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Table No.5.3 - Interest Rate Range-Wise Classification of Outstanding Loans and Advances of Scheduled Commercial Banks According to Occupation (Part 1 of 2)

(Amount in Rupees Lakh)

 

 

 

 

LESS THAN 6%

6% AND ABOVE BUT
LESS THAN 10%

OCCUPATION

 

No. of

Credit

Amount

No. of

Credit

Amount

 

 

 

 

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

 

 

 

 

1

2

3

4

5

6

I.

AGRICULTURE

165

32,35

31,31

84,166

8397,87

6168,05

 

1.

Direct Finance

96

4,99

3,99

77,213

5615,89

3989,05

 

2.

Indirect Finance

69

27,36

27,31

6,953

2781,98

2178,99

II.

INDUSTRY

52

359,34

347,71

70,021

36914,60

25351,73

 

1.

Mining & Quarrying

3

13

12

1,947

1112,66

594,83

 

2.

Food Manufacturing & Processing

7

6,82

1,83

3,548

4048,59

2320,57

 

 

(a)

Rice Mills, Flour & Dal Mills

4

49

47

1,552

1295,89

942,46

 

 

(b)

Sugar

44

227,41

128,59

 

 

(c)

Edible Oils & Vanaspati

229

394,73

216,38

 

 

(d)

Tea Processing

85

84,17

69,68

 

 

(e)

Processing of Fruits & Vegetables

115

61,36

46,35

 

 

(f)

Others

3

6,33

1,36

1,523

1985,05

917,10

 

3.

Beverage & Tobacco

159

273,72

143,30

 

4.

Textiles

4

3,99

3,80

6,381

6458,45

4730,97

 

 

(a)

Cotton Textiles

1,752

2491,51

1706,48

 

 

(b)

Jute & Other Natural Fibre Textiles

91

68,10

44,89

 

 

(c)

Handloom Textiles & Khadi

385

418,14

344,87

 

 

(d)

Other Textiles & Textile Products

4

3,99

3,80

4,153

3480,71

2634,73

 

5.

Paper, Paper Products & Printing

2

28,42

26,00

971

545,38

361,70

 

6.

Leather & Leather Products

968

949,15

735,73

 

7.

Rubber & Plastic Products

1

3

2

1,077

722,85

512,27

 

8.

Chemicals & Chemical Products

2

1,60

1,535

2390,46

1465,49

 

 

(a)

Heavy Industrial Chemicals

265

484,47

363,84

 

 

(b)

Fertilisers

42

158,47

124,80

 

 

(c)

Drugs & Pharmaceuticals

432

836,95

508,58

 

 

(d)

Non-Edible Oils

35

141,01

59,62

 

 

(e)

Other Chemicals & Chemical Products

2

1,60

761

769,56

408,64

 

9.

Petroleum, Coal Products & Nuclear Fuels

77

260,55

172,14

 

10.

Manufacture of Cement & Cement Products

225

204,71

145,31

 

11.

Basic Metals & Metal Products

1

6

6

2,441

2850,55

2002,17

 

 

(a)

Iron & Steel

1

6

6

919

1885,84

1341,96

 

 

(b)

Non-Ferrous Metals

297

262,28

222,48

 

 

(c)

Metal Products

1,225

702,43

437,72

 

12.

Engineering

1

30

30

2,909

2960,73

1987,86

 

 

(a)

Heavy Engineering

1

30

30

735

768,61

668,03

 

 

(b)

Light Engineering

1,324

842,58

544,87

 

 

(c)

Electrical Machinery & Goods

623

978,86

484,09

 

 

(d)

Electronic Machinery & Goods

227

370,67

290,87

 

13.

Vehicles, Vehicle Parts & Transport Equipments

790

945,00

670,30

 

14.

Other Industries

24

302,64

301,48

6,095

4398,49

2808,56

 

15.

Electricity, Gas & Water

1

3

3

209

2392,63

1536,36

 

 

(a)

Electricity Generation & Transmission

128

2225,46

1381,21

 

 

(b)

Non-Conventional Energy

1

3

3

31

59,78

56,95

 

 

(c)

Gas, Steam & Water Supply

50

107,39

98,21

 

16.

Construction

6

15,34

14,08

40,689

6400,69

5164,19

III.

TRANSPORT OPERATORS

12

2,79

2,72

5,334

569,34

450,20

IV.

PROFESSIONAL AND OTHER SERVICES

51

44,97

34,65

16,621

5495,65

4214,31

V.

PERSONAL LOANS

75,469

3140,06

3086,40

14,68,299

95628,67

84054,28

 

1.

Loans for Purchase of Consumer Durables

 

2.

Loans for Housing

69,536

2943,17

2895,81

14,00,105

93302,28

82313,30

 

3.

Rest of the Personal Loans

5,933

196,89

190,59

68,194

2326,39

1740,97

VI.

