(Amount in Rupees Lakh)

OCCUPATION

CASH CREDIT

OVERDRAFT

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

1,20,398

15045,67

10424,96

34,175

5831,31

3348,20

1.

Direct Finance

1,04,894

8633,46

6387,85

27,954

3306,27

1863,41

2.

Indirect Finance

15,504

6412,22

4037,10

6,221

2525,04

1484,79

II.

INDUSTRY

2,63,965

285704,52

146455,18

68,822

64586,99

28679,64

1.

Mining & Quarrying

7,394

7185,42

3167,52

2,481

2503,43

879,04

2.

Food Manufacturing & Processing

36,258

27222,72

17982,47

4,386

2608,42

1231,28

(a)

Rice Mills, Flour & Dal Mills

17,996

8440,45

5981,26

1,314

488,57

261,38

(b)

Sugar

729

7098,01

4330,75

57

143,26

122,14

(c)

Edible Oils & Vanaspati

3,556

2937,81

2101,20

495

350,56

152,54

(d)

Tea Processing

983

1457,04

1012,61

145

688,07

65,98

(e)

Processing of Fruits & Vegetables

1,232

821,84

412,84

168

138,96

113,34

(f)

Others

11,762

6467,57

4143,81

2,207

799,00

515,89

3.

Beverage & Tobacco

1,894

2547,14

1632,38

538

364,63

274,25

4.

Textiles

37,617

30930,58

18529,20

6,971

6109,28

2277,97

(a)

Cotton Textiles

12,560

14891,46

8814,07

2,355

1424,41

832,33

(b)

Jute & Other Natural Fibre Textiles

770

458,10

329,96

147

29,58

20,16

(c)

Handloom Textiles & Khadi

3,292

987,71

694,19

479

107,88

83,40

(d)

Other Textiles & Textile Products

20,995

14593,31

8690,97

3,990

4547,40

1342,08

5.

Paper, Paper Products & Printing

11,720

7672,97

4350,83

2,353

1485,06

793,68

6.

Leather & Leather Products

2,721

3227,58

1032,77

712

533,03

325,64

7.

Rubber & Plastic Products

12,007

7755,91

5255,73

1,761

961,82

725,68

8.

Chemicals & Chemical Products

17,646

40941,68

14943,00

2,886

3344,52

1216,64

(a)

Heavy Industrial Chemicals

3,326

8497,93

3128,25

485

952,64

145,91

(b)

Fertilisers

645

4431,17

2361,43

356

312,47

64,72

(c)

Drugs & Pharmaceuticals

3,525

19005,52

4222,15

539

1289,66

511,91

(d)

Non-Edible Oils

519

437,35

301,73

69

32,91

22,29

(e)

Other Chemicals & Chemical Products

9,631

8569,71

4929,45

1,437

756,83

471,82

9.

Petroleum, Coal Products & Nuclear Fuels

1,396

24835,15

5205,81

297

6987,89

1029,75

10.

Manufacture of Cement & Cement Products

6,363

2622,29

1611,47

849

378,75

258,18

11.

Basic Metals & Metal Products

25,153

30261,50

19789,84

3,961

5791,55

2206,57

(a)

Iron & Steel

10,484

19958,88

13093,78

1,254

3952,23

1403,40

(b)

Non-Ferrous Metals

3,047

3349,39

1880,86

483

1017,81

293,30

(c)

Metal Products

11,622

6953,22

4815,20

2,224

821,51

509,87

12.

