SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006

(Amount in Rupees Lakh)

OCCUPATION

CASH CREDIT

OVERDRAFT

No. of
Accounts

Credit
Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstandig

1

2

3

4

5

6

I.

AGRICULTURE

81,949

12791,77

7907,72

24,077

2286,93

1579,26

1.

Direct Finance

67,771

6585,17

4324,06

19,327

1275,55

862,10

2.

Indirect Finance

14,178

6206,60

3583,65

4,750

1011,38

717,16

II.

INDUSTRY

2,58,698

208381,35

103607,40

60,298

48847,51

22366,94

1.

Mining & Quarrying

6,889

4556,49

2327,13

2,045

2262,36

676,22

2.

Food Manufacturing & Processing

36,567

24055,82

14219,22

3,985

1726,78

1105,27

(a)

Rice Mills, Flour & Dal Mills

17,306

6935,96

4819,92

1,095

267,76

189,57

(b)

Sugar

738

5580,24

3421,44

90

87,26

65,91

(c)

Edible Oils & Vanaspati

3,554

2485,99

1728,10

492

257,98

140,11

(d)

Tea Processing

1,010

1319,20

911,40

136

60,51

48,57

(e)

Processing of Fruits & Vegetables

2,171

410,14

315,11

258

107,19

92,95

(f)

Others

11,788

7324,29

3023,26

1,914

946,07

568,17

3.

Beverage & Tobacco

2,056

1739,62

1243,04

554

634,01

273,63

4.

Textiles

38,560

28060,41

13826,94

6,802

3497,28

1814,18

(a)

Cotton Textiles

13,921

12234,03

6879,33

2,469

1385,60

902,63

(b)

Jute & Other Natural Fibre Textiles

758

456,12

280,63

127

31,79

26,76

(c)

Handloom Textiles & Khadi

3,299

1033,42

668,73

415

89,97

53,10

(d)

Other Textiles & Textile Products

20,582

14336,84

5998,24

3,791

1989,91

831,70

5.

Paper, Paper Products & Printing

11,387

5235,37

3443,17

2,080

1427,79

546,71

6.

Leather & Leather Products

2,646

2582,82

774,13

664

190,92

131,99

7.

Rubber & Plastic Products

12,653

5922,09

3692,44

1,618

668,33

494,19

8.

Chemicals & Chemical Products

17,152

26755,63

10664,92

2,556

3073,27

1399,51

(a)

Heavy Industrial Chemicals

3,384

7336,20

1892,57

614

915,76

476,25

(b)

Fertilisers

652

6259,48

2335,30

63

112,75

59,63

(c)

Drugs & Pharmaceuticals

3,347

4928,90

2702,88

531

989,99

386,54

(d)

Non-Edible Oils

472

266,50

178,07

49

16,73

9,37

(e)

Other Chemicals & Chemical Products

9,297

7964,55

3556,11

1,299

1038,04

467,72

9.

Petroleum, Coal Products & Nuclear Fuels

1,325

10067,33

1443,62

256

817,08

408,82

10.

Manufacture of Cement & Cement Products

4,496

2215,85

1307,13

449

263,62

160,89

11.

Basic Metals & Metal Products

25,170

28981,86

13846,35

3,729

2294,97

1216,73

(a)

Iron & Steel

10,290

18949,42

8825,74

1,148

1294,41

677,64

(b)

Non-Ferrous Metals

3,004

2525,53

1211,75

431

211,69

121,03

(c)

Metal Products

11,876

7506,92

3808,87

2,150

788,88

418,05

12.

Engineering

32,779

20849,91

13101,21

5,829

4214,52

1941,67

(a)

Heavy Engineering

8,429

3683,28

2140,51

1,387

936,65

418,73

(b)

Light Engineering

12,981

6872,48

3899,83

2,369

1159,66

555,84

(c)

Electrical Machinery & Goods

7,766

5998,23

4341,33

1,450

1179,69

632,61

(d)

Electronic Machinery & Goods

3,603

4295,92

2719,55

623

938,53

334,49

13.

