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Table No. 1.9 - Outstanding Credit of Scheduled Commercial Banks According to Occupation

MARCH 1999


 
 
 
 
 

(Amount in Rupees Lakh)


       

No. of Accounts


Credit Limit


Amount Outstanding


 

OCCUPATION


1


2


3


I.

AGRICULTURE

197,88,385

47656,40

40889,26

 

1.

Direct Finance

195,20,405

38899,16

33941,14

 

2.

Indirect Finance

2,67,980

8757,24

6948,12

II.

INDUSTRY

47,52,329

239037,86

187946,88

 

1.

Mining & Quarrying

6,341

4578,20

3300,82

 

2.

Food Manufacturing & Processing

72,800

18818,26

14506,13

   

(a)

Rice Mills, Flour & Dal Mills

32,540

4420,68

3407,01

   

(b)

Sugar

1,143

3820,93

3174,33

   

(c)

Edible Oils & Vanaspati

10,617

3129,66

2222,90

   

(d)

Tea Processing

1,428

1690,27

1244,17

   

(e)

Processing of Fruits & Vegetables

971

529,67

450,58

   

(f)

Others

26,101

5227,05

4007,14

 

3.

Beverage & Tobacco

2,757

2698,84

1879,65

 

4.

Textiles

1,29,611

37187,51

29147,20

   

(a)

Cotton Textiles

31,733

14876,83

11779,19

   

(b)

Jute Textiles

752

614,56

381,23

   

(c)

Handloom Textiles & Khadi

11,559

756,79

617,27

   

(d)

Other Textiles

85,567

20939,32

16369,51

 

5.

Paper, Paper Products & Printing

34,629

5958,95

4768,59

 

6.

Leather & Leather Products

13,357

3183,13

2531,92

 

7.

Rubber & Rubber Products

11,616

3361,35

2557,29

 

8.

Chemicals & Chemical Products

67,567

31110,59

23729,26

   

(a)

Heavy Industrial Chemicals

5,127

4956,08

3614,39

   

(b)

Fertilisers

1,398

4406,04

3629,69

   

(c)

Drugs & Pharmaceuticals

13,552

8497,63

6425,86

   

(d)

Non-Edible Oils

784

505,36

418,14

   

(e)

Other Chemicals & Chemical Products

46,706

12745,48

9641,17

 

9.

Petroleum, Coal Products & Nuclear Fuels

3,347

9144,12

7596,56

 

10.

Manufacture of Cement & Cement Products

7,219

3633,05

3016,86

 

11.

Basic Metals & Metal Products

66,424

29241,68

24649,45

   

(a)

Iron & Steel

17,353

20374,17

17780,27

   

(b)

Non-Ferrous Metals

3,600

2491,34

1919,39

   

(c)

Other Metal Products

45,471

6376,17

4949,80

 

12.

Engineering

86,780

31200,60

23789,15

   

(a)

Heavy Engineering

8,510

8319,23

5969,22

   

(b)

Light Engineering

40,374

7420,11

5630,96

   

(c)

Electrical Machinery & Goods

29,111

8140,11

6268,20

   

(d)

Electronic Machinery & Goods

8,785

7321,14

5920,77

 

13.

Vehicles, Vehicle Parts & Transport Equipment

31,186

10590,37

7913,47

 

14.

Other Industries

41,60,461

33692,08

26892,89

 

15.

Electricity, Gas & Water

3,461

8886,80

6811,56

   

(a)

Electricity Generation & Transmission

2,670

8346,62

6392,94

   

(b)

Non-Conventional Energy

172

128,92

103,86

   

(c)

Gas, Steam & Water Supply

619

411,26

314,76

 

16.

Construction

54,773

5752,34

4856,10

III.

TRANSPORT OPERATORS

8,30,551

9056,62

7073,39

IV.

PROFESSIONAL AND OTHER SERVICES

16,84,165

15182,81

12545,47

V.

PERSONAL LOANS

125,70,802

49024,41

39589,46

 

1.

Loans for Purchase of Consumer Durables

9,75,815

2288,65

1906,43

 

2.

Loans for Housing

12,75,149

14076,76

12376,73

 

3.

Rest of the Personal Loans

103,19,838

32659,00

25306,30

VI.

TRADE

73,73,343

62777,64

52280,98

 

1.

Wholesale Trade

4,29,400

38977,36

33011,61

   

Of which : Food procurement

149

18047,29

17484,01

 

2.

Retail Trade

69,43,943

23800,28

19269,38

VII.

FINANCE

53,389

21868,08

15813,48

VIII.


ALL OTHERS


52,52,492


30847,56


26286,10


 

TOTAL BANK CREDIT

523,05,456

475451,38

382425,03

 

OF WHICH :

1. Artisans & Village Industries

18,97,714

2908,30

2518,74

 
 

2. Other Small Scale Industries


20,29,920


39569,43


31428,43


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