(Amount in Rupees Lakh)

OCCUPATION

CENTRAL GOVERNMENT
DEPARTMENTS

GENERAL STATE
GOVERNMENT

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of Accounts

Credit
Limit

Amount
Outstanding

1

2

3

 4

5

6

I.

AGRICULTURE

7,122

1683,00

1434,06

410

2332,80

1935,77

Direct Finance

1,618

80,41

57,92

155

1514,45

1276,28

Indirect Finance

5,504

1602,59

1376,13

255

818,34

659,50

II.

INDUSTRY

4,093

22421,87

17898,65

750

10328,52

6595,89

Mining & Quarrying

132

1931,56

1835,62

35

83,47

37,04

Food Manufacturing & Processing

330

76,30

61,52

25

104,45

19,08

Rice Mills, Flour & Dal Mills

131

20,09

17,14

6

83,26

1,71

Sugar

13

13,32

9,29

2

4,00

2,81

Edible Oils & Vanaspati

33

2,10

1,57

-

-

-

Tea Processing

6

16,53

15,54

-

-

-

Processing of Fruits & Vegetables

5

9,03

6,97

1

3

1

Others

142

15,23

11,02

16

17,17

14,56

Beverage & Tobacco

26

2,37

1,95

1

5,00

1,24

Textiles

641

927,34

633,68

25

153,78

97,00

Cotton Textiles

270

102,02

79,92

18

141,64

85,14

Jute & Other Natural Fibre Textiles

7

32

26

-

-

-

Handloom Textiles & Khadi

170

373,86

184,09

-

-

-

Other Textiles & Textile Products

194

451,15

369,42

7

12,14

11,85

Paper, Paper Products & Printing

150

30,27

13,90

9

88,49

87,15

Leather & Leather Products

29

10,69

9,89

2

12

9

Rubber & Plastic Products

94

212,66

162,78

5

40

25

Chemicals & Chemical Products

204

744,26

552,70

21

179,14

114,58

Heavy Industrial Chemicals

30

9,47

8,10

12

116,05

85,59

Fertilisers

15

580,68

423,07

3

57,81

19,03

Drugs & Pharmaceuticals

102

113,36

88,21

1

15

7

Non-Edible Oils

3

5,14

13

-

-

-

Other Chemicals & Chemical Products

54

35,62

33,19

5

5,14

9,89

Petroleum, Coal Products & Nuclear Fuels

42

4408,39

3171,64

3

23,43

22,59

Manufacture of Cement & Cement Products

39

5,25

3,63

31

9,13

3,44

Basic Metals & Metal Products

250

774,10

417,49

17

17,25

16,92

Iron & Steel

77

174,29

151,78

2

6,33

4,46

Non-Ferrous Metals

27

547,64

221,70

1

2,75

1,43

Metal Products

146

52,17

44,02

14

8,17

11,02

Engineering

247

783,42

581,88

31

30,73

13,31

Heavy Engineering

62

276,92

133,31

21

11,28

9,39

Light Engineering

88

286,45

266,49

6

19,08

3,57

Electrical Machinery & Goods

79

87,29

74,40

1

18

17

Electronic Machinery & Goods

18

132,76

107,67

3

18

18

Vehicles, Vehicle Parts & Transport Equipments

34

665,83

120,18

24

152,68

132,14

Other Industries

377

1930,92

1959,22

28

125,23

115,43

Electricity, Gas & Water

88

6255,22

5360,86

55

3786,55

2080,95

Electricity Generation & Transmission

65

5297,91

4554,86

47

3617,35

1989,66

Non-Conventional Energy

1

350,00

200,35

1

20

19

Gas, Steam & Water Supply

22

607,32

605,65

7

169,00

91,10

Construction

1,410

3663,31

3011,73

438

5568,66

3854,69

III.

TRANSPORT OPERATORS

382

3472,45

2888,39

46

86,97

69,49

IV.

PROFESSIONAL AND OTHER SERVICES

1,467

754,78

547,16

267

3525,25

2537,43

V.

PERSONAL LOANS

-

-

-

-

-

-

Loans for Purchase of Consumer Durables

-

-

-

-

-

-

Loans for Housing

-

-

-

-

-

-

Rest of the Personal Loans

-

-

-

-

-

-

VI.

TRADE

3,027

23626,70

21272,65

151

2499,21

2184,02

Wholesale Trade

1,198

23233,78

21065,71

52

2450,59

2158,79

Retail Trade

1,829

392,92

206,94

99

48,63

25,22

VII.

