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Table No.5.3 - Interest Rate Range-Wise Classification of Outstanding Loans and Advances of Scheduled Commercial Banks According to Occupation (Part 1 of 2)

(Amount in Rupees Lakh)

(Amount in Rupees Lakh)

OCCUPATION

LESS THAN 6%

6% AND ABOVE BUT

10% AND ABOVE BUT LESS

LESS THAN 10%

THAN 12%

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

96

31,20

29,43

38,556

4430,66

2723,80

2,22,559

14434,98

11653,52

1. Direct Finance

56

2,63

2,64

34,726

2378,25

1539,52

2,06,386

8371,99

6942,65

2. Indirect Finance

40

28,56

26,79

3,830

2052,40

1184,29

16,173

6062,98

4710,87

II.

INDUSTRY

93

110,68

99,65

38,954

18441,58

13544,63

1,12,083

75342,54

50672,09

1. Mining & Quarrying

-

-

-

606

598,97

498,10

3,094

2636,42

1431,39

2. Food Manufacturing & Processing

-

-

-

1,584

1921,08

1325,77

14,953

8727,75

5682,94

(a) Rice Mills, Flour & Dal Mills

-

-

-

678

616,78

470,32

7,062

2375,47

1666,46

(b) Sugar

-

-

-

12

121,13

18,91

242

1998,31

1157,06

(c) Edible Oils & Vanaspati

-

-

-

107

198,30

129,22

1,213

691,83

528,66

(d) Tea Processing

-

-

-

59

59,09

47,37

439

810,86

558,35

(e) Processing of Fruits & Vegetables

-

-

-

64

51,42

42,57

325

82,15

58,77

(f) Others

-

-

-

664

874,36

617,38

5,672

2769,14

1713,63

3. Beverage & Tobacco

-

-

-

74

276,27

196,51

786

830,66

641,10

4. Textiles

5

13,51

7,50

3,936

4280,40

2945,53

17,423

9994,23

6978,64

(a) Cotton Textiles

2

7,50

7,50

899

1520,73

954,09

5,354

4129,94

2962,27

(b) Jute & Other Natural Fibre Textiles

-

-

-

69

62,59

46,60

380

239,95

108,20

(c) Handloom Textiles & Khadi

3

6,01

-

174

108,74

102,57

1,532

385,48

266,67

(d) Other Textiles & Textile Products

-

-

-

2,794

2588,35

1842,26

10,157

5238,86

3641,51

5. Paper, Paper Products & Printing

1

20,74

16,59

338

236,63

190,66

4,933

2096,38

1370,30

6. Leather & Leather Products

-

-

-

649

670,65

533,41

1,319

470,42

389,06

7. Rubber & Plastic Products

4

26,00

26,00

447

367,13

305,54

5,451

1744,76

1291,72

8. Chemicals & Chemical Products

1

4,95

4,95

940

1847,53

1272,06

7,180

7555,26

5026,56

(a) Heavy Industrial Chemicals

1

4,95

4,95

195

518,69

296,06

1,044

1967,21

1205,29

(b) Fertilisers

-

-

-

21

130,53

107,73

252

1498,27

985,26

(c) Drugs & Pharmaceuticals

-

-

-

240

636,57

499,88

1,582

1674,24

1209,84

(d) Non-Edible Oils

-

-

-

21

48,80

38,90

159

62,99

48,88

(e) Other Chemicals & Chemical Products

-

-

-

463

512,95

329,49

4,143

2352,54

1577,28

9. Petroleum, Coal Products & Nuclear Fuels

-

-

-

35

33,62

29,41

395

1899,76

794,07

10. Manufacture of Cement & Cement Products

-

-

-

98

97,08

76,05

1,426

810,72

598,93

11. Basic Metals & Metal Products

-

-

-

1,286

1029,47

825,26

10,371

7516,15

4812,23

(a) Iron & Steel

-

-

-

350

456,66

334,01

3,603

4734,98

3003,06

(b) Non-Ferrous Metals

-

-

-

170

301,65

276,42

1,255

1005,62

512,55

(c) Metal Products

-

-

-

766

271,16

214,83

5,513

1775,55

1296,61

12. Engineering

-

-

-

1,152

767,55

490,17

11,196

6489,34

3979,66

(a) Heavy Engineering

-

-

-

281

119,51

90,71

2,534

1273,15

938,16

(b) Light Engineering

-

-

-

483

348,42

195,13

4,692

1883,72

1207,36

(c) Electrical Machinery & Goods

-

-

-

269

207,76

139,72

2,888

2547,44

1283,67

(d) Electronic Machinery & Goods

-

-

-

119

91,87

64,61

1,082

785,03

550,47

13. Vehicles, Vehicle Parts & Transport Equipments

-

-

-

417

421,36

323,12

3,230

2767,11

1458,89

14. Other Industries

45

21,05

20,25

3,397

2886,88

1912,92

14,900

7818,91

5812,20

15. Electricity, Gas & Water

4

5,36

5,36

115

763,17

652,28

804

5178,85

4024,25

(a) Electricity Generation & Transmission

4

5,36

5,36

53

641,90

583,90

382

4640,55

3593,28

(b) Non-Conventional Energy

-

-

-

23

17,85

17,68

97

96,74

89,02

(c) Gas, Steam & Water Supply

-

-

-

39

103,42

50,69

325

441,56

341,95

16. Construction

33

19,07

19,00

23,880

2243,77

1967,85

14,622

8805,81

6380,14

III.

