069,66

 

 

(d) Electronic Machinery & Goods

5,34,760

18134,16

12371,96

 

13

Vehicles, Vehicle Parts & Transport Equipments

56,188

73995,16

35413,14

 

14

Other Industries

12,87,392

101056,03

74331,11

 

15

Electricity, Gas & Water

6,923

107706,50

80749,36

 

 

(a) Electricity Generation & Transmission

4,004

96231,48

72828,49

 

 

(b) Non-Conventional Energy

960

5329,63

3825,44

 

 

(c) Gas, Steam & Water Supply

1,959

6145,39

4095,42

 

16

Construction

3,40,594

234273,54

180784,82

III.

TRANSPORT OPERATORS

7,34,179

57077,77

44695,92

IV.

PROFESSIONAL AND OTHER SERVICES

57,64,136

249071,24

187268,20

V.

PERSONAL LOANS

440,24,161

687740,54

485415,90

 

1

Loans for Purchase of Consumer Durables

9,92,246

8704,25

7146,51

 

2

Loans for Housing

52,14,331

291825,00

248434,97

 

3

Rest of the Personal Loans

378,17,584

387211,29

229834,42

VI.

TRADE

64,55,472

285895,88

212555,88

 

1

Wholesale Trade

4,36,900

134074,79

105151,00

 

 

OF WHICH: Food Procurement

187

42365,07

39374,23

 

2

Retail Trade

60,18,572

151821,09

107404,88

VII.

FINANCE

1,97,730

228486,06

170554,17

VIII.

ALL OTHERS

75,43,571

146009,06

113839,54

TOTAL BANK CREDIT

1069,90,180

3284091,33

2417006,52

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