Vehicles, Vehicle Parts & Transport Equipments

6,902

6946,83

3440,25

2,657

2361,53

1333,00

14.

Other Industries

42,503

19896,02

9570,86

14,888

14616,60

2662,65

15.

Electricity, Gas & Water

1,480

7236,18

2791,33

545

2288,38

1609,86

(a)

Electricity Generation & Transmission

588

6234,19

2535,55

247

2163,58

1515,02

(b)

Non-Conventional Energy

201

208,42

76,70

50

64,25

58,80

(c)

Gas, Steam & Water Supply

691

793,58

179,08

248

60,56

36,04

16.

Construction

16,133

13279,12

7915,67

11,641

8510,07

6591,61

III.

TRANSPORT OPERATORS

5,004

2213,98

1591,93

2,723

1098,92

920,50

IV.

PROFESSIONAL AND OTHER SERVICES

31,927

11446,64

6496,50

21,649

6252,73

3845,60

V.

PERSONAL LOANS

–

–

–

2,27,192

14666,85

9469,97

1.

Loans for Purchase of Consumer Durables

–

–

–

–

–

–

2.

Loans for Housing

–

–

–

–

–

–

3.

Rest of the Personal Loans

–

–

–

2,27,192

14666,85

9469,97

VI.

TRADE

3,45,011

112698,43

79435,89

93,856

23481,53

13997,44

1.

Wholesale Trade

71,436

79541,04

54359,26

21,838

5836,04

3546,88

2.

Retail Trade

2,73,575

33157,39

25076,64

72,018

17645,50

10450,56

VII.

FINANCE

2,851

12431,57

8168,17

4,091

12740,56

3373,48

VIII.

ALL OTHERS

56,781

9462,28

6637,77

61,525

12085,36

5805,08

TOTAL BANK CREDIT

7,82,221

369426,02

213845,37

4,95,411

121460,41

61358,27

OF WHICH:1.

Artisans and Village & Tiny Industries

30,118

3464,22

2786,56

7,575

555,43

410,95

   2.

Other Small Scale Industries

1,23,852

31490,69

23734,35

14,861

3501,87

2482,47

See Notes on Tables.

TABLE NO. 5.1 - TYPE OF ACCOUNT-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF

SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006

(Amount in Rupees Lakh)

OCCUPATION

DEMAND LOANS

MEDIUM TERM LOANS

No. of
Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

3,15,851

35387,21

29529,68

1,55,776

26206,11

21492,43

1.

Direct Finance

3,05,550

12865,24

10797,55

1,32,328

11762,45

9235,66

2.

Indirect Finance

10,301

22521,97

18732,13

23,448

14443,66

12256,77

II.

INDUSTRY

23,215

70299,56

54888,12

53,837

71250,58

58018,02

1.

Mining & Quarrying

614

2395,73

2212,93

1,499

2528,70

2172,72

2.

Food Manufacturing & Processing

2,158

3790,97

3486,31

4,369

2154,82

1777,57

(a)

Rice Mills, Flour & Dal Mills

541

550,48

495,05

1,432

379,80

285,23

(b)

Sugar

119

873,49

821,76

86

366,62

325,18

(c)

Edible Oils & Vanaspati

353

453,34

409,86

231

284,84

246,14

(d)

Tea Processing

183

435,94

404,73

115

183,13

162,56

(e)

Processing of Fruits & Vegetables

119

102,74

95,62

384

56,21

43,23

(f)

Others

843

1374,99

1259,29

2,121

884,22

715,22

3.

Beverage & Tobacco

234

1144,78

1056,34

333

319,19

270,11

4.

Textiles

2,765

4661,34

3906,09

4,344

5493,31

4053,81

(a)

Cotton Textiles

1,071

2113,12

1733,38

1,933

3104,60

2175,47

(b)

Jute & Other Natural Fibre Textiles

34

65,60

40,65

89

30,48

25,64

(c)

Handloom Textiles & Khadi

103

119,71

46,54

129

98,34

63,33

(d)

Other Textiles & Textile Products

1,557

2362,91

2085,52

2,193

2259,89

1789,38

5.

