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Table No.5.1 -Type of account-Wise classification of outstanding credit of scheduled commercial banks according to occupation (Part 2 of 2)

SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006

(Amount in Rupees Lakh)

OCCUPATION

EXPORT BILLS ADVANCED AGAINST

ADVANCES AGAINST EXPORT CASH INCENTIVES AND DUTY DRAWBACK CLAIMS

No. of
Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

25

26

27

28

29

30

I.

AGRICULTURE

37

52,93

52,10

2

6

6

1.

Direct Finance

2

6

6

2.

Indirect Finance

37

52,93

52,10

II.

INDUSTRY

1,521

2808,39

1821,27

282

453,64

323,02

1.

Mining & Quarrying

374

34,69

23,21

2.

Food Manufacturing & Processing

28

73,74

41,68

4

8,65

83

(a)

Rice Mills, Flour & Dal Mills

1

13

11

(b)

Sugar

(c)

Edible Oils & Vanaspati

5

1,81

1,81

(d)

Tea Processing

(e)

Processing of Fruits & Vegetables

2

2,57

2,48

(f)

Others

20

69,23

37,28

4

8,65

83

3.

Beverage & Tobacco

3

85

69

1

60

14

4.

Textiles

315

421,39

175,14

55

64,45

30,84

(a)

Cotton Textiles

88

86,63

45,79

9

18,28

10,34

(b)

Jute & Other Natural Fibre Textiles

3

22,00

4,75

(c)

Handloom Textiles & Khadi

1

25

2

14

15

(d)

Other Textiles & Textile Products

223

312,52

124,61

44

46,04

20,35

5.

Paper, Paper Products & Printing

11

11,13

8,41

2

1,55

1,46

6.

Leather & Leather Products

18

11,24

3,08

31

19,33

19,28

7.

Rubber & Plastic Products

75

50,38

33,60

7

8,88

6,89

8.

Chemicals & Chemical Products

138

177,52

87,21

23

52,18

26,03

(a)

Heavy Industrial Chemicals

52

79,75

26,39

8

9,13

4,77

(b)

Fertilisers

2

4,25

2,34

(c)

Drugs & Pharmaceuticals

45

15,80

11,34

6

29,66

8,19

(d)

Non-Edible Oils

2

6,33

3,60

(e)

Other Chemicals & Chemical Products

37

71,39

43,55

9

13,39

13,06

9.

Petroleum, Coal Products & Nuclear Fuels

12

7,76

7,76

10.

Manufacture of Cement & Cement Products

6

17,49

10,63

11.

Basic Metals & Metal Products

87

53,37

51,09

59

118,24

84,29

(a)

Iron & Steel

18

32,09

35,99

31

35,86

32,74

(b)

Non-Ferrous Metals

39

14,24

8,29

1

11

11

(c)

Metal Products

30

7,04

6,81

27

82,28

51,44

12.

Engineering

58

125,31

112,64

72

86,55

73,29

(a)

Heavy Engineering

8

96,08

95,33

22

14,28

12,97

(b)

Light Engineering

12

10,69

2,73

8

11,31

6,87

(c)

Electrical Machinery & Goods

18

13,45

10,66

39

47,10

40,41

(d)

Electronic Machinery & Goods

20

5,09

3,91

3

13,86

13,04

13.

Vehicles, Vehicle Parts & Transport Equipments

7

37,28

14,01

16

37,27

35,77

14.

Other Industries

372

1689,65

1157,42

10

44,75

33,04

15.

Electricity, Gas & Water

2

1,48

1,48

1

1,03

1,03

(a)

Electricity Generation & Transmission

1

49

49

(b)

Non-Conventional Energy

(c)

Gas, Steam & Water Supply

1

99

99

1

1,03

1,03

16.

Construction

15

95,11

93,22

1

10,13

10,13

III.

TRANSPORT OPERATORS

4

3,79

2,80

1

50

50

IV.

PROFESSIONAL AND OTHER SERVICES

23

61,12

28,84

1

10

2

V.

PERSONAL LOANS

1.

Loans for Purchase of Consumer Durables

2.

Loans for Housing

3.

Rest of the Personal Loans

VI.

TRADE

568

723,34

589,90

47

27,02

16,11

1.

Wholesale Trade

496

451,72

377,87

35

7,18

6,15

2.

Retail Trade

72

271,62

212,03

12

19,84

9,96

VII.

FINANCE

19

13,51

9,07

VIII.