TRADE

 

22

2,70

2,05

31,347

53022,30

44897,04

 

1.

Wholesale Trade

5

36

36

8,866

49306,89

42501,84

 

2.

Retail Trade

17

2,34

1,69

22,481

3715,42

2395,19

VII.

FINANCE

 

21

571,98

374,26

6,353

5673,22

4486,85

VIII.

ALL OTHERS

100

39,85

36,68

26,070

3976,59

2917,37

TOTAL LOANS AND ADVANCES

75,892

4194,05

3915,78

17,08,211

209678,25

172539,82

OF WHICH:
1. Artisans and Village & Tiny Industries

21

2,56

1,46

4,048

378,21

281,59

2. Other Small Scale Industries

2

40

5

10,961

5692,38

4128,62



(Amount in Rupees Lakh)

 

 

 

 

10% AND ABOVE BUT

12% AND ABOVE BUT

 

 

 

 

LESS THAN 12%

 

 

LESS THAN 13%

OCCUPATION

 

No. of

Credit

Amount

No. of

Credit

Amount

 

 

 

 

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

 

 

 

 

7

8

9

10

11

12

 

 

 

 

 

 

 

 

 

 

I.

AGRICULTURE

4,09,574

22259,64

18313,66

1,05,277

7867,12

6653,63

 

1.

Direct Finance

3,85,389

15889,63

13451,84

94,578

4998,56

4256,07

 

2.

Indirect Finance

24,185

6370,00

4861,82

10,699

2868,56

2397,57

II.

INDUSTRY

1,84,529

119925,02

79787,58

84,945

82792,70

37613,00

 

1.

Mining & Quarrying

6,114

5506,70

3037,02

2,711

1661,04

985,52

 

2.

Food Manufacturing & Processing

24,690

13120,22

8159,63

10,038

22052,91

4038,45

 

 

(a)

Rice Mills, Flour & Dal Mills

12,359

3951,51

2704,54

4,065

1455,71

890,86

 

 

(b)

Sugar

413

3529,80

1825,73

231

1496,66

927,87

 

 

(c)

Edible Oils & Vanaspati

1,996

1310,28

842,57

1,034

878,75

612,44

 

 

(d)

Tea Processing

663

1014,82

765,75

583

11869,08

299,55

 

 

(e)

Processing of Fruits & Vegetables

565

146,95

106,87

321

136,11

90,51

 

 

(f)

Others

8,694

3166,85

1914,17

3,804

6216,60

1217,22

 

3.

Beverage & Tobacco

1,284

1331,91

1040,21

778

806,84

487,22

 

4.

Textiles

26,474

15659,87

10132,60

12,166

11583,69

5374,16

 

 

(a)

Cotton Textiles

9,093

7047,09

4978,07

4,697

4432,76

2805,87

 

 

(b)

Jute & Other Natural Fibre Textiles

535

224,89

158,77

247

222,93

94,75

 

 

(c)

Handloom Textiles & Khadi

2,270

682,15

551,99

776

242,87

156,84

 

 

(d)

Other Textiles & Textile Products

14,576

7705,74

4443,76

6,446

6685,14

2316,70

 

5.

Paper, Paper Products & Printing

8,464

2773,65

2072,73

4,170

2927,39

1486,03

 

6.

Leather & Leather Products

1,915

865,78

722,89

965

521,42

327,74

 

7.

Rubber & Plastic Products

9,265

2926,48

1975,39

4,339

3321,80

1106,56

 

8.

Chemicals & Chemical Products

11,064

11283,00

7530,48

5,437

6256,67

3388,91

 

 

(a)

Heavy Industrial Chemicals

1,808

2406,71

1476,86

942

1288,19

802,04

 

 

(b)

Fertilisers

340

3374,65

2502,82

195

703,28

601,55

 

 

(c)

Drugs & Pharmaceuticals

2,224

2392,81

1524,92

1,268

1958,73

823,65

 

 

(d)

Non-Edible Oils

304

201,35

128,80

132

55,06

39,71

 

 

(e)

Other Chemicals & Chemical Products

6,388

2907,47

1897,08

2,900

2251,41

1121,96

 

9.

Petroleum, Coal Products & Nuclear Fuels

832

3285,92

1436,94

414

1552,98

1185,12

 

10.

Manufacture of Cement & Cement Products

2,329

1848,09

1381,00

1,033

1098,82

816,30

 

11.

Basic Metals & Metal Products

17,374

18332,10

11568,12

8,082

8647,08

4764,04

 

 

(a)

Iron & Steel

6,707

13067,78

8178,57

3,105

5852,24

2955,17

 

 

(b)

Non-Ferrous Metals

2,204

1671,96

886,13

876

1227,75

681,08

 

 

(c)

Metal Products

8,463

3592,37

2503,42

4,101

1567,09

1127,79

 

12.