Paper, Paper Products & Printing

707

1489,49

1390,68

1,510

1877,29

1490,71

6.

Leather & Leather Products

439

329,68

311,32

352

204,05

171,13

7.

Rubber & Plastic Products

679

1317,24

1133,51

1,468

1187,11

1064,86

8.

Chemicals & Chemical Products

1,528

6923,68

6286,92

2,026

4796,48

3913,14

(a)

Heavy Industrial Chemicals

351

1211,02

1061,06

442

1578,29

1121,42

(b)

Fertilisers

93

1895,60

1794,24

78

733,19

570,24

(c)

Drugs & Pharmaceuticals

409

1584,24

1463,56

419

1294,85

1200,37

(d)

Non-Edible Oils

28

38,85

33,71

38

30,58

28,77

(e)

Other Chemicals & Chemical Products

647

2193,97

1934,34

1,049

1159,58

992,34

9.

Petroleum, Coal Products & Nuclear Fuels

149

14409,51

6708,37

157

3019,22

2753,71

10.

Manufacture of Cement & Cement Products

176

578,42

488,58

516

1258,05

1063,48

11.

Basic Metals & Metal Products

1,812

7374,01

4720,36

3,005

5533,54

4636,17

(a)

Iron & Steel

757

3668,36

2908,31

1,518

4015,22

3310,48

(b)

Non-Ferrous Metals

384

2997,71

1152,16

287

293,05

265,06

(c)

Metal Products

671

707,95

659,89

1,200

1225,27

1060,63

12.

Engineering

2,028

5147,88

4563,34

3,739

5286,85

4047,40

(a)

Heavy Engineering

439

670,23

573,32

1,111

1043,36

900,66

(b)

Light Engineering

756

1308,17

1097,61

1,420

1932,72

1466,59

(c)

Electrical Machinery & Goods

463

1122,10

952,14

786

1457,15

934,85

(d)

Electronic Machinery & Goods

370

2047,38

1940,28

422

853,62

745,30

13.

Vehicles, Vehicle Parts & Transport Equipments

920

2554,88

1963,66

865

1995,75

1664,16

14.

Other Industries

3,499

5378,97

4974,26

7,910

7459,71

6074,47

15.

Electricity, Gas & Water

204

5436,29

5133,65

476

8013,08

6586,24

(a)

Electricity Generation & Transmission

139

4789,07

4547,81

254

7008,51

5713,94

(b)

Non-Conventional Energy

17

53,77

30,37

45

229,84

223,28

(c)

Gas, Steam & Water Supply

48

593,45

555,47

177

774,74

649,01

16.

Construction

5,303

7366,69

6551,79

21,268

20123,42

16278,35

III.

TRANSPORT OPERATORS

6,719

4099,57

2196,47

49,595

5468,86

4594,91

IV.

PROFESSIONAL AND OTHER SERVICES

8,899

14801,61

12781,08

48,810

14126,32

11309,38

V.

PERSONAL LOANS

2,91,048

11716,41

6074,78

8,38,976

38347,03

26978,90

1.

Loans for Purchase of Consumer Durables

–

–

–

5,144

186,11

145,73

2.

Loans for Housing

–

–

–

48

205,49

200,86

3.

Rest of the Personal Loans

2,91,048

11716,41

6074,78

8,33,784

37955,44

26632,31

VI.

TRADE

11,519

6926,28

5594,26

28,510

5957,05

5136,94

1.

Wholesale Trade

2,780

3641,19

2751,63

9,438

1964,76

1701,75

2.

Retail Trade

8,739

3285,10

2842,63

19,072

3992,28

3435,19

VII.

FINANCE

1,307

17252,19

16206,18

2,783

28810,44

25265,51

VIII.

ALL OTHERS

27,951

4424,59

3227,74

93,379

7788,95

5705,45

TOTAL BANK CREDIT

6,86,509

164907,42

130498,31

12,71,666

197955,34

158501,53

OF WHICH :1.