Engineering

33,944

28674,41

17669,67

6,466

6188,23

2221,81

(a)

Heavy Engineering

8,303

4677,99

3051,51

1,705

817,93

458,72

(b)

Light Engineering

14,261

9421,71

6130,27

2,575

1081,87

605,17

(c)

Electrical Machinery & Goods

7,681

9276,02

5289,10

1,459

2498,66

654,43

(d)

Electronic Machinery & Goods

3,699

5298,69

3198,79

727

1789,77

503,50

13. Vehicles,Vehicle Parts & Transport Equipments

6,504

13235,17

6589,44

1,402

2565,56

1238,11

14. Other Industries

45,847

33271,41

13310,13

18,690

10294,10

6006,67

15. Electricity, Gas & Water

2,443

8664,86

4092,89

2,902

3986,06

2417,19

(a)

Electricity Generation & Transmission

1,525

7429,05

3623,73

2,612

3826,90

2327,78

(b)

Non-Conventional Energy

197

427,13

299,50

52

82,61

62,42

(c)

Gas, Steam & Water Supply

721

808,68

169,67

238

76,56

27,00

16.

Construction

15,058

16655,73

11292,03

12,167

10484,64

5577,16

III.

TRANSPORT OPERATORS

6,439

2794,76

1986,03

3,122

1324,47

921,91

IV.

PROFESSIONAL AND OTHER SERVICES

56,174

19191,39

12659,50

29,057

25867,05

7516,10

V.

PERSONAL LOANS

–

–

–

2,45,361

15794,17

10441,56

1.

Loans for Purchase of Consumer Durables

–

–

–

–

–

–

2.

Loans for Housing

–

–

–

–

–

–

3.

Rest of the Personal Loans

–

–

–

2,45,361

15794,17

10441,56

VI.

TRADE

3,89,781

140024,89

100702,66

1,08,277

48096,55

24067,97

1.

Wholesale Trade

68,717

94062,88

65696,66

25,028

10008,46

5150,38

2.

Retail Trade

3,21,064

45962,01

35005,99

83,249

38088,09

18917,59

VII.

FINANCE

4,829

18864,11

12006,76

4,356

16824,54

4757,71

VIII.

ALL OTHERS

74,041

11398,18

7477,35

75,157

10255,01

5386,57

TOTAL BANK CREDIT

9,15,627

493023,52

291712,42

5,68,327

188580,08

85119,66

OF WHICH :

1. Artisans and Village & Tiny Industries

28,739

3616,21

2963,37

9,754

775,25

581,38

2. Other Small Scale Industries

1,27,037

38824,06

30003,49

16,001

4227,99

3071,90

See Notes on Tables.

TABLE NO. 5.1 – TYPE OF ACCOUNT-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF

SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2007

(Amount in Rupees Lakh)

OCCUPATION

DEMAND LOANS

MEDIUM TERM LOANS

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

3,66,696

30739,09

25298,32

2,57,888

49977,19

38777,20

1.

Direct Finance

3,52,911

15542,54

13064,35

2,15,213

24838,12

18558,15

2.

Indirect Finance

13,785

15196,55

12233,97

42,675

25139,07

20219,05

II.

INDUSTRY

26,470

66279,54

59749,71

69,071

85529,39

71864,59

1.

Mining & Quarrying

1,455

2671,52

2372,57

2,178

2863,26

2561,35

2.

Food Manufacturing & Processing

2,248

3609,19

3381,93

3,862

3085,41

2513,29

(a)

Rice Mills, Flour & Dal Mills

591

353,73

287,22

1,184

505,37

411,26

(b)

Sugar

66

533,08

509,86

69

410,78

350,66

(c)

Edible Oils & Vanaspati

317

422,74

401,50

217

649,36

631,29

(d)

Tea Processing

174

352,01

341,04

150

197,41

172,49

(e)

Processing of Fruits & Vegetables

102

186,11

179,60

162

78,78

53,35

(f)

Others

998

1761,51

1662,71

2,080

1243,71

894,23

3.

Beverage & Tobacco

205

910,83

869,78

356

558,27

491,92

4.

Textiles

3,120

5061,22

4517,86

5,573

6498,93

5181,14

(a)

Cotton Textiles

1,285

2403,49

2057,47

2,165

3252,34

2653,21

(b)

Jute & Other Natural Fibre Textiles

36

39,22

38,56

244

107,27

99,03

(c)

Handloom Textiles & Khadi

85

21,59

19,79

205

83,00

47,37

(d)

Other Textiles & Textile Products

1,714

2596,92

2402,03

2,959

3056,33

2381,54

5.