Engineering

19,804

9435,43

6314,80

9,989

8537,87

4634,05

 

 

(a)

Heavy Engineering

4,061

2271,37

1647,32

2,244

1286,41

1006,89

 

 

(b)

Light Engineering

9,280

3462,27

2051,30

3,913

3707,25

1262,24

 

 

(c)

Electrical Machinery & Goods

4,620

2162,36

1513,25

2,702

2256,25

1578,85

 

 

(d)

Electronic Machinery & Goods

1,843

1539,43

1102,93

1,130

1287,96

786,08

 

13.

Vehicles, Vehicle Parts & Transport Equipments

4,887

3906,16

2214,74

2,105

1459,38

849,22

 

14.

Other Industries

26,667

11344,57

8836,60

13,072

4923,31

2896,42

 

15.

Electricity, Gas & Water

1,194

6940,83

4758,56

618

2096,52

1188,49

 

 

(a)

Electricity Generation & Transmission

475

6200,50

4235,47

221

1691,42

988,48

 

 

(b)

Non-Conventional Energy

180

312,69

198,62

107

150,42

40,11

 

 

(c)

Gas, Steam & Water Supply

539

427,65

324,47

290

254,68

159,90

 

16.

Construction

22,172

11364,33

8605,88

9,028

5344,98

4084,77

III.

TRANSPORT OPERATORS

28,554

2476,98

1916,22

17,511

1800,35

1476,63

IV.

PROFESSIONAL AND OTHER SERVICES

56,039

14685,82

10154,92

23,985

6156,73

4383,18

V.

PERSONAL LOANS

3,97,460

19747,44

16138,17

2,58,984

21863,76

17673,88

 

1.

Loans for Purchase of Consumer Durables

2,508

85,82

68,33

 

2.

Loans for Housing

2,13,740

12375,53

10781,48

1,34,176

16160,40

13403,28

 

3.

Rest of the Personal Loans

1,83,720

7371,91

5356,69

1,22,300

5617,54

4202,27

VI.

TRADE

 

1,67,299

21302,72

15588,06

84,941

13805,11

9809,68

 

1.

Wholesale Trade

31,939

7615,84

5193,65

24,448

5712,46

4265,89

 

2.

Retail Trade

1,35,360

13686,88

10394,40

60,493

8092,65

5543,79

VII.

FINANCE

 

3,899

11077,43

5535,79

1,597

2540,65

1862,60

VIII.

ALL OTHERS

55,293

10564,95

7042,51

29,694

5171,61

3378,19

TOTAL LOANS AND ADVANCES

13,02,647

222040,00

154476,90

6,06,934

141998,04

82850,80

OF WHICH:
1. Artisans and Village & Tiny Industries

24,411

2485,95

1912,73

8,413

1004,96

802,13

2. Other Small Scale Industries

83,974

17529,94

13249,11

33,733

9106,59

6988,00



(Amount in Rupees Lakh)

 

 

 

 

13% AND ABOVE BUT

 

14% AND ABOVE BUT

 

 

 

 

LESS THAN 14%

 

 

LESS THAN 15%

OCCUPATION

 

No. of

Credit

Amount

No. of

Credit

Amount

 

 

 

 

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

 

 

 

 

13

14

15

16

17

18

 

 

 

 

 

 

 

 

 

 

I.

AGRICULTURE

75,341

14377,04

11935,27

60,531

6197,65

5181,64

 

1.

Direct Finance

67,126

3455,01

2979,07

53,620

2850,06

2501,73

 

2.

Indirect Finance

8,215

10922,03

8956,19

6,911

3347,59

2679,91

II.

INDUSTRY

57,642

80306,62

60635,83

62,006

159713,28

92617,72

 

1.

Mining & Quarrying

1,816

2158,47

1824,49

1,812

7962,68

5348,43

 

2.

Food Manufacturing & Processing

6,384

3795,04

2771,29

5,762

10978,81

5464,53

 

 

(a)

Rice Mills, Flour & Dal Mills

2,573

690,65

471,45

2,177

3164,69

954,74

 

 

(b)

Sugar

144

998,84

604,54

233

2295,82

1777,38

 

 

(c)

Edible Oils & Vanaspati

674

671,27

533,97

594

1064,68

720,85

 

 

(d)

Tea Processing

199

304,77

215,01

284

997,51

608,00

 

 

(e)

Processing of Fruits & Vegetables

237

62,68

49,19

204

116,46

78,74

 

 

(f)

Others

2,557

1066,82

897,12

2,270

3339,65

1324,82

 

3.

Beverage & Tobacco

559

312,83

256,08

628

1048,87

829,16

 

4.