FINANCE

207

8811,65

4430,60

48

595,27

552,60

VIII

ALL OTHERS

3,060

1126,88

860,28

1,201

3400,69

2894,72

TOTAL BANK CREDIT

19,358

61897,34

49331,79

2,873

22768,70

16769,92

TABLE NO. 5.2 – ORGANISATION–WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION MARCH 2008

OCCUPATION

STATE GOVERNMENT
DEPARTMENTAL COMMERCIAL UNDERTAKING

LOCAL AND QUASI
GOVERNMENT

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

314

9170,63

8404,99

508

2487,69

1754,16

Direct Finance

106

905,55

631,99

118

146,29

74,74

Indirect Finance

208

8265,08

7773,01

390

2341,39

1679,42

II.

INDUSTRY

708

18997,45

14276,39

479

12940,60

9997,45

Mining & Quarrying

20

612,45

252,62

22

1276,60

1229,58

Food Manufacturing & Processing

42

847,51

654,93

25

25,02

4,74

Rice Mills, Flour & Dal Mills

2

15,02

2

4

33

26

Sugar

-

-

-

2

1,18

1

Edible Oils & Vanaspati

3

8

7

4

2,00

1,00

Tea Processing

5

11,10

7,86

-

-

-

Processing of Fruits & Vegetables

1

5

5

2

2,03

3

Others

31

821,26

646,93

13

19,48

3,43

Beverage & Tobacco

2

10

10

-

-

-

Textiles

43

705,17

543,43

40

135,30

77,32

Cotton Textiles

14

219,95

121,91

18

110,51

52,76

Jute & Other Natural Fibre Textiles

-

-

-

1

5

4

Handloom Textiles & Khadi

9

29,31

23,39

12

9,10

8,23

Other Textiles & Textile Products

20

455,91

398,13

9

15,65

16,29

Paper, Paper Products & Printing

20

147,04

115,70

5

7,59

6,25

Leather & Leather Products

-

-

-

1

31

31

Rubber & Plastic Products

3

260,17

259,63

4

71

64

Chemicals & Chemical Products

10

115,43

100,86

9

18,64

22,23

Heavy Industrial Chemicals

2

10,16

8

2

49

11

Fertilisers

5

69,84

65,59

2

12,00

20,96

Drugs & Pharmaceuticals

2

42

29

1

20

20

Non-Edible Oils

-

-

-

-

-

-

Other Chemicals & Chemical Products

1

35,00

34,90

4

5,95

95

Petroleum, Coal Products & Nuclear Fuels

1

75,00

40,60

8

2010,92

932,53

Manufacture of Cement & Cement Products

3

37,65

15,90

1

4

4

Basic Metals & Metal Products

17

31,49

20,03

15

231,73

161,34

Iron & Steel

11

29,94

18,40

12

160,32

157,83

Non-Ferrous Metals

-

-

-

1

70,00

2,14

Metal Products

6

1,54

1,63

2

1,41

1,37

Engineering

47

339,04

230,38

29

22,83

20,02

Heavy Engineering

1

8

9

2

23

21

Light Engineering

10

22,27

21,46

15

10,95

9,87

Electrical Machinery & Goods

17

284,39

178,32

9

3,24

2,82

Electronic Machinery & Goods

19

32,30

30,51

3

8,40

7,11

Vehicles, Vehicle Parts & Transport Equipments

16

556,22

452,43

3

46,34

46,20

Other Industries

52

409,42

375,62

26

334,92

256,04

Electricity, Gas & Water

147

11141,93

8549,35

183

6241,88

5222,62

Electricity Generation & Transmission

131

9645,21

7608,06

177

6229,35

5213,05

Non-Conventional Energy

8

947,41

652,69

-

-

-

Gas, Steam & Water Supply

8

549,31

288,60

6

12,53

9,57

Construction

285

3718,85

2664,81

108

2587,78

2017,61

III.

TRANSPORT OPERATORS

781

1951,25

1139,22

39

275,33

194,84

IV.

PROFESSIONAL AND OTHER SERVICES

111

916,40

810,78

196

541,77

419,95

V.

PERSONAL LOANS

-

-

-

-

-

-

Loans for Purchase of Consumer Durables

-

-

-

-

-

-

Loans for Housing

-

-

-

-

-

-

Rest of the Personal Loans

-

-

-

-

-

-

VI.