Paper, Paper Products & Printing

846

1978,33

1790,05

2,060

1631,05

1368,84

6.

Leather & Leather Products

644

779,11

696,28

552

513,96

391,24

7.

Rubber & Plastic Products

654

1091,29

991,28

1,550

1263,63

1066,63

8.

Chemicals & Chemical Products

1,605

7444,80

6812,03

3,856

5682,46

4969,77

(a)

Heavy Industrial Chemicals

319

1138,89

1050,59

492

1241,19

1120,60

(b)

Fertilisers

73

1980,98

1964,22

1,265

887,20

809,88

(c)

Drugs & Pharmaceuticals

460

2127,85

1871,82

819

1741,88

1554,15

(d)

Non-Edible Oils

22

8,05

7,72

28

48,08

33,56

(e)

Other Chemicals & Chemical Products

731

2189,02

1917,69

1,252

1764,12

1451,58

9.

Petroleum, Coal Products & Nuclear Fuels

563

5902,45

5785,51

1,110

5379,14

4625,61

10.

Manufacture of Cement & Cement Products

152

258,81

242,51

589

1562,40

1200,87

11.

Basic Metals & Metal Products

1,760

6268,20

4946,31

2,988

7873,20

5962,69

(a)

Iron & Steel

772

3346,16

3097,56

1,435

5152,70

3832,33

(b)

Non-Ferrous Metals

287

1941,14

987,66

273

760,58

559,67

(c)

Metal Products

701

980,90

861,08

1,280

1959,92

1570,68

12.

Engineering

2,120

5352,14

4804,97

5,509

7471,75

6568,45

(a)

Heavy Engineering

512

1181,21

996,01

1,950

2109,22

1793,54

(b)

Light Engineering

795

1859,00

1714,31

1,951

3146,54

2800,54

(c)

Electrical Machinery & Goods

467

1020,07

940,60

1,190

1236,89

1110,34

(d)

Electronic Machinery & Goods

346

1291,85

1154,04

418

979,10

864,04

13.

Vehicles,Vehicle Parts & Transport Equipments

986

3136,66

2749,02

1,752

3279,15

2752,24

14.

Other Industries

4,092

3980,54

3584,33

7,655

5675,52

5096,48

15.

Electricity, Gas & Water

619

8656,02

8484,22

1,662

9603,79

7905,27

(a)

Electricity Generation & Transmission

533

8285,54

8149,53

1,461

8356,67

6803,45

(b)

Non-Conventional Energy

15

143,91

143,31

66

402,38

372,28

(c)

Gas, Steam & Water Supply

71

226,57

191,38

135

844,74

729,54

16. Construction

5,401

9178,43

7721,08

27,819

22587,47

19208,80

III.

TRANSPORT OPERATORS

6,599

3336,65

3014,29

40,450

5116,48

4193,53

IV.

PROFESSIONAL AND OTHER SERVICES

10,217

15697,40

14193,20

40,431

21366,07

17974,14

V.

PERSONAL LOANS

2,66,803

11883,62

7542,57

9,60,594

47062,97

32543,46

1.

Loans for Purchase of Consumer Durables

–

–

–

7,219

294,98

234,65

2.

Loans for Housing

–

–

–

626

484,86

361,40

3.

Rest of the Personal Loans

2,66,803

11883,62

7542,57

9,52,749

46283,12

31947,41

VI.

TRADE

14,938

9616,16

8277,02

43,270

8294,95

6984,34

1.

Wholesale Trade

3,531

4970,68

4357,62

4,177

2626,83

2380,54

2.

Retail Trade

11,407

4645,48

3919,40

39,093

5668,13

4603,80

VII.

FINANCE

1,261

24827,76

23273,19

3,086

39249,23

34383,39

VIII.