Artisans and Village & Tiny Industries

855

68,77

62,02

5,112

349,09

257,25

   2.

Other Small Scale Industries

4,859

1936,61

1751,35

11,040

2414,12

1964,34

TABLE NO. 5.1 - TYPE OF ACCOUNT-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF

SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006

(Amount in Rupees Lakh)

OCCUPATION

LONG TERM LOANS

PACKING CREDIT

No. of
Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit
 Limit

Amount Outstanding

13

14

15

16

17

18

I.

AGRICULTURE

6,28,564

37926,40

33140,20

889

1012,68

705,54

1.

Direct Finance

6,01,841

25773,24

22614,37

764

843,64

589,65

2.

Indirect Finance

26,723

12153,16

10525,83

125

169,04

115,89

II.

INDUSTRY

2,26,478

292564,67

230201,69

22,596

56361,10

35053,32

1.

Mining & Quarrying

7,316

7905,83

6600,73

515

1825,81

866,06

2.

Food Manufacturing & Processing

18,286

12592,46

10008,73

2,036

4243,27

3039,42

(a)

Rice Mills, Flour & Dal Mills

7,133

1841,68

1522,85

358

1332,25

1064,81

(b)

Sugar

386

2316,46

1970,66

8

84,04

63,00

(c)

Edible Oils & Vanaspati

1,373

2012,06

1527,65

129

770,87

413,99

(d)

Tea Processing

685

1662,45

1408,99

60

172,47

110,81

(e)

Processing of Fruits & Vegetables

1,185

415,54

368,75

366

214,46

133,97

(f)

Others

7,524

4344,28

3209,82

1,115

1669,18

1252,84

3.

Beverage & Tobacco

1,220

1910,54

1371,87

35

280,31

185,82

4.

Textiles

20,617

34072,74

26080,31

8,777

11041,02

8050,23

(a)

Cotton Textiles

8,372

20566,15

15501,25

1,466

3437,51

2352,43

(b)

Jute & Other Natural Fibre Textiles

385

300,65

215,13

83

101,32

73,76

(c)

Handloom Textiles & Khadi

954

772,28

591,28

535

224,61

199,16

(d)

Other Textiles & Textile Products

10,906

12433,65

9772,64

6,693

7277,58

5424,88

5.

Paper, Paper Products & Printing

7,252

5933,53

4432,00

220

294,72

203,77

6.

Leather & Leather Products

1,349

728,27

537,60

2,599

1766,01

1465,94

7.

Rubber & Plastic Products

6,033

3759,85

2770,59

459

768,99

618,92

8.

Chemicals & Chemical Products

7,687

21209,06

16801,94

1,524

8866,59

4397,68

(a)

Heavy Industrial Chemicals

1,397

8141,42

6298,41

274

2275,74

967,31

(b)

Fertilisers

310

4981,62

3986,15

22

325,01

212,94

(c)

Drugs & Pharmaceuticals

1,995

4149,99

3416,97

551

2643,38

2097,40

(d)

Non-Edible Oils

149

92,06

61,16

75

164,26

114,86

(e)

Other Chemicals & Chemical Products

3,836

3843,96

3039,26

602

3458,21

1005,17

9.

Petroleum, Coal Products & Nuclear Fuels

592

8356,15

7581,42

58

4375,85

3034,48

10.

Manufacture of Cement & Cement Products

2,419

7307,47

5610,97

53

294,29

126,20

11.

Basic Metals & Metal Products

11,383

46579,27

36628,12

2,017

7262,85

3031,12

(a)

Iron & Steel

4,951

37712,93

30847,86

649

4851,29

1701,63

(b)

Non-Ferrous Metals

1,191

5053,06

3034,08

572

793,68

547,58

(c)

Metal Products

5,241

3813,29

2746,18

796

1617,89

781,91

12.