TRANSPORT OPERATORS

2

5

5

1,672

252,44

187,11

14,446

2105,25

1665,98

IV.

PROFESSIONAL AND OTHER SERVICES

16

25,31

22,98

10,994

2368,47

1848,67

36,436

9947,27

8244,43

V.

PERSONAL LOANS

61,920

2488,98

2414,03

5,41,842

29649,43

26320,43

3,50,303

16375,22

13855,51

1. Loans for Purchase of Consumer Durables

-

-

-

-

-

-

132

4,55

4,29

2. Loans for Housing

57,266

2336,55

2267,28

5,31,808

29319,41

26040,38

2,12,874

11564,77

10411,32

3. Rest of the Personal Loans

4,654

152,42

146,75

10,034

330,02

280,05

1,37,297

4805,89

3439,90

VI.

TRADE

14

5,88

5,27

12,974

51576,78

39434,42

86,757

11100,05

8067,00

1. Wholesale Trade

10

2,94

2,94

3,932

49943,22

38400,69

23,124

4234,55

3016,80

2. Retail Trade

4

2,94

2,33

9,042

1633,56

1033,73

63,633

6865,50

5050,20

VII.

FINANCE

47

3,13

3,19

1,529

3609,00

3009,04

3,186

8481,33

5786,17

VIII.

ALL OTHERS

44

36,91

34,11

23,075

2825,29

2145,80

59,976

8852,84

6277,93

TOTAL LOANS AND ADVANCES

62,232

2702,13

2608,71

6,69,596

113153,65

89213,91

8,85,746

146639,48

106222,64

OF WHICH : 1. Artisans and Village & Tiny Industries

44

2,05

1,25

2,008

196,00

155,51

12,601

1268,66

974,02

2. Other Small Scale Industries

3

6,01

-

5,773

3795,68

2685,72

52,372

9823,53

7318,69

 

(Amount in Rupees Lakh)

OCCUPATION

12% AND ABOVE BUT LESS

13% AND ABOVE BUT LESS

14% AND ABOVE BUT LESS

THAN 13%

THAN 14%

THAN 15%

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

1,01,969

8229,00

6556,10

1,18,669

11012,10

9222,62

80,640

7605,65

6424,07

1. Direct Finance

93,126

4831,33

3883,30

1,08,864

4605,54

3952,48

72,323

3332,71

2949,67

2. Indirect Finance

8,843

3397,67

2672,80

9,805

6406,56

5270,14

8,317

4272,94

3474,40

II.