ALL OTHERS

46,530

5448,16

4257,96

57,744

5249,56

3920,06

TOTAL BANK CREDIT

7,39,514

167828,38

145606,26

14,72,534

261845,84

210640,72

OF WHICH :

1. Artisans and Village & Tiny Industries

1,808

385,03

297,85

6,495

1061,95

806,17

2. Other Small Scale Industries

5,424

2605,91

2249,80

10,220

3276,20

2711,83

TABLE NO. 5.1 – TYPE OF ACCOUNT-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF

SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2007

(Amount in Rupees Lakh)

OCCUPATION

LONG TERM LOANS

PACKING CREDIT

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

13

14

15

16

17

18

I.

AGRICULTURE

8,53,683

60492,81

52635,91

2,186

989,81

808,57

1.

Direct Finance

8,18,835

39234,43

34715,34

2,026

810,79

662,87

2.

Indirect Finance

34,848

21258,38

17920,56

160

179,02

145,70

II.

INDUSTRY

2,80,177

411257,59

322334,84

28,237

70562,55

44694,70

1.

Mining & Quarrying

11,466

13084,75

9706,92

1,085

2466,72

1476,08

2.

Food Manufacturing & Processing

22,283

16429,43

13212,85

2,372

5347,94

3753,92

(a)

Rice Mills, Flour & Dal Mills

8,598

2318,10

1863,61

349

1577,55

1148,46

(b)

Sugar

519

4739,91

3919,31

24

513,45

259,17

(c)

Edible Oils & Vanaspati

1,483

1430,66

1051,60

133

700,24

405,62

(d)

Tea Processing

804

2088,20

1928,13

54

168,49

142,35

(e)

Processing of Fruits & Vegetables

1,063

411,46

298,12

273

221,45

163,51

(f)

Others

9,816

5441,11

4152,07

1,539

2166,76

1634,81

3.

Beverage & Tobacco

1,443

2147,85

1719,41

63

463,82

361,53

4.

Textiles

28,933

47726,41

36469,87

11,304

14414,90

10337,45

(a)

Cotton Textiles

10,690

27823,84

20789,57

2,095

4292,40

2919,56

(b)

Jute & Other Natural Fibre Textiles

471

425,91

316,30

85

207,47

136,32

(c)

Handloom Textiles & Khadi

1,397

624,89

525,69

526

249,12

202,65

(d)

Other Textiles & Textile Products

16,375

18851,77

14838,30

8,598

9665,92

7078,91

5.

Paper, Paper Products & Printing

9,085

9212,57

7035,81

313

680,46

541,11

6.

Leather & Leather Products

1,708

1080,40

833,74

2,942

3353,89

3028,99

7.

Rubber & Plastic Products

7,102

5251,77

3776,18

564

1055,19

834,60

8.

Chemicals & Chemical Products

9,887

24786,30

20482,25

1,730

7781,59

4902,62

(a)

Heavy Industrial Chemicals

1,768

8713,52

7274,10

335

857,51

539,81

(b)

Fertilisers

338

3545,34

3016,95

19

327,95

42,94

(c)

Drugs & Pharmaceuticals

2,459

5764,73

4704,06

688

3700,85

2828,79

(d)

Non-Edible Oils

208

576,60

513,82

30

208,96

169,44

(e)

Other Chemicals & Chemical Products

5,114

6186,11

4973,32

658

2686,33

1321,63

9.

Petroleum, Coal Products & Nuclear Fuels

692

12791,25

11512,72

49

5703,26

3501,98

10.

Manufacture of Cement & Cement Products

3,704

8252,64

6390,75

60

658,07

179,94

11.

Basic Metals & Metal Products

13,513

57895,94

47632,40

2,332

11898,46

4435,25

(a)

Iron & Steel

5,871

45300,05

37617,47

722

7527,50

2577,07

(b)

Non-Ferrous Metals

1,466

7460,82

6000,67

749

2600,84

963,38

(c)

Metal Products

6,176

5135,08

4014,25

861

1770,12

894,80

12.