Engineering

14,063

15608,16

11838,28

1,332

3701,26

2363,48

(a)

Heavy Engineering

3,923

3379,01

2569,65

269

1486,76

1055,11

(b)

Light Engineering

5,998

4631,61

3485,68

585

1365,41

628,25

(c)

Electrical Machinery & Goods

2,664

2971,83

2379,36

362

472,01

381,19

(d)

Electronic Machinery & Goods

1,478

4625,72

3403,58

116

377,08

298,94

13.

Vehicles, Vehicle Parts & Transport Equipments

3,624

9987,32

7971,20

505

2271,60

1093,51

14.

Other Industries

25,679

23366,59

19989,28

2,245

8303,53

5843,05

15.

Electricity, Gas & Water

1,952

39289,90

30166,81

23

93,81

76,40

(a)

Electricity Generation & Transmission

1,025

36695,49

27986,43

12

65,03

60,23

(b)

Non-Conventional Energy

314

927,96

820,98

6

17,57

10,46

(c)

Gas, Steam & Water Supply

613

1666,45

1359,40

5

11,21

5,71

16.

Construction

97,006

53957,53

41811,84

198

971,17

657,23

III.

TRANSPORT OPERATORS

88,414

12520,52

10741,43

62

1107,13

1082,71

IV.

PROFESSIONAL AND OTHER SERVICES

1,18,762

53582,83

40921,59

359

1624,20

741,35

V.

PERSONAL LOANS

35,86,666

238422,21

204424,03

–

–

–

1.

Loans for Purchase of Consumer Durables

10,263

421,68

342,00

–

–

–

2.

Loans for Housing

24,14,561

185872,28

162361,77

–

–

–

3.

Rest of the Personal Loans

11,61,842

52128,25

41720,26

–

–

–

VI.

TRADE

66,486

16544,95

13965,44

3,644

6108,56

4006,70

1.

Wholesale Trade

10,027

3621,20

2872,43

2,750

4941,83

3185,17

2.

Retail Trade

56,459

12923,76

11093,02

894

1166,74

821,53

VII.

FINANCE

7,197

44170,17

37696,31

45

1058,40

1027,33

VIII.

ALL OTHERS

2,09,593

20569,00

15390,11

7,161

1056,71

736,92

TOTAL BANK CREDIT

49,32,160

716300,75

586480,82

34,756

68328,78

43353,88

OF WHICH :                                      1.

Artisans and Village & Tiny Industries

19,246

1524,07

1139,66

1,543

226,74

202,25

   2.

Other Small Scale Industries

54,149

12405,96

9802,96

9,309

6980,84

5567,41

TABLE NO. 5.1 - TYPE OF ACCOUNT-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF

SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006

(Amount in Rupees Lakh)

OCCUPATION

EXPORT BILLS PURCHASED

EXPORT BILLS DISCOUNTED

No. of
Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

19

20

21

22

23

24

I.

AGRICULTURE

74

133,87

99,08

35

77,33

58,41

1.

Direct Finance

2

54

47

–

–

–

2.

Indirect Finance

72

133,33

98,61

35

77,33

58,41

II.

INDUSTRY

10,683

21852,26

12022,65

8,318

20699,59

12307,66

1.

Mining & Quarrying

280

1336,94

560,06

237

219,68

145,13

2.

Food Manufacturing & Processing

748

2161,62

1004,70

417

1124,86

586,53

(a)

Rice Mills, Flour & Dal Mills

135

457,06

236,53

92

458,61

266,06

(b)

Sugar

2

62,95

63,35

2

4,19

3,09

(c)

Edible Oils & Vanaspati

40

121,30

85,06

51

54,91

48,83

(d)

Tea Processing

50

46,80

33,98

11

26,87

13,38

(e)

Processing of Fruits & Vegetables

71

158,73

86,31

27

57,28

43,79

(f)

Others

450

1314,79

499,47

234

523,00

211,38

3.

Beverage & Tobacco

10

12,38

2,63

16

67,78

39,23

4.