ALL OTHERS

212

51,57

32,42

11

2,67

1,52

TOTAL BANK CREDIT

2,384

3714,65

2536,40

344

483,99

341,23

OF WHICH :1.

Artisans and Village & Tiny Industries

33

8,89

5,86

   2.

Other Small Scale Industries

450

547,83

414,58

124

132,30

93,62

 

TABLE NO. 5.1 - TYPE OF ACCOUNT-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF

SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006

(Amount in Rupees Lakh)

OCCUPATION

INLAND BILLS - PURCHASED

INLAND BILLS - DISCOUNTED

No. of
 Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

31

32

33

34

35

36

I.

AGRICULTURE

63

168,76

126,52

2,890

479,60

472,47

1.

Direct Finance

17

34,85

2,65

2,834

423,26

421,92

2.

Indirect Finance

46

133,91

123,86

56

56,34

50,55

II.

INDUSTRY

8,566

20467,37

8361,22

31,199

23003,18

14379,84

1.

Mining & Quarrying

240

978,55

505,25

457

306,17

215,30

2.

Food Manufacturing & Processing

313

429,63

197,02

226

608,18

404,79

(a)

Rice Mills, Flour & Dal Mills

21

57,12

21,98

52

98,79

69,55

(b)

Sugar

6

14,31

2,74

5

1,73

1,05

(c)

Edible Oils & Vanaspati

55

112,62

51,49

60

185,79

147,31

(d)

Tea Processing

1

5

5

3

2,76

1,17

(e)

Processing of Fruits & Vegetables

18

6,49

6,41

7

4,00

1,61

(f)

Others

212

239,03

114,35

99

315,11

184,10

3.

Beverage & Tobacco

50

29,60

10,35

111

34,79

26,57

4.

Textiles

833

1701,11

530,45

1,655

1003,92

606,55

(a)

Cotton Textiles

438

1157,90

373,64

1,187

463,61

299,91

(b)

Jute & Other Natural Fibre Textiles

10

8,54

7,01

25

34,73

22,26

(c)

Handloom Textiles & Khadi

12

3,60

1,63

20

20,87

11,18

(d)

Other Textiles & Textile Products

373

531,08

148,18

423

484,71

273,20

5.

Paper, Paper Products & Printing

858

935,58

638,75

340

233,99

146,33

6.

Leather & Leather Products

81

65,29

38,19

69

41,47

20,22

7.

Rubber & Plastic Products

457

437,23

151,85

414

541,61

408,33

8.

Chemicals & Chemical Products

983

1757,59

540,28

1,358

1875,60

930,48

(a)

Heavy Industrial Chemicals

191

361,87

179,93

192

291,90

129,03

(b)

Fertilisers

14

69,04

21,37

38

133,84

8,87

(c)

Drugs & Pharmaceuticals

268

547,09

164,21

316

389,97

187,28

(d)

Non-Edible Oils

12

8,63

1,28

5

3,53

3,53

(e)

Other Chemicals & Chemical Products

498

770,95

173,49

807

1056,36

601,77

9.

Petroleum, Coal Products & Nuclear Fuels

98

1408,04

170,79

436

94,62

77,85

10.

Manufacture of Cement & Cement Products

96

264,83

76,00

41

72,77

41,14

11.

Basic Metals & Metal Products

1,426

4324,45

1858,85

2,442

6545,46

3338,38

(a)

Iron & Steel

708

2661,54

1265,87

1,562

5180,81

2524,44

(b)

Non-Ferrous Metals

170

702,82

386,36

289

402,87

249,98

(c)

Metal Products

548

960,09

206,62

591

961,78

563,97

12.

Engineering

1,654

3543,89

1350,90

2,761

2589,49

1676,72

(a)

Heavy Engineering

339

1167,53

260,39

408

576,53

378,76

(b)

Light Engineering

658

823,34

263,49

351

623,47

406,54

(c)

Electrical Machinery & Goods

511

1211,12

597,69

1,640

893,27

575,66

(d)

Electronic Machinery & Goods

146

341,90

229,32

362

496,21

315,77

13.

Vehicles, Vehicle Parts & Transport Equipments

414

1009,63

430,05

18,855

5679,14

4491,45

14.

Other Industries

636

1507,27

830,69

481

682,71

485,12

15.