Engineering

19,926

27193,26

19131,01

2,081

4552,63

3081,03

(a)

Heavy Engineering

6,450

11524,66

7150,41

379

940,80

619,18

(b)

Light Engineering

8,549

7554,53

5798,15

732

1652,29

1114,12

(c)

Electrical Machinery & Goods

3,203

4378,00

3281,46

410

1310,43

847,97

(d)

Electronic Machinery & Goods

1,724

3736,06

2900,99

560

649,11

499,75

13.

Vehicles,Vehicle Parts & Transport Equipments

4,414

16907,49

12372,37

615

2440,76

1558,34

14.

Other Industries

47,260

35546,65

30295,92

2,405

7990,71

5384,97

15.

Electricity, Gas & Water

2,509

50726,57

42268,08

39

408,36

284,13

(a)

Electricity Generation & Transmission

1,280

45257,05

37695,84

27

262,05

189,20

(b)

Non-Conventional Energy

512

2017,69

1798,78

4

38,10

10,90

(c)

Gas, Steam & Water Supply

717

3451,83

2773,46

8

108,22

84,02

16.

Construction

96,252

82224,31

59494,58

283

1345,79

1032,77

III.

TRANSPORT OPERATORS

97,597

14232,79

12009,39

165

598,69

475,08

IV.

PROFESSIONAL AND OTHER SERVICES

1,54,234

73234,93

57837,30

951

2023,64

1438,77

V.

PERSONAL LOANS

44,29,780

320546,74

267873,25

–

–

–

1.

Loans for Purchase of Consumer Durables

15,549

625,64

496,47

–

–

–

2.

Loans for Housing

28,38,203

246797,22

209799,40

–

–

–

3.

Rest of the Personal Loans

15,76,028

73123,88

57577,37

–

–

–

VI.

TRADE

1,41,984

31128,89

25414,72

6,229

9298,88

6172,97

1.

Wholesale Trade

45,390

7823,15

6527,52

4,304

7031,92

4673,05

2.

Retail Trade

96,594

23305,73

18887,20

1,925

2266,96

1499,92

VII.

FINANCE

9,087

55158,64

46623,53

119

957,94

908,97

VIII.

ALL OTHERS

3,03,204

25599,24

18653,69

8,452

1120,87

847,84

TOTAL BANK CREDIT

62,69,746

991651,62

803382,64

46,339

85552,36

55346,90

OF WHICH :

1. Artisans and Village & Tiny Industries

22,922

1937,38

1422,05

1,837

254,10

227,13

2. Other Small Scale Industries

70,590

18274,89

14310,68

10,836

8422,71

6428,06

TABLE NO. 5.1 – TYPE OF ACCOUNT-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF

SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2007

(Amount in Rupees Lakh)

OCCUPATION

EXPORT BILLS PURCHASED

EXPORT BILLS DISCOUNTED

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

19

20

21

22

23

24

I.

AGRICULTURE

27

77,60

50,61

61

313,00

39,74

1.

Direct Finance

2

1,84

1,85

6

5,33

5,34

2.

Indirect Finance

25

75,76

48,77

55

307,67

34,41

II.

INDUSTRY

9,591

28747,70

14336,20

7,078

50305,98

15037,86

1.

Mining & Quarrying

278

1727,11

753,92

287

2358,18

197,78

2.

Food Manufacturing & Processing

599

2038,53

996,75

320

1258,01

508,89

(a)

Rice Mills, Flour & Dal Mills

84

390,78

271,20

47

223,79

120,18

(b)

Sugar

5

5,76

5,28

4

10,90

10,65

(c)

Edible Oils & Vanaspati

73

179,49

82,84

23

135,94

98,01

(d)

Tea Processing

25

49,32

14,63

4

32,95

3,63

(e)

Processing of Fruits & Vegetables

57

147,23

76,26

18

25,10

18,87

(f)

Others

355

1265,95

546,55

224

829,33

257,55

3.

Beverage & Tobacco

13

14,08

5,70

18

58,44

31,62

4.