INDUSTRY

69,640

52299,75

35028,53

60,289

66046,83

52692,38

66,984

76118,18

59652,59

1. Mining & Quarrying

1,596

4999,56

752,63

1,749

2655,30

2468,84

1,843

3446,11

3130,34

2. Food Manufacturing & Processing

8,570

5994,02

4117,57

7,224

4137,72

2998,32

6,956

5772,95

4540,90

(a) Rice Mills, Flour & Dal Mills

3,595

1236,70

777,25

3,086

1169,48

703,29

2,900

1043,84

733,24

(b) Sugar

226

2013,09

1254,95

176

1189,65

916,17

256

1514,52

1266,45

(c) Edible Oils & Vanaspati

850

723,43

533,56

730

426,17

345,00

699

536,79

478,73

(d) Tea Processing

497

462,78

354,78

321

377,88

306,72

320

888,46

801,64

(e) Processing of Fruits & Vegetables

231

58,15

45,61

179

64,02

43,30

223

112,32

84,67

(f) Others

3,171

1499,86

1151,43

2,732

910,52

683,84

2,558

1677,02

1176,16

3. Beverage & Tobacco

646

480,25

331,27

654

297,11

227,23

781

1554,88

1372,41

4. Textiles

10,139

6027,11

4540,23

8,723

4551,16

3576,80

10,005

8761,44

7059,34

(a) Cotton Textiles

3,381

2925,86

2328,42

3,188

2241,70

1754,86

3,860

4197,78

3349,80

(b) Jute & Other Natural Fibre Textiles

182

111,19

75,87

165

175,50

162,24

170

217,51

130,29

(c) Handloom Textiles & Khadi

557

89,36

74,90

474

346,79

252,36

402

143,30

131,46

(d) Other Textiles & Textile Products

6,019

2900,70

2061,04

4,896

1787,17

1407,34

5,573

4202,85

3447,79

5. Paper, Paper Products & Printing

3,663

1692,85

1150,02

3,121

1018,23

758,14

3,204

2259,82

1815,53

6. Leather & Leather Products

836

311,06

250,42

807

273,96

192,61

924

534,84

441,60

7. Rubber & Plastic Products

4,000

1677,26

1180,04

3,202

946,63

705,20

2,812

1679,22

1253,08

8. Chemicals & Chemical Products

5,265

5705,68

3860,87

4,026

5361,07

3739,63

4,436

9286,49

7228,99

(a) Heavy Industrial Chemicals

903

1392,08

823,57

720

2130,85

1503,12

797

1747,91

1538,65

(b) Fertilisers

196

1271,72

1022,74

145

1307,82

823,24

202

1899,95

1683,70

(c) Drugs & Pharmaceuticals

1,245

1434,51

937,43

928

844,63

643,03

1,081

2724,19

2026,78

(d) Non-Edible Oils

125

59,16

32,81

103

43,19

35,77

97

86,70

56,08

(e) Other Chemicals & Chemical Products

2,796

1548,20

1044,33

2,130

1034,58

734,46

2,259

2827,74

1923,78

9. Petroleum, Coal Products & Nuclear Fuels

342

778,00

679,95

372

4234,96

3646,57

355

2142,85

1448,21

10. Manufacture of Cement & Cement Products

863

1168,37

1000,01

755

1387,62

1196,16

718

1777,98

1227,47

11. Basic Metals & Metal Products

6,590

6513,89

4688,25

5,480

5990,27

4476,97

5,595

7760,91

6061,00

(a) Iron & Steel

2,464

4075,00

3091,53

1,876

4739,09

3489,78

2,203

4901,85

3878,41

(b) Non-Ferrous Metals

530

580,76

418,52

401

207,27

135,89

477

901,41

635,90

(c) Metal Products

3,596

1858,13

1178,20

3,203

1043,91

851,30

2,915

1957,64

1546,69

12. Engineering

7,958

5183,49

3702,93

6,267

5110,51

3715,33

6,788

8534,45

6478,00

(a) Heavy Engineering

1,902

858,49

647,50

1,418

782,65

543,26

1,573

1865,84

1341,82

(b) Light Engineering

2,857

1367,15

875,03

2,344

966,39

749,97

2,539

2260,91

1753,89

(c) Electrical Machinery & Goods

2,194

1568,80

1095,52

1,748

2317,78

1543,09

1,763

2200,50

1688,02

(d) Electronic Machinery & Goods

1,005

1389,05

1084,88

757

1043,69

879,02

913

2207,21

1694,28

13. Vehicles, Vehicle Parts & Transport Equipments

2,136

1905,93

1358,47

1,444

2415,65

1809,89

1,708

3986,37

3348,10

14. Other Industries

9,810

3091,98

2330,25

9,660

2933,40

2319,44

12,129

8608,99

6075,41

15. Electricity, Gas & Water

565

2375,25

1736,51

668

12447,51

11039,75

539

3653,87

2897,54

(a) Electricity Generation & Transmission

234

2168,04

1579,47

358

12022,29

10721,51

267

3299,66

2652,96

(b) Non-Conventional Energy

86

104,01

94,97

85

61,73

50,53

68

109,68

88,28

(c) Gas, Steam & Water Supply

245

103,20

62,08

225

363,49

267,71

204

244,53

156,30

16. Construction

6,661

4395,07

3349,11

6,137

12285,73

9821,51

8,191

6357,01

5274,67

III.

TRANSPORT OPERATORS

13,060

1526,75

1166,97

14,407

2858,80

1960,12

11,251

2207,56

1807,13

IV.

PROFESSIONAL AND OTHER SERVICES

27,972

6364,20

4946,72

18,119

6216,68

5345,18

19,123

11520,78

8537,70

V.

PERSONAL LOANS

1,91,941

9543,70

7570,02

1,19,075

5572,44

4340,57

73,539

3534,47

2672,75

1. Loans for Purchase of Consumer Durables

1,590

58,67

45,96

1,506

59,18

47,10

1,294

50,37

37,32

2. Loans for Housing

49,001

3532,21

3136,35

33,093

1886,63

1643,01

10,545

774,20

674,78

3. Rest of the Personal Loans

1,41,350

5952,82

4387,70

84,476

3626,63

2650,46

61,700

2709,89

1960,65

VI.

TRADE

58,609

8691,18

6724,99

70,597

9773,99

7513,80

66,121

10090,73

7965,20

1. Wholesale Trade

18,346

3844,32

2904,71

21,072

4541,84

3396,28

19,770

4564,92

3599,04

2. Retail Trade

40,263

4846,86

3820,29

49,525

5232,15

4117,52

46,351

5525,81

4366,16

VII.

FINANCE

1,617

4546,73

3570,67

1,177

14709,59

12949,70

1,874

15956,86

14411,93

VIII.

ALL OTHERS

32,460

6131,53

4520,84

25,939

6309,85

4698,69

27,313

6465,72

5016,54

TOTAL LOANS AND ADVANCES

4,97,268

97332,85

70084,84

4,28,272

122500,28

98723,06

3,46,845

133499,96

106487,91

OF WHICH : 1. Artisans and Village & Tiny Industries

6,050

826,16

648,83

4,463

389,63

316,14

3,907

326,92

267,50

2. Other Small Scale Industries

31,286

7852,20

5999,36

26,436

5300,69

4202,51

26,347

5906,85

4586,11

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