Table No.5.2 - Organisation-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March 1997 (Part 1 of 3) - আরবিআই - Reserve Bank of India
Table No.5.2 - Organisation-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March 1997 (Part 1 of 3)
| | | | | | (Amount in Rupees Lakh) | ||||
CENTRAL GOVERNMENT | STATE GOVERNMENT | |||||||||
OWNED UNDERTAKINGS | | |||||||||
OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | ||||
Accounts | Limit | Out- | Accounts | Limit | Out- | |||||
| | standing | | | standing | |||||
| | 1 | 2 | 3 | 4 | 5 | 6 | |||
I. | AGRICULTURE | 3,072 | 536,49 | 485,62 | 515 | 184,26 | 138,09 | |||
1. | Direct Finance | 2,302 | 37,46 | 31,87 | 98 | 30,22 | 28,64 | |||
2. | Indirect Finance | 770 | 499,03 | 453,75 | 417 | 154,04 | 109,45 | |||
II. | INDUSTRY | 4,888 | 12477,65 | 9426,62 | 507 | 841,67 | 604,08 | |||
1. | Mining & Quarrying | 341 | 2924,40 | 1830,03 | 26 | 10,15 | 5,51 | |||
2. | Food Manufacturing and Processing | 694 | 128,21 | 53,07 | 70 | 8,59 | 7,57 | |||
(a) | Rice Mills, Flour and Dal Mills | 294 | 9,87 | 4,89 | 22 | 13 | 13 | |||
(b) | Sugar | 7 | 12,02 | 10,39 | 3 | 7,67 | 6,65 | |||
(c) | Edible Oils and Vanaspati | 127 | 3,59 | 2,71 | 6 | 3 | 3 | |||
(d) | Tea Processing | 8 | 12,06 | 11,92 | - | - | - | |||
(e) | Processing of Fruits & Vegetables | 27 | 64 | 54 | 2 | 7 | 5 | |||
(f) | Others | 231 | 90,03 | 22,62 | 37 | 70 | 70 | |||
3. | Beverage and Tobacco | 22 | 7,59 | 6,43 | - | - | - | |||
4. | Textiles | 527 | 231,99 | 221,57 | 57 | 32,03 | 23,41 | |||
(a) | Cotton Textiles | 209 | 140,95 | 125,41 | 18 | 30,36 | 22,51 | |||
(b) | Jute Textiles | 10 | 3,21 | 1,99 | 2 | 1 | - | |||
(c) | Handloom Textiles & Khadi | 43 | 10,98 | 6,84 | 2 | 52 | 1 | |||
(d) | Other Textiles | 265 | 76,84 | 87,33 | 35 | 1,15 | 89 | |||
5. | Paper, Paper Products and Printing | 143 | 31,93 | 8,36 | 12 | 7,12 | 2,65 | |||
6. | Leather and Leather Products | 75 | 5,79 | 5,14 | 8 | 2,62 | 2,58 | |||
7. | Rubber and Rubber Products | 34 | 49,26 | 61,66 | 12 | 10,75 | 9,40 | |||
8. | Chemicals and Chemical Products | 319 | 1225,61 | 947,17 | 36 | 169,14 | 130,10 | |||
(a) | Heavy Industrial Chemicals | 21 | 51,83 | 32,36 | 11 | 115,88 | 82,61 | |||
(b) | Fertilizers | 103 | 721,65 | 458,02 | 10 | 36,38 | 34,40 | |||
(c) | Drugs and Pharmaceuticals | 63 | 142,63 | 146,70 | 3 | 8,92 | 9,01 | |||
(d) | Non-Edible Oils | 6 | 4 | 3 | - | - | - | |||
(e) | Other Chemicals & Chemical Products | 126 | 309,46 | 310,05 | 12 | 7,96 | 4,07 | |||
9. | Petroleum, Coal Products & Nuclear Fuels | 121 | 1374,84 | 1228,72 | 1 | 4 | 4 | |||
10. | Manufacture of Cement & Cement Products | 75 | 51,05 | 56,20 | 11 | 3,26 | 43 | |||
11. | Basic Metals & Metal Products | 515 | 2596,55 | 2131,31 | 26 | 20,73 | 17,76 | |||
(a) | Iron and Steel | 333 | 2416,83 | 1997,56 | 12 | 15,74 | 14,19 | |||
(b) | Non-Ferrous Metals | 26 | 43,17 | 30,31 | 3 | 20 | 21 | |||
(c) | Other Metal Products | 156 | 136,55 | 103,45 | 11 | 4,79 | 3,36 | |||
12. | Engineering | 683 | 2187,35 | 1692,65 | 39 | 137,93 | 111,75 | |||
(a) | Heavy Engineering | 257 | 829,07 | 611,26 | 3 | 50,01 | 36,50 | |||
(b) | Light Engineering | 178 | 648,68 | 572,78 | 16 | 65,88 | 60,83 | |||