Textiles

3,697

7529,97

3768,95

2,115

6663,06

3236,60

(a)

Cotton Textiles

784

2243,41

1294,37

477

2302,26

1089,39

(b)

Jute & Other Natural Fibre Textiles

52

101,94

56,03

30

82,74

45,39

(c)

Handloom Textiles & Khadi

107

272,73

123,38

7

4,08

1,18

(d)

Other Textiles & Textile Products

2,754

4911,88

2295,17

1,601

4273,98

2100,64

5.

Paper, Paper Products & Printing

84

207,04

109,03

74

138,40

55,67

6.

Leather & Leather Products

1,002

2848,78

1872,33

491

1988,99

503,49

7.

Rubber & Plastic Products

250

389,63

227,37

163

396,38

245,24

8.

Chemicals & Chemical Products

912

4123,76

1917,48

901

4047,03

1705,37

(a)

Heavy Industrial Chemicals

177

553,04

274,50

214

1594,91

544,22

(b)

Fertilisers

9

6,65

1,48

12

35,14

11,72

(c)

Drugs & Pharmaceuticals

327

2231,97

1079,16

282

1280,13

534,62

(d)

Non-Edible Oils

27

79,94

24,95

15

40,97

25,16

(e)

Other Chemicals & Chemical Products

372

1252,16

537,40

378

1095,87

589,65

9.

Petroleum, Coal Products & Nuclear Fuels

16

2043,70

315,79

21

9022,55

141,43

10.

Manufacture of Cement & Cement Products

23

47,61

18,62

17

40,45

35,79

11.

Basic Metals & Metal Products

891

3703,24

1973,30

842

9111,33

2143,30

(a)

Iron & Steel

380

1965,79

1198,77

515

8028,25

1497,08

(b)

Non-Ferrous Metals

204

541,15

394,01

83

279,39

141,67

(c)

Metal Products

307

1196,30

380,52

244

803,70

504,55

12.

Engineering

681

1462,72

859,31

557

3445,07

1352,77

(a)

Heavy Engineering

150

287,62

186,86

85

226,08

184,49

(b)

Light Engineering

314

647,48

364,00

235

2276,38

507,45

(c)

Electrical Machinery & Goods

173

429,02

228,54

166

731,38

478,90

(d)

Electronic Machinery & Goods

44

98,60

79,91

71

211,22

181,93

13.

Vehicles,Vehicle Parts & Transport Equipments

236

765,35

272,77

164

2472,10

497,84

14.

Other Industries

848

1572,30

1064,62

1,076

9226,22

4335,88

15.

Electricity, Gas & Water

7

35,02

24,31

9

19,30

9,78

(a)

Electricity Generation & Transmission

6

30,02

22,64

2

12,25

2,97

(b)

Non-Conventional Energy

–

–

–

–

–

–

(c)

Gas, Steam & Water Supply

1

5,00

1,67

7

7,05

6,81

16.

Construction

54

238,85

155,96

23

60,47

36,41

III.

TRANSPORT OPERATORS

12

1,71

1,23

9

86

74

IV.

PROFESSIONAL AND OTHER SERVICES

211

709,36

308,60

198

595,13

450,42

V.

PERSONAL LOANS

–

–

–

–

–

–

1.

Loans for Purchase of Consumer Durables

–

–

–

–

–

–

2.

Loans for Housing

–

–

–

–

–

–

3.

Rest of the Personal Loans

–

–

–

–

–

–

VI.

TRADE

2,547

14896,85

2663,80

1,899

5436,27

2433,07

1.

Wholesale Trade

2,003

4208,59

2249,93

1,529

4648,10

2026,77

2.

Retail Trade

544

10688,26

413,87

370

788,16

406,30

VII.

FINANCE

36

263,26

135,85

26

544,27

71,46

VIII.