TRADE

167

3091,05

2191,71

324

3907,85

3754,30

Wholesale Trade

70

2739,52

2089,59

80

3336,31

3308,57

Retail Trade

97

351,53

102,13

244

571,54

445,73

VII.

FINANCE

93

3311,76

2628,30

64

868,19

519,69

VIII.

ALL OTHERS

301

4732,17

4089,90

457

889,30

761,39

TOTAL BANK CREDIT

2,475

42170,72

33541,29

2,067

21910,73

17401,79

TABLE NO. 5.2 – ORGANISATION–WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION MARCH 2008

OCCUPATION

PUBLIC FINANCIAL
CORPORATIONS

PUBLIC NON-FINANCIAL
CORPORATIONS

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

13

14

15

16

17

18

I.

AGRICULTURE

11,190

5008,33

4048,43

795

7162,20

6291,29

Direct Finance

2,198

85,26

60,57

332

190,66

145,09

Indirect Finance

8,992

4923,07

3987,86

463

6971,54

6146,20

II.

INDUSTRY

3,883

3697,26

2677,99

11,681

182448,77

125768,91

Mining & Quarrying

77

162,97

93,60

268

7666,27

4030,16

Food Manufacturing & Processing

523

220,39

161,01

821

8839,92

6374,28

Rice Mills, Flour & Dal Mills

162

67,44

48,94

90

324,00

267,02

Sugar

3

16,04

15,06

265

5378,87

4008,84

Edible Oils & Vanaspati

57

29,91

22,53

124

1267,10

910,92

Tea Processing

-

-

-

76

226,24

147,28

Processing of Fruits & Vegetables

15

3,20

2,32

35

87,18

61,39

Others

286

103,81

72,17

231

1556,53

978,83

Beverage & Tobacco

24

13,95

12,45

105

781,94

536,07

Textiles

655

260,03

145,31

1,780

20587,52

12224,55

Cotton Textiles

371

178,65

73,18

785

10162,44

5769,15

Jute & Other Natural Fibre Textiles

1

20

8

53

551,38

142,89

Handloom Textiles & Khadi

43

2,13

1,76

23

86,33

59,25

Other Textiles & Textile Products

240

79,05

70,30

919

9787,36

6253,25

Paper, Paper Products & Printing

96

72,62

60,81

422

2551,91

1762,87

Leather & Leather Products

251

95,24

87,51

125

575,22

405,18

Rubber & Plastic Products

100

105,64

86,28

395

3468,50

2356,48

Chemicals & Chemical Products

83

246,17

157,74

1,425

17159,60

12502,79

Heavy Industrial Chemicals

8

14,95

10,31

371

5419,04

4036,11

Fertilisers

8

10,11

5,57

115

2012,40

1479,03

Drugs & Pharmaceuticals

32

194,84

114,79

370

4083,22

2919,22

Non-Edible Oils

-

-

-

31

289,89

166,46

Other Chemicals & Chemical Products

35

26,27

27,06

538

5355,05

3901,96

Petroleum, Coal Products & Nuclear Fuels

26

48,89

42,92

186

24898,07

19195,31

Manufacture of Cement & Cement Products

28

9,43

7,89

186

3572,70

2108,16

Basic Metals & Metal Products

139

496,51

333,89

1,594

25857,02

16132,85

Iron & Steel

66

459,44

270,74

1,135

21534,73

13453,88

Non-Ferrous Metals

23

25,39

22,32

187

2203,59

1332,41

Metal Products

50

11,68

40,82

272

2118,70

1346,57

Engineering

126

118,51

48,71

1,203

12198,43

8499,47

Heavy Engineering

18

4,35

3,82

165

1455,50

1067,14

Light Engineering

60

22,55

14,51

531

4856,34

3457,63

Electrical Machinery & Goods

36

66,92

9,04

336

3716,89

2482,31

Electronic Machinery & Goods

12

24,69

21,33

171

2169,71

1492,39

Vehicles, Vehicle Parts & Transport Equipments

58

117,62

67,01

432

6191,92

4137,14

Other Industries

319

76,87

51,79

519

5642,48

3933,15

Electricity, Gas & Water

28

860,65

720,41

250

20454,13

14976,06

Electricity Generation & Transmission

23

860,22

720,11

207

19457,12

14318,76

Non-Conventional Energy

-

-

-

10

533,76

258,81

Gas, Steam & Water Supply

5

42

31

33

463,26

398,50

Construction

1,350

791,78

600,66

1,970

22003,15

16594,38

III.

