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Table No. 4.2 - Interest Rate Range and Type of account-Wise Classification of Outstanding Loans and Advances of Scheduled Commercial Banks

(Amount in Rupees Lakh)

 

CASH CREDIT

OVERDRAFTS

DEMAND LOANS

NTEREST RATE RANGE

No. of Accounts

Credit Limit

Amount Out- standing

No. of Accounts

Credit Limit

Amount Out- standing

No. of Accounts

Credit Limit

Amount Out- standing

 

1

2

3

4

5

6

7

8

9

Less than 6%

29

11,19

6,05

46

61,83

44,47

586

68,86

47,16

6% and above but less than 10%

69,684

93581,87

60427,86

51,249

13485,82

7464,61

1,20,159

15118,17

12769,86

10% and above but less than 12%

2,34,661

107629,97

65551,56

58,984

27862,08

12856,92

1,21,553

31385,21

28014,09

12% and above but less than 13%

3,26,362

102595,36

65110,08

94,679

35372,62

12078,87

1,12,502

14867,18

12367,66

13% and above but less than 14%

1,56,352

78784,64

43474,76

59,209

16073,30

9520,99

74,443

32459,58

29461,01

14% and above but less than 15%

75,484

84197,37

41607,53

60,544

52601,51

22357,92

47,942

49764,95

44927,39

15% and above but less than 16%

32,098

15491,20

9715,00

1,97,916

20075,94

11244,86

1,24,529

12300,36

10393,01

16% and above but less than 17%

14,631

6005,69

4035,42

10,972

13458,85

5478,92

9,160

4397,57

3729,05

17% and above but less than 18%

4,709

4260,97

1744,12

24,084

8807,75

3882,44

7,654

3249,61

2737,11

18% and above but less than 20%

950

140,56

23,85

9,292

676,33

154,00

4,601

204,93

105,59

20% and above

667

324,70

16,19

1,352

104,04

35,66

1,16,385

4011,94

1054,32

TOTAL LOANS & ADVANCES

9,15,627

493023,52

291712,42

5,68,327

188580,08

85119,66

7,39,514

167828,38

145606,26



 

MEDIUM TERM LOANS

LONG TERM LOANS

PACKING CREDIT

 

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

INTEREST RATE RANGE

Accounts

Limit

Out- standing

Accounts

Limit

Out- standing

Accounts

Limit

Out- standing

 

10

11

12

13

14

15

16

17

18

Less than 6%

638

176,66

158,83

1,72,801

9839,20

8356,82

6% and above but less than 10%

1,87,316

30324,68

23728,40

22,40,340

251185,20

211461,42

16,431

38251,51

24905,81

10% and above but less than 12%

3,00,684

51403,49

41125,86

15,45,361

252704,95

205070,42

15,109

36515,96

22800,49

12% and above but less than 13%

1,53,650

21342,20

17571,79

7,52,469

83780,41

66156,01

4,550

3444,48

2223,86

13% and above but less than 14%

1,10,370

41967,26

34639,71

2,95,525

100432,77

79320,78

3,313

1783,02

1381,06

14% and above but less than 15%

77,593

65981,83

57776,31

1,84,419

209548,77

167137,52

2,647

1016,83

784,58

15% and above but less than 16%

4,71,649

30751,12

20932,35

9,17,105

58575,90

47176,24

2,147

574,36

467,08

16% and above but less than 17%

37,354

11493,53

8301,12

43,792

12414,62

9819,00

1,479

3555,25

2458,02

17% and above but less than 18%

67,884

6154,24

4898,46

60,611

11140,70

7348,74

641

396,97

325,65

18% and above but less than 20%

39,239

1372,36

951,64

36,729

1332,89

997,41

22

13,99

33

20% and above

26,157

878,47

556,25

20,594

696,23

538,26

TOTAL LOANS & ADVANCES

14,72,534

261845,84

210640,72

62,69,746

991651,62

803382,64

46,339

85552,36

55346,90

See Notes on Tables.

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