(c) | Electrical Machinery & Goods | 135 | 456,76 | 269,64 | 11 | 12,20 | 12,18 | |||
(d) | Electronic Machinery & Goods | 113 | 252,84 | 238,97 | 9 | 9,85 | 2,24 | |||
13. | Vehicles, Vehicle Parts & Transport Equipments | 205 | 315,74 | 188,60 | 37 | 40 | 27 | |||
14. | Other Industries | 987 | 487,91 | 401,93 | 80 | 28,51 | 30,78 | |||
15. | Electricity, Gas & Water | 58 | 718,17 | 485,08 | 72 | 370,47 | 220,12 | |||
(a) | Electricity Generation & Transmission | 52 | 716,91 | 483,97 | 72 | 370,47 | 220,12 | |||
(b) | Non-Conventional Energy | 1 | 1 | - | - | - | - | |||
(c) | Gas, Steam & Water Supply | 5 | 1,24 | 1,11 | - | - | - | |||
16. | Construction | 89 | 141,29 | 108,69 | 20 | 39,92 | 41,71 | |||
III. | TRANSPORT OPERATORS | 910 | 135,09 | 121,07 | 41 | 16,22 | 15,71 | |||
IV. | PROFESSIONAL AND OTHER SERVICES | 648 | 170,49 | 47,65 | 62 | 6,85 | 5,17 | |||
V. | PERSONAL LOANS | 13 | 4,80 | 5,96 | - | - | - | |||
1. | Loans for Purchase of Consumer Durables | - | - | - | - | - | - | |||
2. | Loans for Housing | - | - | - | - | - | - | |||
3. | Rest of the Personal Loans | 13 | 4,80 | 5,96 | - | - | - | |||
VI. | TRADE | 4,848 | 8178,48 | 7257,38 | 163 | 485,39 | 460,44 | |||
1. | Wholesale Trade | 708 | 8076,99 | 7192,41 | 28 | 471,63 | 453,17 | |||
2. | Retail Trade | 4,140 | 101,49 | 64,98 | 135 | 13,76 | 7,28 | |||
VII. | FINANCE | 3,299 | 1512,01 | 1152,45 | 47 | 114,54 | 95,57 | |||
VIII. | ALL OTHERS | 255 | 1556,39 | 1237,43 | 96 | 156,97 | 130,34 | |||
TOTAL BANK CREDIT | 17,933 | 24571,42 | 19734,19 | 1,431 | 1805,90 | 1449,41 | ||||
OF WHICH : | 1. Artisans & Village Industries | 144 | 2,27 | 2,64 | 22 | 16 | 14 | |||
| 2. Other Small Scale Industries | 1,310 | 87,08 | 68,98 | 89 | 5,20 | 5,40 |
| | | | | | (Amount in Rupees Lakh) | ||||
STATE GOVERNMENT | QUASI GOVERNMENT BODIES | |||||||||
OWNED UNDERTAKINGS | | |||||||||
OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | ||||
Accounts | Limit | Out- | Accounts | Limit | Out- | |||||
| | standing | | | standing | |||||
| | | 7 | 8 | 9 | 10 | 11 | 12 | ||
I. | AGRICULTURE | 1,247 | 774,55 | 556,47 | 2,321 | 1101,60 | 739,61 | |||
1. | Direct Finance | 151 | 153,45 | 131,52 | 160 | 100,15 | 90,64 | |||
2. | Indirect Finance | 1,096 | 621,10 | 424,96 | 2,161 | 1001,45 | 648,97 | |||
II. | INDUSTRY | 2,859 | 1973,36 | 1619,88 | 807 | 1446,98 | 1034,46 | |||
1. | Mining & Quarrying | 109 | 112,51 | 94,94 | 104 | 49,18 | 37,86 | |||
2. | Food Manufacturing and Processing | 178 | 172,23 | 149,34 | 58 | 10,82 | 9,62 | |||
(a) | Rice Mills, Flour and Dal Mills | 37 | 2,20 | 1,14 | 24 | 1,76 | 1,61 | |||
(b) | Sugar | 66 | 86,74 | 75,98 | 2 | 28 | 31 | |||
(c) | Edible Oils and Vanaspati | 11 | 9,04 | 9,71 | 9 | 4,64 | 4,87 | |||
(d) | Tea Processing | 12 | 9,93 | 8,80 | - | - | - | |||
(e) | Processing of Fruits & Vegetables | 9 | 3,92 | 3,74 | - | - | - | |||
(f) | Others | 43 | 60,40 | 49,97 | 23 | 4,14 | 2,83 | |||
3. | Beverage and Tobacco | 2 | 14 | 44 | 1 | 21 | 1 | |||
4. | Textiles | 265 | 149,92 | 127,46 | 68 | 12,26 | 11,54 | |||
(a) | Cotton Textiles | 73 | 79,54 | 64,77 | 15 | 4,53 | 4,72 | |||
(b) | Jute Textiles | 13 | 4,58 | 5,24 | - | - | - | |||