TRANSPORT OPERATORS

496

39,15

23,67

316

8030,53

5733,92

IV.

PROFESSIONAL AND OTHER SERVICES

829

773,91

492,55

741

9800,54

6865,37

V.

PERSONAL LOANS

-

-

-

-

-

-

Loans for Purchase of Consumer Durables

-

-

-

-

-

-

Loans for Housing

-

-

-

-

-

-

Rest of the Personal Loans

-

-

-

-

-

-

VI.

TRADE

3,772

1396,56

1065,32

1,416

22384,02

18848,96

Wholesale Trade

1,289

791,78

558,28

619

19924,52

17284,72

Retail Trade

2,483

604,78

507,04

797

2459,49

1564,25

VII.

FINANCE

2,717

69913,70

45597,60

210

13539,73

9939,67

VIII.

ALL OTHERS

10,092

1476,28

1403,42

3,160

3863,75

3061,95

TOTAL BANK CREDIT

32,979

82305,20

55308,98

18,319

247229,55

176510,08

OCCUPATION

CO-OPERATIVE SECTOR

PRIVATE FINANCIAL
CORPORATIONS

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

19

20

21

22

23

24

I.

AGRICULTURE

1,06,677

36761,68

26523,10

4,691

4999,77

3692,67

Direct Finance

63,565

24370,06

17361,74

845

337,51

292,99

Indirect Finance

43,112

12391,63

9161,36

3,846

4662,26

3399,69

II.

INDUSTRY

1,291

4334,52

3340,24

5,412

15807,01

12162,71

Mining & Quarrying

30

13,90

8,65

91

89,74

76,73

Food Manufacturing & Processing

236

1578,03

1297,03

593

844,42

648,21

Rice Mills, Flour & Dal Mills

34

28,57

22,28

114

142,75

116,29

Sugar

63

503,05

429,07

15

270,31

102,92

Edible Oils & Vanaspati

14

64,52

56,25

46

104,53

117,83

Tea Processing

3

3,00

3,00

73

64,50

47,63

Processing of Fruits & Vegetables

5

9,63

7,71

15

9,60

6,97

Others

117

969,25

778,71

330

252,72

256,56

Beverage & Tobacco

9

9,91

7,98

36

103,90

96,04

Textiles

201

894,07

582,60

672

1751,58

1438,63

Cotton Textiles

117

690,52

460,28

307

1108,53

900,95

Jute & Other Natural Fibre Textiles

1

9,90

9,34

10

5,30

2,36

Handloom Textiles & Khadi

31

5,40

4,67

18

5,35

5,05

Other Textiles & Textile Products

52

188,24

108,30

337

632,40

530,28

Paper, Paper Products & Printing

17

194,95

194,90

265

471,24

386,91

Leather & Leather Products

13

7,66

4,54

97

79,38

59,23

Rubber & Plastic Products

37

13,11

11,20

242

298,77

237,94

Chemicals & Chemical Products

72

1044,59

777,25

393

799,94

579,47

Heavy Industrial Chemicals

7

18,80

15,22

94

115,33

96,73

Fertilisers

27

1019,77

758,82

15

19,92

18,35

Drugs & Pharmaceuticals

3

41

43

105

417,48

269,73

Non-Edible Oils

1

3

3

12

47,31

22,45

Other Chemicals & Chemical Products

34

5,59

2,76

167

199,91

172,22

Petroleum, Coal Products & Nuclear Fuels

-

-

-

24

185,28

119,86

Manufacture of Cement & Cement Products

105

15,99

14,06

65

244,51

159,12

Basic Metals & Metal Products

17

5,09

90

457

1936,76

1638,52

Iron & Steel

9

4,61

54

256

1150,16

925,86

Non-Ferrous Metals

1

5

5

62

160,62

148,31

Metal Products

7

44

32

139

625,97

564,36

Engineering

77

23,39

18,72

580

1175,38

814,32

Heavy Engineering

56

7,11

4,15

92

158,30

117,22

Light Engineering

14

12,48

11,44

260

561,66

429,84

Electrical Machinery & Goods

3

3,09

2,41

169

310,93

163,99

Electronic Machinery & Goods

4

71

72

59

144,49

103,27

Vehicles, Vehicle Parts & Transport Equipments

7

13,14

5,76

110

332,56

198,84

Other Industries

80

10,84

8,49

502

1520,12

1306,25

Electricity, Gas & Water

13

119,18

111,81

59

936,63

764,88

Electricity Generation & Transmission

6

104,66

102,67

36

831,39

687,28

Non-Conventional Energy

3

8,88

9,11

10

101,54

75,70

Gas, Steam & Water Supply

4

5,64

3

13

3,70

1,91

Construction

377

390,69

296,35

1,226

5036,80

3637,76

III.