Electricity, Gas & Water

54

730,30

363,88

1,231

1233,53

760,24

(a)

Electricity Generation & Transmission

35

677,66

344,30

1,220

1225,17

754,09

(b)

Non-Conventional Energy

9

36,86

12,05

4

2,54

2,54

(c)

Gas, Steam & Water Supply

10

15,78

7,54

7

5,83

3,62

16.

Construction

373

1344,38

667,93

322

1459,71

750,36

III.

TRANSPORT OPERATORS

118

112,34

51,68

103

72,41

47,36

IV.

PROFESSIONAL AND OTHER SERVICES

735

2399,14

451,59

399

904,97

511,97

V.

PERSONAL LOANS

1.

Loans for Purchase of Consumer Durables

2.

Loans for Housing

3.

Rest of the Personal Loans

VI.

TRADE

3,514

7930,74

2319,26

6,107

7343,81

2964,72

1.

Wholesale Trade

2,147

3356,83

1109,93

5,001

3818,22

2366,92

2.

Retail Trade

1,367

4573,91

1209,33

1,106

3525,59

597,80

VII.

FINANCE

415

2454,07

607,52

5,032

4219,65

2129,37

VIII.

ALL OTHERS

12,864

6654,59

1912,85

2,085

545,67

302,20

TOTAL BANK CREDIT

26,275

40187,01

13830,63

47,815

36569,29

20807,94

OF WHICH : 1.

Artisans and Village & Tiny Industries

400

59,06

46,67

364

79,58

78,40

2.

Other Small Scale Industries

1,939

753,49

482,51

1,869

1320,89

844,81

 

TABLE NO. 5.1 - TYPE OF ACCOUNT-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF

SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006

(Amount in Rupees Lakh)

OCCUPATION

ADVANCES AGAINST IMPORT BILLS

FOREIGN CURRENCY CHEQUESTCs/DDs/TTs/MTs PURCHASED

TOTAL

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Out
standing

No. of Accounts

Credit Limit

Amount Out
standing

37

38

39

40

41

42

43

44

45

I.

AGRICULTURE

2,455

733,51

296,30

6

85

75

12,12,668

117258,01

95460,52

1.

Direct Finance

3

26

25

3

39

33

11,30,442

59564,64

48849,09

2.

Indirect Finance

2,452

733,25

296,05

3

46

42

82,226

57693,37

46611,43

II.

INDUSTRY

3,301

1913,75

1441,74

941

2040,28

1564,60

7,09,933

840943,22

556357,49

1.

Mining & Quarrying

14

2,27

1,50

2

11,74

11,74

20,482

24364,95

16317,96

2.

Food Manufacturing & Processing

47

61,57

39,69

39

93,50

76,58

69,223

53125,86

35988,35

(a)

Rice Mills, Flour & Dal Mills

24

10,54

1,44

5

87

60

28,195

12391,05

8973,70

(b)

Sugar

1

13,38

13,38

1,443

9404,69

6751,57

(c)

Edible Oils & Vanaspati

8

18,36

14,05

2

14,86

14,66

6,353

6774,72

4829,05

(d)

Tea Processing

1

6

6

2,255

3910,24

3095,70

(e)

Processing of Fruits & Vegetables

2

45

42

1

5

5

4,611

1535,84

1190,69

(f)

Others

11

18,78

10,34

31

77,72

61,28

26,366

19109,32

11147,63

3.

Beverage & Tobacco

1

1,75

7

24,53

14,75

4,631

6200,75

4495,19

4.

Textiles

174

216,93

61,55

113

230,46

118,71

92,293

100564,99

64856,29

(a)

Cotton Textiles

76

130,81

16,56

26

45,87

31,80

32,666

48460,71

32266,68

(b)

Jute & Other Natural Fibre Textiles

5

1,07

89

1,607

1165,06

770,90

(c)

Handloom Textiles & Khadi

6

2,39

48

2

45

45

5,592

2676,88

1755,56

(d)

Other Textiles & Textile Products

87

82,65

43,62

85

184,14

86,46

52,428

48262,34

30063,15

5.

Paper, Paper Products & Printing

40

156,20

153,52

6

15,50

3,04

24,570

17922,91

12645,61

6.

Leather & Leather Products

12

8,49

4,19

21

36,98

19,72

9,682

7693,76

4427,41

7.

Rubber & Plastic Products

137

41,02

32,41

20

42,20

22,78

24,500

15501,34

10845,63

8.