(c) | Handloom Textiles & Khadi | 48 | 23,25 | 21,12 | 36 | 5,23 | 4,04 | |||
(d) | Other Textiles | 131 | 42,55 | 36,32 | 17 | 2,50 | 2,79 | |||
5. | Paper, Paper Products and Printing | 51 | 48,30 | 35,63 | 7 | 18,04 | 20,01 | |||
6. | Leather and Leather Products | 8 | 4,71 | 69 | 7 | 5 | 3 | |||
7. | Rubber and Rubber Products | 31 | 16,47 | 12,42 | 3 | 8 | 7 | |||
8. | Chemicals and Chemical Products | 250 | 304,91 | 216,84 | 20 | 175,83 | 36,42 | |||
(a) | Heavy Industrial Chemicals | 55 | 28,72 | 25,64 | 1 | 4 | 4 | |||
(b) | Fertilizers | 38 | 214,76 | 146,95 | 14 | 171,95 | 35,61 | |||
(c) | Drugs and Pharmaceuticals | 96 | 18,55 | 12,40 | - | - | - | |||
(d) | Non-Edible Oils | 5 | 62 | 57 | - | - | - | |||
(e) | Other Chemicals & Chemical Products | 56 | 42,25 | 31,28 | 5 | 3,83 | 77 | |||
9. | Petroleum, Coal Products & Nuclear Fuels | 146 | 4,47 | 3,29 | 2 | 55 | 55 | |||
10. | Manufacture of Cement & Cement Products | 52 | 66,59 | 54,38 | 3 | 58 | 61 | |||
11. | Basic Metals & Metal Products | 152 | 79,06 | 65,03 | 7 | 70 | 71 | |||
(a) | Iron and Steel | 87 | 74,99 | 61,72 | 3 | 43 | 44 | |||
(b) | Non-Ferrous Metals | 4 | 51 | 9 | - | - | - | |||
(c) | Other Metal Products | 61 | 3,56 | 3,22 | 4 | 27 | 26 | |||
12. | Engineering | 390 | 464,74 | 416,45 | 16 | 22,50 | 14,66 | |||
(a) | Heavy Engineering | 99 | 12,85 | 12,96 | 3 | 25 | 31 | |||
(b) | Light Engineering | 76 | 44,90 | 49,84 | 3 | 9 | 8 | |||
(c) | Electrical Machinery & Goods | 99 | 206,69 | 161,60 | 1 | 3,88 | 3,93 | |||
(d) | Electronic Machinery & Goods | 116 | 200,30 | 192,05 | 9 | 18,27 | 10,33 | |||
13. | Vehicles, Vehicle Parts & Transport Equipments | 98 | 20,23 | 11,19 | 8 | 191,82 | 206,22 | |||
14. | Other Industries | 963 | 132,45 | 104,78 | 72 | 28,83 | 27,20 | |||
15. | Electricity, Gas & Water | 136 | 348,37 | 293,49 | 400 | 874,37 | 622,08 | |||
(a) | Electricity Generation & Transmission | 127 | 340,31 | 289,48 | 399 | 874,20 | 622,06 | |||
(b) | Non-Conventional Energy | - | - | - | - | - | - | |||
(c) | Gas, Steam & Water Supply | 9 | 8,06 | 4,01 | 1 | 18 | 2 | |||
16. | Construction | 28 | 48,27 | 33,52 | 31 | 61,17 | 46,90 | |||
III. | TRANSPORT OPERATORS | 161 | 147,63 | 128,20 | 63 | 17,36 | 12,33 | |||
IV. | PROFESSIONAL AND OTHER SERVICES | 86 | 30,23 | 27,05 | 239 | 100,01 | 84,34 | |||
V. | PERSONAL LOANS | - | - | - | - | - | - | |||
1. | Loans for Purchase of Consumer Durables | - | - | - | - | - | - | |||
2. | Loans for Housing | - | - | - | - | - | - | |||
3. | Rest of the Personal Loans | - | - | - | - | - | - | |||
VI. | TRADE | 350 | 761,85 | 623,74 | 228 | 71,93 | 62,48 | |||
1. | Wholesale Trade | 141 | 748,65 | 615,11 | 77 | 64,23 | 58,07 | |||
2. | Retail Trade | 209 | 13,21 | 8,62 | 151 | 7,70 | 4,41 | |||
VII. | FINANCE | 324 | 734,37 | 581,79 | 62 | 148,57 | 154,14 | |||
VIII. | ALL OTHERS | 358 | 383,45 | 272,71 | 500 | 768,75 | 587,97 | |||
TOTAL BANK CREDIT | 5,385 | 4805,45 | 3809,84 | 4,220 | 3655,20 | 2675,33 | ||||
OF WHICH : | 1. Artisans & Village Industries | 189 | 3,70 | 3,28 | 100 | 99 | 93 | |||
| 2. Other Small Scale Industries | 268 | 96,55 | 72,04 | 102 | 6,91 | 6,56 |
See Notes on Tables. |