TRANSPORT OPERATORS

37

1,82

1,06

101

709,81

633,88

IV.

PROFESSIONAL AND OTHER SERVICES

1,361

553,26

337,85

952

3390,10

2676,25

V.

PERSONAL LOANS

1,31,290

79497,60

66497,55

-

-

-

Loans for Purchase of Consumer Durables

-

-

-

-

-

-

Loans for Housing

1,31,290

79497,60

66497,55

-

-

-

Rest of the Personal Loans

-

-

-

-

-

-

VI.

TRADE

58,214

11284,32

8040,19

2,546

3018,36

2110,84

Wholesale Trade

217

291,52

135,45

887

844,74

645,10

Retail Trade

57,997

10992,79

7904,74

1,659

2173,62

1465,73

VII.

FINANCE

578

6528,81

5080,09

3,020

73982,68

63868,32

VIII.

ALL OTHERS

478

433,07

261,76

3,485

1721,47

1180,12

TOTAL BANK CREDIT

2,99,926

139395,09

110081,84

20,207

103629,20

86324,79

TABLE NO. 5.2 – ORGANISATION–WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION MARCH 2008

OCCUPATION

PRIVATE NON-FINANCIAL
CORPORATIONS

HOUSEHOLD SECTOR
INDIVIDUALS

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

25

26

27

28

29

30

I.

AGRICULTURE

10,523

17658,85

14024,63

16,84,631

66347,48

59452,49

Direct Finance

4,510

5035,70

4054,32

16,57,226

64247,37

57740,41

Indirect Finance

6,013

12623,15

9970,31

27,405

2100,11

1712,08

II.