Chemicals & Chemical Products

132

77,62

37,14

169

155,05

92,73

36,919

79856,58

47213,94

(a)

Heavy Industrial Chemicals

13

12,81

5,73

8

12,84

7,18

7,270

23329,60

12781,70

(b)

Fertilisers

1

88

88

6

3,53

2,60

1,298

14597,20

9050,99

(c)

Drugs & Pharmaceuticals

24

28,59

12,98

14

58,10

34,21

8,532

18388,03

12456,98

(d)

Non-Edible Oils

2

1,70

6

1

6,00

5,02

855

711,41

459,48

(e)

Other Chemicals & Chemical Products

92

33,64

17,50

140

74,57

43,72

18,964

22830,35

12464,79

9.

Petroleum, Coal Products & Nuclear Fuels

5

34,68

34,58

5

6,26

6,26

3,148

42912,70

22516,24

10.

Manufacture of Cement & Cement Products

40

16,24

14,73

3

2,99

87

8,350

12418,45

8920,84

11.

Basic Metals & Metal Products

67

143,61

114,34

42

238,85

237,43

53,101

114540,44

72771,64

(a)

Iron & Steel

32

106,15

84,20

14

176,08

176,36

22,537

82103,25

54362,49

(b)

Non-Ferrous Metals

13

13,20

12,97

12

16,76

16,14

6,812

13668,02

7363,92

(c)

Metal Products

22

24,27

17,16

16

46,01

44,92

23,752

18769,18

11045,22

12.

Engineering

412

189,01

136,42

263

64,34

55,23

66,491

64411,48

42928,91

(a)

Heavy Engineering

11

33,13

31,04

26

22,96

18,80

16,600

13767,26

8905,98

(b)

Light Engineering

100

62,20

36,35

206

23,35

19,61

26,234

20117,84

12491,70

(c)

Electrical Machinery & Goods

150

43,79

38,00

13

11,83

10,93

16,177

16200,97

11322,20

(d)

Electronic Machinery & Goods

151

49,90

31,02

18

6,21

5,89

7,480

14325,41

10209,02

13.

Vehicles, Vehicle Parts & Transport Equipments

731

95,42

59,30

17

24,11

21,36

35,902

34029,43

23008,30

14.

Other Industries

321

73,31

49,25

182

1017,79

815,16

1,01,070

94649,48

59604,97

15.

Electricity, Gas & Water

1,102

637,75

564,10

3

1,09

31

7,084

65053,09

48060,75

(a)

Electricity Generation & Transmission

962

461,18

411,87

2

22

22

4,492

59389,70

43874,36

(b)

Non-Conventional Energy

2

30,05

12,65

1

87

9

651

1588,13

1248,26

(c)

Gas, Steam & Water Supply

138

146,52

139,58

1,941

4075,27

2938,14

16.

Construction

66

157,87

139,02

49

74,89

67,92

1,52,487

107697,00

81755,46

III.

TRANSPORT OPERATORS

12

1,76

1,21

12

1,61

73

1,52,799

26709,77

21238,49

IV.

PROFESSIONAL AND OTHER SERVICES

87

37,01

21,91

51

20,15

15,41

2,32,062

106112,63

77669,00

V.

PERSONAL LOANS

95

10,40

9,60

49,43,977

303162,90

246957,28

1.

Loans for Purchase of Consumer Durables

15,407

607,79

487,73

2.

Loans for Housing

24,14,609

186077,77

162562,63

3.

Rest of the Personal Loans

95

10,40

9,60

25,13,961

116477,33

83906,93

VI.

TRADE

734

266,35

132,75

165

90,68

68,48

5,64,017

206016,32

132739,72

1.

Wholesale Trade

592

188,59

76,67

87

49,98

35,46

1,29,720

113684,83

75978,91

2.

Retail Trade

142

77,76

56,07

78

40,70

33,02

4,34,297

92331,49

56760,81

VII.

FINANCE

34

65,25

62,71

57

52,23

35,16

23,918

123919,53

94819,17

VIII.

ALL OTHERS

245

39,02

22,96

398

68,72

46,99

4,73,682

63484,37

40102,30

TOTAL BANK CREDIT

6,868

3056,65

1979,57

1,725

2284,90

1741,72

83,13,056

1787606,74

1265343,98

OF WHICH :1.

Artisans and Village & Tiny Industries

1,522

185,61

126,38

228

11,85

9,34

67,401

6655,00

5204,50

2.

Other Small Scale Industries

260

256,39

129,30

263

469,26

331,45

2,29,558

69164,14

52150,75

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