ALL OTHERS

1,076

558,82

179,24

311

138,45

55,09

TOTAL BANK CREDIT

13,500

45255,30

17675,53

9,582

57333,96

18088,38

OF WHICH :

1. Artisans and Village & Tiny Industries

302

103,76

63,61

36

9,56

7,61

2. Other Small Scale Industries

4,133

5279,96

2786,93

2,105

2391,84

1472,83

TABLE NO. 5.1 – TYPE OF ACCOUNT-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF

SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2007

(Amount in Rupees Lakh)

OCCUPATION

EXPORT BILLS
ADVANCED AGAINST

ADVANCES AGAINST EXPORT
CASH INCENTIVES AND DUTY
DRAW BACK CLAIMS

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

25

26

27

28

29

30

I.

AGRICULTURE

22

71,66

71,30

3

10,40

10,34

1.

Direct Finance

2

6

5

–

–

–

2.

Indirect Finance

20

71,60

71,25

3

10,40

10,34

II.

INDUSTRY

1,490

3939,10

2063,17

358

1309,62

871,20

1.

Mining & Quarrying

359

35,93

25,52

–

–

–

2.

Food Manufacturing & Processing

48

170,07

83,08

2

25,23

85

(a)

Rice Mills, Flour & Dal Mills

12

42,48

19,03

–

–

–

(b)

Sugar

–

–

–

–

–

–

(c)

Edible Oils & Vanaspati

4

1,44

1,44

–

–

–

(d)

Tea Processing

–

–

–

–

–

–

(e)

Processing of Fruits & Vegetables

2

11,00

3,83

–

–

–

(f)

Others

30

115,16

58,79

2

25,23

85

3.

Beverage & Tobacco

2

64

64

1

1,50

36

4.

Textiles

357

284,24

132,30

47

145,46

82,48

(a)

Cotton Textiles

106

61,96

23,92

6

18,39

8,98

(b)

Jute & Other Natural Fibre Textiles

3

2,26

48

–

–

–

(c)

Handloom Textiles & Khadi

–

–

–

–

–

–

(d)

Other Textiles & Textile Products

248

220,02

107,91

41

127,07

73,50

5.

Paper, Paper Products & Printing

29

9,70

5,88

16

55,46

36,54

6.

Leather & Leather Products

25

19,55

11,59

28

29,55

18,19

7.

Rubber & Plastic Products

36

42,63

20,54

11

14,46

13,08

8.

Chemicals & Chemical Products

79

154,14

75,32

32

210,12

83,01

(a)

Heavy Industrial Chemicals

24

90,67

33,32

5

4,48

1,23

(b)

Fertilisers

–

–

–

–

–

–

(c)

Drugs & Pharmaceuticals

10

28,07

20,20

2

4,05

4,05

(d)

Non-Edible Oils

–

–

–

–

–

–

(e)

Other Chemicals & Chemical Products

45

35,40

21,80

25

201,60

77,73

9.

Petroleum, Coal Products & Nuclear Fuels

3

757,86

96

1

1,69

1,69

10.

Manufacture of Cement & Cement Products

5

7,19

7,20

–

–

–

11.

Basic Metals & Metal Products

91

65,53

51,08

79

308,25

215,22

(a)

Iron & Steel

32

29,09

23,35

26

50,61

25,89

(b)

Non-Ferrous Metals

37

11,30

7,10

3

41,23

40,19

(c)

Metal Products

22

25,14

20,63

50

216,41

149,14

12.

Engineering

55

266,95

234,30

88

282,45

204,22

(a)

Heavy Engineering

15

187,33

182,65

22

46,39

24,96

(b)

Light Engineering

20

28,39

7,28

23

68,55

53,60

(c)

Electrical Machinery & Goods

10

45,51

39,05

38

127,24

85,39

(d)

Electronic Machinery & Goods

10

5,73

5,32

5

40,28

40,27

13.

Vehicles,Vehicle Parts & Transport Equipments

20

26,58

2,67

41

137,51

126,47

14.

Other Industries

377

2069,28

1383,33

9

67,67

58,83

15.