INDUSTRY

1,74,524

791544,03

549281,51

2,85,414

54119,93

43175,77

Mining & Quarrying

2,880

24651,75

17919,33

6,290

302,66

258,07

Food Manufacturing & Processing

11,683

45024,65

31665,48

18,968

3314,71

2597,10

Rice Mills, Flour & Dal Mills

2,298

7168,99

5423,36

7,398

1393,20

1067,22

Sugar

1,002

12201,31

9331,23

205

115,85

82,64

Edible Oils & Vanaspati

1,447

6222,28

4553,30

1,170

292,91

217,43

Tea Processing

887

3198,90

2363,97

149

72,44

51,75

Processing of Fruits & Vegetables

860

1118,29

790,67

991

177,03

145,99

Others

5,189

15114,89

9202,95

9,055

1263,28

1032,07

Beverage & Tobacco

1,646

10305,40

7119,30

1,609

337,96

274,70

Textiles

27,229

94058,39

66711,40

16,109

3015,20

2280,26

Cotton Textiles

11,112

47100,69

33754,08

5,495

1217,12

908,13

Jute & Other Natural Fibre Textiles

519

1196,66

806,59

343

74,86

56,64

Handloom Textiles & Khadi

575

882,45

649,45

1,924

439,04

363,44

Other Textiles & Textile Products

15,023

44878,59

31501,28

8,347

1284,17

952,06

Paper, Paper Products & Printing

5,812

14966,37

10885,26

3,620

702,11

554,00

Leather & Leather Products

2,800

4305,04

3187,96

1,570

204,20

150,43

Rubber & Plastic Products

9,405

15098,39

10151,43

2,666

429,60

319,12

Chemicals & Chemical Products

16,221

66882,56

44133,52

3,951

829,99

674,23

Heavy Industrial Chemicals

3,897

15334,81

10577,64

-

-

-

Fertilisers

546

5996,21

4144,29

-

-

-

Drugs & Pharmaceuticals

5,118

24107,08

15707,09

689

260,47

214,07

Non-Edible Oils

218

962,42

587,78

176

33,76

26,56

Other Chemicals & Chemical Products

6,442

20482,03

13116,72

3,086

535,76

433,60

Petroleum, Coal Products & Nuclear Fuels

1,153

22321,76

17085,60

524

68,38

50,58

Manufacture of Cement & Cement Products

1,552

14288,88

10314,82

4,667

762,72

575,63

Basic Metals & Metal Products

20,034

116715,40

81210,29

5,840

1309,66

922,91

Iron & Steel

11,469

86258,85

59860,10

473

155,24

139,53

Non-Ferrous Metals

2,411

12013,23

9440,40

173

233,68

143,37

Metal Products

6,154

18443,31

11909,79

5,194

920,74

640,01

Engineering

21,691

63545,06

43407,77

12,554

6278,56

5307,86

Heavy Engineering

3,759

11948,19

7688,89

5,445

520,81

468,53

Light Engineering

9,102

21366,71

15229,77

4,853

5191,08

4462,23

Electrical Machinery & Goods

6,184

17391,17

11743,80

1,613

396,55

260,10

Electronic Machinery & Goods

2,646

12839,00

8745,31

643

170,12

116,99

Vehicles, Vehicle Parts & Transport Equipments

8,498

61596,80

26848,95

2,922

215,78

173,42

Other Industries

12,986

57755,78

41691,64

69,744

6256,31

5214,63

Electricity, Gas & Water

2,175

51567,94

37694,97

725

135,06

108,25

Electricity Generation & Transmission

1,391

45137,56

33340,43

-

-

-

Non-Conventional Energy

267

2692,16

2104,84

310

76,26

56,01

Gas, Steam & Water Supply

517

3738,22

2249,69

415

58,80

52,23

Construction

28,759

128459,86

99253,78

1,33,655

29957,03

23714,58

III.

TRANSPORT OPERATORS

17,435

16261,42

13559,67

2,21,517

13091,47

10863,26

IV.

PROFESSIONAL AND OTHER SERVICES

43,991

119748,58

89819,93

3,16,599

30211,75

23920,86

V.

PERSONAL LOANS

-

-

-

72,44,199

386455,83

298874,81

Loans for Purchase of Consumer Durables

-

-

-

62,712

2620,21

2333,97

Loans for Housing

-

-

-

29,64,482

189505,87

163101,70

Rest of the Personal Loans

-

-

-

42,17,005

194329,75

133439,14

VI.

TRADE

55,482

78843,77

47969,72

2,61,504

22024,46

17791,43

Wholesale Trade

21,014

38823,43

25608,74

24,734

2793,32

2317,14

Retail Trade

34,468

40020,33

22360,98

2,36,770

19231,14

15474,29

VII.

FINANCE

2,488

41574,62

30634,02

7,082

2979,00

2475,13

VIII.

ALL OTHERS

65,627

41411,46

27869,67

1,58,184

26623,84

20288,00

TOTAL BANK CREDIT

3,70,070

1107042,73

773159,14

101,79,130

601853,76

476841,74

TABLE NO. 5.2 – ORGANISATION–WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION MARCH 2008

OCCUPATION

HOUSEHOLD SECTOR
OTHERS

TOTAL

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

31

32

33

34

35

36

I.

AGRICULTURE

1,06,760

26808,43

20417,57

19,96,418

183945,22

150802,79

Direct Finance

68,370

10268,69

7719,41

18,54,015

109843,84

91429,38

Indirect Finance

38,390

16539,75

12698,16

1,42,403

74101,39

59373,41

II.