Textiles

8,036

4932,18

4163,02

9,255

24001,10

10148,73

 

 

(a)

Cotton Textiles

3,203

3416,92

3068,02

3,602

10801,82

4963,36

 

 

(b)

Jute & Other Natural Fibre Textiles

147

60,15

45,33

190

289,63

154,59

 

 

(c)

Handloom Textiles & Khadi

412

97,62

78,15

301

105,52

97,50

 

 

(d)

Other Textiles & Textile Products

4,274

1357,49

971,53

5,162

12804,12

4933,28

 

5.

Paper, Paper Products & Printing

2,723

858,03

659,82

2,623

4005,52

2676,10

 

6.

Leather & Leather Products

810

305,42

243,19

815

1037,16

460,12

 

7.

Rubber & Plastic Products

2,978

942,70

664,73

2,581

2508,57

1448,56

 

8.

Chemicals & Chemical Products

3,452

6508,94

3845,14

4,187

21200,80

9212,17

 

 

(a)

Heavy Industrial Chemicals

671

3048,89

1851,30

738

3041,88

2080,29

 

 

(b)

Fertilisers

150

1344,10

833,28

238

3691,10

2085,15

 

 

(c)

Drugs & Pharmaceuticals

798

547,91

441,67

1,249

10706,87

3145,75

 

 

(d)

Non-Edible Oils

87

45,64

38,11

71

69,64

52,87

 

 

(e)

Other Chemicals & Chemical Products

1,746

1522,41

680,78

1,891

3691,32

1848,12

 

9.

Petroleum, Coal Products & Nuclear Fuels

428

3498,79

2965,49

301

4025,28

1852,16

 

10.

Manufacture of Cement & Cement Products

697

939,42

743,71

604

2436,69

2084,56

 

11.

Basic Metals & Metal Products

5,018

7945,85

4784,01

5,086

18132,79

12208,16

 

 

(a)

Iron & Steel

1,782

6485,64

3692,53

2,200

13705,32

9470,31

 

 

(b)

Non-Ferrous Metals

412

385,87

211,19

467

2339,38

1098,28

 

 

(c)

Metal Products

2,824

1074,35

880,29

2,419

2088,10

1639,58

 

12.

Engineering

5,978

4894,70

3846,03

6,031

13671,74

9054,72

 

 

(a)

Heavy Engineering

1,517

699,63

550,20

1,442

1992,76

1551,95

 

 

(b)

Light Engineering

2,264

1411,42

1198,65

2,225

3816,81

2563,85

 

 

(c)

Electrical Machinery & Goods

1,477

1795,31

1279,08

1,492

4179,43

2434,91

 

 

(d)

Electronic Machinery & Goods

720

988,34

818,10

872

3682,73

2504,00

 

13.

Vehicles, Vehicle Parts & Transport Equipments

1,341

4099,84

2985,63

1,537

5704,91

3640,98

 

14.

Other Industries

9,768

4249,96

3148,23

10,623

20623,11

11037,89

 

15.

Electricity, Gas & Water

712

17065,59

13191,90

602

8063,21

6645,95

 

 

(a)

Electricity Generation & Transmission

363

16789,37

12964,10

338

7033,74

6034,14

 

 

(b)

Non-Conventional Energy

95

88,01

68,68

81

607,76

206,19

 

 

(c)

Gas, Steam & Water Supply

254

188,21

159,12

183

421,71

405,63

 

16.

Construction

6,942

17798,86

14543,08

9,559

14312,04

10505,50

III.

TRANSPORT OPERATORS

13,549

3283,14

2306,33

9,162

1626,91

1228,28

IV.

PROFESSIONAL AND OTHER SERVICES

19,592

6340,21

5517,08

19,021

19119,15

10700,96

V.

PERSONAL LOANS

70,868

3175,12

2408,68

62,735

2609,02

1964,36

 

1.

Loans for Purchase of Consumer Durables

1,183

48,64

38,76

683

26,71

18,69

 

2.

Loans for Housing

1

5

5

 

3.

Rest of the Personal Loans

69,685

3126,48

2369,92

62,051

2582,26

1945,61

VI.

TRADE

 

70,448

11193,99

8933,69

57,215

16429,16

11417,62

 

1.

Wholesale Trade

19,758

5531,12

4418,39

17,417

6428,21

4386,20

 

2.

Retail Trade

50,690

5662,87

4515,30

39,798

10000,95

7031,42

VII.

FINANCE

 

1,404

20699,02

18601,33

2,435

22206,87

19366,83

VIII.

ALL OTHERS

24,905

5640,66

4329,32

24,419

6116,65

4774,32

TOTAL LOANS AND ADVANCES

3,33,749

145015,80

114667,52

2,97,524

234018,68

147251,73

OF WHICH:
1. Artisans and Village & Tiny Industries

4,508

378,67

293,69

3,083

268,69

216,75

2. Other Small Scale Industries

21,939

4470,24

3486,97

20,271

5871,76

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