Electricity, Gas & Water

2

28,71

28,65

–

–

–

(a)

Electricity Generation & Transmission

2

28,71

28,65

–

–

–

(b)

Non-Conventional Energy

–

–

–

–

–

–

(c)

Gas, Steam & Water Supply

–

–

–

–

–

–

16.

Construction

2

9

12

3

30,27

30,27

III.

TRANSPORT OPERATORS

–

–

–

–

–

–

IV.

PROFESSIONAL AND OTHER SERVICES

67

32,25

17,53

5

385,24

42,50

V.

PERSONAL LOANS

–

–

–

–

–

–

1.

Loans for Purchase of Consumer Durables

–

–

–

–

–

–

2.

Loans for Housing

–

–

–

–

–

–

3.

Rest of the Personal Loans

–

–

–

–

–

–

VI.

TRADE

486

919,43

568,52

63

140,82

85,02

1.

Wholesale Trade

420

791,86

444,48

40

109,63

64,77

2.

Retail Trade

66

127,57

124,04

23

31,20

20,25

VII.

FINANCE

21

2,90

2,18

1

5

4

VIII.

ALL OTHERS

119

71,23

28,23

17

2,93

2,24

TOTAL BANK CREDIT

2,205

5036,57

2750,93

447

1849,05

1011,35

OF WHICH :

1. Artisans and Village & Tiny Industries

20

6,89

4,41

–

–

–

2. Other Small Scale Industries

480

729,04

491,78

152

303,18

212,39

TABLE NO. 5.1 – TYPE OF ACCOUNT-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF

SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2007

(Amount in Rupees Lakh)

OCCUPATION

INLAND BILLS PURCHASED

INLAND BILLS DISCOUNTED

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

31

32

33

34

35

36

I.

AGRICULTURE

103

335,35

244,43

118

168,35

129,63

1.

Direct Finance

47

17,62

15,15

16

12,02

11,39

2.

Indirect Finance

56

317,73

229,28

102

156,33

118,23

II.

INDUSTRY

6,371

28319,37

8516,82

11,959

29790,72

14675,73

1.

Mining & Quarrying

207

784,18

486,12

125

314,42

242,91

2.

Food Manufacturing & Processing

294

282,34

159,56

201

437,23

257,59

(a)

Rice Mills, Flour & Dal Mills

20

45,77

16,64

36

21,15

15,18

(b)

Sugar

14

22,85

15,72

2

5

5

(c)

Edible Oils & Vanaspati

44

79,74

57,19

44

175,49

129,66

(d)

Tea Processing

9

3,01

2,51

–

–

–

(e)

Processing of Fruits & Vegetables

13

1,71

89

11

8,33

2,36

(f)

Others

194

129,25

66,60

108

232,21

110,34

3.

Beverage & Tobacco

46

107,87

28,05

54

23,88

5,91

4.

Textiles

688

1136,15

621,45

983

1917,40

768,20

(a)

Cotton Textiles

320

586,47

315,37

431

767,99

317,22

(b)

Jute & Other Natural Fibre Textiles

13

29,81

6,56

17

86,21

35,83

(c)

Handloom Textiles & Khadi

23

12,41

5,03

12

31,37

29,49

(d)

Other Textiles & Textile Products

332

507,46

294,48

523

1031,83

385,66

5.

Paper, Paper Products & Printing

351

369,80

130,12

415

542,50

190,03

6.

Leather & Leather Products

96

181,08

54,85

106

88,70

32,75

7.

Rubber & Plastic Products

353

411,57

169,91

528

777,22

330,50

8.

Chemicals & Chemical Products

631

1128,60

402,07

1,830

3621,29

1521,11

(a)

Heavy Industrial Chemicals

152

424,65

179,72

260

430,98

291,54

(b)

Fertilisers

20

65,30

11,20

296

159,01

111,03

(c)

Drugs & Pharmaceuticals

186

252,22

82,79

308

654,69

310,45

(d)

Non-Edible Oils

12

15,98

3,27

16

6,63

6,58

(e)

Other Chemicals & Chemical Products

261

370,45

125,08

950

2369,98

801,51