INDUSTRY

3,58,006

175021,51

128791,90

8,52,932

1295500,88

916982,94

Mining & Quarrying

13,146

6490,40

4551,53

23,189

43415,50

30363,11

Food Manufacturing & Processing

44,766

18635,87

13696,01

79,296

79815,18

57341,99

Rice Mills, Flour & Dal Mills

20,835

8498,78

6458,46

31,472

17796,18

13457,11

Sugar

505

982,50

705,90

2,084

19501,45

14698,48

Edible Oils & Vanaspati

3,608

1826,13

1363,45

6,552

9820,41

7251,94

Tea Processing

499

450,73

320,78

1,705

4047,37

2961,46

Processing of Fruits & Vegetables

1,432

344,60

239,69

3,442

1765,19

1265,66

Others

17,887

6533,13

4607,73

34,041

26884,58

17707,33

Beverage & Tobacco

3,231

1270,72

927,42

6,745

12889,39

9000,80

Textiles

61,840

28901,12

21135,62

1,11,283

151800,49

106222,99

Cotton Textiles

16,242

9680,84

6852,56

35,578

70982,09

49281,50

Jute & Other Natural Fibre Textiles

1,025

258,75

185,72

2,023

2099,61

1205,40

Handloom Textiles & Khadi

4,373

1136,86

808,11

7,526

3037,88

2170,79

Other Textiles & Textile Products

40,200

17824,67

13289,23

66,156

75680,91

53565,29

Paper, Paper Products & Printing

15,414

4242,22

3378,79

25,968

23505,77

17475,07

Leather & Leather Products

5,825

5900,24

4738,05

10,820

11280,12

8714,86

Rubber & Plastic Products

17,882

4626,28

3475,48

30,922

24558,74

17082,11

Chemicals & Chemical Products

19,625

8389,60

5858,62

42,241

96474,99

65512,66

Heavy Industrial Chemicals

3,720

1564,64

1072,08

8,164

22616,39

15907,45

Fertilisers

465

321,56

263,61

1,220

10115,67

7201,21

Drugs & Pharmaceuticals

2,931

2211,77

1441,60

9,371

31391,10

20756,94

Non-Edible Oils

800

362,90

262,79

1,246

1706,08

1068,63

Other Chemicals & Chemical Products

11,709

3928,73

2818,54

22,240

30645,75

20578,43

Petroleum, Coal Products & Nuclear Fuels

1,623

2599,66

1895,01

3,710

56730,04

42629,06

Manufacture of Cement & Cement Products

6,702

1248,57

1034,22

13,448

20201,18

14241,33

Basic Metals & Metal Products

29,829

19260,89

13180,79

58,320

166724,91

114109,65

Iron & Steel

11,549

9469,19

6852,05

25,092

119431,19

81852,10

Non-Ferrous Metals

4,370

5518,34

3023,45

7,270

20776,50

14336,68

Metal Products

13,910

4273,36

3305,29

25,958

26517,21

17920,87

Engineering

39,974

11735,04

8877,79

76,743

96317,30

67866,51

Heavy Engineering

8,091

2258,84

1489,75

17,745

16647,18

10986,96

Light Engineering

20,890

5014,16

3848,12

35,921

37402,58

27784,70

Electrical Machinery & Goods

8,249

2759,95

1979,15

16,749

25042,72

16908,33

Electronic Machinery & Goods

2,744

1702,09

1560,77

6,328

17224,83

12186,52

Vehicles, Vehicle Parts & Transport Equipments

8,011

3847,15

2977,10

20,159

73781,54

35193,16

Other Industries

44,093

22057,19

15282,11

1,29,515

96667,18

70322,90

Electricity, Gas & Water

3,181

6196,08

5148,65

6,923

107706,50

80749,36

Electricity Generation & Transmission

1,918

5047,60

4290,82

4,004

96231,48

72828,49

Non-Conventional Energy

344

612,00

460,47

960

5329,63

3825,44

Gas, Steam & Water Supply

919

536,48

397,37

1,959

6145,39

4095,42

Construction

42,864

29620,47

22634,71

2,13,650

233632,03

180157,38

III.

TRANSPORT OPERATORS

1,08,212

10377,75

7420,57

3,49,907

54366,66

42593,81

IV.

PROFESSIONAL AND OTHER SERVICES

1,80,141

44691,70

34487,04

5,53,869

220768,11

167908,23

V.

PERSONAL LOANS

-

-

-

73,75,489

465953,43

365372,36

Loans for Purchase of Consumer Durables

-

-

-

62,712

2620,21

2333,97

Loans for Housing

-

-

-

30,95,772

269003,47

229599,25

Rest of the Personal Loans

-

-

-

42,17,005

194329,75

133439,14

VI.

TRADE

4,65,142

86912,03

64573,82

8,56,171

260540,32

190578,72

Wholesale Trade

84,398

36437,66

26749,16

1,35,194

132029,69

102250,50

Retail Trade

3,80,744

50474,37

37824,67

7,20,977

128510,63

88328,22

VII.

FINANCE

4,627

4090,25

2853,59

26,462

227532,93

169764,09

VIII.

ALL OTHERS

1,64,616

24424,09

17635,26

4,24,546

112108,20

81981,71

TOTAL BANK CREDIT

13,87,504

372325,76

276179,77

124,35,794

2820715,74

2085984,67