Table No. 4.2 - Interest Rate Range and Type of account-Wise Classification of Outstanding Loans and Advances of Scheduled Commercial Banks - RBI - Reserve Bank of India
Table No. 4.2 - Interest Rate Range and Type of account-Wise Classification of Outstanding Loans and Advances of Scheduled Commercial Banks
(Amount in Rupees Lakh) |
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INTEREST RATE RANGE |
CASH CREDIT |
OVERDRAFTS |
DEMAND LOANS |
||||||
No. of Accounts |
Credit Limit |
Amount Out- standing |
No. of Accounts |
Credit Limit |
Amount Out- standing |
No. of Accounts |
Credit Limit |
Amount Out- standing |
|
|
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
Less than 6% |
1,480 |
1766,95 |
1530,93 |
2,754 |
1781,37 |
1507,46 |
6,594 |
6921,59 |
6587,63 |
6% and above but less than 10% |
67,448 |
59447,81 |
47655,32 |
69,889 |
22733,66 |
14175,43 |
3,54,328 |
126422,92 |
105551,64 |
10% and above but less than 12% |
1,72,475 |
187892,84 |
103107,31 |
1,49,995 |
52892,91 |
32059,80 |
3,10,091 |
127443,26 |
96572,82 |
12% and above but less than 13% |
3,28,056 |
212007,06 |
119642,89 |
1,15,352 |
33075,20 |
21395,20 |
2,01,291 |
72997,70 |
57628,78 |
13% and above but less than 14% |
2,07,984 |
98398,88 |
73929,14 |
81,368 |
26735,66 |
16493,05 |
1,00,019 |
42870,90 |
32933,77 |
14% and above but less than 15% |
1,08,324 |
51149,96 |
41072,89 |
71,725 |
23442,36 |
14189,12 |
37,583 |
19349,56 |
15705,97 |
15% and above but less than 16% |
37,671 |
18351,70 |
14639,33 |
36,997 |
10331,68 |
6823,78 |
27,264 |
13796,52 |
9459,65 |
16% and above but less than 17% |
17,910 |
10332,08 |
7640,83 |
25,861 |
7394,10 |
3995,27 |
11,248 |
4337,54 |
3584,76 |
17% and above but less than 18% |
6,042 |
2334,37 |
1689,40 |
7,914 |
2344,04 |
1191,78 |
5,416 |
2467,19 |
2107,34 |
18% and above but less than 20% |
1,884 |
2038,82 |
1348,90 |
41,173 |
5098,96 |
4369,40 |
7,542 |
2462,31 |
1712,45 |
20% and above |
806 |
5053,69 |
1463,60 |
9,299 |
2779,49 |
1227,48 |
7,02,639 |
22223,73 |
4924,65 |
TOTAL LOANS & ADVANCES |
9,50,080 |
648774,16 |
413720,52 |
6,12,327 |
188609,42 |
117427,78 |
17,64,015 |
441293,22 |
336769,47 |
See Notes of Tables |
TABLE NO. 4.2 – INTEREST RATE RANGE AND TYPE OF ACCOUNT-WISE CLASSIFICATION OF OUTSTANDING LOANS AND ADVANCES OF SCHEDULED COMMERCIAL BANKS MARCH 2009
|
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(Amount in Rupees Lakh) |
|||||||||
INTEREST RATE RANGE |
MEDIUM TERM LOANS |
LONG TERM LOANS |
PACKING CREDIT |
||||||
No. of Accounts |
Credit Limit |
Amount Out- standing |
No. of Accounts |
Credit Limit |
Amount Out- standing |
No. of Accounts |
Credit Limit |
Amount Out- standing |
|
|
10 |
11 |
12 |
13 |
14 |
15 |
16 |
17 |
18 |
Less than 6% |
65,181 |
11514,35 |
8296,84 |
50,802 |
8980,35 |
6452,64 |
1,044 |
8780,93 |
5218,45 |
6% and above but less than 10% |
4,99,451 |
128201,52 |
98948,70 |
20,54,831 |
332119,26 |
255490,55 |
11,494 |
53427,60 |
30173,91 |
10% and above but less than 12% |
6,77,033 |
157963,69 |
121243,91 |
27,50,209 |
487335,19 |
367472,39 |
19,642 |
49908,31 |
19020,61 |
12% and above but less than 13% |
4,73,334 |
94644,08 |
73029,57 |
12,47,947 |
272578,04 |
205959,85 |
5,765 |
8564,51 |
5033,41 |
13% and above but less than 14% |
3,08,079 |
68024,81 |
53810,05 |
8,98,221 |
163520,31 |
119355,47 |
2,994 |
5833,71 |
2897,85 |
14% and above but less than 15% |
1,80,277 |
32180,57 |
24735,62 |
4,03,376 |
77429,79 |
58360,03 |
1,565 |
2128,99 |
1440,93 |
15% and above but less than 16% |
96,379 |
13104,74 |
9719,40 |
1,98,686 |
28896,18 |
21998,00 |
365 |
639,25 |
375,62 |
16% and above but less than 17% |
87,579 |
10726,57 |
7740,15 |
97,747 |
11021,71 |
8506,27 |
216 |
706,14 |
475,74 |
17% and above but less than 18% |
2,06,018 |
11284,39 |
7663,49 |
76,880 |
7345,99 |
4970,59 |
227 |
86,92 |
68,94 |
18% and above but less than 20% |
1,40,501 |
8832,77 |
6660,95 |
1,60,750 |
11680,11 |
6714,00 |
253 |
283,76 |
139,74 |
20% and above |
76,553 |
4749,04 |
3430,32 |
75,671 |
4337,06 |
3623,51 |
47 |
484,14 |
349,13 |
TOTAL LOANS & ADVANCES |
28,10,385 |
541226,53 |
415279,01 |
80,15,120 |
1405243,98 |
1058903,31 |
43,612 |
130844,24 |
65194,32 |
See Notes of Tables |