Textiles

4,571

6265,48

3362,96

2,712

3835,16

2238,51

(a)

Cotton Textiles

960

2112,91

1005,65

650

1603,71

938,51

(b)

Jute & Other Natural Fibre Textiles

62

82,46

53,68

26

30,29

19,75

(c)

Handloom Textiles & Khadi

98

288,04

101,44

16

22,80

18,07

(d)

Other Textiles & Textile Products

3,451

3782,07

2202,19

2,020

2178,36

1262,18

5.

Paper, Paper Products & Printing

99

202,93

138,63

58

107,83

48,43

6.

Leather & Leather Products

1,060

1233,82

676,62

341

475,39

254,00

7.

Rubber & Plastic Products

245

335,97

205,85

235

420,44

209,42

8.

Chemicals & Chemical Products

791

1782,61

862,44

852

2353,71

1173,52

(a)

Heavy Industrial Chemicals

159

489,00

306,52

185

613,87

305,13

(b)

Fertilisers

3

1,50

1,03

16

76,52

55,41

(c)

Drugs & Pharmaceuticals

300

677,84

297,52

307

1049,61

473,52

(d)

Non-Edible Oils

16

69,09

13,64

6

7,15

6,42

(e)

Other Chemicals & Chemical Products

313

545,18

243,73

338

606,56

333,03

9.

Petroleum, Coal Products & Nuclear Fuels

28

237,21

234,01

27

78,98

54,57

10.

Manufacture of Cement & Cement Products

26

50,70

12,53

29

75,73

7,69

11.

Basic Metals & Metal Products

994

2972,02

1595,51

868

2117,92

1412,90

(a)

Iron & Steel

380

2050,99

1032,94

479

1368,11

938,28

(b)

Non-Ferrous Metals

308

260,23

147,90

111

383,09

210,52

(c)

Metal Products

306

660,81

414,67

278

366,72

264,10

12.

Engineering

683

1381,26

670,86

818

1623,05

997,48

(a)

Heavy Engineering

123

378,74

239,32

105

278,73

211,41

(b)

Light Engineering

315

730,35

237,95

475

563,09

384,37

(c)

Electrical Machinery & Goods

139

198,76

132,70

176

580,63

294,68

(d)

Electronic Machinery & Goods

106

73,40

60,89

62

200,60

107,02

13.

Vehicles, Vehicle Parts & Transport Equipments

223

266,91

146,91

166

761,75

343,67

14.

Other Industries

854

3332,08

2434,25

1,490

7280,49

4685,46

15.

Electricity, Gas & Water

9

82,24

5,22

2

8,03

21

(a)

Electricity Generation & Transmission

6

69,10

4,39

1

3

3

(b)

Non-Conventional Energy

1

8,00

15

1

8,00

19

(c)

Gas, Steam & Water Supply

2

5,14

68

–

–

–

16.

Construction

62

198,09

109,46

50

148,80

110,91

III.

TRANSPORT OPERATORS

10

2,57

1,55

22

5,81

4,70

IV.

PROFESSIONAL AND OTHER SERVICES

166

499,78

278,74

194

356,01

265,03

V.

PERSONAL LOANS

–

–

–

–

–

–

1.

Loans for Purchase of Consumer Durables

–

–

–

–

–

–

2.

Loans for Housing

–

–

–

–

–

–

3.

Rest of the Personal Loans

–

–

–

–

–

–

VI.

TRADE

2,238

13987,72

2020,37

1,618

3929,85

2491,46

1.

Wholesale Trade

1,796

3445,33

1787,55

1,297

2820,93

1801,24

2.

Retail Trade

442

10542,39

232,82

321

1108,92

690,22

VII.

FINANCE

51

444,40

114,27

36

207,12

124,10

VIII.

ALL OTHERS

1,031

495,55

198,33

446

239,68

81,96

TOTAL BANK CREDIT

14,253

37416,13

14734,99

10,669

25515,40

15333,32

OF WHICH :1.

Artisans and Village & Tiny Industries

357

112,08

70,53

48

9,62

8,64

   2.

Other Small Scale Industries

4,186

4332,42

2706,88

2,397

2621,46

1844,73